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EUR to GBP - Rate Guide

Euro to British Pound Sterling exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

EUR/GBP update & alerts

1 EUR = 0.844 GBP

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EUR to GBP - Trading Range (90 Day)
30-DAY LOW (3d)
EUR/GBP at 0.8438 is trading 1.2% below the 90-day average 0.8539 with a range 0.8331 to 0.8644. There are no current rate alerts.
26-Jan-2020 16:NY 21:LON 08:SYD+1d

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EUR/GBP Exchange Rates and Providers Compared

This guide to the Euro to British Pound Sterling exchange rate with 90-day chart & alerts, historic rates, forecasts and EUR to GBP comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our EUR/GBP Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for EUR/GBP International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

EUR to GBP International Money Transfers

  

Foreign Transfer ProvidersReceive GBP(£)Exchange RateFee EURTotal CostDeal Links
OFX logo
£4,183
Best Overall
0.83660 for BER users (normally $15)0.79%
WorldFirst logo
£4,195.5
£13 more
0.839100.5%
TorFX logo
£4,127.5
£55 less
0.825502.11%
HSBC logo
£4,044.92
£138 less
0.8102€7.54.07%
Deutsche Bank International Money Transfers
Deutsche Bank logo
£4,006.53
£176 less
0.8094€504.98%
Citibank International Money Transfers
Citibank logo
£4,004.37
£179 less
0.8028125.03%
Santander International Money Transfers
Santander logo
£3,981.51
£201 less
0.7995205.57%
Banks - Average Rate
Deutsche Bank logo Santander logo Citibank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
£3,973
£210 less
0.8003125.78%
Bank of Ireland International Money Transfers
Bank of Ireland logo
£3,957.53
£225 less
0.7995€506.14%
BNP Paribas International Money Transfers
BNP Paribas logo
£3,944.66
£238 less
0.7969€506.45%
Crédit Agricole International Money Transfers
Crédit Agricole logo
£3,928.82
£254 less
0.7937€506.82%
AIB Bank International Money Transfers
AIB Bank logo
£3,912.48
£271 less
0.7904€507.21%
 
OFX logo
OFX: Foreign Transfer EUR→GBP
From Amount (EUR)€5,000
Fee:0 for BER users (normally $15)
Exchange Rate:0.8366 (0.79% from mid-rate)
To Amount (GBP) £4,183
Total Cost:0.79%
Time:
Rate Fetched: 18:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
WorldFirst logo
WorldFirst: Foreign Transfer EUR→GBP
From Amount (EUR)€5,000
Fee:
Exchange Rate:0.8391 (0.5% from mid-rate)
To Amount (GBP) £4,195.5
Total Cost:0.5%
Difference:
£13 GBP more than using OFX
Time:18:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 
TorFX logo
TorFX: Foreign Transfer EUR→GBP
From Amount (EUR)€5,000
Fee:0
Exchange Rate:0.8255 (2.11% from mid-rate)
To Amount (GBP) £4,127.5
Total Cost:2.11%
Difference:
£55 GBP less than using OFX
Time:18:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 
HSBC logo
HSBC: Foreign Transfer EUR→GBP
From Amount (EUR)€5,000
Fee:€7.5 EUR (.15%)
Exchange Rate:0.8102 (3.93% from mid-rate)
To Amount (GBP) £4,044.92
Total Cost:4.07%
Difference:
£138 GBP less than using OFX
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Deutsche Bank logo
Deutsche Bank: Foreign Transfer EUR→GBP
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:0.8094 (4.02% from mid-rate)
To Amount (GBP) £4,006.53
Total Cost:4.98%
Difference:
£176 GBP less than using OFX
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Citibank logo
Citibank: Foreign Transfer EUR→GBP
From Amount (EUR)€5,000
Fee:12
Exchange Rate:0.8028 (4.8% from mid-rate)
To Amount (GBP) £4,004.37
Total Cost:5.03%
Difference:
£179 GBP less than using OFX
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Santander logo
Santander: Foreign Transfer EUR→GBP
From Amount (EUR)€5,000
Fee:20
Exchange Rate:0.7995 (5.19% from mid-rate)
To Amount (GBP) £3,981.51
Total Cost:5.57%
Difference:
£201 GBP less than using OFX
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer EUR→GBP
From Amount (EUR)€5,000
Fee:12
Exchange Rate:0.7970 (5.49% from mid-rate)
To Amount (GBP) £3,973
Total Cost:5.78%
Difference:
£210 GBP less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
Bank of Ireland logo
Bank of Ireland: Foreign Transfer EUR→GBP
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:0.7995 (5.19% from mid-rate)
To Amount (GBP) £3,957.53
Total Cost:6.14%
Difference:
£225 GBP less than using OFX
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
BNP Paribas logo
BNP Paribas: Foreign Transfer EUR→GBP
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:0.7969 (5.5% from mid-rate)
To Amount (GBP) £3,944.66
Total Cost:6.45%
Difference:
£238 GBP less than using OFX
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Crédit Agricole logo
Crédit Agricole: Foreign Transfer EUR→GBP
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:0.7937 (5.88% from mid-rate)
To Amount (GBP) £3,928.82
Total Cost:6.82%
Difference:
£254 GBP less than using OFX
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
AIB Bank logo
AIB Bank: Foreign Transfer EUR→GBP
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:0.7904 (6.27% from mid-rate)
To Amount (GBP) £3,912.48
Total Cost:7.21%
Difference:
£271 GBP less than using OFX
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 01/26/2020 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

  

British pound sterling Travel Money

  

Travel Money ProvidersAmount GBP(£)Exchange RateFee EURTotal CostDeal Links
Sparkasse Bank Foreign Currency
Sparkasse Bank logo
£753.29
Compare
0.7609€1010.67%
 
Sparkasse Bank logo
Sparkasse Bank: Travel Money EUR→GBP
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:0.7609 (9.77% from mid-rate)
To Amount (GBP) £753.29
Total Cost:10.67%
Time:18:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 01/26/2020 - See full table

EURGBP blended flags

EUR and GBP in the Markets

When determining the best time to make a foreign exchange transaction, in this case the EUR vs GBP, you should pay attention to the recent market trends for both currencies.

Euro (EUR)

The Euro spent 2019 on a downwards trajectory, starting the year with highs at US1.1550 but then slid all year until October where it bottomed out at US$1.09 on Oct 1, close to long-term lows. Since then it has climbed back up towards the average rate for the year of US1.12, perhaps due to the less uncertainty around Brexit.

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar.

Read more in the article EUR Forecasts.

 

British Pound Sterling (GBP)

In the post UK election euphoria the pound rose to over 1.33 USD and 1.20 EUR but has since dropped back over the uncertainty of what sort of trade deal the UK can realistically negotiate with Europe over the next 11 months.

GBP has given up all of those election result gains as Mr Johnson pledged to outlaw any extension to the UK’s post-Brexit transition period at the end of next year. It appears the Brexit volatility in the pound is set to continue for the foreseable future.

For GBP forecasts and predictions read our British Pound Forecasts summary.

Read more in the article GBP Forecasts.

Why can't I just get the EUR/GBP market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the EUR / GBP was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

EURGBP blended flags

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all EUR Exchange Rates