The Wise SGD to AUD rate is 1.1944. This is -0.6% below the mid-rate. Compare Wise currency conversion rates - Reduce FX costs.
The Wise SGD to AUD exchange rate is 1.1944. This is -0.6% compared to the latest SGD-AUD mid-market rate 1.2016.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Singapore dollar (SGD) to Australian dollar (AUD) rates from different sources before making a conversion.
Looking at our comparison table the best SGD to AUD exchange rate is 1.1956 from OFX, -0.5% from the mid-market rate 1.2016. The next best rate is 1.1944 from XE, -0.6% from the mid-rate. Then Wise with 1.1944 is -0.6% from the mid-rate.
Among the banks, the CIMB Bank rate is 1.1592 at -3.5%, the OCBC Bank rate is 1.1692 at -2.7%, and the Maybank rate is 1.1596 at -3.5% compared to the mid-rate 1.2016.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service like Wise or platforms that offer rates closer to the mid-market rate.
The Wise Singapore dollar to Aussie comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Wise and other foreign exchange providers against the latest SGD-AUD mid-rate (see Market Data below ) and the possible savings of using various providers.
Wise (formerly TransferWise) always aim to convert money at the real mid-market exchange rate. There’s just a small, fair service fee, and it’s all shown up-front, this fee normally works out to be less than 1% of the amount being exchanged.
Exchange guaranteed within 2 business days - Pay via Bank Transfer or VISA/Mastercard debit cards.
Setup Direct Debits to Pay Bills abroad from AUD, CAD, EUR, GBP and USD accounts.
With a Wise Account you receive a unique set of account details with which you can get paid like a local. Together with an account number, you’ll receive a SWIFT, BSB, routing and/or sort code and anything else needed to receive funds in those currencies.
Domestic & International - Share these for someone to pay you in the same currency by local bank transfer.
International Only - Share these for someone to pay you any currency Wise supports by SWIFT transfer.
The Wise debit card are free to set up and use. And there's never any monthly fee and minimum balance to worry about.
You get two free ATM withdrawals worldwide up to a max amount every 30 days, then a charge on additional withdrawals.
Auto-convert any currency - Spend in any currency and the Wise smart tech will auto-convert it with the lowest possible fee.
Unlike practically all other Travel cards you can pay foreign currency into this card via your own personal foreign bank accounts.
Savings on Wise money transfers are substantial relative to banks and traditional money changers, although the amounts saved will of course depend on how much is being transferred.
Wise advertises that its transfers are “up to 8 times cheaper” than those performed by banks, but what does that mean in real currency terms? How many dollars, pounds, francs or pesos are we talking about? Let’s take a look.
When compared with other FX specialists, Wise consistently ranks near the very top for savings on international payments, across a range of currencies and amounts.
Although Wise won’t be the absolute cheapest on every currency route, it will at least show you exactly how much you are being charged in currency terms before you make your decision, which is more than can be said for banks or traditional money changers, who hide all sorts of charges within the exchange rates offered.
The Wise card let's you spend anywhere, with low conversion fees. Buy things online in any currency, or pay for things on holiday. If you don’t have the currency you need in your Wise Account, they’ll auto-convert it with the lowest possible fee.
Singapore dollar (SGD) to Australian dollar (AUD) market data - latest interbank exchange rate, trend, chart & historic rates.
| Date | SGD/AUD | Change | Period |
|---|---|---|---|
25 Apr 2025 | 1.1874 | 1.2% ▲ | 2 Week |
08 Feb 2025 | 1.1783 | 2% ▲ | 3 Month |
09 May 2024 | 1.1176 | 7.5% ▲ | 1 Year |
10 May 2020 | 1.0827 | 11% ▲ | 5 Year |
12 May 2015 | 0.9386 | 28% ▲ | 10 Year |
14 May 2005 | 0.7923 | 51.6% ▲ | 20 Year |
Here are some popular conversion amounts for SGD to AUD (Singapore dollar to Australian dollar)*.
| SGD | AUD |
|---|---|
| S$ 1,000 | A$ 1,202 |
| S$ 5,000 | A$ 6,008 |
| S$ 20,000 | A$ 24,032 |
| S$ 100,000 | A$ 120,160 |
| SGD | AUD |
|---|---|
| S$ 832.20 | A$ 1,000 |
| S$ 4,161 | A$ 5,000 |
| S$ 16,644 | A$ 20,000 |
| S$ 83,220 | A$ 100,000 |
More amounts
*Converted at the current SGDAUD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
The exchange rate forecast for SGD to AUD is shaped by recent developments in global trade dynamics, particularly the new tariffs implemented by the U.S. on both Singaporean and Australian imports. Analysts are highlighting that the trade environment is becoming increasingly hostile, with fears of a global trade war contributing to a negative sentiment that is impacting emerging Asian currencies, including the Singapore Dollar (SGD).
Read our full review of recent SGD to AUD forecasts.
There are several ways to save on exchange rates when converting Singapore dollar to Australian dollar:
Generally speaking, if you are buying Australian dollar with Singapore dollar, then it's better for the SGD/AUD exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
Read our Currency guide to Australia — a practical currency and money guide to travel in Australia plus living and doing business with the Australian dollar.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add SGD/AUD to your personalised Rate Tracker to track and benefit from currency movements.
Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.
Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending
| Australia (AUD) |  Christmas Island (AUD) |  Cocos Keeling Islands (AUD) |
 Heard and McDonald Islands (AUD) |  Kiribati (AUD) |  Nauru (AUD) |
 Norfolk Island (AUD) | Singapore (SGD) |  Tuvalu (AUD) |
There are no limits on the amount of money that can be sent to or from Australia. However, there may be fees and exchange rates that apply when sending money internationally, and these costs can vary depending on the method of transfer and the country where the money is being sent.
If you are sending a large amount of money to or from Australia, it is a good idea to compare the fees and exchange rates offered by different money transfer providers to find the most cost-effective option.
It is also important to note that there are some reporting requirements in Australia for international money transfers. If you are sending or receiving an amount of AUD 10,000 or more, you are required to report the transaction to the Australian Transaction Reports and Analysis Centre (AUSTRAC). This requirement applies to both individuals and businesses.
Additionally, if you are sending money to or from a country that is considered to be a "high risk" for money laundering or terrorism financing, you may be required to provide additional documentation or information to comply with Australian anti-money laundering and counter-terrorism financing laws.
Read more at our Australia (AUD) country guide
Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
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