Best USD to JPY Exchange Rates - Compare & Save

In this US dollar to Japanese yen guide:

1 USD = JPY

USD to JPY at 135.1 is 4.1% above its 90-day average 129.8 with range 122.5-136.7.

01-JUL 12AM-NY 5AM-LON 12PM-HK 2PM-SYD

Sell USD → Buy JPY

Track Rate

1-DAY▼-1.1%

The Japanese yen continues to lose ground against the US dollar. For reference, with USD/JPY hitting 132 — a more than 20-Year Low for the yen.

Yen weakness against the greenback stems from the interest rate differentials between Japan and the US. The market expects that the Fed Reserve will continue to hike rates aggressively, while the BOJ is committed to low interest rates.

USD-JPY Forecasts

Date	USD/JPY	Change	Period
16 Jun 2022	132.42	2.5% ▲	2 Week
01 Apr 2022	122.51	10.8% ▲	3 Month
30 Jun 2021	111.13	22.2% ▲	1 Year
01 Jul 2017	112.41	20.8% ▲	5 Year
02 Jul 2012	79.60	70.6% ▲	10 Year
05 Jul 2002	120.24	12.9% ▲	20 Year

USD/JPY change over periods to 30-Jun-2022

USD to JPY - Compare & Save

The below comparison table makes it easy to calculate the Total Cost you are being charged and the possible savings of using different FX providers.

Compare Transfer Rates : Send $10,000 USD → Receive JPY

Provider	Receive JPY	USD/JPY Rate	Cost
OFX Trusted brand in Foreign Exchange. Online & Phone. Helpful Dealers & support. Lock in an Exchange Rate with Spot & Forward Deals. See details	10,000 USD = 1,344,800 JPY Up to 64,700 JPY more 0.5% See details	134.48	0.5%	Visit OFX Best Value BER 0.5% Special Rate
HSBC See details	10,000 USD = 1,315,164 JPY Get ¥29,636 less 2.7% See details	131.78	2.7%	Compare Rate
Western Union See details	10,000 USD = 1,309,700 JPY Get ¥35,100 less 3.1% See details	130.97	3.1%	Compare Rate
Chase Bank Chase Bank's FX wire margin is generally 3.5% - 8.0% depending on currencies and amounts. See details	10,000 USD = 1,298,700 JPY Get ¥46,100 less 3.91% See details	129.87	3.91%	Compare Rate
Wells Fargo Bank Wells Fargo's FX wire margin is generally 3.0% - 8.0% depending on currencies and amounts. See details	10,000 USD = 1,297,660 JPY Get ¥47,140 less 3.99% See details	130	3.99%	Compare Rate
TD Bank TD's profit margin is generally 4 - 8% depending on currencies and amounts. See details	10,000 USD = 1,295,344 JPY Get ¥49,456 less 4.16% See details	129.82	4.16%	Compare Rate
Paypal The cost of sending money with PayPal is a fixed percentage (between 4 to 7 percent) of the amount being sent. See details	10,000 USD = 1,294,800 JPY Get ¥50,000 less 4.2% See details	129.48	4.2%	Compare Rate
SHOW ALL	10,000 USD = 1,292,998 JPY Get ¥51,802 less 4.34%	129.63	4.34%	Average Bank Rate
Bank of America Bank of America's FX wire margin is generally 4.0% - 8.0% depending on currencies and amounts. See details	10,000 USD = 1,290,816 JPY Get ¥53,984 less 4.5% See details	129.47	4.5%	Compare Rate
U.S. Bank See details	10,000 USD = 1,289,520 JPY Get ¥55,280 less 4.59% See details	129.34	4.59%	Compare Rate
Citibank See details	10,000 USD = 1,285,256 JPY Get ¥59,544 less 4.91% See details	128.68	4.91%	Compare Rate
Deutsche Bank See details	10,000 USD = 1,284,426 JPY Get ¥60,374 less 4.97% See details	129.74	4.97%	Compare Rate
CIBC CIBC's profit margin is generally 4 - 8% depending on currencies and amounts. See details	10,000 USD = 1,280,100 JPY Get ¥64,700 less 5.29% See details	128.01	5.29%	Compare Rate

Cost % is Provider Rate Margin vs Mid-rate + Fees

USD/JPY=135.16

1-DAY▼-1.1%

My Rates

Transfers - United States to Japan

USD to JPY - Travel & Spend

USD/JPY Mid-rate Calculator

* This table compares FX rates & fees of selected FX specialists and banks for USD to JPY International Money Transfers. Providers must be well established, reputable and regulated in the US as licensed money transmitters. We DO NOT compare every provider in the market. We may receive referral fees if you choose one of these providers however this will not affect the savings, exchange rates or fees you are charged by the provider.

Exchange rates available for foreign transfers and currency exchange always contain either a rate margin from the Latest USD to JPY Exchange Rate (shown above) or a transaction fee and often both!

Country Guides - US dollar & Japanese yen

United States (USD)

Japan (JPY)

How to get a good USD to JPY Exchange Rate

There are two important ways to save on Foreign Exchange, the first is minimising unnecessary or excessive costs and fees, and the other is to transact when the exchange rate is in your favour.

Reduce Excessive costs and fees

Generally speaking, if you are buying Japanese yen with US dollar, then it's good for the USD/JPY exchange rate to be higher.

However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

You can also read our practical guide to getting the Best Deals for your Foreign Transfers and Travel Money to Japan.

Will the US dollar rise against the Japanese yen?

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add USD/JPY to your BestExchangeRates My Rates Watchlist to track and benefit from currency movements.

Manage My Rates

Rather than requiring you to set a target rate, our FX Alerts work differently.

Once you add a currency pair for tracking in your watchlist we can select to be notified daily for any UP▲ DOWN▼ HIGH▲ LOW▼ alerts over a range of periods over the recent 90 days.

Related exchange rates

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Provider	OFX
FX Type	Foreign Transfer USD→JPY
From Amount (USD)	$10,000
To Amount (JPY)	¥1,344,800
Exchange Rate	1USD = 134.48 JPY
Rate Margin	0.5%
Other Fees	$0
Total Cost (Rate Margin + Fees)	0.5%
Transfer Speed	1-2 days
Rate Retrieved	04:03 Local - BER

Provider	HSBC
FX Type	Foreign Transfer USD→JPY
From Amount (USD)	$10,000
To Amount (JPY)	¥1,315,164
Exchange Rate	1USD = 131.78 JPY
Rate Margin	2.5%
Other Fees	$20
Total Cost (Rate Margin + Fees)	2.7%
Difference	Get ¥29,636 JPY less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	04:03 Local - BER

Provider	Western Union
FX Type	Foreign Transfer USD→JPY
From Amount (USD)	$10,000
To Amount (JPY)	¥1,309,700
Exchange Rate	1USD = 130.97 JPY
Rate Margin	3.1%
Other Fees	$0
Total Cost (Rate Margin + Fees)	3.1%
Difference	Get ¥35,100 JPY less than withOFX
Transfer Speed	1-2 days
Rate Retrieved	04:03 Local - BER

Provider	Chase Bank
FX Type	Foreign Transfer USD→JPY
From Amount (USD)	$10,000
To Amount (JPY)	¥1,298,700
Exchange Rate	1USD = 129.87 JPY
Rate Margin	3.91%
Other Fees	$0
Total Cost (Rate Margin + Fees)	3.91%
Difference	Get ¥46,100 JPY less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	04:03 Local - BER

Provider	Wells Fargo Bank
FX Type	Foreign Transfer USD→JPY
From Amount (USD)	$10,000
To Amount (JPY)	¥1,297,660
Exchange Rate	1USD = 130.00 JPY
Rate Margin	3.82%
Other Fees	$18
Total Cost (Rate Margin + Fees)	3.99%
Difference	Get ¥47,140 JPY less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	04:03 Local - BER

Provider	TD Bank
FX Type	Foreign Transfer USD→JPY
From Amount (USD)	$10,000
To Amount (JPY)	¥1,295,344
Exchange Rate	1USD = 129.82 JPY
Rate Margin	3.95%
Other Fees	$22
Total Cost (Rate Margin + Fees)	4.16%
Difference	Get ¥49,456 JPY less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	2022-07-01T04:00:04+0000

Provider	Paypal
FX Type	Foreign Transfer USD→JPY
From Amount (USD)	$10,000
To Amount (JPY)	¥1,294,800
Exchange Rate	1USD = 129.48 JPY
Rate Margin	4.2%
Other Fees	$0
Total Cost (Rate Margin + Fees)	4.2%
Difference	Get ¥50,000 JPY less than withOFX
Transfer Speed	1-2 days
BER Rating	2/5.0
Rate Retrieved	04:03 Local - BER

Provider	Comparison Rate
FX Type	Foreign Transfer USD→JPY
From Amount (USD)	$10,000
To Amount (JPY)	¥1,292,998
Exchange Rate	1USD = 131.33 JPY
Rate Margin	2.83%
Total Cost (Rate Margin + Fees)	4.34%
Difference	Get ¥51,802 JPY less than withOFX

Provider	Bank of America
FX Type	Foreign Transfer USD→JPY
From Amount (USD)	$10,000
To Amount (JPY)	¥1,290,816
Exchange Rate	1USD = 129.47 JPY
Rate Margin	4.21%
Other Fees	$30
Total Cost (Rate Margin + Fees)	4.5%
Difference	Get ¥53,984 JPY less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	04:03 Local - BER

Provider	U.S. Bank
FX Type	Foreign Transfer USD→JPY
From Amount (USD)	$10,000
To Amount (JPY)	¥1,289,520
Exchange Rate	1USD = 129.34 JPY
Rate Margin	4.31%
Other Fees	$30
Total Cost (Rate Margin + Fees)	4.59%
Difference	Get ¥55,280 JPY less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	04:03 Local - BER

Provider	Citibank
FX Type	Foreign Transfer USD→JPY
From Amount (USD)	$10,000
To Amount (JPY)	¥1,285,256
Exchange Rate	1USD = 128.68 JPY
Rate Margin	4.79%
Other Fees	$12
Total Cost (Rate Margin + Fees)	4.91%
Difference	Get ¥59,544 JPY less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	04:03 Local - BER

Provider	Deutsche Bank
FX Type	Foreign Transfer USD→JPY
From Amount (USD)	$10,000
To Amount (JPY)	¥1,284,426
Exchange Rate	1USD = 129.74 JPY
Rate Margin	4.01%
Other Fees	$100.00 USD (1%)
Total Cost (Rate Margin + Fees)	4.97%
Difference	Get ¥60,374 JPY less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	04:03 Local - BER

Provider	CIBC
FX Type	Foreign Transfer USD→JPY
From Amount (USD)	$10,000
To Amount (JPY)	¥1,280,100
Exchange Rate	1USD = 128.01 JPY
Rate Margin	5.29%
Other Fees	$0
Total Cost (Rate Margin + Fees)	5.29%
Difference	Get ¥64,700 JPY less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	04:03 Local - BER

USD to JPY Exchange Rates

USD to JPY - Compare & Save

Multi-Vendor Quote

Country Guides - US dollar & Japanese yen

How to get a good USD to JPY Exchange Rate

Reduce Excessive costs and fees

Will the US dollar rise against the Japanese yen?

Related exchange rates