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SGD to PHP Forecasts – Singapore dollar to Philippine peso

Latest SGD to PHP forecasts including bank predictions, key market drivers and recent trends for SGD/PHP. See where analysts expect the pair to move and the factors likely to influence it.

 

SGD to PHP Forecast & Outlook

18 Jul 2026 • 01:01 GMT

SGD/PHP 47.75

📊 Forecast snapshot

  • Near-term bias: ⚪ Range-bound
  • Expected range: 47.5630 – 48.4100
  • Dominant driver: 🌍 Global risk sentiment
  • 3-month trend: ⚪ Range-bound

Currently, SGD/PHP is trading near its 3-month average around 47.75, supported by the prevailing risk-off sentiment. Over the next few sessions, the pair may remain supported by cautious global risk conditions, but the narrow range suggests limited near-term movement.

💸 Transfer implications

  • Expats: sending money to the Philippines may find current levels relatively favourable, but should monitor for potential declines.
  • Travellers: exchanging currency might see stable rates, with limited upside for better conversions.
  • Businesses: paying PHP invoices in SGD could face limited gains or losses due to the sideways movement in rates.

🧭 Key drivers

  • Rate gap: The SGD remains near its 3-month average, with no significant policy changes affecting the differential.
  • Risk/commodities: Global risk aversion persists, supported by geopolitical tensions and commodity market tensions.
  • Global factors: The risk-off environment continues to underpin the pair, limiting upside potential.

⚠️ What could change it

  • Upside risk: A shift to risk appetite could push SGD higher, making PHP less attractive for conversions.
  • Downside risk: Widening global risk aversion or geopolitical shocks could pressure SGD lower, reducing PHP buying capacity.

BER suggests comparing FX providers to help mitigate less favourable exchange conditions and possibly reduce overall transfer costs.

SGD-PHP Rate Calculator

 
 
   
   
   
   
   
 
 

SGD to PHP Market Data

Singapore dollar (SGD) to Philippine peso (PHP) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell SGD   →   Buy PHP
1 SGD =
47.79We compare provider deals to this wholesale mid-market rate. Read more
PHP
1d0.0%
SGD to PHP at 47.77 is near its 3-month average, having traded in a very stable 3.2% range from 46.93 to 48.41
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  1 PHP = 0.020924 SGD

Compare & Save - Singapore dollar to Philippine peso

Exchange rates can vary significantly between different currency exchange providers, so it's important to compare Singapore dollar (SGD) to Philippine peso (PHP) rates from different sources before making a conversion.

Use our SGD to PHP calculator to see how much you could save on your international money transfers. makes it easy to compare the Total Cost you are being charged on Singapore dollar to Peso currency rates and the possible savings of using various providers.

 
 

Will the Singapore dollar rise against the Philippine peso?

This is always a difficult question as exchange rates are influenced by many factors, so a good method to consider the Singapore dollar vs Philippine peso current value is to look the SGD/PHP historic rate and change over a range of periods.

The following table looks at the change in the SGD to PHP exchange rate over periods from the previous week back to the last 10 years.

DateSGD/PHPChangePeriod
06 Jul 2026
47.54
0.5% 2 Week
21 Apr 2026
47.20
1.2% 3 Month
20 Jul 2025
44.38
7.7% 1 Year
21 Jul 2021
36.75
30% 5 Year
22 Jul 2016
34.70
37.7% 10 Year
25 Jul 2006
32.71
46.1% 20 Year
SGD/PHP historic rates & change to 20-Jul-2026

It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.

To help with this you can add SGD/PHP to your personalised Rate Tracker to track and benefit from currency movements.

 
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Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.

Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending

 

Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more