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    Currency outlook SGD/PHP

    SGD to PHP Forecast & Outlook

    Latest SGD to PHP forecasts including bank predictions, key market drivers and recent trends for SGD/PHP. See where analysts expect the pair to move and the factors likely to influence it.

    SGD to PHP Forecast & Outlook

    01 Aug 2026 • 01:00 GMT

    SGD/PHP 47.71

    Forecast snapshot

    Quick SGD/PHP forecast

    Near-term bias🔴 Mild downside
    Expected rangeN/A
    Dominant driver🌍 Global risk sentiment
    3-month trend⚪ Range-bound

    Currently, SGD/PHP is trading near its 3-month average, supported by a risk-off environment and global market tension. The pair remains within its recent range, reflecting cautious sentiment. Over the next few sessions, it may remain supported by safe-haven flows, but conditions could face pressure if risk appetite improves.

    💸 Transfer implications

    • Expats: sending money to the Philippines may find the rate less favourable than recent levels if risk sentiment shifts.
    • Travellers: exchanging pesos could see stable rates, but potential global tensions might constrain gains.
    • Businesses: paying PHP invoices with SGD may encounter fewer advantages if the pair weakens further.

    🧭 Key drivers

    • Rate gap: The interest rate differential favors the Philippine Peso, with BSP holding rates steady amid inflation concerns.
    • Risk/commodities: Global uncertainty and market volatility support safe-haven currencies, pressuring risk-sensitive FX like SGD/PHP.
    • Global factors: Geopolitical tensions and broad risk-off flows dominate ongoing market behavior.

    ⚠️ What could change it

    • Upside risk: A reduction in global risk aversion could strengthen SGD relative to PHP.
    • Downside risk: Escalating geopolitical tensions or risk-off sentiment could deepen the pair's weakness.

    BER suggests shopping around for the lowest margin provider may help reduce overall transfer costs.

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    SGD/PHP exchange-rate comparison Compare rates and typical FX costs

     
     
       

    Rate direction

    SGD to PHP market data

    Singapore dollar (SGD) to Philippine peso (PHP) market data - latest interbank exchange rate, trend, chart & historic rates.

    Sell SGD   →   Buy PHP
    1 SGD =
    47.56We compare provider deals to this wholesale mid-market rate. Read more
    PHP
    1D−0.6%▼
    SGD to PHP is at 30-day lows near 47.50, just below its 3-month average, having traded in a very stable 3.2% range from 46.93 to 48.41
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      1 PHP = 0.021028 SGD
     

    Will the Singapore dollar rise against the Philippine peso?

    This is always a difficult question as exchange rates are influenced by many factors, so a good method to consider the Singapore dollar vs Philippine peso current value is to look the SGD/PHP historic rate and change over a range of periods.

    The following table looks at the change in the SGD to PHP exchange rate over periods from the previous week back to the last 10 years.

    DateSGD/PHPChangePeriod
    20 Jul 2026
    47.77
    		0.4% ▼2 Week
    05 May 2026
    48.31
    		1.5% ▼3 Month
    03 Aug 2025
    44.80
    		6.2% ▲1 Year
    04 Aug 2021
    36.81
    		29.3% ▲5 Year
    05 Aug 2016
    34.91
    		36.3% ▲10 Year
    08 Aug 2006
    32.63
    		45.8% ▲20 Year
    SGD/PHP historic rates & change to 03-Aug-2026

    It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

    To help with this you can add SGD/PHP to your personalised Rate Tracker to track and benefit from currency movements.

     
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