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Wise USD to EUR Exchange Rates & Currency Deals

USD-EUR Rate Calculator

 
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your Wise currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 

Wise - USD Rate Margin Analysis

The average USD rate margin offered by Wise is 0.61%.

This average is based on individual USD 10K transfer rates in the currency pairs from Wise that we monitor.

 

Wise - Best and Worst Value Rates

The tables below show the best and worst exchange rate margins offered by Wise for US dollar (USD 10K) transactions. Margins show the percentage difference from the mid-market rate.

Wise Best Value Rates (Lowest Margins)

Currency Pair Wise Rate Mid Market Rate Margin
USD/CHF 0.7793 0.7800 0.1%
USD/SEK 8.9399 8.9501 0.1%
USD/PLN 3.5513 3.5554 0.1%
USD/TRY 43.32 43.37 0.1%
USD/NZD 1.6781 1.6804 0.1%

Wise Worst Value Rates (Highest Margins)

Currency Pair Wise Rate Mid Market Rate Margin
USD/TOP 2.3129 2.4078 3.9%
USD/FJD 2.1847 2.2503 2.9%
USD/SCR 13.94 14.26 2.3%
USD/MAD 8.9474 9.0893 1.6%
USD/BND 1.2640 1.2787 1.1%
 
   

USD to EUR Market Data

US dollar (USD) to Euro (EUR) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy EUR
1 USD = 0.8432 EUR
1d−0.7%
90dLows
USD to EUR is at 90-day lows near 0.8456, 1.5% below its 3-month average of 0.8584, having traded in a very stable 3.0% range from 0.8456 to 0.8711
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Tracker

Currency Forecasts related to USD/EUR

USD to EUR 2026 Forecasts

USD/EUR Outlook: Bearish, as the rate is below its recent average and near recent lows amid ongoing USD weakness.

Read forecast

USD to JPY 2026 Forecasts

USD/JPY Outlook: Slightly weaker, but likely to move sideways as the rate is near its recent average and lacks a strong driver.

Read forecast

EUR to GBP 2026 Forecasts

EUR/GBP Outlook: Slightly weaker, but likely to move sideways as the rate trades near recent lows and is below its recent average.

Read forecast

Bearish outlook for USD/EUR as it remains below recent averages due to USD weakness. Key drivers: Fed rate cuts expected, ECB stable; rising oil prices adding pressure; US core PCE index today may influence Fed actions. Range: slight fluctuations likely; stronger PCE could support USD, while geopolitical tensions may deepen declines

 

USD to EUR Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Euro across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD EUR
$ 1 0.8432
$ 5 4.2160
$ 10 8.4320
$ 20 16.86
$ 50 42.16
$ 100 84.32
$ 250 210.80
$ 500 421.60
$ 1,000 843.20
$ 2,000 1,686
$ 5,000 4,216
$ 10,000 8,432
$ 20,000 16,864
$ 50,000 42,160
$ 100,000 84,320
USD EUR
$ 1.1860 € 1
$ 5.9300 € 5
$ 11.86 € 10
$ 23.72 € 20
$ 59.30 € 50
$ 118.60 € 100
$ 296.50 € 250
$ 593.00 € 500
$ 1,186 € 1,000
$ 2,372 € 2,000
$ 5,930 € 5,000
$ 11,860 € 10,000
$ 23,720 € 20,000
$ 59,300 € 50,000
$ 118,600 € 100,000

More amounts

*Converted at the current USD-EUR interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the Wise Send Money conversion rate for USD to EUR?

The Wise USD to EUR exchange rate is 0.8349. This is -0.98% compared to the latest USD-EUR mid-market rate 0.8432.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Euro (EUR) rates from different sources before making a conversion.

The above Wise - Dollar to Euro comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Wise and other foreign exchange providers against the latest USD-EUR mid-rate and the possible savings of using various providers. 

How do Wise USD-EUR rates compare between providers?

Looking at the full USD to EUR - Send Money comparison table the provider with the best USD to EUR exchange rate is OFX at 0.839, -0.5% from the latest mid-market rate 0.8432.

The next best is XE at 0.8381, -0.6% from the mid-rate.

Then Wise at 0.8349, which is -0.98% from the mid-rate.

The Western Union rate is 0.8348 which is -1% from the mid-rate.

Among the banks the Chase Bank rate is 0.7895 at -6.4% the Wells Fargo Bank rate is 0.7845 at -7% and the Citibank rate is 0.8233 at -2.4% compared to the mid-rate 0.8432.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service like Wise or platforms that offer rates closer to the mid-market rate.

 

Compare USD to EUR Transfer Rates

   

View a full list of exchange rates by selecting your Base (from) currency: