Best USD to GBP Transfer Exchange Rates - Compare Best Deals & Save

USD to GBP Market Data

US dollar (USD) to British pound (GBP) market data - latest interbank exchange rate, trend, chart & historic rates.

Sell USD → Buy GBP

1 USD = GBP

▼-0.2% since yesterday

90d-highs

USD to GBP at 0.8179 is 3.7% above its 3-month average of 0.7884, having traded in a relatively stable 7.4% range from 0.7649 to 0.8213

13-JAN 7PM-NY 14-JAN 12AM-LON 8AM-HK 11AM-SYD

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1 GBP = 1.2212 USD

Date	USD/GBP	Change	Period
30 Dec 2024	0.7969	3.3% ▲	2 Week
15 Oct 2024	0.7654	7.6% ▲	3 Month
14 Jan 2024	0.7852	4.9% ▲	1 Year
15 Jan 2020	0.7669	7.4% ▲	5 Year
16 Jan 2015	0.6599	24.8% ▲	10 Year
18 Jan 2005	0.5350	53.9% ▲	20 Year

USD/GBP historic rates & change to 13-Jan-2025

What are equivalent amounts of USD and GBP?

Here are some popular conversion amounts for USD to GBP (US dollar to British pound)*.

USD	GBP
$ 1	£ 0.8189
$ 5	£ 4.0945
$ 10	£ 8.1890
$ 20	£ 16.38
$ 50	£ 40.95
$ 100	£ 81.89
$ 250	£ 204.73
$ 500	£ 409.45
$ 1,000	£ 818.90
$ 2,000	£ 1,638
$ 5,000	£ 4,095
$ 10,000	£ 8,189
$ 20,000	£ 16,378
$ 50,000	£ 40,945
$ 100,000	£ 81,890

USD	GBP
$ 1.2212	£ 1
$ 6.1060	£ 5
$ 12.21	£ 10
$ 24.42	£ 20
$ 61.06	£ 50
$ 122.12	£ 100
$ 305.30	£ 250
$ 610.60	£ 500
$ 1,221	£ 1,000
$ 2,442	£ 2,000
$ 6,106	£ 5,000
$ 12,212	£ 10,000
$ 24,424	£ 20,000
$ 61,060	£ 50,000
$ 122,120	£ 100,000

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*Converted at the current USDGBP interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

Forecasts for USD to GBP

14 JanThe current exchange rate forecast for the USD to GBP remains predominantly influenced by geopolitical and economic factors that are shaping investor sentiment. As the US dollar (USD) has demonstrated resilience amid a cautious market atmosphere and uncertainty surrounding upcoming payroll data, FX analysts indicate that a decent job creation figure could further strengthen the greenback. The recent upward trend is largely attributed to expectations that policies under the Trump administration, including proposed tariffs and tax cuts, could drive inflation and maintain higher interest rates, consequently bolstering the USD. Major financial institutions, including JPMorgan and Goldman Sachs, predict continued strength for the dollar in the face of global economic turmoil, with analysts noting that the USD has risen nearly 3.7% above its 3-month average against the British pound (GBP).

Read our full review of recent USD to GBP forecasts.

How to get a good USD to GBP exchange rate

There are several ways to save on exchange rates when converting US dollar to British pound:

Shop around for the best USD/GBP exchange rate: Exchange rates can vary significantly between different currency exchange providers, so it's important to compare rates from different sources before making a conversion.
Timing is important: Keep an eye on the USD/GBP rate on currency markets, as exchange rates can fluctuate frequently. Try to make your transactions when the exchange rate is in your favor. You can do this easily with our BER Smart Rate Tracker.
Use a credit/debit or travel card that doesn't charge foreign transaction fees: Some credit cards charge additional fees for transactions made in a foreign currency, so it's important to check with your card issuer to see if they charge these fees and what their exchange rate is.
Use a multi-currency account: Having a multi-currency account allows you to hold and transfer money in both USD and GBP at close to the interbank rate. It also allows you to make payments or withdrawals in the local currency while avoiding high conversion fees.
Buy currency in advance: If you know that you will need foreign currency in the future, consider buying it in advance when the exchange rate is favorable.

The key is reducing excessive costs and fees

Generally speaking, if you are buying British pound with US dollar, then it's better for the USD/GBP exchange rate to be higher.

However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

Read our Currency guide to the United Kingdom - a practical currency and money guide to travel, living and doing business in the United Kingdom with the British pound.

It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.

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Will the US dollar rise against the British pound?

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add USD/GBP to your personalised Rate Tracker to track and benefit from currency movements.

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Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

Currency Country Guides

United States (USD)	United Kingdom (GBP)	Guernsey (GBP)
Isle of Man (GBP)	Jersey (GBP)	South Georgia and South Sandwich Islands (GBP)

Expat and Business Guide to Life in the UK

The United Kingdom (UK) offers a rich blend of historical charm, modern infrastructure, and diverse opportunities, making it an attractive destination for expatriates and business professionals alike. Here's a comprehensive guide to help you settle in and thrive in the UK.

1. Living in the UK as an Expat

Housing

Options: Choices range from urban apartments in cities like London, Manchester, and Edinburgh to countryside homes.
Renting: Rental prices vary significantly, with London being the most expensive. Shared accommodation is a popular cost-saving option.
Tips: Use online platforms like Rightmove or Zoopla for housing searches, and be prepared to provide references and a deposit.

Healthcare

The UK offers a public healthcare system known as the National Health Service (NHS).
Registration: Expats on long-term visas can access the NHS after paying an Immigration Health Surcharge as part of their visa application.
Private Healthcare: Many expats opt for private insurance for quicker access to specialists.

Education

Public Schools: Free for children of residents, though quality varies by area.
Private Schools: Offer smaller class sizes and extracurricular activities, though they are costly.
Higher Education: The UK is home to prestigious universities like Oxford, Cambridge, and Imperial College London.

Cost of Living

The cost of living varies widely; London is significantly more expensive than smaller cities or rural areas.
Essentials like groceries and transportation are affordable, but rent and utilities can be high in urban areas.

2. Working in the UK

Work Visas

Most expats require a work visa unless they are from the European Union or hold a status under the EU Settlement Scheme.
Popular visas include the Skilled Worker visa and the Global Talent visa.

Business Etiquette

Punctuality is highly valued.
Meetings often begin with small talk before moving on to business matters.
Formal attire is common in business settings, though some industries like tech lean towards smart casual.

Employment Rights

Workers are entitled to a minimum wage, statutory sick pay, and annual leave.
Employers must provide contracts outlining terms of employment.

Job Market

Key industries include finance, technology, healthcare, and education.
Networking is crucial; platforms like LinkedIn and professional events can open doors.

3. Starting a Business in the UK

Business Structures

Popular business types include sole proprietorships, partnerships, and limited companies.
Register your business with Companies House and comply with UK tax laws.

Funding and Support

The UK offers various funding options, including startup loans and venture capital.
Organizations like Innovate UK provide grants for tech and innovation-focused businesses.

Taxes

Businesses must register for VAT if their annual turnover exceeds the threshold (£85,000 as of 2024).
Corporation tax is levied on profits, and rates are subject to change.

Workspaces

Co-working spaces like WeWork and Regus are popular in cities, offering flexible lease terms.

4. Adapting to UK Culture

Language

English is the official language, but regional accents and dialects can vary greatly. Learning some local slang can be helpful.

Social Etiquette

The British are generally polite and reserved. Saying "please" and "thank you" is important.
Pubs are central to social life; it’s customary to take turns buying drinks for your group.

Transportation

Public transport is efficient and includes trains, buses, and the London Underground.
Owning a car can be useful in rural areas but is unnecessary in cities.

Weather

The UK is known for unpredictable weather. Always carry an umbrella and dress in layers.

5. Key Challenges for Expats

Adjusting to the Climate: The weather can be gloomy, especially in winter.
Navigating Bureaucracy: Processes like obtaining a visa or registering for healthcare can be time-consuming.
Cost of Living: Budgeting is essential, especially in cities like London.

6. Resources for Expats and Businesses

Expat Communities: Join groups on platforms like Meetup or Facebook to connect with fellow expats.
Government Resources: Visit gov.uk for official information on visas, taxes, and business registration.
Professional Organizations: Membership in industry associations can provide networking opportunities.

The UK offers a dynamic environment for expats and business professionals, combining a high standard of living with countless opportunities for personal and professional growth. By understanding the essentials of living and working in the UK, you can navigate this exciting journey with confidence.

Read more at our United Kingdom (GBP) country guide

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