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Wise EUR to USD Exchange Rates & Currency Deals

EUR-USD Rate Calculator

 
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your Wise currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 

Wise - EUR Rate Margin Analysis

The average EUR rate margin offered by Wise is 0.75%.

This average is based on individual EUR 10K transfer rates in the currency pairs from Wise that we monitor.

 

Wise - Best and Worst Value Rates

The tables below show the best and worst exchange rate margins offered by Wise for Euro (EUR 10K) transactions. Margins show the percentage difference from the mid-market rate.

Wise Best Value Rates (Lowest Margins)

Currency Pair Wise Rate Mid Market Rate Margin
EUR/MGA 5,310.66 5,310.21 0.0%
EUR/CHF 0.9204 0.9227 0.2%
EUR/SEK 10.56 10.59 0.3%
EUR/PLN 4.1948 4.2057 0.3%
EUR/TRY 51.16 51.30 0.3%

Wise Worst Value Rates (Highest Margins)

Currency Pair Wise Rate Mid Market Rate Margin
EUR/TOP 2.7319 2.8481 4.1%
EUR/FJD 2.5805 2.6619 3.1%
EUR/SCR 16.46 16.87 2.4%
EUR/MAD 10.57 10.75 1.7%
EUR/BND 1.4930 1.5125 1.3%
 
   

EUR to USD Market Data

Euro (EUR) to US dollar (USD) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell EUR   →   Buy USD
1 EUR = 1.1860 USD
1d+0.7%
90dHighs
EUR to USD is at 90-day highs near 1.1826, 1.5% above its 3-month average of 1.1651, having traded in a very stable 3.0% range from 1.1480 to 1.1826
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Tracker

Currency Forecasts related to EUR/USD

EUR to USD 2026 Forecasts

EUR/USD Outlook: The outlook for EUR/USD is bullish, as the rate is currently above its recent average and near recent highs, supported by strong economic indicators.

Read forecast

EUR to JPY 2026 Forecasts

EUR/JPY Outlook: Slightly positive, but likely to move sideways as the rate is above its recent average but lacks a clear driver for further gains.

Read forecast

USD to GBP 2026 Forecasts

USD/GBP Outlook: Bearish, as the rate is below its recent average and near recent lows, indicating a challenging environment for the dollar.

Read forecast

Bullish EUR/USD outlook as it's above recent averages, driven by strong Eurozone data. ECB keeps rates neutral while Fed plans cuts, making the USD less attractive. Expected to stay within a stable range unless major geopolitical shifts or strong USD inflation data emerge

 

EUR to USD Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much Euro are worth in US dollar across a range of amounts.

This gives a quick view of what you’d get when converting different EUR amounts at today’s rate * :

EUR USD
€ 1 $ 1.1860
€ 5 $ 5.9300
€ 10 $ 11.86
€ 20 $ 23.72
€ 50 $ 59.30
€ 100 $ 118.60
€ 250 $ 296.50
€ 500 $ 593.00
€ 1,000 $ 1,186
€ 2,000 $ 2,372
€ 5,000 $ 5,930
€ 10,000 $ 11,860
€ 20,000 $ 23,720
€ 50,000 $ 59,300
€ 100,000 $ 118,600
EUR USD
0.8432 $ 1
4.2160 $ 5
8.4320 $ 10
16.86 $ 20
42.16 $ 50
84.32 $ 100
210.80 $ 250
421.60 $ 500
843.20 $ 1,000
1,686 $ 2,000
4,216 $ 5,000
8,432 $ 10,000
16,864 $ 20,000
42,160 $ 50,000
84,320 $ 100,000

More amounts

*Converted at the current EUR-USD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the Wise Send Money conversion rate for EUR to USD?

The Wise EUR to USD exchange rate is 1.1785. This is -0.63% compared to the latest EUR-USD mid-market rate 1.1860.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Euro (EUR) to US dollar (USD) rates from different sources before making a conversion.

The above Wise - Euro to Dollar comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Wise and other foreign exchange providers against the latest EUR-USD mid-rate and the possible savings of using various providers. 

How do Wise EUR-USD rates compare between providers?

Looking at the full EUR to USD - Send Money comparison table the provider with the best EUR to USD exchange rate is OFX at 1.1824, -0.3% from the latest mid-market rate 1.1860.

The next best is XE at 1.1788, -0.61% from the mid-rate.

Then Wise at 1.1785, which is -0.63% from the mid-rate.

The Western Union rate is 1.1741 which is -1% from the mid-rate.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service like Wise or platforms that offer rates closer to the mid-market rate.

 

Compare EUR to USD Transfer Rates

   

View a full list of exchange rates by selecting your Base (from) currency: