Revolut Fees Singapore Standard Plan
Subscription
Standard Plan: Free of charge.
Add Money
1. First Top-Up: Free for all cards.
2. Subsequent Top-Ups: A surcharge applies for certain cards as detailed below. Surcharge information will be shown in-app before processing.
- Mastercard Debit (Singapore, Consumer): 0.51%
- Mastercard Credit (Singapore, Consumer): 0.62%
- Visa Debit (Singapore, Consumer): 0.30%
- Visa Credit (Singapore, Consumer): 1.97%
- International Consumer Cards: 2.08%
- Commercial Cards: 1.12%
- From Singapore Bank Accounts: Free. Note: Your bank may impose fees.
Cards
- First Revolut Card: Free (Standard Delivery), S$19.99 (Express).
- Virtual Card: Free.
- First Junior Card: Free per Junior Account.
- Replacement Cards: First replacement free (delivery charge applicable), subsequent S$9 each.
- Custom Card: S$9.99, plus shipping (detailed in-app).
Spend
- ATM Withdrawals Abroad: Up to S$350 or five withdrawals free per month. Beyond this, 2% or S$1.49 (whichever is higher).
Send
- Revolut Users: Free.
- SGD to Singapore Banks: First five transfers free, then S$2.99 each. Applies to both card and bank transfers.
- Other Transfers: Fees vary, detailed in-app.
Exchange
- Standard Plan: Up to S$5,000/month free, then 1% fee.
- Premium Plan: Up to S$15,000/month free, then 0.5% fee.
- Metal Plan: Unlimited free exchanges.
Foreign Exchange Hours
- Standard Plan: No fee during market hours; 1% fee outside.
Precious Metals & Cryptocurrencies
- Exchange rates and fees detailed in-app, varying by plan and exceeding fair usage limits.
Currency Transfer Fees
Local Currency Transfers:
- 0.40% fee, minimum S$1.49.
Foreign Currency Transfers:
Local Currency Transfers
A local currency transfer occurs when a transfer is made in the local currency of the recipient country, like when you send USD to the USA.
A fixed percentage fee of the total transfer amount will apply to all local currency transfers (subject to a minimum fee of S$1.49).
Please note that transfers to the following countries may only be transacted in local currency: Brazil (BRL), Indonesia (IDR), India (INR), Sri Lanka (LKR), Malaysia (MYR), Philippines (PHP) and Vietnam (VND).
Foreign Currency Transfers
A foreign currency transfer occurs when a transfer is made that is not in the local currency of the recipient country (for example, sending USD to the UK) or you make a foreign currency transfer between Singaporean accounts (for example, sending USD to a DBS Multi-currency account).
Choose Your Revolut Monthly Plan
- Standard: Free.
- Premium: S$9.99/month.
- Metal: S$19.99/month.
Revolut Customer Reviews
Revolut generally receives positive feedback from users, especially for its user-friendly app, competitive exchange rates, and low-cost international spending. Customers appreciate the ease of setting up an account, the ability to hold and exchange multiple currencies, and helpful budgeting features.
Pros highlighted in reviews:
- Intuitive and feature-rich mobile app
- Real-time spending notifications and analytics
- Competitive exchange rates and low fees on currency conversions
- Easy international money transfers
- Virtual and disposable cards for added security
Common complaints include:
- Slow or unresponsive customer support, especially on free plans
- Occasional account freezes due to security checks
- Fees for certain services (e.g. ATM withdrawals beyond limits or weekend FX markups)
Overall, Revolut is well-rated for day-to-day money management and travel, though users seeking traditional banking features or robust customer service may find limitations.
