The comparison table above helps you see the total cost of your Wise currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
Wise - AUD Rate Margin Analysis
The average AUD rate margin offered by Wise is 0.66%.
This average is based on individual AUD 10K transfer rates in the currency pairs from Wise that we monitor.
Wise - Best and Worst Value Rates
The tables below show the best and worst exchange rate margins offered by Wise for Australian dollar (AUD 10K)
transactions. Margins show the percentage difference from the mid-market rate.
Bias: AUD/JPY is bullish-to-range-bound, trading above the 90-day average and sitting in the upper half of the three-month range, suggesting a firm bias but...
Bias
AUD/JPY bullish-to-range-bound, above the 90-day avg (90-day moving average) and in the upper half of the 3-month range; bias firm but limited scope for new highs.
Key drivers
- Rate gap: The RBA signaling possible rate hikes in 2026 widens the yield gap vs BoJ, supporting AUD while the yen stays sensitive to policy cues.
- Risk/commodities: Oil holds above its longer-term average with volatility; higher oil underpins AUD's commodity link and tends to lift the cross when risk appetite improves.
- BoJ bias: BoJ's December rate increase confirms a tightening bias, keeping cross moves reactive to policy signals and inflation data.
Range
AUD/JPY is likely to drift toward the upper end of the three-month range, with periodic tests of the high.
What could change it
- Upside risk: stronger Australian data or comments from the RBA pointing to earlier tightening could push the cross higher.
- Downside risk: oil retreat or clearer BoJ guidance toward yen strength could push AUD/JPY lower
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AUD to JPY Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much Australian dollar are worth in Japanese yen across a range of amounts.
This gives a quick view of what you’d get when converting different AUD amounts at today’s rate * :
What is the
Wise Send Money conversion rate for AUD to JPY?
The Wise AUD to JPY exchange rate is 105.3. This is -0.68% compared to the latest AUD-JPY mid-market rate 106.02.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
Australian dollar (AUD) to Japanese yen (JPY) rates from different sources before making a conversion.
The above
Wise - Aussie to Yen comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
Wise and other foreign exchange providers against the latest AUD-JPY mid-rate and the possible savings of using various providers.
How do Wise AUD-JPY rates compare between providers?
Looking at the full
AUD to JPY - Send Money comparison table the provider with the best AUD to JPY exchange rate is OFX at 105.49, -0.5% from the latest mid-market rate 106.02.
The next best is XE at 105.38, -0.6% from the mid-rate.
Then Wise at 105.3, which is -0.68% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
like Wise or platforms that offer rates closer to the mid-market rate.