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    Currency in Anguilla XCD - Things to know

    Foreign exchange guide to Anguilla and the East Caribbean dollar


    What currency is used in Anguilla?

    The official currency of Anguilla (country code: AI) is the East Caribbean dollar, with symbol EC$ and currency code XCD.

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    Things to know about the East Caribbean dollar

    Here are a few things to know about the XCD:

    1. The XCD is pegged to the US dollar at a rate of 2.7 XCD to 1 USD, meaning that the value of the XCD is directly tied to the value of the US dollar.

    2. The XCD is divided into 100 cents. Coins come in denominations of 5, 10, 25, and 50 cents, as well as 1 dollar. Banknotes are available in denominations of 5, 10, 20, 50, and 100 dollars.

    3. The East Caribbean Central Bank (ECCB) issues the XCD and is responsible for maintaining the currency's stability. The ECCB also oversees the financial system in the countries that use the XCD.

    4. The XCD is widely accepted in the countries that use it as their official currency and is also accepted in some other Caribbean countries, but it may be less widely accepted in other countries.

    5. Some shops and restaurants in the tourist areas may accept US dollars, but it's good to have local currency in case the merchant don't accept the USD or if they charge a higher rate for USD.

    6. There are some restrictions on the amount of XCD that can be brought into or taken out of the countries that use it, so it's always good to check before you travel.

    7. In some countries, you can use a credit card or debit card, but in rural areas, cash is king. Some ATMs in rural area might not accept foreign cards, so it's always good to have cash.

    Recently, the Eastern Caribbean Central Bank introduced plastic notes in an interesting vertical format.

    An example East Caribbean dollar banknote


    Travel money for Anguilla

    Save money and time by Ordering your East Caribbean dollar online from Travelex, you get better rates and can pick up the XCD cash locally or even on travel day at the airport.

    Another popular option is to use a Pre-paid Travel Card. Your Debit/Credit Card provider will charge you 2% from market mid-rate, but your bank may also charge an extra 3% as an “Overseas Transaction Charge” plus “Overseas ATM” fees for withdrawing cash.

    For card purchases if offered a choice of currencies always select to Pay in East Caribbean dollar otherwise you may get much worst exchange rates.


    Travel Ideas and Money Tips for Anguilla

    Anguilla is a small Caribbean island nation located in the West Indies. It is an independent territory of the United Kingdom and is located east of Puerto Rico and the Virgin Islands. Anguilla has a population of around 15,000 people, and the official language is English. The island is known for its beautiful beaches, clear waters, and year-round warm weather.

    Anguilla is a low-lying island with a flat terrain and a tropical climate. The island's economy is largely based on tourism, and it is a popular destination for visitors seeking a relaxing beach vacation. In addition to its beaches, Anguilla is home to a number of other attractions, including the Wallblake House, a well-preserved plantation house that dates back to the 18th century, and the Old Salt Factory, a historic building that was once used to produce salt.

    Anguilla has a small and relatively isolated economy, and the cost of living is relatively high. However, the island has a good standard of healthcare and education, and the local community is friendly and welcoming. Overall, Anguilla is a peaceful and beautiful place to visit or live, and it is known for its relaxed and laid-back way of life.

    What currency is used in Anquilla?

    The Eastern Caribbean dollar is widely accepted in Anguilla and can be used to make purchases at most stores and restaurants. It is also accepted in other countries in the Eastern Caribbean. However, it may be difficult to use XCD in other parts of the world, and it is best to check with your bank or a currency exchange office before traveling.

    Travel tips for Anquilla

    Here are a few travel tips for visiting Anguilla:

    1. Bring cash: While credit and debit cards are widely accepted in Anguilla, it is a good idea to bring some cash with you as well, particularly if you plan to visit more rural areas or smaller businesses.

    2. Know the customs and traditions: Anguilla is a small and tight-knit community, and it is important to respect local customs and traditions. This includes dressing modestly, behaving modestly, and being mindful of local cultural norms.

    3. Stay safe: Anguilla is generally a safe destination, but it is always a good idea to be cautious and aware of your surroundings. Avoid walking alone at night, and keep your valuables secure.

    4. Respect the environment: Anguilla is known for its beautiful beaches and clear waters, and it is important to protect and preserve these natural resources. Be sure to properly dispose of your trash, and do not litter or damage the environment.

    5. Get vaccinated: It is a good idea to consult with a healthcare professional or a travel clinic before your trip to determine which vaccines you may need. Some vaccines that may be recommended for travel to Anguilla include hepatitis A, hepatitis B, and typhoid.

    6. Buy travel insurance: It is always a good idea to purchase travel insurance before embarking on a trip. Travel insurance can protect you in case of unexpected events, such as illness, injury, or travel delays.


    USD/XCD Market Data

    The below interactive chart displays the USD/XCD change and UP📈 DOWN📉 trends over the past 1 Year.

    1 USD =
    2.7026We compare provider deals to this wholesale mid-market rate. Read more
      1 XCD = 0.3700 USD   (Inverse rate)
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    Frequently Asked Questions

    What currency should I use in Anguilla?

    The domestic currency in Anguilla is the East Caribbean dollar.

    What is the East Caribbean dollar currency code and symbol?

    The three letter currency code for the East Caribbean dollar is XCD — symbol is EC$.

    Which countries use the East Caribbean dollar?

    It is the domestic currency in    Anguilla,   Antigua and Barbuda,   Dominica,   Grenada,   Montserrat,   Saint Kitts and Nevis,   Saint Lucia and Saint Vincent and The Grenadines.

    Is the East Caribbean dollar a closed currency?

    No, the East Caribbean dollar is freely available and convertible. See guide: What is a closed currency?

    What are equivalent amounts of USD and XCD?

    Here are some popular conversion amounts for USD to XCD (US dollar to East Caribbean dollar)*.

    $ 1 EC$ 2.7026
    $ 5 EC$ 13.51
    $ 10 EC$ 27.03
    $ 20 EC$ 54.05
    $ 50 EC$ 135.13
    $ 100 EC$ 270.26
    $ 250 EC$ 675.65
    $ 500 EC$ 1,351
    $ 1,000 EC$ 2,703
    $ 2,000 EC$ 5,405
    $ 5,000 EC$ 13,513
    $ 10,000 EC$ 27,026
    $ 20,000 EC$ 54,052
    $ 50,000 EC$ 135,130
    $ 100,000 EC$ 270,260
    $ 0.3700 EC$ 1
    $ 1.8500 EC$ 5
    $ 3.7000 EC$ 10
    $ 7.4000 EC$ 20
    $ 18.50 EC$ 50
    $ 37.00 EC$ 100
    $ 92.50 EC$ 250
    $ 185.00 EC$ 500
    $ 370.00 EC$ 1,000
    $ 740.00 EC$ 2,000
    $ 1,850 EC$ 5,000
    $ 3,700 EC$ 10,000
    $ 7,400 EC$ 20,000
    $ 18,500 EC$ 50,000
    $ 37,000 EC$ 100,000

    More amounts

    *Converted at the current USDXCD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

    Send Money to Anguilla - Best Rates

    To get a good (and fair) exchange rate when sending money to Anguilla you need to find and compare exchange rates for International Money Transfers (IMTs).

    The available FX rates for sending money abroad can be very different to the mid-market (wholesale) rate which you see reported online and in the News.

    You should especially compare your own bank's exchange rates to those available from Money Transfer specialists to see how much you can save - we make that calculation easy in the below table.

    Get a better deal for foreign transfers to Anguilla

    When sending money to Anguilla it’s important to compare your bank’s rates & fees with those we have negotiated with our partner money transfer providers. To get a better deal you should follow these 4 simple steps :

    1. Open an account with a BER reviewed FX provider (id docs may be required)
    2. You specify the local or East Caribbean dollar amount you want to transfer
    3. Make a local currency domestic transfer for the requested amount to the provider's bank account in your country
    4. Once your funds are received by the provider the converted XCD amount will be transfered to the recipient account you specify in Anguilla.

    Use the above calculator to compare the exchange rates of FX specialist providers rates versus your bank's standard rates you can hopefully save around 5% and maybe more - end result is more East Caribbean dollar deposited into the recipient bank account and less margins and fees kept by the banks!


    Expat Money & Business Guide to Anguilla

    Managing your money effectively while living and working abroad can be challenging, but there are several steps you can take to ensure that your finances are in order.

    By following these tips and managing your money effectively, you can reduce financial stress and enjoy your experience living or doing business in Anguilla.

    Expat life in Anguilla

    Anguilla is a small Caribbean island nation located in the West Indies. It is an independent territory of the United Kingdom and is known for its beautiful beaches, clear waters, and year-round warm weather.

    Expat life in Anguilla can be enjoyable and relaxed. The island has a laid-back and welcoming culture, and expats often find it easy to make friends and settle into the local community. The cost of living in Anguilla is relatively high, but the island has a good standard of healthcare and education.

    However, expat life in Anguilla can also have its challenges. The island has a small and relatively isolated economy, and job opportunities may be limited. In addition, the infrastructure in Anguilla is not as well developed as in some other countries, and access to certain amenities and services may be limited.

    Overall, expat life in Anguilla can be an enjoyable and rewarding experience for those who are able to adapt to the local culture and way of life. It is important to research the country thoroughly and to be prepared for the challenges that may arise.

    Managing your finances in Anguilla

    Here we list some key points for expats and businesses to consider when managing financial dealings in Anguilla:

    1. Understand East Caribbean dollar currency exchange rates: Exchange rates can have a big impact on your finances, so it is important to keep an eye on the XCD exchange rate and consider using a currency exchange service or a credit card that does not charge foreign transaction fees to get the best exchange rate.

    2. Use a local East Caribbean dollar bank account: A local XCD bank account can make it easier for you to manage your finances and pay bills while you are in Anguilla. It may also be more convenient to use a local XCD bank account to make purchases and withdraw cash.

    3. Research local laws and regulations: It is important to understand the local laws and regulations that apply to financial transactions in Anguilla. This can help you avoid legal issues and ensure that you are complying with local requirements.

    4. Consider the tax implications: It is important to understand the tax implications of living or doing business in Anguilla. This can help you plan your finances and ensure that you are paying the correct amount of tax.

    5. Seek financial advice: If you are unsure of how to manage your finances in Anguilla, it is a good idea to seek the advice of a financial professional who is familiar with the local financial system. This can help you make informed decisions and avoid financial pitfalls.


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