The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
USD to CAD Market Data
US dollar (USD) to Canadian dollar (CAD) market data - latest interbank exchange rate, trend, chart & historic rates.
Is the USD to CAD Exchange Rate Likely to Improve?
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Canadian dollar is to review how the USD/CAD rate has changed over time.
The table below shows the percentage change in the USD to CAD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
Date
USD/CAD
Change
Period
25 Jun 2025
1.3713
0.2% ▼
2 Week
10 Apr 2025
1.3959
1.9% ▼
3 Month
09 Jul 2024
1.3632
0.4% ▲
1 Year
10 Jul 2020
1.3595
0.7% ▲
5 Year
12 Jul 2015
1.2689
7.9% ▲
10 Year
14 Jul 2005
1.2073
13.4% ▲
20 Year
USD/CAD historic rates & change to 09-Jul-2025
The USD/CAD exchange rate is stable at 1.3669, slightly below its 3-month avg of 1.378. Analysts note that a strengthening USD, driven by reduced Fed cut expectations, contrasts with CAD pressure from slow trade talks and contracting manufacturing. Traders should watch oil prices and economic indicators for potential volatility
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USD to CAD Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Canadian dollar across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
The standard OFX USD-CAD rate is 1.3461, -1.7% from the mid-rate. Visit OFX here to secure the better rate.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
US dollar (USD) to Canadian dollar (CAD) rates from different sources before making a conversion.
The above
Dollar to Loonie comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
banks and other foreign exchange providers against the latest USD-CAD mid-rate and the possible savings of using various providers.
How do USD-CAD rates compare between providers?
Looking at the full
USD to CAD - Send Money comparison table the provider with the best USD to CAD exchange rate is OFX at 1.363, -0.5% from the latest mid-market rate 1.3698.
The next best is XE at 1.3616, -0.6% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.