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EUR to GBP - Rate Guide

Euro to British Pound Sterling exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

EUR/GBP update & alerts

1 EUR = 0.859 GBP

EUR to GBP - Trading Range (90 Day)
90-DAY LOW (5d)
At 0.8615 EUR/GBP is trading 2.9% below its 90-DAY average with range 0.8592 to 0.9371. There are no current alerts. Updated: 08:03-AEDT 21:03-GMT 16:03-EST

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EUR/GBP Exchange Rates and Providers Compared

This guide to the Euro to British Pound Sterling exchange rate with 90-day chart & alerts, historic rates, forecasts and EUR to GBP comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our EUR/GBP Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for EUR/GBP International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

EUR to GBP International Money Transfers

  

Foreign Transfer ProvidersReceive GBP(£)Exchange RateFee EURTotal CostDeal Links
OFX logo
£4,257.5
Best Overall
0.85150 for BER users (normally $15)0.8%
WorldFirst logo
£4,270.5
£13 more
0.854100.5%
TorFX logo
£4,220.5
£37 less
0.844101.67%
HSBC logo
£4,135.79
£122 less
0.8284€7.53.64%
Deutsche Bank International Money Transfers
Deutsche Bank logo
£4,096.62
£161 less
0.8276€504.55%
Citibank International Money Transfers
Citibank logo
£4,094.15
£163 less
0.8208124.61%
Santander International Money Transfers
Santander logo
£4,070.65
£187 less
0.8174205.16%
Bank of Ireland International Money Transfers
Bank of Ireland logo
£4,046.13
£211 less
0.8174€505.73%
Banks - Average Rate
Deutsche Bank logo Santander logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
£4,046
£211 less
0.8147125.73%
Crédit Agricole International Money Transfers
Crédit Agricole logo
£4,016.93
£241 less
0.8115€506.41%
BNP Paribas International Money Transfers
BNP Paribas logo
£4,015.44
£242 less
0.8112€506.44%
AIB Bank International Money Transfers
AIB Bank logo
£4,000.1
£257 less
0.8081€506.8%
Sparkasse Bank International Money Transfers
Sparkasse Bank logo
£3,939.65
£318 less
0.7903158.21%
 

OFX logo

OFX: Foreign Transfer EUR→GBP
From Amount (EUR)€5,000
Fee:0 for BER users (normally $15)
Exchange Rate:0.8515 (0.8% from mid-rate)
To Amount (GBP) £4,257.5
Total Cost:0.8%
Time:
Rate Fetched: 18:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

WorldFirst logo

WorldFirst: Foreign Transfer EUR→GBP
From Amount (EUR)€5,000
Fee:
Exchange Rate:0.8541 (0.5% from mid-rate)
To Amount (GBP) £4,270.5
Total Cost:0.5%
Difference:
£13 GBP more than using OFX
Time:18:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

TorFX logo

TorFX: Foreign Transfer EUR→GBP
From Amount (EUR)€5,000
Fee:0
Exchange Rate:0.8441 (1.67% from mid-rate)
To Amount (GBP) £4,220.5
Total Cost:1.67%
Difference:
£37 GBP less than using OFX
Time:18:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer EUR→GBP
From Amount (EUR)€5,000
Fee:€7.5 EUR (.15%)
Exchange Rate:0.8284 (3.49% from mid-rate)
To Amount (GBP) £4,135.79
Total Cost:3.64%
Difference:
£122 GBP less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Deutsche Bank logo

Deutsche Bank: Foreign Transfer EUR→GBP
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:0.8276 (3.59% from mid-rate)
To Amount (GBP) £4,096.62
Total Cost:4.55%
Difference:
£161 GBP less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Foreign Transfer EUR→GBP
From Amount (EUR)€5,000
Fee:12
Exchange Rate:0.8208 (4.38% from mid-rate)
To Amount (GBP) £4,094.15
Total Cost:4.61%
Difference:
£163 GBP less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Santander logo

Santander: Foreign Transfer EUR→GBP
From Amount (EUR)€5,000
Fee:20
Exchange Rate:0.8174 (4.78% from mid-rate)
To Amount (GBP) £4,070.65
Total Cost:5.16%
Difference:
£187 GBP less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 

Bank of Ireland logo

Bank of Ireland: Foreign Transfer EUR→GBP
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:0.8174 (4.78% from mid-rate)
To Amount (GBP) £4,046.13
Total Cost:5.73%
Difference:
£211 GBP less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer EUR→GBP
From Amount (EUR)€5,000
Fee:12
Exchange Rate:0.8149 (5.07% from mid-rate)
To Amount (GBP) £4,046
Total Cost:5.73%
Difference:
£211 GBP less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Crédit Agricole logo

Crédit Agricole: Foreign Transfer EUR→GBP
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:0.8115 (5.46% from mid-rate)
To Amount (GBP) £4,016.93
Total Cost:6.41%
Difference:
£241 GBP less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNP Paribas logo

BNP Paribas: Foreign Transfer EUR→GBP
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:0.8112 (5.5% from mid-rate)
To Amount (GBP) £4,015.44
Total Cost:6.44%
Difference:
£242 GBP less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

AIB Bank logo

AIB Bank: Foreign Transfer EUR→GBP
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:0.8081 (5.86% from mid-rate)
To Amount (GBP) £4,000.1
Total Cost:6.8%
Difference:
£257 GBP less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logo

Sparkasse Bank: Foreign Transfer EUR→GBP
From Amount (EUR)€5,000
Fee:15
Exchange Rate:0.7903 (7.93% from mid-rate)
To Amount (GBP) £3,939.65
Total Cost:8.21%
Difference:
£318 GBP less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 11/11/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

  

British pound sterling Travel Money

  

Travel Money ProvidersAmount GBP(£)Exchange RateFee EURTotal CostDeal Links
Travelex Online logo
£817.80
Best Overall
0.817804.73%
Deutsche Bank Foreign Currency
Deutsche Bank logo
£787.41
£30 less
0.7994€158.27%
BNP Paribas Foreign Currency
BNP Paribas logo
£783.27
£35 less
0.7952€158.75%
La Poste Foreign Currency
La Poste logo
£783.27
£35 less
0.7952€158.75%
Citibank Foreign Currency
Citibank logo
£783.19
£35 less
0.7911€108.76%
Banks - Average Rate
Deutsche Bank logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo La Poste logo
£776.42
£41 less
0.7852€109.55%
Crédit Agricole Foreign Currency
Crédit Agricole logo
£775.10
£43 less
0.7869€159.7%
Bank of Ireland Foreign Currency
Bank of Ireland logo
£774.18
£44 less
0.782€109.81%
AIB Bank Foreign Currency
AIB Bank logo
£772.50
£45 less
0.7803€1010.01%
Sparkasse Bank Foreign Currency
Sparkasse Bank logo
£766.76
£51 less
0.7745€1010.68%
HSBC logo
£762.10
£56 less
0.7621011.22%
 

Travelex Online logo

Travelex Online: Travel Money EUR→GBP
From Amount (EUR)€1,000
Fee:undefined
Exchange Rate:0.8178 (4.73% from mid-rate)
To Amount (GBP) £817.80
Total Cost:4.73%
Time:
Rate Fetched: Mon Nov 11 2019 18:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Deutsche Bank logo

Deutsche Bank: Travel Money EUR→GBP
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:0.7994 (6.87% from mid-rate)
To Amount (GBP) £787.41
Total Cost:8.27%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNP Paribas logo

BNP Paribas: Travel Money EUR→GBP
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:0.7952 (7.36% from mid-rate)
To Amount (GBP) £783.27
Total Cost:8.75%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

La Poste logo

La Poste: Travel Money EUR→GBP
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:0.7952 (7.36% from mid-rate)
To Amount (GBP) £783.27
Total Cost:8.75%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Travel Money EUR→GBP
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:0.7911 (7.84% from mid-rate)
To Amount (GBP) £783.19
Total Cost:8.76%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money EUR→GBP
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:0.7579 (11.71% from mid-rate)
To Amount (GBP) £776.42
Total Cost:9.55%
Currency Services:Branch
Delivery/Collect:-
 

Crédit Agricole logo

Crédit Agricole: Travel Money EUR→GBP
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:0.7869 (8.33% from mid-rate)
To Amount (GBP) £775.10
Total Cost:9.7%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Bank of Ireland logo

Bank of Ireland: Travel Money EUR→GBP
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:0.7820 (8.9% from mid-rate)
To Amount (GBP) £774.18
Total Cost:9.81%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

AIB Bank logo

AIB Bank: Travel Money EUR→GBP
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:0.7803 (9.1% from mid-rate)
To Amount (GBP) £772.50
Total Cost:10.01%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logo

Sparkasse Bank: Travel Money EUR→GBP
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:0.7745 (9.77% from mid-rate)
To Amount (GBP) £766.76
Total Cost:10.68%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Travel Money EUR→GBP
From Amount (EUR)€1,000
Fee:
Exchange Rate:0.7621 (11.22% from mid-rate)
To Amount (GBP) £762.10
Total Cost:11.22%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 11/11/2019 - See full table

EURGBP blended flags

EUR and GBP in the Markets

When determining the best time to make a foreign exchange transaction, in this case the EUR vs GBP, you should pay attention to the recent market trends for both currencies.

Euro (EUR)

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar and British pound between mid-April and mid-June. Due to a stronger US dollar, EUR/USD was down 2 percent on the year at $1.12, close to long-term lows.

Read more in the article EUR Forecasts.

 

British Pound Sterling (GBP)

Sterling has climbed more than 5 per cent in October since Boris Johnson announced a new Brexit agreement with Brussels that has reduced the possibility of the UK crashing out of the EU without a deal. Pound valuations will continue to fluctuate based on Brexit No-deal, Deal and Remain probabilities. Currency strategists predict that gains in the pound would remain limited for now while parties prepared their election campaigns.

The pound would be doing far worse if it weren't receiving some support from the Bank of England which, surprisingly, is the only major central bank still considering higher interest rates in 2019.

Earlier in the year the pound was the worst-performing major currency by some margin. It slipped in late June to multi-month lows against a number of important currencies, including the Australian dollar, New Zealand dollar, euro, Canadian dollar and Swiss franc.

Read more in the article GBP Forecasts.

Why can't I just get the EUR/GBP market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the EUR / GBP was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

EURGBP blended flags

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all EUR Exchange Rates