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AUD/HKD - Convert Compare Save

Australian Dollar to Hong Kong Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

This resource page for the Australian Dollar to Hong Kong Dollar exchange rate, has news, forecasts and AUD to HKD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. You can also check an exchange rate margin with our Exchange Rate Checker.

AUD/HKD Exchange Rates - How to Compare & Save

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for AUD/HKD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer ProvidersReceive HKD($)Exchange RateFee AUDTotal CostDeal Links
OFX (OzForex) logo
53,594 HKD
Best Overall
5.35940^1.92%
Westpac logo
53,042 HKD
552 HKD
5.3148202.93%
ANZ Bank logo
52,964 HKD
630 HKD
5.306183.07%
BankSA International Money Transfers
BankSA logo
52,623 HKD
971 HKD
5.272920.013.69%
Bank of Melbourne International Money Transfers
Bank of Melbourne logo
52,618 HKD
976 HKD
5.2729213.7%
National Australia Bank (nab) logo
52,462 HKD
1,132 HKD
5.2578223.99%
Banks - Average Rate
National Australia Bank (nab) logo Westpac logo ANZ Bank logo Commonwealth Bank (CBA) logo St George Bank logo Bank of Queensland logo Bank of Melbourne logo BankSA logo
52,451 HKD
1,143 HKD
5.2555154.01%
Bank of Queensland logo
52,407 HKD
1,187 HKD
5.2565304.09%
Commonwealth Bank (CBA) logo
51,810 HKD
1,784 HKD
5.18416 5.18%
St George Bank logo
51,685 HKD
1,909 HKD
5.1789205.41%
OFX (OzForex): Foreign Transfer AUD→HKD
AUD amount:$10,000 AUD
Fee:0^ - No fees for BestExchangeRates users (normally $15 for transfers over $10K)
Exchange Rate:5.3594 (1.92% from mid-rate)
HKD amount:53,594 HKD
Total Cost:1.92%
Time:
Rate Fetched: Tue Jul 23 2019 22:00:22 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
Westpac: Foreign Transfer AUD→HKD
AUD amount:$10,000 AUD
Fee:20
Exchange Rate:5.3148 (2.73% from mid-rate)
HKD amount:53,042 HKD
Total Cost:2.93%
Difference:
552 HKD less than using OFX (OzForex)
Time:
Rate Fetched: website - Mon Apr 15 2019 01:04:04 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
ANZ Bank: Foreign Transfer AUD→HKD
AUD amount:$10,000 AUD
Fee:18
Exchange Rate:5.306 (2.89% from mid-rate)
HKD amount:52,964 HKD
Total Cost:3.07%
Difference:
630 HKD less than using OFX (OzForex)
Time:
Rate Fetched: website - Tue Jul 23 2019 22:03:03 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
BankSA: Foreign Transfer AUD→HKD
AUD amount:$10,000 AUD
Fee:20.01
Exchange Rate:5.2729 (3.5% from mid-rate)
HKD amount:52,623 HKD
Total Cost:3.69%
Difference:
971 HKD less than using OFX (OzForex)
Time:
Rate Fetched: website - 0:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
Bank of Melbourne: Foreign Transfer AUD→HKD
AUD amount:$10,000 AUD
Fee:21
Exchange Rate:5.2729 (3.5% from mid-rate)
HKD amount:52,618 HKD
Total Cost:3.7%
Difference:
976 HKD less than using OFX (OzForex)
Time:
Rate Fetched: website - 0:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
National Australia Bank (nab): Foreign Transfer AUD→HKD
AUD amount:$10,000 AUD
Fee:22
Exchange Rate:5.2578 (3.78% from mid-rate)
HKD amount:52,462 HKD
Total Cost:3.99%
Difference:
1,132 HKD less than using OFX (OzForex)
Time:
Rate Fetched: website - Tue Jul 23 2019 21:05:02 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2.1/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer AUD→HKD
AUD amount:$10,000 AUD
Fee:15
Exchange Rate:5.3138 (2.75% from mid-rate)
HKD amount:52,451 HKD
Total Cost:4.01%
Difference:
1,143 HKD less than using OFX (OzForex)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Bank of Queensland: Foreign Transfer AUD→HKD
AUD amount:$10,000 AUD
Fee:30
Exchange Rate:5.2565 (3.8% from mid-rate)
HKD amount:52,407 HKD
Total Cost:4.09%
Difference:
1,187 HKD less than using OFX (OzForex)
Time:
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
Commonwealth Bank (CBA): Foreign Transfer AUD→HKD
AUD amount:$10,000 AUD
Fee:6
Exchange Rate:5.1841 (5.12% from mid-rate)
HKD amount:51,810 HKD
Total Cost:5.18%
Difference:
1,784 HKD less than using OFX (OzForex)
Time:
Rate Fetched: website - Tue Jul 23 2019 22:02:02 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1.2/5.0
Reviews:
St George Bank: Foreign Transfer AUD→HKD
AUD amount:$10,000 AUD
Fee:20
Exchange Rate:5.1789 (5.22% from mid-rate)
HKD amount:51,685 HKD
Total Cost:5.41%
Difference:
1,909 HKD less than using OFX (OzForex)
Time:
Rate Fetched: website - 0:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 07/23/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount HKD($)Exchange RateFee AUDTotal CostDeal Links
Westpac logo
5,261.65 HKD
Compare
5.3148A$103.71%
ANZ Bank logo
5,252.94 HKD
8.71 HKD
5.306A$103.86%
Bank of Melbourne Foreign Currency
Bank of Melbourne logo
5,193.81 HKD
68 HKD
5.2729A$154.95%
BankSA Foreign Currency
BankSA logo
5,193.81 HKD
68 HKD
5.2729A$154.95%
Banks - Average Rate
Westpac logo ANZ Bank logo Commonwealth Bank (CBA) logo St George Bank logo National Australia Bank (nab) logo Bank of Melbourne logo BankSA logo
5,182 HKD
80 HKD
5.2454105.17%
Travel Money Oz logo
5,166.2 HKD
95 HKD
5.1662$0 BPay, Credit Card 1%5.45%
Commonwealth Bank (CBA) logo
5,139.88 HKD
122 HKD
5.1918A$105.93%
National Australia Bank (nab) logo
5,120.97 HKD
141 HKD
5.1727106.28%
Travelex Online AU logo
5,116 HKD
146 HKD
5.116$0 BPay, Card 0.72%-1%6.37%
St George Bank logo
5,108.8 HKD
153 HKD
5.1866A$156.5%
Westpac: Travel Money AUD→HKD
AUD amount:$1,000 AUD
Fee:A$10 AUD (1%)
Exchange Rate:5.3148 (2.73% from mid-rate)
HKD amount:5,261.65 HKD
Total Cost:3.71%
Time:
Rate Fetched: website - Mon Apr 15 2019 01:04:04 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2/5.0
Reviews:
ANZ Bank: Travel Money AUD→HKD
AUD amount:$1,000 AUD
Fee:A$10 AUD (1%)
Exchange Rate:5.306 (2.89% from mid-rate)
HKD amount:5,252.94 HKD
Total Cost:3.86%
Time:
Rate Fetched: website - Tue Jul 23 2019 22:03:03 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 3/5.0
Reviews:
Bank of Melbourne: Travel Money AUD→HKD
AUD amount:$1,000 AUD
Fee:A$15 AUD (Minimum fee)
Exchange Rate:5.2729 (3.5% from mid-rate)
HKD amount:5,193.81 HKD
Total Cost:4.95%
Time:
Rate Fetched: website - 0:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
BankSA: Travel Money AUD→HKD
AUD amount:$1,000 AUD
Fee:A$15 AUD (Minimum fee)
Exchange Rate:5.2729 (3.5% from mid-rate)
HKD amount:5,193.81 HKD
Total Cost:4.95%
Time:
Rate Fetched: website - 0:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money AUD→HKD
AUD amount:$1,000 AUD
Fee:10
Exchange Rate:5.1938 (4.95% from mid-rate)
HKD amount:5,182 HKD
Total Cost:5.17%
Currency Services:Branch
Delivery/Collect:-
Travel Money Oz: Travel Money AUD→HKD
AUD amount:$1,000 AUD
Fee:$0 BPay, Credit Card 1%
Exchange Rate:5.1662 (5.45% from mid-rate)
HKD amount:5,166.2 HKD
Total Cost:5.45%
Time:
Rate Fetched: Tue Jul 23 2019 22:00:07 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup
Delivery/Collect:3-5 days
Rating:
 
: 4.2/5.0
Reviews:
Commonwealth Bank (CBA): Travel Money AUD→HKD
AUD amount:$1,000 AUD
Fee:A$10 AUD (1%)
Exchange Rate:5.1918 (4.98% from mid-rate)
HKD amount:5,139.88 HKD
Total Cost:5.93%
Time:
Rate Fetched: website - Tue Jul 23 2019 22:02:02 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1.2/5.0
Reviews:
National Australia Bank (nab): Travel Money AUD→HKD
AUD amount:$1,000 AUD
Fee:10
Exchange Rate:5.1727 (5.33% from mid-rate)
HKD amount:5,120.97 HKD
Total Cost:6.28%
Time:
Rate Fetched: website - 0:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2.1/5.0
Reviews:
Travelex Online AU: Travel Money AUD→HKD
AUD amount:$1,000 AUD
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:5.116 (6.37% from mid-rate)
HKD amount:5,116 HKD
Total Cost:6.37%
Time:
Rate Fetched: Tue Jul 23 2019 22:00:05 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
St George Bank: Travel Money AUD→HKD
AUD amount:$1,000 AUD
Fee:A$15 AUD (Minimum fee)
Exchange Rate:5.1866 (5.08% from mid-rate)
HKD amount:5,108.8 HKD
Total Cost:6.5%
Time:
Rate Fetched: website - 0:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1/5.0
Reviews:
 
Snapshot 07/23/2019 - See full table

AUD to HKD interbank exchange rate = 5.4542

 
 

Exchange Rate Checker

If you have been offered/charged an exchange rate then enter it below to check the true cost to the latest interbank mid-rate.

 
   

Compare savings on AUD/HKD exchange rates

Foreign Transfers Travel Money

Foreign Transfers Travel Money

   

AUD and HKD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the AUD vs HKD, you should pay attention to the recent market trends for both currencies.

 

Australian Dollar (AUD)

In late June and early July, the Australian dollar recovered from multi-month lows against a number of important currencies; however, these recoveries were minor relative to losses over the past 18 months. Against the US dollar, at a rate of 70¢ (July-2), the Aussie was 14 percent lower than its best rate from 2018.

Investors have sold AUD in recent months as they’ve bet on aggressive interest-rate cuts by the Reserve Bank of Australia. These bets paid off: the RBA cut its cash rate in both June and July to a record low of 1 percent.

Lower borrowing costs are necessary, investors believe, in light of persistently soft domestic data and the fallout from a US-China trade standoff that shows no sign of nearing an end.

AUD will continue to track changes in interest-rate expectations. Economists expect at least one further cut this year and many expect two by early 2020. After July's cut, the RBA hinted it would leave rates unchanged for several months.

Interestingly, AUD has decoupled from commodity prices in 2019. The price of iron ore (Australia’s largest export) nears multi-year highs while AUD languishes.

Further RBA interest rate cuts this year are now a certainty, and that doesn’t bode well for currency valuations. Westpac has predicted three cuts this year.

Read more in the article AUD Forecasts.

 

Hong Kong Dollar (HKD)

The Hong Kong dollar has gained value in 2019 despite a serious escalation in US-China trade tensions, mainly because the US dollar, to which HKD is pegged, is attracting safe-haven inflows. By May-17, against a basket of important currencies, HKD was worth 2 percent more year-to-date, and was only 0.5 percent away from making a 2-year high.

HKD was doing particularly well against the Australian dollar. It was, at the time of writing, valued 18 percent higher than 2018 lows against AUD and needed only a further 2.3 percent to reach a 10-year high. Though HKD was meeting significant resistance in mid-May at the 5.4 per AUD level, a break of this could spark significant appreciation.

Read more in the article HKD Forecasts.

Why can't I just get the AUD/HKD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the AUD / HKD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all AUD Exchange Rates