Revolut Singapore Standard-plan fees
- Subscription: free.
- Standard exchange allowance: S$5,000 per month.
- Exchange above the allowance: 1% fair-usage fee.
- Exchange outside FX market hours: 1%.
- Transfers to other Revolut users: free.
- Transfers to Singapore bank accounts: five free transfers per month across eligible bank and card transfers, then S$2.99 each on Standard.
- International card transfers: 0.8% plus S$1.75.
- International ATM allowance: up to S$350 or five withdrawals per rolling month, whichever occurs first; then 2% or S$1.49, whichever is higher.
Other-transfer fees depend on the currency and destination and are shown in-app. Local-currency international transfers use currency-specific percentage fees and minimums, capped at S$400; foreign-currency transfers use route-specific flat fees.
Revolut transfer timing and important checks
Transfers between Revolut users are generally instant. For US personal accounts, Revolut says an outbound wire usually takes one business day, ACH can take up to five business days, and outbound SWIFT transfers can take up to two business days.
Timing varies by market and route. Weekends, public holidays, recipient-bank processing, intermediary banks and compliance checks can delay a transfer. Use the estimated arrival shown in the app for the specific payment.
Before confirming:
- check the exchange rate, exchange fee and transfer fee together;
- compare the amount expected to reach the recipient;
- confirm whether intermediary-bank deductions can apply;
- verify the recipient details and currency; and
- read the legal terms for the country where the Revolut account was opened.