Our OFX USD to EUR transfer rate is 0.8761. This is -0.5% below the mid-rate. Compare OFX currency conversion rates - Reduce FX costs.
Our deal OFX USD to EUR exchange rate is 0.8761. This is -0.5% compared to the latest USD-EUR mid-market rate 0.8805. Visit OFX now to receive this rate.
The standard OFX USD-EUR rate is 0.8652, -1.7% from the mid-rate.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Euro (EUR) rates from different sources before making a conversion.
Looking at our comparison table the best USD to EUR exchange rate is 0.8761 from OFX, -0.5% from the mid-market rate 0.8805. The next best rate is 0.8752 from XE, -0.6% from the mid-rate. Then Wise with 0.8747 is -0.66% from the mid-rate.
The Western Union rate is 0.8717 which is -1% from the mid-rate.
Among the banks, the Chase Bank rate is 0.8168 at -7.2%, the Wells Fargo Bank rate is 0.8115 at -7.8%, and the Citibank rate is 0.852 at -3.2% compared to the mid-rate 0.8805.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service like OFX or platforms that offer rates closer to the mid-market rate.
The table below shows OFX US dollar (USD) Send Money exchange rates with the percentage of margin being charged from the current market mid-rate :
| Currency route | Mid market rate | OFX Send Money Rate | Cost% |
|---|---|---|---|
| USD - AED | 3.6731 | 3.6547 | -0.5%* |
| USD - AUD | 1.5675 | 1.5597 | -0.5%* |
| USD - BND | 1.3143 | 1.2511 | -4.8% |
| USD - CAD | 1.3871 | 1.3802 | -0.5%* |
| USD - CHF | 0.8298 | 0.8257 | -0.49%* |
| USD - CNY | 7.2870 | 7.0469 | -3.3% |
| USD - CZK | 21.96 | 21.85 | -0.5%* |
| USD - DKK | 6.5730 | 6.5401 | -0.5%* |
| USD - EUR | 0.8805 | 0.8761 | -0.5%* |
| USD - FJD | 2.2600 | 2.1445 | -5.1% |
| USD - GBP | 0.7506 | 0.7468 | -0.51%* |
| USD - HKD | 7.7566 | 7.7178 | -0.5%* |
| USD - HUF | 357.80 | 356.01 | -0.5%* |
| USD - IDR | 16,855 | 15.808 | - |
| USD - ILS | 3.6190 | 3.6009 | -0.5%* |
| USD - INR | 85.40 | 82.39 | -3.5% |
| USD - JPY | 143.36 | 142.64 | -0.5%* |
| USD - KRW | 1,439.5 | 0.988 | - |
| USD - KWD | 0.3067 | 0.3052 | -0.49%* |
| USD - LKR | 299.63 | 289.0149 | -3.5% |
| USD - MAD | 9.2755 | 8.9286 | -3.7% |
| USD - MGA | 4,453.9 | 3.86 | - |
| USD - MXN | 19.62 | 19.52 | -0.51%* |
| USD - MYR | 4.3740 | 4.3521 | -0.5%* |
| USD - NOK | 10.43 | 10.38 | -0.48%* |
| USD - NZD | 1.6788 | 1.6704 | -0.5%* |
| USD - OMR | 0.3850 | 0.3738 | -2.9% |
| USD - PEN | 3.6728 | 3.5441 | -3.5% |
| USD - PGK | 4.0804 | 3.8818 | -4.9% |
| USD - PHP | 56.25 | 55.97 | -0.5%* |
| USD - PKR | 281.37 | 272.3181 | -3.2% |
| USD - PLN | 3.7581 | 3.7393 | -0.5%* |
| USD - SAR | 3.7513 | 3.6262 | -3.3% |
| USD - SBD | 8.3300 | 7.474 | -10.3% |
| USD - SCR | 14.30 | 13.1496 | -8% |
| USD - SEK | 9.6877 | 9.6393 | -0.5%* |
| USD - SGD | 1.3145 | 1.3079 | -0.5%* |
| USD - THB | 33.57 | 33.4 | -0.51%* |
| USD - TOP | 2.4078 | 2.2111 | -8.2% |
| USD - TRY | 38.42 | 38.23 | -0.49%* |
| USD - TWD | 32.54 | 31.1261 | -4.3% |
| USD - VND | 26,021 | 24552.6026 | - |
| USD - VUV | 118.72 | 110.532 | -6.9% |
| USD - WST | 2.8000 | 2.4791 | -11.5% |
| USD - XOF | 577.55 | 557.2272 | -3.5% |
| USD - XPF | 105.07 | 101.4481 | -3.4% |
| USD - ZAR | 18.81 | 18.72 | -0.48%* |
* BER discount rate that we have negotiated with OFX. To obtain these special rates, click through to OFX from our above exchange rate comparison tool.
The OFX Dollar to Euro comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by OFX and other foreign exchange providers against the latest USD-EUR mid-rate (see Market Data below ) and the possible savings of using various providers.
OFX has a 20-year history and is one of the largest foreign exchange specialists in the world. It offers a complete foreign exchange solution, including discounted money transfers, currency hedging tools, recurring transfers, a multi-currency account for online sellers and much more.
OFX grew from the idea that there had to be a better, fairer way to move money around the world. That was over 20 years ago, and since then over 1 million customers have trusted OFX with transfers in 50+ currencies to over 170 countries.
OFX don’t just offer great rates, they believe real help from real people counts. That’s why their clients get the best of both worlds – a seamless digital platform, combined with 24/7 phone access to currency experts.
When it comes to moving money, peace of mind is important. OFX is monitored by over 50 regulators globally and work within a network of carefully selected banking partners. So whether you are sending money to friends and family abroad, or doing business across borders, OFX can get your money where it needs to go. Fast, simple, secure.
Using OFX for money transfers offers the benefit of lower fees and competitive exchange rates compared to traditional banks, making international transactions more cost-effective.
Additionally, OFX provides 24/7 customer support, a range of transfer options including spot and forward contracts, and a user-friendly online platform, enhancing convenience and flexibility for global financial transactions.
OFX offers exchange rates that beat the banks, and are close or equal to the rates offered by the industry’s lowest-cost services.
When you register via our OFX 0.5% exclusive offer for BER users the cost of sending, for example, 5,000 US dollars to Australia equates to 0.5 percent of the transferred amount, or roughly US$25. You’d pay the same 0.5 percent for the same amount to be sent to Europe and around 1 percent if sending to India. This compares with 4–7 percent with the banks.
For other currency routes we looked at (routes involving AUD, INR, GBP, EUR, SGD and USD), the average cost of an international payment with OFX was 0.6 percent of the transferred amount. This is exceptional if compared with banks but can be a little more expensive than what is charged by the industry’s lowest-cost services, although such services do not offer the same benefits and customer service as OFX.
US dollar (USD) to Euro (EUR) market data - latest interbank exchange rate, trend, chart & historic rates.
| Date | USD/EUR | Change | Period |
|---|---|---|---|
11 Apr 2025 | 0.8810 | 0.2% ▲ | 2 Week |
25 Jan 2025 | 0.9522 | 7.3% ▼ | 3 Month |
25 Apr 2024 | 0.9322 | 5.3% ▼ | 1 Year |
26 Apr 2020 | 0.9241 | 4.5% ▼ | 5 Year |
28 Apr 2015 | 0.9110 | 3.1% ▼ | 10 Year |
30 Apr 2005 | 0.7746 | 13.9% ▲ | 20 Year |
Here are some popular conversion amounts for USD to EUR (US dollar to Euro)*.
*Converted at the current USDEUR interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
The USD to EUR exchange rate is currently at 0.8796, which is significantly below its 3-month average of 0.9297, reflecting recent volatility in currency markets. This exchange rate has experienced a wide trading range of 12.5%, from 0.8686 to 0.9775, indicating uncertain market sentiment influenced by geopolitical tensions and economic developments.
Read our full review of recent USD to EUR forecasts.
There are several ways to save on exchange rates when converting US dollar to Euro:
Generally speaking, if you are buying Euro with US dollar, then it's better for the USD/EUR exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
Read our Currency guide to the Eurozone — a practical currency and money guide to travel in the Eurozone plus living and doing business with the Euro.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add USD/EUR to your personalised Rate Tracker to track and benefit from currency movements.
Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.
Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending
The cost of living varies greatly within the Eurozone, and it depends on various factors such as housing, transportation, healthcare, and taxes. However, some of the countries in the Eurozone with relatively lower cost of living include:
Greece: Greece has a relatively low cost of living compared to other Eurozone countries.
Portugal: Portugal has a lower cost of housing than in other Eurozone countries.
Spain: Spain also has a relatively low cost of living, particularly in the southern regions such as Andalusia and Murcia.
Ireland: Ireland has a relatively low cost of living, particularly in the regions outside the main cities like Dublin.
Read more at our Eurozone (EUR) country guide
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The US dollar has fallen to a three-year low, influenced by Trump policy back flips plus concerns over the Federal Reserve's independence. Analysts suggest a long-overdue correction due to overvaluation and trade tensions.
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The Chinese yuan has weakened following the United States' decision to impose a 125% tariff on Chinese imports, prompting the People's Bank of China to intervene to stabilize the currency.
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Recent U.S. trade policies, including aggressive tariffs on auto imports, have introduced significant volatility in global currency markets, affecting major currencies such as the euro, British pound, and Japanese yen.
Further reading on the Euro (EUR) - Guides, Reviews & News from our research team.
Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
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