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AUD/INR - Rate Guide

Australian Dollar to Indian Rupee exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

AUD/INR Exchange Rates and Providers Compared

This guide to the Australian Dollar to Indian Rupee exchange rate with 90-day chart & alerts, historic rates, forecasts and AUD to INR comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the AUD/INR Calculator.

Looking for INR travel money? Then it is important to note that the Indian Rupee is a closed currency. Which means that it is more difficult (but not impossible) to purchase the currency before departure and may need to buy it upon arrival. For more information and a full list of closed currencies read our guide: What is a closed currency?

A good solution for closed currencies is to use a pre-paid travel card to avoid carrying large amounts of cash and also minimise ATM fees. Compare Travel Cards

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AUD/INR - 90 Day Rate Alerts

1 AUD = 48.2018 INR

30-DAY LOWS 14-DAY LOWS 1-DAY DOWN 1.7%
AUD/INR over the last 90 days

View AUD/INR - Interactive Chart

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for AUD/INR International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer ProvidersReceive INR(₹)Exchange RateFee AUDTotal CostDeal Links
WorldFirst logo
479,600 INR
Best Overall
47.9600.5%
OFX (OzForex) logo
467,200 INR
12,400 INR
46.720^3.07%
TorFX logo
466,700 INR
12,900 INR
46.6703.18%
ANZ Bank logo
466,259 INR
13,341 INR
46.71183.27%
National Australia Bank (nab) logo
464,975 INR
14,625 INR
46.6223.54%
Banks - Average Rate
National Australia Bank (nab) logo ANZ Bank logo Bank of Queensland logo
460,992 INR
18,608 INR
46.21154.36%
Bank of Queensland logo
451,741 INR
27,859 INR
45.31306.28%
 

WorldFirst logo

WorldFirst: Foreign Transfer AUD→INR
From Amount:10,000 AUD
Fee:
Exchange Rate:47.96 (0.5% from mid-rate)
To Amount:479,600 INR
Total Cost:0.5%
Time:12:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

OFX (OzForex) logo

OFX (OzForex): Foreign Transfer AUD→INR
From Amount:10,000 AUD
Fee:0^ - No fees for BestExchangeRates users (normally $15 for transfers over $10K)
Exchange Rate:46.72 (3.07% from mid-rate)
To Amount:467,200 INR
Total Cost:3.07%
Difference:
12,400 INR less than using WorldFirst
Time:
Rate Fetched: Sun Sep 22 2019 11:01:15 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

TorFX logo

TorFX: Foreign Transfer AUD→INR
From Amount:10,000 AUD
Fee:0
Exchange Rate:46.67 (3.18% from mid-rate)
To Amount:466,700 INR
Total Cost:3.18%
Difference:
12,900 INR less than using WorldFirst
Time:12:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 

ANZ Bank logo

ANZ Bank: Foreign Transfer AUD→INR
From Amount:10,000 AUD
Fee:18
Exchange Rate:46.71 (3.09% from mid-rate)
To Amount:466,259 INR
Total Cost:3.27%
Difference:
13,341 INR less than using WorldFirst
Time:
Rate Fetched: website - Sun Sep 22 2019 11:03:05 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

National Australia Bank (nab) logo

National Australia Bank (nab): Foreign Transfer AUD→INR
From Amount:10,000 AUD
Fee:22
Exchange Rate:46.6 (3.32% from mid-rate)
To Amount:464,975 INR
Total Cost:3.54%
Difference:
14,625 INR less than using WorldFirst
Time:
Rate Fetched: website - Sun Sep 22 2019 11:05:03 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2.1/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer AUD→INR
From Amount:10,000 AUD
Fee:15
Exchange Rate:46.32 (3.9% from mid-rate)
To Amount:460,992 INR
Total Cost:4.36%
Difference:
18,608 INR less than using WorldFirst
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of Queensland logo

Bank of Queensland: Foreign Transfer AUD→INR
From Amount:10,000 AUD
Fee:30
Exchange Rate:45.31 (6% from mid-rate)
To Amount:451,741 INR
Total Cost:6.28%
Difference:
27,859 INR less than using WorldFirst
Time:
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.


AUD / INR converter & margin calculator

A$AUD
₹INR
mid-rates

Compare how much you can save on AUD/INR exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

Australian Dollar

Indian Rupee

1 AUD 48.20 INR
5 AUD 241.01 INR
10 AUD 482.02 INR
20 AUD 964.04 INR
50 AUD 2,410.09 INR
100 AUD 4,820.18 INR
250 AUD 12,050.45 INR
500 AUD 24,100.90 INR
1,000 AUD 48,201.80 INR
2,000 AUD 96,403.60 INR
5,000 AUD 241,009.00 INR
10,000 AUD 482,018.00 INR
50,000 AUD 2,410,090.00 INR
100,000 AUD 4,820,180.00 INR
See more

Australian Dollar

Indian Rupee

0.0207 AUD 1 INR
0.1037 AUD 5 INR
0.2075 AUD 10 INR
0.4149 AUD 20 INR
1.0373 AUD 50 INR
2.0746 AUD 100 INR
5.1865 AUD 250 INR
10.37 AUD 500 INR
20.75 AUD 1,000 INR
41.49 AUD 2,000 INR
103.73 AUD 5,000 INR
207.46 AUD 10,000 INR
1,037.30 AUD 50,000 INR
2,074.60 AUD 100,000 INR
See more
Country Guides (AUD & INR)
AustraliaAustralia (AUD)IndiaIndia (INR)Christmas IslandChristmas Island (AUD)
Cocos Keeling IslandsCocos Keeling Islands (AUD)Heard And McDonald IslandsHeard And McDonald Islands (AUD)KiribatiKiribati (AUD)
NauruNauru (AUD)Norfolk IslandNorfolk Island (AUD)TuvaluTuvalu (AUD)

AUD/INR - Historical Trends

This table shows historic rates and trends of Australian Dollar to Indian Rupee over periods upto 10 years.

PeriodChange*AUD/INRDate
1 Day-0.6%48.486219 Sep 2019
7 Day-1.3%48.848813 Sep 2019
30 Day-0.6%48.474621 Aug 2019
3 Month-0.1%48.232222 Jun 2019
1 Year-7.8%52.258120 Sep 2018
5 Year-11.4%54.369821 Sep 2014
10 Year+15.1%41.855822 Sep 2009

*For period to 20-Sep 21UTC when AUD/INR was 48.1958

You can use our AUD interactive charts to check AUDINR historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

AUD to INR Forecasts

A decrease in AUD/INR is expected in 2019, and that's bad news for Indian expat workers, who represent one of the largest groups remitting money from Australia.  Read more

AUDINR blended flags

AUD and INR in the Markets

When determining the best time to make a foreign exchange transaction, in this case the AUD vs INR, you should pay attention to the recent market trends for both currencies.

 

Australian Dollar (AUD)

In early August the Australian dollar sunk to a 10 year low of 67¢ (Aug-7) to the US dollar. This was due to the offshore yuan breaking the symbolic and closely watched USD/CNY = 7.0 exchange rate, after the trade war flared up again and the US labelled China a "currency manipulator".

Investors have sold AUD in recent months as they’ve bet on aggressive interest-rate cuts by the Reserve Bank of Australia. These bets paid off: the RBA cut its cash rate in both June and July to a record low of 1 percent.

Lower borrowing costs are necessary, investors believe, in light of persistently soft domestic data and the fallout from a US-China trade standoff that shows no sign of nearing an end.

AUD will continue to track changes in interest-rate expectations. Economists expect at least one further cut this year and many expect two by early 2020. After July's cut, the RBA hinted it would leave rates unchanged for several months.

Interestingly, AUD has decoupled from commodity prices in 2019. The price of iron ore (Australia’s largest export) nears multi-year highs while AUD languishes.

Further RBA interest rate cuts this year are now a certainty, and that doesn’t bode well for currency valuations. Westpac has predicted three cuts this year.

Read more in the article AUD Forecasts.

 

Indian Rupee (INR)

The rupee is doing remarkably well in what is normally a seasonally weak time of year and despite a 35 percent rise in the oil price this year (oil is India's largest import).

In early May, by the narrowest of margins, the rupee reached a 16-month high against the Australian dollar (₹48.4), before falling back slightly. It rose towards long-term highs against the euro (₹77.3) and was flat on the year against the US dollar (₹69.2), although it was 8 percent higher against the greenback than it had been in October of last year.

Read more in the article INR Forecasts.

Why can't I just get the AUD/INR market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the AUD / INR was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

AUDINR blended flags

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all AUD Exchange Rates