The Wise EUR to CHF rate is 0.9311. This is -0.7% below the mid-rate. Compare Wise currency conversion rates - Reduce FX costs.
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The Wise EUR to CHF exchange rate is 0.9311. This is -0.7% compared to the latest EUR-CHF mid-market rate 0.9377.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Euro (EUR) to Swiss franc (CHF) rates from different sources before making a conversion.
The Wise Euro to Franc comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Wise and other foreign exchange providers against the latest EUR-CHF mid-rate (see Market Data below ) and the possible savings of using various providers.
Wise (formerly TransferWise) always aim to convert money at the real mid-market exchange rate. There’s just a small, fair service fee, and it’s all shown up-front, this fee normally works out to be less than 1% of the amount being exchanged.
Exchange guaranteed within 2 business days - Pay via Bank Transfer or VISA/Mastercard debit cards.
Setup Direct Debits to Pay Bills abroad from AUD, CAD, EUR, GBP and USD accounts.
With a Wise Account you receive a unique set of account details with which you can get paid like a local. Together with an account number, you’ll receive a SWIFT, BSB, routing and/or sort code and anything else needed to receive funds in those currencies.
Domestic & International - Share these for someone to pay you in the same currency by local bank transfer.
International Only - Share these for someone to pay you any currency Wise supports by SWIFT transfer.
The Wise debit card are free to set up and use. And there's never any monthly fee and minimum balance to worry about.
You get two free ATM withdrawals worldwide up to a max amount every 30 days, then a charge on additional withdrawals.
Auto-convert any currency - Spend in any currency and the Wise smart tech will auto-convert it with the lowest possible fee.
Unlike practically all other Travel cards you can pay foreign currency into this card via your own personal foreign bank accounts.
Savings on Wise money transfers are substantial relative to banks and traditional money changers, although the amounts saved will of course depend on how much is being transferred.
Wise advertises that its transfers are “up to 8 times cheaper” than those performed by banks, but what does that mean in real currency terms? How many dollars, pounds, francs or pesos are we talking about? Let’s take a look.
When compared with other FX specialists, Wise consistently ranks near the very top for savings on international payments, across a range of currencies and amounts.
Although Wise won’t be the absolute cheapest on every currency route, it will at least show you exactly how much you are being charged in currency terms before you make your decision, which is more than can be said for banks or traditional money changers, who hide all sorts of charges within the exchange rates offered.
The Wise card let's you spend anywhere, with low conversion fees. Buy things online in any currency, or pay for things on holiday. If you don’t have the currency you need in your Wise Account, they’ll auto-convert it with the lowest possible fee.
Euro (EUR) to Swiss franc (CHF) market data - latest interbank exchange rate, trend, chart & historic rates.
| Date | EUR/CHF | Change | Period |
|---|---|---|---|
30 Apr 2025 | 0.9354 | 0.4% ▲ | 2 Week |
13 Feb 2025 | 0.9450 | 0.7% ▼ | 3 Month |
14 May 2024 | 0.9808 | 4.3% ▼ | 1 Year |
15 May 2020 | 1.0516 | 10.7% ▼ | 5 Year |
17 May 2015 | 1.0478 | 10.4% ▼ | 10 Year |
19 May 2005 | 1.5439 | 39.2% ▼ | 20 Year |
Here are some popular conversion amounts for EUR to CHF (Euro to Swiss franc)*.
| EUR | CHF |
|---|---|
| € 1,067 | Fr. 1,000 |
| € 5,333 | Fr. 5,000 |
| € 21,330 | Fr. 20,000 |
| € 106,650 | Fr. 100,000 |
More amounts
*Converted at the current EURCHF interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
The EUR to CHF exchange rate has recently been influenced by a mix of economic data, geopolitical developments, and market sentiment. Currently, the EUR is trading around 0.9391 against the CHF, reaching a 14-day high, though it remains just below its three-month average. Analysts note that this stability has seen the EUR/USD pair fluctuate within a 4.7% range, between 0.9227 and 0.9660.
Read our full review of recent EUR to CHF forecasts.
There are several ways to save on exchange rates when converting Euro to Swiss franc:
Generally speaking, if you are buying Swiss franc with Euro, then it's better for the EUR/CHF exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
Read our Currency guide to Switzerland — a practical currency and money guide to travel in Switzerland plus living and doing business with the Swiss franc.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add EUR/CHF to your personalised Rate Tracker to track and benefit from currency movements.
Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.
Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending
| Eurozone (EUR) | Switzerland (CHF) |  Liechtenstein (CHF) |
There are a few laws and regulations in Switzerland that expats may need to be aware of:
Check travel advisories: Before planning your trip, check the latest travel advisories and security information from your government's foreign affairs department or equivalent, to stay informed about the most current safety and security risks.
Get vaccinated: Check with your healthcare provider or a travel medicine specialist to ensure that you are up to date on any required or recommended vaccinations for travel to the DRC.
Plan your route carefully: Avoid traveling to areas that are considered to be dangerous or that have ongoing conflicts. Some parts of the country are completely off-limits to foreigners, so be sure to plan your route and accommodations accordingly.
Be prepared for unexpected delays: The DRC has a poorly developed infrastructure and transport can be unreliable. Be prepared for flight delays, cancellations, or other transport-related issues.
Be aware of the local laws: Be sure to familiarize yourself with the local laws and customs of the DRC to avoid any misunderstandings or legal issues.
Have emergency contact: Make sure someone know your itinerary, and contact information for emergency and consular assistance.
Have contact of good medical facilities and emergency medical evacuation services in case of any emergency situation.
Expats should be aware of these laws and regulations, and should consult with the local authorities and/or a legal professional if they have any questions or concerns. It's always good to check with the local authorities if something is not clear.
Switzerland has some restrictions and additional fees that may apply to property purchases by foreigners. Here are a few key points to keep in mind:
Restrictions on second homes: In some cantons (regions) and municipalities, there may be restrictions on the purchase of second homes by foreigners, particularly in popular ski and tourist areas. These restrictions are usually put in place to prevent the local housing market from becoming too expensive for residents.
Additional fees: Foreigners may be subject to additional taxes and fees when purchasing property in Switzerland. These can include a federal withholding tax of 3% on the purchase price, as well as cantonal and municipal taxes.
Permits: In some cases, foreigners may also be required to obtain a permit from the local authorities in order to purchase property in Switzerland, which can take some time to process and may involve additional fees.
Rental properties: If you are planning to purchase a property as a rental, be aware that some cantons have restrictions on short-term rentals, and also have strict regulations that must be followed.
Mortgages: Foreigners may also find it more difficult to obtain a mortgage from a Swiss bank, as the lending criteria may be different from what they are used to. They may also be required to provide a larger deposit, or to pay higher interest rates.
Inheritance Tax: Switzerland does not have a federal inheritance tax but some cantons do have an inheritance tax, which can be significant in some cases.
It's worth noting that these rules and regulations can vary depending on the location and the specific property being purchased, so it's important to do your research and consult with a local real estate professional, lawyer or a tax expert to ensure you understand the requirements and costs associated with purchasing property in Switzerland as a foreigner.
Read more at our Switzerland (CHF) country guide
Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
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