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AUD to CNY - Rate Guide

Australian Dollar to Chinese Yuan exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

AUD/CNY update & alerts

1 AUD = 4.7736 CNY

AUD to CNY - Trading Range (90 Day)
60-DAY LOW (7d)
90-DAY TREND: At 4.7689 AUD/CNY is trading 1.1% below the average 4.8233 with a range 4.7645 to 4.888. There are no current alerts. Updated: 08:01-AEDT 21:01-GMT 16:01-EST

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AUD/CNY Exchange Rates and Providers Compared

This guide to the Australian Dollar to Chinese Yuan exchange rate with 90-day chart & alerts, historic rates, forecasts and AUD to CNY comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our AUD/CNY Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for AUD/CNY International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

AUD to CNY International Money Transfers

  

Foreign Transfer ProvidersReceive CNY(¥)Exchange RateFee AUDTotal CostDeal Links
TorFX logo
¥45,915
Best Overall
4.591503.81%
OFX (OzForex) logo
¥45,961
¥46 more
4.59610^3.71%
WorldFirst logo
¥47,495
¥1,580 more
4.749500.5%
National Australia Bank (nab) logo
¥45,378
¥537 less
4.5478224.94%
Commonwealth Bank (CBA) logo
¥45,203
¥712 less
4.5236 5.3%
Banks - Average Rate
National Australia Bank (nab) logo Commonwealth Bank (CBA) logo Bank of Queensland logo
¥44,788
¥1,127 less
4.4874156.17%
Bank of Queensland logo
¥43,783
¥2,132 less
4.3915308.28%
 

TorFX logo

TorFX: Foreign Transfer AUD→CNY
From Amount (AUD)A$10,000
Fee:0
Exchange Rate:4.5915 (3.81% from mid-rate)
To Amount (CNY) ¥45,915
Total Cost:3.81%
Time:4:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 

OFX (OzForex) logo

OFX (OzForex): Foreign Transfer AUD→CNY
From Amount (AUD)A$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $15 for transfers over $10K)
Exchange Rate:4.5961 (3.71% from mid-rate)
To Amount (CNY) ¥45,961
Total Cost:3.71%
Difference:
¥46 CNY more than using TorFX
Time:
Rate Fetched: Fri Nov 22 2019 03:00:57 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

WorldFirst logo

WorldFirst: Foreign Transfer AUD→CNY
From Amount (AUD)A$10,000
Fee:
Exchange Rate:4.7495 (0.5% from mid-rate)
To Amount (CNY) ¥47,495
Total Cost:0.5%
Difference:
¥1,580 CNY more than using TorFX
Time:4:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

National Australia Bank (nab) logo

National Australia Bank (nab): Foreign Transfer AUD→CNY
From Amount (AUD)A$10,000
Fee:22
Exchange Rate:4.5478 (4.73% from mid-rate)
To Amount (CNY) ¥45,378
Total Cost:4.94%
Difference:
¥537 CNY less than using TorFX
Time:
Rate Fetched: website - Fri Nov 22 2019 03:05:03 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2.1/5.0
Reviews:
 

Commonwealth Bank (CBA) logo

Commonwealth Bank (CBA): Foreign Transfer AUD→CNY
From Amount (AUD)A$10,000
Fee:6
Exchange Rate:4.523 (5.25% from mid-rate)
To Amount (CNY) ¥45,203
Total Cost:5.3%
Difference:
¥712 CNY less than using TorFX
Time:
Rate Fetched: website - Fri Nov 22 2019 03:02:02 GMT+0000 (UTC)
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 1.2/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer AUD→CNY
From Amount (AUD)A$10,000
Fee:15
Exchange Rate:4.5570 (4.53% from mid-rate)
To Amount (CNY) ¥44,788
Total Cost:6.17%
Difference:
¥1,127 CNY less than using TorFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of Queensland logo

Bank of Queensland: Foreign Transfer AUD→CNY
From Amount (AUD)A$10,000
Fee:30
Exchange Rate:4.3915 (8% from mid-rate)
To Amount (CNY) ¥43,783
Total Cost:8.28%
Difference:
¥2,132 CNY less than using TorFX
Time:
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 
Snapshot 11/22/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount CNY(¥)Exchange RateFee AUDTotal CostDeal Links
Australia Post logo
¥4,606.3
Best Overall
4.6063$0 BPay, Card 0.72%-1%3.5%
Travel Money Oz logo
¥4,583.3
¥23 less
4.5833A$03.98%
Westpac logo
¥4,571.82
¥34 less
4.618A$104.22%
ANZ Bank logo
¥4,545.39
¥61 less
4.5913A$104.78%
Banks - Average Rate
Westpac logo ANZ Bank logo Commonwealth Bank (CBA) logo National Australia Bank (nab) logo
¥4,511
¥95 less
4.5562105.5%
National Australia Bank (nab) logo
¥4,473.61
¥133 less
4.5188106.28%
Commonwealth Bank (CBA) logo
¥4,451.83
¥154 less
4.4968A$106.74%
Travelex Online AU logo
¥4,400.1
¥206 less
4.4001$0 BPay, Card 0.72%-1%7.82%
 

Australia Post logo

Australia Post: Travel Money AUD→CNY
From Amount (AUD)A$1,000
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:4.6063 (3.5% from mid-rate)
To Amount (CNY) ¥4,606.3
Total Cost:3.5%
Time:4:00 Local
Currency Services:Online order, Branch pickup, $10 fee for orders under $1000
Delivery/Collect:2-3 days
Rating:
 
: 4/5.0
Reviews:
 

Travel Money Oz logo

Travel Money Oz: Travel Money AUD→CNY
From Amount (AUD)A$1,000
Fee:A$0 AUD (0 BPay, Credit Card 1%)
Exchange Rate:4.5833 (3.98% from mid-rate)
To Amount (CNY) ¥4,583.3
Total Cost:3.98%
Time:
Rate Fetched: 4:00 Local
Currency Services:Online order, Branch pickup
Delivery/Collect:3-5 days
Rating:
 
: 4.2/5.0
Reviews:
 

Westpac logo

Westpac: Travel Money AUD→CNY
From Amount (AUD)A$1,000
Fee:A$10 AUD (1%)
Exchange Rate:4.618 (3.26% from mid-rate)
To Amount (CNY) ¥4,571.82
Total Cost:4.22%
Time:
Rate Fetched: website - Mon Apr 15 2019 01:04:04 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2/5.0
Reviews:
 

ANZ Bank logo

ANZ Bank: Travel Money AUD→CNY
From Amount (AUD)A$1,000
Fee:A$10 AUD (1%)
Exchange Rate:4.5913 (3.81% from mid-rate)
To Amount (CNY) ¥4,545.39
Total Cost:4.78%
Time:
Rate Fetched: website - Fri Nov 22 2019 03:03:04 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 3/5.0
Reviews:
 

Banks - Average Rate

Travel Money AUD→CNY
From Amount (AUD)A$1,000
Fee:10
Exchange Rate:4.5372 (4.95% from mid-rate)
To Amount (CNY) ¥4,511
Total Cost:5.5%
Currency Services:Branch
Delivery/Collect:-
 

National Australia Bank (nab) logo

National Australia Bank (nab): Travel Money AUD→CNY
From Amount (AUD)A$1,000
Fee:10
Exchange Rate:4.5188 (5.33% from mid-rate)
To Amount (CNY) ¥4,473.61
Total Cost:6.28%
Time:
Rate Fetched: website - 4:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 2.1/5.0
Reviews:
 

Commonwealth Bank (CBA) logo

Commonwealth Bank (CBA): Travel Money AUD→CNY
From Amount (AUD)A$1,000
Fee:A$10 AUD (1%)
Exchange Rate:4.4968 (5.79% from mid-rate)
To Amount (CNY) ¥4,451.83
Total Cost:6.74%
Time:
Rate Fetched: website - Fri Nov 22 2019 03:02:02 GMT+0000 (UTC)
Currency Services:Branch
Delivery/Collect:-
Rating:
 
: 1.2/5.0
Reviews:
 

Travelex Online AU logo

Travelex Online AU: Travel Money AUD→CNY
From Amount (AUD)A$1,000
Fee:$0 BPAY, 0.77% MasterCard debit, 0.94% MasterCard credit, 0.72% Visa debit and 1% Visa credit
Exchange Rate:4.4001 (7.82% from mid-rate)
To Amount (CNY) ¥4,400.1
Total Cost:7.82%
Time:
Rate Fetched: Fri Nov 22 2019 04:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Snapshot 11/22/2019 - See full table

AUDCNY blended flags

AUD and CNY in the Markets

When determining the best time to make a foreign exchange transaction, in this case the AUD vs CNY, you should pay attention to the recent market trends for both currencies.

Australian Dollar (AUD)

At the end of October the AUD surged to a three month high against the US dollar following the third rate cut in a year by the US Federal Reserve. The gains were mainly due to the fall in the US dollar after the market sensed that US rates are more likely to rise now than fall further.

The RBA also added to the positive sentiment with an optimistic assessment of easing risks from the US-China trade war and Brexit. Accordingly markets are pulling back from bets that the cash rate will drop to 0.5 per cent and the possible start of quantitative easing.

Interestingly, AUD has decoupled from commodity prices in 2019. The price of iron ore (Australia’s largest export) nears multi-year highs while AUD languishes.

Further RBA interest rate cuts this year are now a certainty, and that doesn’t bode well for currency valuations. Westpac has predicted three cuts this year.

Read more in the article AUD Forecasts.

 

Chinese Yuan (CNY)

In early August the offshore yuan surged to a decade high of 7.05 per US dollar, breaking the symbolic and closely watched USD/CNY = 7.0 exchange rate, after the trade war flared up again and the US labelled China a "currency manipulator".

Increasingly, the yuan is being used as a barometer for progress made on US-China trade talks.

Trade tensions have ramped up again since May when President Trump announced higher tariffs on Chinese goods, after China retaliated with tariffs of its own, and then after Trump placed Huawei on the "entity list," thereby making it impossible for the tech giant to do business with US firms.

Why can't I just get the AUD/CNY market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the AUD / CNY was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

AUDCNY blended flags

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all AUD Exchange Rates