ANZ Bank - AUD Rate Margin Analysis
The average AUD rate margin offered by ANZ Bank is 3.9%.
This average is based on individual AUD 10K transfer rates in the currency pairs from ANZ Bank that we monitor.
ANZ Bank - Best and Worst Value Rates
The tables below show the best and worst exchange rate margins offered by ANZ Bank for Australian dollar (AUD 10K) transactions. Margins show the percentage difference from the mid-market rate.

ANZ Australia transfer fees and exchange rates
Eligible foreign-currency transfers cost A$0 through ANZ Plus, Internet Banking and Phone Banking. When a payment is sent in AUD, ANZ lists fees of up to A$15 through ANZ Plus, A$18 through Internet Banking and A$32 through Phone Banking. Different pricing applies to some Pacific destinations.
ANZ shows the customer exchange rate and applicable fees before confirmation. A $0 transfer fee does not mean a cost-free conversion: the difference between ANZ's customer rate and the mid-market rate can materially affect the recipient amount.
Correspondent fees are covered on selected currency and destination combinations. Otherwise, ANZ may estimate a correspondent fee in the quote, while the recipient bank can charge separately.

ANZ Australia commonly asked questions
How long does an ANZ Australia international transfer take?
ANZ publishes route-specific estimated arrival times. Some eligible faster-payment routes may arrive in minutes, other major-currency routes are estimated in hours, and standard payments may be shown as arriving within 48 hours. These estimates depend on the currency, amount, recipient bank, correct payment details and processing checks.
Is ANZ Australia regulated?
Australia and New Zealand Banking Group Limited is an authorised deposit-taking institution. It holds Australian Financial Services Licence and Australian Credit Licence 234527.
Is ANZ always the cheapest way to transfer money?
Not necessarily. Existing customers may value the convenience of sending from familiar ANZ banking, but a specialist provider may offer a better exchange rate or recipient amount. Compare the full cost immediately before sending.
What is the ANZ Bank Send Money conversion rate for AUD to LKR?
The ANZ Bank AUD to LKR exchange rate is 227.44. This is -2.9% compared to the latest AUD-LKR mid-market rate 234.29.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Australian dollar (AUD) to Sri Lankan rupee (LKR) rates from different sources before making a conversion.
The above ANZ Bank - Aussie to Sri Lankan rupee comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by ANZ Bank and other foreign exchange providers against the latest AUD-LKR mid-rate and the possible savings of using various providers.