The comparison table above helps you see the total cost of your Wise currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
Compare Wise Exchange Rates & Fees - Save Time & Money
Our Wise USD 10000 to HKD rate is 7.7162. This is -1% below the mid-rate.
Wise - USD Rate Margin Analysis
The average USD rate margin offered by Wise is 0.60%.
This average is based on individual USD 10K transfer rates in the currency pairs from Wise that we monitor.
Wise - Best and Worst Value Rates
The tables below show the best and worst exchange rate margins offered by Wise for US dollar (USD 10K)
transactions. Margins show the percentage difference from the mid-market rate.
USD/HKD remains bullish-to-range-bound, trading above the 90-day avg and in the upper half of the 3-month range. Range drift toward the upper end as Fed easing bets contrast with HKMA peg defense. Upside risk if payrolls beat; downside if US data weak.
Bias: USD/HKD is bullish-to-range-bound, current price sits above the 90-day average and in the upper half of the three-month range.
Key drivers:
- Rate gap: Fed policy expectations point to easing later in 2026, while the HKMA remains focused on defending the HKD peg; the split supports USD strength versus HKD.
- Macro factor: HKMA interventions, alongside robust HK IPO activity, keep HKD under support and help limit upside pressure on USDHKD.
Range: Movement is likely to hold within the recent three-month range, with a drift toward the upper end but no clear breakout.
What could change it:
- Upside risk: Stronger US payrolls and hawkish Fed commentary could push USD higher and test the peg.
- Downside risk: Softer US data or more aggressive HKMA action to defend the peg could push USDHKD lower
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USD to HKD Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Hong Kong dollar across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
What is the
Wise Send Money conversion rate for USD to HKD?
The Wise USD to HKD exchange rate is 7.7162. This is -1% compared to the latest USD-HKD mid-market rate 7.7972.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
US dollar (USD) to Hong Kong dollar (HKD) rates from different sources before making a conversion.
The above
Wise - Dollar to Hong Kong dollar comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
Wise and other foreign exchange providers against the latest USD-HKD mid-rate and the possible savings of using various providers.
How do Wise USD-HKD rates compare between providers?
Looking at the full
USD to HKD - Send Money comparison table the provider with the best USD to HKD exchange rate is OFX at 7.7582, -0.5% from the latest mid-market rate 7.7972.
The next best is XE at 7.7504, -0.6% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
like Wise or platforms that offer rates closer to the mid-market rate.
View a full list of exchange rates by selecting your Base (from) currency: