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    Send Money to Canada from United States

    You can save plenty by searching for better exchange rates when sending money to Canada from United States.
     Compare exchange rates and the cheapest options to transfer dollar to CAD.

    Compare USD to CAD Money Transfers

    We compare USD to CAD exchange rates from well established, regulated FX providers and banks to help you save when sending money or making an international payment from United States to Canada.

    The FX providers listed below can help you with the whole process, provide useful advice, online tools and most importantly bank-beating exchange rates & low or zero fees.

    Compare Transfer Rates : Send $10,000 USD → Receive CAD
    ProviderReceive CADUSD/CAD RateTotal Cost
    OFX
    Trusted brand in Foreign Exchange. Online & Phone. Helpful Dealers & support. Lock in an Exchange Rate with Spot & Forward Deals.
    0.5%
    10,000 USD =
    12,825 CAD
    Up to 920 CAD more
    See more
    1.28250.5%
    WorldRemit
    Online Bank Transfers or Cash Pickup - e-Wallet payments. Large number of currencies.
    1.44%
    10,000 USD =
    12,704 CAD
    Get 121 CAD less
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    1.27091.44%
    Scotiabank
    Scotiabank's profit margin is generally 4 - 8% depending on currencies and amounts.
    2.8%
    10,000 USD =
    12,528 CAD
    Get 297 CAD less
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    1.25282.8%
    TD Bank
    TD's profit margin is generally 4 - 8% depending on currencies and amounts.
    3.38%
    10,000 USD =
    12,453 CAD
    Get 372 CAD less
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    1.25163.38%
    PayPal
    The cost of sending money with PayPal/Xoom is between 4%-7% of the amount being sent.
    4.1%
    10,000 USD =
    12,361 CAD
    Get 464 CAD less
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    1.23614.1%
    HSBC
    HSBC's profit margin is generally 2.5%-7% depending on currencies and amounts.
    4.37%
    10,000 USD =
    12,326 CAD
    Get 499 CAD less
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    1.23514.37%
    Citibank
    Citibank's profit margin is generally 3 - 7% depending on currencies and amounts.
    4.78%
    10,000 USD =
    12,273 CAD
    Get 552 CAD less
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    1.22884.78%
    Deutsche Bank
    Deutsche Bank's profit margin is generally 3 - 7% depending on currencies and amounts.
    4.84%
    10,000 USD =
    12,265 CAD
    Get 560 CAD less
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    1.23894.84%

    Rate: 1.2516
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    Rate: 1.2035
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    Rate: 1.2288
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    Rate: 1.2351
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    Rate: 1.2389
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    Rate: 1.2528
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    Rate: 1.1959
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    Rate: 1.2035
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    Rate: 1.1971
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    Rate: 1.1971
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    Rate: 1.1933
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    Rate: 1.1959
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    SHOW ALL
    5.89%
    10,000 USD =
    12,130 CAD
    Get 695 CAD less
    1.21615.89%
     Average Bank Rate 
    CIBC
    CIBC's profit margin is generally 4 - 8% depending on currencies and amounts.
    6.63%
    10,000 USD =
    12,035 CAD
    Get 790 CAD less
    See more
    1.20356.63%
    U.S. Bank
    U.S. Bank's FX wire margin is generally 4.0% - 8.0% depending on currencies and amounts.
    6.91%
    10,000 USD =
    11,999 CAD
    Get 826 CAD less
    See more
    1.20356.91%
    Chase Bank
    Chase Bank's FX wire charge is generally 3.5% - 8.0% of your amount depending on the receive currency plus a fixed fee of $0-$50.
    7.12%
    10,000 USD =
    11,971 CAD
    Get 854 CAD less
    See more
    1.19717.12%
    Royal Bank of Canada
    RBC's profit margin is generally 4 - 8% depending on currencies and amounts.
    7.26%
    10,000 USD =
    11,953 CAD
    Get 872 CAD less
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    1.19717.26%
    Wells Fargo Bank
    Wells Fargo's FX wire margin is generally 3.0% - 8.0% depending on currencies and amounts.
    7.39%
    10,000 USD =
    11,937 CAD
    Get 888 CAD less
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    1.19597.39%
    PNC Bank
    PNC Bank's FX wire margin is generally 3.0% - 8.0% depending on currencies and amounts.
    7.58%
    10,000 USD =
    11,912 CAD
    Get 913 CAD less
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    1.19337.58%
    Bank of America
    Bank of America's FX wire margin is generally 4.0%-8.0% depending on currencies and amounts.
    7.63%
    10,000 USD =
    11,905 CAD
    Get 920 CAD less
    See more
    1.19597.63%
    Wise
    Great rates for Transfers and Multi-currency Card. Get local accounts in 10 currencies.
    Above Wise maximum amount.
    See more
     
    ProviderOFX
    FX TypeForeign Transfer USD→CAD
    From Amount (USD) $10,000
    To Amount (CAD) C$12,825
    Exchange Rate1USD = 1.2825 CAD (1CAD = 0.7797USD)
    Rate Margin0.5%
    Other Fees$0
    Total Cost
    (Rate Margin + Fees)
    0.5%
    Transfer Speed1-2 days
    Rate Retrieved12:03 Local - BER

    BER 0.5% Special Rate

    Trusted brand in Foreign Exchange. Online & Phone. Helpful Dealers & support. Lock in an Exchange Rate with Spot & Forward Deals.

     
    Submit a Rate from OFX to improve our service.
     
    ProviderWorldRemit
    FX TypeForeign Transfer USD→CAD
    From Amount (USD) $10,000
    To Amount (CAD) C$12,704
    Exchange Rate1USD = 1.2709 CAD (1CAD = 0.7868USD)
    Rate Margin1.4%
    Other Fees$3.99
    Total Cost
    (Rate Margin + Fees)
    1.44%
    Difference
    Get 121 CAD less than withOFX
    Transfer Speed1-2 days
    Rate Retrieved12:03 Local - BER

    Online Bank Transfers or Cash Pickup - e-Wallet payments. Large number of currencies.

     
    Submit a Rate from WorldRemit to improve our service.
     
    ProviderScotiabank
    FX TypeForeign Transfer USD→CAD
    From Amount (USD) $10,000
    To Amount (CAD) C$12,528
    Exchange Rate1USD = 1.2528 CAD (1CAD = 0.7982USD)
    Rate Margin2.8%
    Other Fees$0
    Total Cost
    (Rate Margin + Fees)
    2.8%
    Difference
    Get 297 CAD less than withOFX
    Transfer Speed2-3 days
    Rate Retrieved12:03 Local - BER

    Scotiabank's profit margin is generally 4 - 8% depending on currencies and amounts.

     
    Submit a Rate from Scotiabank to improve our service.
     
    ProviderTD Bank
    FX TypeForeign Transfer USD→CAD
    From Amount (USD) $10,000
    To Amount (CAD) C$12,453
    Exchange Rate1USD = 1.2516 CAD (1CAD = 0.7990USD)
    Rate Margin2.89%
    Other Fees$50
    Total Cost
    (Rate Margin + Fees)
    3.38%
    Difference
    Get 372 CAD less than withOFX
    Transfer Speed2-3 days
    Rate Retrieved2022-08-18T12:00:05+0000

    On top of the FX margin TD has additional $50 fee to send foreign transfers from USD.

    TD's profit margin is generally 4 - 8% depending on currencies and amounts.

     
    Submit a Rate from TD Bank to improve our service.
     
    ProviderPayPal
    FX TypeForeign Transfer USD→CAD
    From Amount (USD) $10,000
    To Amount (CAD) C$12,361
    Exchange Rate1USD = 1.2361 CAD (1CAD = 0.8090USD)
    Rate Margin4.1%
    Other Fees$0
    Total Cost
    (Rate Margin + Fees)
    4.1%
    Difference
    Get 464 CAD less than withOFX
    Transfer Speed1-2 days
    BER Rating2/5.0
    Rate Retrieved12:03 Local - BER

    Paypal charge an extra 3% if you pay with debit/credit card

    The cost of sending money with PayPal/Xoom is between 4%-7% of the amount being sent.

     
    Submit a Rate from PayPal to improve our service.
     
    ProviderHSBC
    FX TypeForeign Transfer USD→CAD
    From Amount (USD) $10,000
    To Amount (CAD) C$12,326
    Exchange Rate1USD = 1.2351 CAD (1CAD = 0.8097USD)
    Rate Margin4.17%
    Other Fees$20
    Total Cost
    (Rate Margin + Fees)
    4.37%
    Difference
    Get 499 CAD less than withOFX
    Transfer Speed2-3 days
    Rate Retrieved12:03 Local - BER

    HSBC's profit margin is generally 2.5%-7% depending on currencies and amounts.

     
    Submit a Rate from HSBC to improve our service.
     
    ProviderCitibank
    FX TypeForeign Transfer USD→CAD
    From Amount (USD) $10,000
    To Amount (CAD) C$12,273
    Exchange Rate1USD = 1.2288 CAD (1CAD = 0.8138USD)
    Rate Margin4.66%
    Other Fees$12
    Total Cost
    (Rate Margin + Fees)
    4.78%
    Difference
    Get 552 CAD less than withOFX
    Transfer Speed2-3 days
    Rate Retrieved12:03 Local - BER

    Citibank's profit margin is generally 3 - 7% depending on currencies and amounts.

     
    Submit a Rate from Citibank to improve our service.
     
    ProviderDeutsche Bank
    FX TypeForeign Transfer USD→CAD
    From Amount (USD) $10,000
    To Amount (CAD) C$12,265
    Exchange Rate1USD = 1.2389 CAD (1CAD = 0.8072USD)
    Rate Margin3.88%
    Other Fees$100.00 USD (1%)
    Total Cost
    (Rate Margin + Fees)
    4.84%
    Difference
    Get 560 CAD less than withOFX
    Transfer Speed2-3 days
    Rate Retrieved12:03 Local - BER

    Deutsche Bank's profit margin is generally 3 - 7% depending on currencies and amounts.

     
    Submit a Rate from Deutsche Bank to improve our service.
     
    ProviderComparison Rate
    FX TypeForeign Transfer USD→CAD
    From Amount (USD) $10,000
    To Amount (CAD) C$12,130
    Exchange Rate1USD = 1.2541 CAD (1CAD = 0.7974USD)
    Rate Margin2.7%
    Total Cost
    (Rate Margin + Fees)
    5.89%
    Difference
    Get 695 CAD less than withOFX
     
    ProviderCIBC
    FX TypeForeign Transfer USD→CAD
    From Amount (USD) $10,000
    To Amount (CAD) C$12,035
    Exchange Rate1USD = 1.2035 CAD (1CAD = 0.8309USD)
    Rate Margin6.63%
    Other Fees$0
    Total Cost
    (Rate Margin + Fees)
    6.63%
    Difference
    Get 790 CAD less than withOFX
    Transfer Speed2-3 days
    Rate Retrieved12:03 Local - BER

    CIBC's profit margin is generally 4 - 8% depending on currencies and amounts.

     
    Submit a Rate from CIBC to improve our service.
     
    ProviderU.S. Bank
    FX TypeForeign Transfer USD→CAD
    From Amount (USD) $10,000
    To Amount (CAD) C$11,999
    Exchange Rate1USD = 1.2035 CAD (1CAD = 0.8309USD)
    Rate Margin6.63%
    Other Fees$30
    Total Cost
    (Rate Margin + Fees)
    6.91%
    Difference
    Get 826 CAD less than withOFX
    Transfer Speed2-3 days
    Rate Retrieved12:03 Local - BER

    U.S. Bank's FX wire margin is generally 4.0% - 8.0% depending on currencies and amounts.

     
    Submit a Rate from U.S. Bank to improve our service.
     
    ProviderChase Bank
    FX TypeForeign Transfer USD→CAD
    From Amount (USD) $10,000
    To Amount (CAD) C$11,971
    Exchange Rate1USD = 1.1971 CAD (1CAD = 0.8354USD)
    Rate Margin7.12%
    Other Fees$0
    Total Cost
    (Rate Margin + Fees)
    7.12%
    Difference
    Get 854 CAD less than withOFX
    Transfer Speed2-3 days
    Rate Retrieved12:03 Local - BER

    Chase Online foreign wires of $5,000 USD or more have no additional fee; and a $5 fee for sending less than $5,000 USD; In-branch fee is a flat $50.

    Chase Bank's FX wire charge is generally 3.5% - 8.0% of your amount depending on the receive currency plus a fixed fee of $0-$50.

     
    Submit a Rate from Chase Bank to improve our service.
     
    ProviderRoyal Bank of Canada
    FX TypeForeign Transfer USD→CAD
    From Amount (USD) $10,000
    To Amount (CAD) C$11,953
    Exchange Rate1USD = 1.1971 CAD (1CAD = 0.8354USD)
    Rate Margin7.12%
    Other Fees$15
    Total Cost
    (Rate Margin + Fees)
    7.26%
    Difference
    Get 872 CAD less than withOFX
    Transfer Speed2-3 days
    BER Rating1/5.0
    Rate Retrieved12:03 Local - BER

    On top of the FX margin RBC has an additional flat-fee of $17.00 to receive foreign transfer in Canada.

    RBC's profit margin is generally 4 - 8% depending on currencies and amounts.

     
    Submit a Rate from Royal Bank of Canada to improve our service.
     
    ProviderWells Fargo Bank
    FX TypeForeign Transfer USD→CAD
    From Amount (USD) $10,000
    To Amount (CAD) C$11,937
    Exchange Rate1USD = 1.1959 CAD (1CAD = 0.8362USD)
    Rate Margin7.22%
    Other Fees$18
    Total Cost
    (Rate Margin + Fees)
    7.39%
    Difference
    Get 888 CAD less than withOFX
    Transfer Speed2-3 days
    Rate Retrieved12:03 Local - BER

    Wells Fargo's FX wire margin is generally 3.0% - 8.0% depending on currencies and amounts.

     
    Submit a Rate from Wells Fargo Bank to improve our service.
     
    ProviderPNC Bank
    FX TypeForeign Transfer USD→CAD
    From Amount (USD) $10,000
    To Amount (CAD) C$11,912
    Exchange Rate1USD = 1.1933 CAD (1CAD = 0.8380USD)
    Rate Margin7.42%
    Other Fees$18
    Total Cost
    (Rate Margin + Fees)
    7.58%
    Difference
    Get 913 CAD less than withOFX
    Transfer Speed2-3 days
    Rate Retrieved12:03 Local - BER

    PNC Bank's FX wire margin is generally 3.0% - 8.0% depending on currencies and amounts.

     
    Submit a Rate from PNC Bank to improve our service.
     
    ProviderBank of America
    FX TypeForeign Transfer USD→CAD
    From Amount (USD) $10,000
    To Amount (CAD) C$11,905
    Exchange Rate1USD = 1.1959 CAD (1CAD = 0.8362USD)
    Rate Margin7.22%
    Other Fees$45
    Total Cost
    (Rate Margin + Fees)
    7.63%
    Difference
    Get 920 CAD less than withOFX
    Transfer Speed2-3 days
    Rate Retrieved12:03 Local - BER

    To send international wire transfers, BoA may charge an additional fee of $45 per transfer.

    Bank of America's FX wire margin is generally 4.0%-8.0% depending on currencies and amounts.

     
    Submit a Rate from Bank of America to improve our service.
     
    ProviderWise
    FX TypeForeign Transfer USD→CAD
    MIN/MAX:Above Wise maximum amount.
    Exchange Rate1USD = 1.2805 CAD (1CAD = 0.7809USD)
    Rate Margin0.65%
    Total Cost
    (Rate Margin + Fees)
    1.35%
    Transfer Speed1-2 days
    Rate Retrieved12:03 Local - BER

    Including Wire transfer fixed fee of 5.64 USD, Bank debit (ACH) is a variable 0.26%

    Great rates for Transfers and Multi-currency Card. Get local accounts in 10 currencies.

     
    Submit a Rate from Wise to improve our service.
     
    loading
    Cost % is Provider Rate Margin vs Mid-rate + Fees

    USD/CAD=1.2889
    1-DAY+0.6%
    14-DAYHIGH
    USDCAD chart
    My Rates
    USD/CAD Mid-rate Calculator
    * This table compares FX rates & fees of selected FX specialists and banks for USD to CAD International Money Transfers. Providers must be well established, reputable and regulated in the US as licensed money transmitters. We DO NOT compare every provider in the market. We may receive referral fees if you choose one of these providers however this will not affect the savings, exchange rates or fees you are charged by the provider.
     

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