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Currency in Western Sahara: MAD Send & Spend FX Guide

Resources for Expats, Travelers and Entrepreneurs Navigating Life and Trade in Western Sahara with the Moroccan dirham.

Western Sahara currency guide background image

What's in this Western Sahara currency guide?

  1. Currency Facts & News
  2. Travel Money Rates
  3. USD/MAD Market Data
  4. Send Money to Western Sahara

What currency is used in Western Sahara?

The official currency of Western Sahara (country code: EH) is the Moroccan dirham, with symbol د.م. and currency code MAD.

What is a good Moroccan dirham exchange rate?

The BestExchangeRates.com currency comparison table below helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of rates, enter your transaction type, currencies and amount then click ‘GET RATES’:

Loading rates...

   
 

Frequently Asked Questions

What currency should I use in Western Sahara?

The domestic currency in Western Sahara is the Moroccan dirham.

What is the Moroccan dirham currency code and symbol?

The three letter currency code for the Moroccan dirham is MAD — symbol is د.م..

What does the Moroccan dirham look like?

Here is an example Moroccan dirham banknote:

Which countries use the Moroccan dirham?

It is the domestic currency in    Morocco and Western Sahara.

Is the Moroccan dirham a closed currency?

Yes the Moroccan dirham is a closed currency. Which means that you may find it difficult to purchase the currency (MAD) before departure and will probably need to buy it upon arrival. If you do manage to buy some of the currency or have some left over from a previous trip, make sure you are aware if you are allowed to bring this closed currency into the country.

For more information and a full list of closed currencies please refer to our guide: What is a closed currency?

What are equivalent amounts of USD and MAD?

Here are some popular conversion amounts for USD to MAD (US dollar to Moroccan dirham)*.

USD MAD
$ 1 د.م. 9.0371
$ 5 د.م. 45.19
$ 10 د.م. 90.37
$ 20 د.م. 180.74
$ 50 د.م. 451.86
$ 100 د.م. 903.71
$ 250 د.م. 2,259
$ 500 د.م. 4,519
$ 1,000 د.م. 9,037
$ 2,000 د.م. 18,074
$ 5,000 د.م. 45,186
$ 10,000 د.م. 90,371
$ 20,000 د.م. 180,742
$ 50,000 د.م. 451,855
$ 100,000 د.م. 903,710
USD MAD
$ 0.1107 د.م. 1
$ 0.5535 د.م. 5
$ 1.1070 د.م. 10
$ 2.2140 د.م. 20
$ 5.5350 د.م. 50
$ 11.07 د.م. 100
$ 27.68 د.م. 250
$ 55.35 د.م. 500
$ 110.70 د.م. 1,000
$ 221.40 د.م. 2,000
$ 553.50 د.م. 5,000
$ 1,107 د.م. 10,000
$ 2,214 د.م. 20,000
$ 5,535 د.م. 50,000
$ 11,070 د.م. 100,000

More amounts

*Converted at the current USDMAD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
   

Travel money for Western Sahara

As mentioned above, the Moroccan dirham is a closed currency. Which means that you may find it difficult (or be permitted) to purchase the currency (MAD) before departure and will need to buy it upon arrival in Western Sahara.

For these types of destinations, using a pre-paid travel card is a good solution. As no travel cards support loading closed currencies like the MAD you will incur currency conversion or foreign transaction fees if you use a travel money card in Western Sahara.

However, using a pre-paid travel card is still a good idea as you can avoid ATM fees and also you can avoid using (and losing!) your main bank or debit/credit card.

 
 
 
 

USD/MAD Market Data

The below interactive chart displays the USD/MAD change and UP📈 DOWN📉 trends over the past 1 Year.

 
1 USD =
9.0371We compare provider deals to this wholesale mid-market rate. Read more
MAD
  1 MAD = 0.1107 USD   (Inverse rate)
 
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Send Money to Western Sahara - Best Rates

To get a good (and fair) exchange rate when sending money to Western Sahara you need to find and compare exchange rates for International Money Transfers (IMTs).

The available FX rates for sending money abroad can be very different to the mid-market (wholesale) rate which you see reported online and in the News.

You should especially compare your own bank's exchange rates to those available from Money Transfer specialists to see how much you can save - we make that calculation easy in the below table.


Get a better deal for foreign transfers to Western Sahara

When sending money to Western Sahara it’s important to compare your bank’s rates & fees with those we have negotiated with our partner money transfer providers. To get a better deal you should follow these 4 simple steps :

  1. Open an account with a BER reviewed FX provider (id docs may be required)
  2. You specify the local or Moroccan dirham amount you want to transfer
  3. Make a local currency domestic transfer for the requested amount to the provider's bank account in your country
  4. Once your funds are received by the provider the converted MAD amount will be transfered to the recipient account you specify in Western Sahara.

Use the above calculator to compare the exchange rates of FX specialist providers rates versus your bank's standard rates you can hopefully save around 5% and maybe more - end result is more Moroccan dirham deposited into the recipient bank account and less margins and fees kept by the banks!

 

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