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Understanding the Table:
The comparison table above helps you see the total cost of your Desjardins currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
Canadian dollar (CAD) to US dollar (USD) market data - latest interbank exchange rate, trend, chart & historic rates.
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the Canadian dollar against the US dollar is to review how the CAD/USD rate has changed over time.
The table below shows the percentage change in the CAD to USD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
| Date | CAD/USD | Change | Period |
|---|---|---|---|
01 Oct 2025 | 0.7173 | 0.7% ▼ | 2 Week |
17 Jul 2025 | 0.7280 | 2.1% ▼ | 3 Month |
15 Oct 2024 | 0.7256 | 1.8% ▼ | 1 Year |
16 Oct 2020 | 0.7580 | 6% ▼ | 5 Year |
18 Oct 2015 | 0.7744 | 8% ▼ | 10 Year |
20 Oct 2005 | 0.8552 | 16.7% ▼ | 20 Year |
To help you understand the real-world value of the current exchange rate, the table below shows how much Canadian dollar are worth in US dollar across a range of amounts.
This gives a quick view of what you’d get when converting different CAD amounts at today’s rate * :
*Converted at the current CAD-USD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
The Desjardins CAD to USD exchange rate is 0.6858. This is -3.7% compared to the latest CAD-USD mid-market rate 0.7125.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Canadian dollar (CAD) to US dollar (USD) rates from different sources before making a conversion.
The above Desjardins - Loonie to Dollar comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by Desjardins and other foreign exchange providers against the latest CAD-USD mid-rate and the possible savings of using various providers.
Looking at the full CAD to USD - Send Money comparison table the provider with the best CAD to USD exchange rate is Wise at 0.709, -0.49% from the latest mid-market rate 0.7125.
The next best is OFX at 0.7089, -0.51% from the mid-rate.
Then XE at 0.7082, which is -0.6% from the mid-rate.
The Western Union rate is 0.7053 which is -1% from the mid-rate.
Among the banks the TD Bank rate is 0.6794 at -4.6% the Scotiabank rate is 0.6944 at -2.5% and the Royal Bank of Canada rate is 0.6969 at -2.2% compared to the mid-rate 0.7125.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks like Desjardins often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
View a full list of exchange rates by selecting your Base (from) currency:
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