Send Money to Canada from United States

USD to CAD Money Transfer Rates Compared

We compare USD to CAD transfer rates from well established, regulated FX providers and banks to help you save when sending money or making an international payment from United States to Canada.

The FX providers listed below can help you with the whole process, provide useful advice, online tools and most importantly bank-beating exchange rates & low or zero fees.

Compare Transfer Rates : Send $10,000 USD → Receive CAD

Provider	Receive CAD	USD/CAD Rate	Cost
OFX Online & Phone, Helpful Dealers & Support. Lock in exchange rates with Spot & Forward Deals.   See details	10,000 USD = 12,768 CAD Up to 594 CAD more 0.5% See details	1.2768	0.5%	Visit OFX Best Value BER 0.5% Special Rate
HSBC   See details	10,000 USD = 12,486 CAD Get C$282 less 2.7% See details	1.2511	2.7%	Compare Rate
TD Bank TD's profit margin is generally 4 - 8% depending on currencies and amounts.   See details	10,000 USD = 12,443 CAD Get C$325 less 3.03% See details	1.247	3.03%	Compare Rate
Western Union   See details	10,000 USD = 12,434 CAD Get C$334 less 3.1% See details	1.2434	3.1%	Visit Western UnionCompare Rate
Wells Fargo Bank   See details	10,000 USD = 12,342 CAD Get C$426 less 3.82% See details	1.2364	3.82%	Compare Rate
SHOW ALL	10,000 USD = 12,303 CAD Get C$465 less 4.12%	1.2339	4.12%	Average Bank Rate
Paypal The cost of sending money with PayPal is a fixed percentage (between 4 to 7 percent) of the amount being sent.   See details	10,000 USD = 12,293 CAD Get C$475 less 4.2% See details	1.2293	4.2%	Compare Rate
Bank of America   See details	10,000 USD = 12,276 CAD Get C$492 less 4.33% See details	1.2313	4.33%	Compare Rate
U.S. Bank   See details	10,000 USD = 12,264 CAD Get C$504 less 4.43% See details	1.2301	4.43%	Compare Rate
Citibank   See details	10,000 USD = 12,223 CAD Get C$545 less 4.75% See details	1.2238	4.75%	Compare Rate
Deutsche Bank   See details	10,000 USD = 12,215 CAD Get C$553 less 4.81% See details	1.2338	4.81%	Compare Rate
CIBC CIBC's profit margin is generally 4 - 8% depending on currencies and amounts.   See details	10,000 USD = 12,174 CAD Get C$594 less 5.13% See details	1.2174	5.13%	Compare Rate

 

Provider	OFX
FX Type	Foreign Transfer USD→CAD
From Amount (USD)	$10,000
To Amount (CAD)	C$12,768
Exchange Rate	1USD = 1.2768 CAD (1CAD = 0.7832USD)
Rate Margin	0.5%
Other Fees	$0
Total Cost (Rate Margin + Fees)	0.5%
Transfer Speed	1-2 days
Rate Retrieved	22:02 Local - BER

BER 0.5% Special Rate

Online & Phone, Helpful Dealers & Support. Lock in exchange rates with Spot & Forward Deals.

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Provider	HSBC
FX Type	Foreign Transfer USD→CAD
From Amount (USD)	$10,000
To Amount (CAD)	C$12,486
Exchange Rate	1USD = 1.2511 CAD (1CAD = 0.7993USD)
Rate Margin	2.5%
Other Fees	$20
Total Cost (Rate Margin + Fees)	2.7%
Difference	Get C$282 CAD less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	22:02 Local - BER

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Provider	TD Bank
FX Type	Foreign Transfer USD→CAD
From Amount (USD)	$10,000
To Amount (CAD)	C$12,443
Exchange Rate	1USD = 1.247 CAD (1CAD = 0.8019USD)
Rate Margin	2.82%
Other Fees	$22
Total Cost (Rate Margin + Fees)	3.03%
Difference	Get C$325 CAD less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	2022-05-22T22:00:06+0000

TD's profit margin is generally 4 - 8% depending on currencies and amounts.

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Provider	Western Union
FX Type	Foreign Transfer USD→CAD
From Amount (USD)	$10,000
To Amount (CAD)	C$12,434
Exchange Rate	1USD = 1.2434 CAD (1CAD = 0.8042USD)
Rate Margin	3.1%
Other Fees	$0
Total Cost (Rate Margin + Fees)	3.1%
Difference	Get C$334 CAD less than withOFX
Transfer Speed	1-2 days
Rate Retrieved	22:02 Local - BER

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Provider	Wells Fargo Bank
FX Type	Foreign Transfer USD→CAD
From Amount (USD)	$10,000
To Amount (CAD)	C$12,342
Exchange Rate	1USD = 1.2364 CAD (1CAD = 0.8088USD)
Rate Margin	3.65%
Other Fees	$18
Total Cost (Rate Margin + Fees)	3.82%
Difference	Get C$426 CAD less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	22:02 Local - BER

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Provider	Comparison Rate
FX Type	Foreign Transfer USD→CAD
From Amount (USD)	$10,000
To Amount (CAD)	C$12,303
Exchange Rate	1USD = 1.2490 CAD (1CAD = 0.8006USD)
Rate Margin	2.67%
Total Cost (Rate Margin + Fees)	4.12%
Difference	Get C$465 CAD less than withOFX

 

Provider	Paypal
FX Type	Foreign Transfer USD→CAD
From Amount (USD)	$10,000
To Amount (CAD)	C$12,293
Exchange Rate	1USD = 1.2293 CAD (1CAD = 0.8135USD)
Rate Margin	4.2%
Other Fees	$0
Total Cost (Rate Margin + Fees)	4.2%
Difference	Get C$475 CAD less than withOFX
Transfer Speed	1-2 days
BER Rating	2/5.0
Rate Retrieved	22:02 Local - BER

The cost of sending money with PayPal is a fixed percentage (between 4 to 7 percent) of the amount being sent.

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Provider	Bank of America
FX Type	Foreign Transfer USD→CAD
From Amount (USD)	$10,000
To Amount (CAD)	C$12,276
Exchange Rate	1USD = 1.2313 CAD (1CAD = 0.8121USD)
Rate Margin	4.04%
Other Fees	$30
Total Cost (Rate Margin + Fees)	4.33%
Difference	Get C$492 CAD less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	22:02 Local - BER

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Provider	U.S. Bank
FX Type	Foreign Transfer USD→CAD
From Amount (USD)	$10,000
To Amount (CAD)	C$12,264
Exchange Rate	1USD = 1.2301 CAD (1CAD = 0.8129USD)
Rate Margin	4.14%
Other Fees	$30
Total Cost (Rate Margin + Fees)	4.43%
Difference	Get C$504 CAD less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	22:02 Local - BER

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Provider	Citibank
FX Type	Foreign Transfer USD→CAD
From Amount (USD)	$10,000
To Amount (CAD)	C$12,223
Exchange Rate	1USD = 1.2238 CAD (1CAD = 0.8171USD)
Rate Margin	4.63%
Other Fees	$12
Total Cost (Rate Margin + Fees)	4.75%
Difference	Get C$545 CAD less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	22:02 Local - BER

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Provider	Deutsche Bank
FX Type	Foreign Transfer USD→CAD
From Amount (USD)	$10,000
To Amount (CAD)	C$12,215
Exchange Rate	1USD = 1.2338 CAD (1CAD = 0.8105USD)
Rate Margin	3.85%
Other Fees	$100.00 USD (1%)
Total Cost (Rate Margin + Fees)	4.81%
Difference	Get C$553 CAD less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	22:02 Local - BER

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Provider	CIBC
FX Type	Foreign Transfer USD→CAD
From Amount (USD)	$10,000
To Amount (CAD)	C$12,174
Exchange Rate	1USD = 1.2174 CAD (1CAD = 0.8214USD)
Rate Margin	5.13%
Other Fees	$0
Total Cost (Rate Margin + Fees)	5.13%
Difference	Get C$594 CAD less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	22:02 Local - BER

CIBC's profit margin is generally 4 - 8% depending on currencies and amounts.

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Cost % is Provider Rate Margin vs Mid-rate + Fees

USD/CAD=1.2832

1-DAY▼-0.7%2d

14-DAY▼LOW2d

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Transfers - United States to Canada

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* This table compares FX rates & fees of selected FX specialists and banks for USD to CAD International Money Transfers. Providers must be well established, reputable and regulated in the US as licensed money transmitters. We DO NOT compare every provider in the market. We may receive referral fees if you choose one of these providers however this will not affect the savings, exchange rates or fees you are charged by the provider.

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