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CHF/EUR - Convert Compare Save

Swiss Franc to Euro exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

This resource page for the Swiss Franc to Euro exchange rate, has news, forecasts and CHF to EUR comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. You can also check an exchange rate margin with our Exchange Rate Checker.

CHF/EUR Exchange Rates - How to Compare & Save

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for CHF/EUR International Money Transfers. Costs are calculated against the current interbank mid-rate.

 

CHF to EUR International Money Transfers

  

Foreign Transfer ProvidersReceive EUR(€)Exchange RateFee CHFTotal CostDeal Links
OFX logo
9,099 EUR0.90990 for BER users (normally $15)1.21%
HSBC logo
8,687.95 EUR0.8701Fr155.67%
Banks - Average Rate
Deutsche Bank logo Citibank logo UBS Bank logo HSBC logo
8,632 EUR0.8681156.28%
UBS Bank International Money Transfers
UBS Bank logo
8,622.9 EUR0.871Fr1006.37%
Citibank International Money Transfers
Citibank logo
8,610.65 EUR0.8621126.51%
Deutsche Bank International Money Transfers
Deutsche Bank logo
8,605.08 EUR0.8692Fr1006.57%
 
OFX: Foreign Transfer CHF→EUR
CHF amount:10,000 CHF
Fee:0 for BER users (normally $15)
Exchange Rate:0.9099 (1.21% from mid-rate)
EUR amount:9,099 EUR
Total Cost:1.21%
Time:
Rate Fetched: 1:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

HSBC logoHSBC

HSBC: Foreign Transfer CHF→EUR
CHF amount:10,000 CHF
Fee:Fr15 CHF (.15%)
Exchange Rate:0.8701 (5.53% from mid-rate)
EUR amount:8,687.95 EUR
Total Cost:5.67%
Difference:
411 EUR less than using OFX
Time:1:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer CHF→EUR
CHF amount:10,000 CHF
Fee:15
Exchange Rate:0.8799 (4.46% from mid-rate)
EUR amount:8,632 EUR
Total Cost:6.28%
Difference:
467 EUR less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

UBS Bank logoUBS Bank

UBS Bank: Foreign Transfer CHF→EUR
CHF amount:10,000 CHF
Fee:Fr100 CHF (1%)
Exchange Rate:0.8710 (5.43% from mid-rate)
EUR amount:8,622.9 EUR
Total Cost:6.37%
Difference:
476 EUR less than using OFX
Time:1:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Citibank logoCitibank

Citibank: Foreign Transfer CHF→EUR
CHF amount:10,000 CHF
Fee:12
Exchange Rate:0.8621 (6.4% from mid-rate)
EUR amount:8,610.65 EUR
Total Cost:6.51%
Difference:
488 EUR less than using OFX
Time:1:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Deutsche Bank logoDeutsche Bank

Deutsche Bank: Foreign Transfer CHF→EUR
CHF amount:10,000 CHF
Fee:Fr100 CHF (1%)
Exchange Rate:0.8692 (5.62% from mid-rate)
EUR amount:8,605.08 EUR
Total Cost:6.57%
Difference:
494 EUR less than using OFX
Time:1:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 08/19/2019 - See full table

CHF to EUR interbank exchange rate = 0.919

 
 

Exchange Rate Checker

If you have been offered/charged an exchange rate then enter it below to check the true cost to the latest interbank mid-rate.

 
   

Compare savings on CHF/EUR exchange rates

Foreign Transfers

Foreign Transfers Travel Money

   

CHF and EUR in the Markets

When determining the best time to make a foreign exchange transaction, in this case the CHF vs EUR, you should pay attention to the recent market trends for both currencies.

 

Swiss Franc (CHF)

The Swiss National Bank continues to reaffirm its commitment to an ultra-loose monetary policy, which includes negative interest rates and a willingness to intervene in FX markets, as part of an effort to spark inflation in the economy.

The SNB will be unhappy, therefore, with the franc’s strength in May.

Between April-23 and May-24 (the day of this report), the franc was the best performing G10 currency; it gained 2.2 percent against the euro, taking EUR/CHF back towards Fr1.12 and close to long-term lows (franc highs).

May’s strength reflected worsening sentiment towards the global economy, driven by a significant escalation in US-China trade tensions. As a safe haven, the franc typically gains value during tough times and sinks when investors gain confidence.

 

Euro (EUR)

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar and British pound between mid-April and mid-June. Due to a stronger US dollar, EUR/USD was down 2 percent on the year at $1.12, close to long-term lows.

Read more in the article EUR Forecasts.

Why can't I just get the CHF/EUR market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the CHF / EUR was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all CHF Exchange Rates