Switch .com Best Exchange Rates .com Best Exchange Rates .com Best Exchange Rates
BER

SGD to PHP Forecasts – Singapore dollar to Philippine peso

Latest SGD to PHP forecasts including bank predictions, key market drivers and recent trends for SGD/PHP. See where analysts expect the pair to move and the factors likely to influence it.

 

SGD to PHP Forecast & Outlook

04 Jul 2026 • 01:01 GMT

SGD/PHP 47.63

📊 Forecast snapshot

  • Near-term bias: ⚪ Range-bound
  • Expected range: 47.5630 – 48.4100
  • Dominant driver: 🌍 Global risk sentiment
  • 3-month trend: ⚪ Range-bound

Currently, SGD/PHP is trading close to its 14-day highs near 47.63, supported by risk-off sentiment and stable rate differentials. Over the next few sessions, the pair may remain supported within its recent range, though risk conditions could lead to some short-term sideways movement.

💸 Transfer implications

  • Expats: sending money to the Philippines may find conditions slightly more favourable than recent levels.
  • Travellers: buying PHP cash or loading currency cards might see limited change in cost.
  • Businesses: paying overseas PHP invoices with SGD could experience little immediate change, but should watch for possible shifts if risk sentiment moves.

🧭 Key drivers

  • Rate gap: BSP maintains interest rates at 4.50%, indicating limited policy divergence and supporting the pairing.
  • Risk/commodities: USD strength and global market volatility are underpinning the pair, reflecting risk-off flows.
  • Global factors: Risk-off environment remains dominant, pressuring risk-sensitive FX and supporting safe havens.

⚠️ What could change it

  • Upside risk: a decline in global risk aversion or easing of US dollar strength could push SGD/PHP higher.
  • Downside risk: escalation of risk-off sentiment or unexpected policy moves could weaken the pair further.

BER suggests shopping around for the lowest margin provider may help reduce overall transfer costs.

SGD-PHP Rate Calculator

 
 
   
   
   
   
   
 
 

SGD to PHP Market Data

Singapore dollar (SGD) to Philippine peso (PHP) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell SGD   →   Buy PHP
1 SGD =
47.54We compare provider deals to this wholesale mid-market rate. Read more
PHP
1d−0.1%
SGD to PHP at 47.58 is near its 3-month average, having traded in a very stable 3.5% range from 46.78 to 48.41
|
Tracker

Manage Tracker   


  1 PHP = 0.021036 SGD

Compare & Save - Singapore dollar to Philippine peso

Exchange rates can vary significantly between different currency exchange providers, so it's important to compare Singapore dollar (SGD) to Philippine peso (PHP) rates from different sources before making a conversion.

Use our SGD to PHP calculator to see how much you could save on your international money transfers. makes it easy to compare the Total Cost you are being charged on Singapore dollar to Peso currency rates and the possible savings of using various providers.

 
 

Will the Singapore dollar rise against the Philippine peso?

This is always a difficult question as exchange rates are influenced by many factors, so a good method to consider the Singapore dollar vs Philippine peso current value is to look the SGD/PHP historic rate and change over a range of periods.

The following table looks at the change in the SGD to PHP exchange rate over periods from the previous week back to the last 10 years.

DateSGD/PHPChangePeriod
22 Jun 2026
47.24
0.7% 2 Week
07 Apr 2026
46.99
1.3% 3 Month
06 Jul 2025
44.29
7.5% 1 Year
07 Jul 2021
36.94
28.8% 5 Year
08 Jul 2016
35.01
35.9% 10 Year
11 Jul 2006
33.08
43.9% 20 Year
SGD/PHP historic rates & change to 06-Jul-2026

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add SGD/PHP to your personalised Rate Tracker to track and benefit from currency movements.

 
Track Rate
 

Manage Tracker   

 

Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

 

Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more