Compare international's money transfers to find the best rates, lowest fees & fastest options. Save money with trusted providers worldwide.
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Understanding the Table:
The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
Sending money abroad can be expensive, especially if you use your bank. Banks often charge high fees and offer poor exchange rates, which can add up quickly. Fortunately, there are many alternatives to banks that can help you save money on international money transfers.
Compare international money transfers to find the best exchange rates, lowest fees, and fastest delivery. Whether you’re sending money for personal use, business payments, or remittances, our expert reviews and real-time comparison tools help you choose the right provider—quickly and securely.
To ensure you get the best value, always compare these key factors:
1. Exchange Rate: Look for providers offering competitive rates close to the mid-market rate.
2. Fees: Consider both fixed and percentage-based fees. Many providers, like XE, have zero fixed fees.
3. Transfer Speed: Faster services (like Wise) may charge extra but offer same-day or 1-day delivery.
4. Customer Service: 24/7 access can be crucial—OFX shines here with phone and online support.
5. Payment & Delivery Options: Bank deposit, cash pickup, or even mobile wallets—ensure the method suits your recipient.
6. Security: Choose providers that are licensed, regulated, and trusted worldwide.
7. Ease of Use: Check if they offer mobile apps, online platforms, and multi-currency accounts.
We’ve reviewed three top providers based on fees, speed, exchange rates, and user experience. Here’s how they stack up:
| Feature | OFX | XE Money Transfer | Wise |
|---|---|---|---|
| Fees | ~0.5% | No fixed fees (~0.6%) | ~0.7% |
| Exchange Rate Margin | Low | Competitive | Mid-market rate + fee |
| Transfer Speed | 1–2 business days | Same-day to 2 business days | 1–2 business days |
| Best For | Large transfers, business | Zero-fee personal transfers | Multi-currency, travelers |
| Customer Support | 24/7 phone & online | Email & phone | Online chat & help center |
| Extras | Hedging tools, multi-currency | Fast, simple transfers | Travel debit card |
| Link to Deals | Visit OFX➔ | Visit XE➔ | Visit Wise➔ |
OFX has been a trusted name in foreign exchange for over 20 years, with more than 1 million customers globally. Offering great exchange rates, low fees (typically 0.5%), and excellent customer support, OFX is ideal for both personal and business use.
Highlights:
• ✅ Competitive rates for large transfers
• ✅ 24/7 phone & online support
• ✅ Currency hedging tools & multi-currency accounts
• ✅ Regulated in 50+ countries
👉 Visit OFX & Start Your Transfer ➔
XE Money Transfer offers competitive exchange rates and zero fixed fees, making it a top choice for cost-conscious senders. Transfers are typically delivered within 1-2 business days, and XE’s user-friendly app makes sending money simple.
Highlights:
• ✅ No fixed fees
• ✅ Fast processing (same-day in some cases)
• ✅ Strong security & encryption
• ✅ Dedicated customer support
Wise is famous for offering the real mid-market exchange rate with transparent fees. It’s especially good for travelers, freelancers, and expats needing multi-currency accounts and a travel debit card.
Highlights:
• ✅ Mid-market rates + clear fee (typically 0.7%)
• ✅ Multi-currency accounts (23+ currencies)
• ✅ Wise Travel Debit Card with low conversion fees
• ✅ Fast transfers (1–2 business days)
👉 Compare Wise Rates & Open Your Multi-Currency Account ➔
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We regularly update rate comparisons for the most common routes, including:
• Send money to India cheap (USD/INR, GBP/INR)
• Best way to send USD to EUR fast
• Low-fee AUD to GBP transfers
• Send CAD to USD fast & cheap
• Top providers for remittances to the Philippines, Pakistan, Nigeria, and Mexico
Explore country-specific guides for tailored advice on your chosen destination.
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If you run a business, OFX Business and Wise Business offer specialized services like:
• ✅ Multi-currency accounts to hold and pay in foreign currencies
• ✅ Bulk payments and API integrations
• ✅ Forward contracts & risk management tools
Use our business rates comparison tool to find the best international payment service for your business needs.
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Every provider listed on BER is:
• Fully licensed and regulated
• Encrypted with bank-grade security
• Reviewed and trusted by millions of users worldwide
Check each provider’s Trustpilot rating and security policies for extra peace of mind.
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Specialist services like Wise and OFX generally offer cheaper transfers than banks, thanks to lower fees and better exchange rates.
Most transfers take 1–2 business days. Services like XE and Wise also offer same-day delivery for certain currencies.
Yes—always choose regulated, licensed providers with strong security features like two-factor authentication and encryption.
Use our real-time rate comparison tables to quickly see who offers the best deal for your specific currency route.
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Stop overpaying to send money abroad. Whether you need to send large amounts internationally, pay international suppliers, or remit money to family, BER helps you find the best exchange rates, lowest fees, and fastest transfer options.
More pages of International money transfers
