A practical currency and money guide to travel, living and doing business in Honduras and the Honduran lempira (HNL).
What's in this Honduras currency guide:
The official currency of Honduras (country code: HN) is the Honduran lempira, with symbol L and currency code HNL.
Honduras is a country in Central America. It is bounded to the north by the Gulf of Honduras, to the northeast by Nicaragua, to the southeast by El Salvador, to the south by the Pacific Ocean, and to the southwest by Guatemala.
Honduras is a democratic republic with a population of about 8.5 million people. The capital and largest city is Tegucigalpa. Other major cities include San Pedro Sula, Ceiba, La Ceiba, and Comayagua.
The climate of Honduras is tropical, with temperatures ranging from about 21 degrees Celsius (70 degrees Fahrenheit) in the mountains to about 32 degrees Celsius (90 degrees Fahrenheit) at the coast. The rainy season runs from May to November.
Honduras is a popular tourist destination for its beaches, its jungle, and the ancient Maya ruins at Copan. Other attractions include the Bay Islands (Islas de la Bahia), the Mosquito Coast, and the capital city of Tegucigalpa.
Expats in Honduras often choose to live in the capital, Tegucigalpa, or in one of the coastal cities such as La Ceiba or San Pedro Sula. There is a large expat community in Honduras, particularly in Tegucigalpa, and many amenities and services are available for expats.
The Honduran Lempira is the official currency of Honduras.
1. Bring cash. Unlike other nearby countries such as Guatemala and Nicaragua, Honduras doesn’t always play nice with American credit cards. If you’re using your credit card, expect cash advance fees, international transaction fees, and sometimes, merchants may require that you make a payment in U.S. dollars or require a PIN-secured transaction. Best to carry around a stash of cash (preferably in U.S dollars).
2. Don’t judge a book by its cover. Honduras is one of those places where you’ll want to ignore all your preconceived notions about the country. Based on what you may have read in the news, it might sound unstable and dangerous. However, this couldn’t be further from the truth. The country has undergone some much-needed political changes and is now safe for visitors again. So if you’ve been holding out on visiting Honduras, it’s time to take the plunge.
3. The locals are super friendly. Unlike some other countries where travelers are met with stone-cold stares and even hostility, the locals in Honduras are generally quite amiable and welcoming. If you take the time to strike up a conversation with them, they’ll be more than happy to share some local insights with you.
4. Public transportation is cheap–and sometimes free. With the cost of living being relatively low in Honduras, you’ll find that public transportation is quite affordable. In fact, in some cases, it’s even free. For example, in the city of Comayagua, you can ride the bus for free. Just be sure to have some small bills or coins on hand to pay the fare.
5. The food is fantastic–and cheap. Another benefit of the low cost of living in Honduras is that the food is incredibly affordable. You can get a hearty meal for less than $5. And trust us, the food is delicious. Be sure to try some of the national dishes such as baleadas (a type of flour tortilla stuffed with beans and cheese), carne asada (grilled steak), and platanos fritos (fried plantains).
1. Visit COPA Airlines for a scenic tour of the country.
2. Stop by the Bay Islands for some sun and sand.
3. Check out the ancient ruins at Copan.
4. Get up close and personal with nature at Pico Bonito National Park.
5. Sample the delicious food and drink on offer in Tegucigalpa.
Managing your money effectively while living and working abroad can be challenging, but there are several steps you can take to ensure that your finances are in order.
By following these tips and managing your money effectively, you can reduce financial stress and enjoy your experience living or doing business in Honduras.
Expat life in Honduras can vary depending on the individual's personal experience and location within the country. Some expats may find it difficult to adjust to the culture and lifestyle in Honduras, while others may find it to be a comfortable and enjoyable experience. The cost of living in Honduras is generally lower than in many other countries, which can be a positive aspect for expats.
However, the country has a high crime rate, and some areas are considered to be unsafe. It is important for expats to research and be aware of the local safety situation before moving to Honduras. Additionally, the infrastructure and access to certain goods and services may be limited in certain areas, which can be a challenge for expats. Overall, it is important for expats to be prepared for potential challenges and to have a flexible and open-minded attitude when living in Honduras.
The cost of living in Honduras varies depending on the specific location and lifestyle. In general, the cost of living is relatively low when compared to other Central American countries.
Here we list some key points for expats and businesses to consider when managing financial dealings in Honduras:
Understand Honduran lempira currency exchange rates: Exchange rates can have a big impact on your finances, so it is important to keep an eye on the HNL exchange rate and consider using a currency exchange service or a credit card that does not charge foreign transaction fees to get the best exchange rate.
Use a local Honduran lempira bank account: A local HNL bank account can make it easier for you to manage your finances and pay bills while you are in Honduras. It may also be more convenient to use a local HNL bank account to make purchases and withdraw cash.
Research local laws and regulations: It is important to understand the local laws and regulations that apply to financial transactions in Honduras. This can help you avoid legal issues and ensure that you are complying with local requirements.
Consider the tax implications: It is important to understand the tax implications of living or doing business in Honduras. This can help you plan your finances and ensure that you are paying the correct amount of tax.
Seek financial advice: If you are unsure of how to manage your finances in Honduras, it is a good idea to seek the advice of a financial professional who is familiar with the local financial system. This can help you make informed decisions and avoid financial pitfalls.
The exchange rate of Honduran lempira (HNL), or the amount of HNL that can be exchanged for a foreign currency, can fluctuate rapidly based on a number of factors, including economic conditions, interest rates, and political events. Below you can check the latest USD/HNL rate plus recent trend, chart, and historic rates.
15 Mar 2023
|0.1% ▼||2 Week|
29 Dec 2022
|0.1% ▼||3 Month|
29 Mar 2022
|1.1% ▲||1 Year|
30 Mar 2018
|4.2% ▲||5 Year|
31 Mar 2013
|25.8% ▲||10 Year|
03 Apr 2003
|39.7% ▲||20 Year|
The below comparison table makes it easy to find the best exchange rates and lowest fees when you want to make an International Money Transfer to Honduras or planning a trip or maybe living there, so will need to exchange and spend Honduran lempira.
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It is important to note that the exchange rate of the Honduran lempira can change rapidly and that past performance is not necessarily indicative of future performance. It is advisable to carefully consider the risks and factors that may affect HNL exchange rates before making any financial decisions.