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EUR/GBP - Convert Compare Save

Euro to British Pound Sterling exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

This resource page for the Euro to British Pound Sterling exchange rate, has news, forecasts and EUR to GBP comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. You can also check an exchange rate margin with our Exchange Rate Checker.

EUR/GBP Exchange Rates - How to Compare & Save

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for EUR/GBP International Money Transfers. Costs are calculated against the current interbank mid-rate.

 

EUR to GBP International Money Transfers

  

Foreign Transfer ProvidersReceive GBP(£)Exchange RateFee EURTotal CostDeal Links
OFX logo
4,529.5 GBP
Best Overall
0.90590 for BER users (normally $15)0.8%
HSBC logo
4,377.42 GBP
152 GBP
0.8768€7.54.13%
Deutsche Bank International Money Transfers
Deutsche Bank logo
4,335.71 GBP
194 GBP
0.8759€505.04%
Citibank International Money Transfers
Citibank logo
4,333.08 GBP
196 GBP
0.8687125.1%
Santander International Money Transfers
Santander logo
4,308.2 GBP
221 GBP
0.8651205.65%
Banks - Average Rate
Deutsche Bank logo Santander logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
4,287 GBP
242 GBP
0.8633126.11%
Bank of Ireland International Money Transfers
Bank of Ireland logo
4,282.25 GBP
247 GBP
0.8651€506.21%
BNP Paribas International Money Transfers
BNP Paribas logo
4,271.85 GBP
258 GBP
0.863€506.44%
Crédit Agricole International Money Transfers
Crédit Agricole logo
4,251.56 GBP
278 GBP
0.8589€506.89%
AIB Bank International Money Transfers
AIB Bank logo
4,233.73 GBP
296 GBP
0.8553€507.28%
Sparkasse Bank International Money Transfers
Sparkasse Bank logo
4,190.89 GBP
339 GBP
0.8407158.22%
 
OFX: Foreign Transfer EUR→GBP
EUR amount:€5,000 EUR
Fee:0 for BER users (normally $15)
Exchange Rate:0.9059 (0.8% from mid-rate)
GBP amount:4,529.5 GBP
Total Cost:0.8%
Time:
Rate Fetched: 6:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

HSBC logoHSBC

HSBC: Foreign Transfer EUR→GBP
EUR amount:€5,000 EUR
Fee:€7.5 EUR (.15%)
Exchange Rate:0.8768 (3.99% from mid-rate)
GBP amount:4,377.42 GBP
Total Cost:4.13%
Difference:
152 GBP less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Deutsche Bank logoDeutsche Bank

Deutsche Bank: Foreign Transfer EUR→GBP
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:0.8759 (4.08% from mid-rate)
GBP amount:4,335.71 GBP
Total Cost:5.04%
Difference:
194 GBP less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Citibank logoCitibank

Citibank: Foreign Transfer EUR→GBP
EUR amount:€5,000 EUR
Fee:12
Exchange Rate:0.8687 (4.87% from mid-rate)
GBP amount:4,333.08 GBP
Total Cost:5.1%
Difference:
196 GBP less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Santander logoSantander

Santander: Foreign Transfer EUR→GBP
EUR amount:€5,000 EUR
Fee:20
Exchange Rate:0.8651 (5.27% from mid-rate)
GBP amount:4,308.2 GBP
Total Cost:5.65%
Difference:
221 GBP less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer EUR→GBP
EUR amount:€5,000 EUR
Fee:12
Exchange Rate:0.8625 (5.55% from mid-rate)
GBP amount:4,287 GBP
Total Cost:6.11%
Difference:
242 GBP less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of Ireland logoBank of Ireland

Bank of Ireland: Foreign Transfer EUR→GBP
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:0.8651 (5.27% from mid-rate)
GBP amount:4,282.25 GBP
Total Cost:6.21%
Difference:
247 GBP less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNP Paribas logoBNP Paribas

BNP Paribas: Foreign Transfer EUR→GBP
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:0.8630 (5.5% from mid-rate)
GBP amount:4,271.85 GBP
Total Cost:6.44%
Difference:
258 GBP less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Crédit Agricole logoCrédit Agricole

Crédit Agricole: Foreign Transfer EUR→GBP
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:0.8589 (5.95% from mid-rate)
GBP amount:4,251.56 GBP
Total Cost:6.89%
Difference:
278 GBP less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

AIB Bank logoAIB Bank

AIB Bank: Foreign Transfer EUR→GBP
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:0.8553 (6.34% from mid-rate)
GBP amount:4,233.73 GBP
Total Cost:7.28%
Difference:
296 GBP less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logoSparkasse Bank

Sparkasse Bank: Foreign Transfer EUR→GBP
EUR amount:€5,000 EUR
Fee:15
Exchange Rate:0.8407 (7.94% from mid-rate)
GBP amount:4,190.89 GBP
Total Cost:8.22%
Difference:
339 GBP less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 08/17/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount GBP(£)Exchange RateFee EURTotal CostDeal Links
Travelex Online logo
870.30 GBP
Best Overall
0.870304.7%
Deutsche Bank Foreign Currency
Deutsche Bank logo
837.64 GBP
33 GBP
0.8504€158.27%
BNP Paribas Foreign Currency
BNP Paribas logo
833.31 GBP
37 GBP
0.846€158.75%
La Poste Foreign Currency
La Poste logo
833.31 GBP
37 GBP
0.846€158.75%
Citibank Foreign Currency
Citibank logo
833.18 GBP
37 GBP
0.8416€108.76%
Banks - Average Rate
Deutsche Bank logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo La Poste logo
825.99 GBP
44 GBP
0.8353€109.55%
Crédit Agricole Foreign Currency
Crédit Agricole logo
824.64 GBP
46 GBP
0.8372€159.7%
Bank of Ireland Foreign Currency
Bank of Ireland logo
823.58 GBP
47 GBP
0.8319€109.81%
AIB Bank Foreign Currency
AIB Bank logo
821.80 GBP
48 GBP
0.8301€1010.01%
Sparkasse Bank Foreign Currency
Sparkasse Bank logo
815.76 GBP
55 GBP
0.824€1010.67%
HSBC logo
810.70 GBP
60 GBP
0.8107011.22%
Travelex Online: Travel Money EUR→GBP
EUR amount:€1,000 EUR
Fee:undefined
Exchange Rate:0.8703 (4.7% from mid-rate)
GBP amount:870.30 GBP
Total Cost:4.7%
Time:
Rate Fetched: Sat Aug 17 2019 04:15:03 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Deutsche Bank logoDeutsche Bank

Deutsche Bank: Travel Money EUR→GBP
EUR amount:€1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:0.8504 (6.88% from mid-rate)
GBP amount:837.64 GBP
Total Cost:8.27%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNP Paribas logoBNP Paribas

BNP Paribas: Travel Money EUR→GBP
EUR amount:€1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:0.8460 (7.36% from mid-rate)
GBP amount:833.31 GBP
Total Cost:8.75%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

La Poste logoLa Poste

La Poste: Travel Money EUR→GBP
EUR amount:€1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:0.8460 (7.36% from mid-rate)
GBP amount:833.31 GBP
Total Cost:8.75%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Citibank logoCitibank

Citibank: Travel Money EUR→GBP
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:0.8416 (7.84% from mid-rate)
GBP amount:833.18 GBP
Total Cost:8.76%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money EUR→GBP
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:0.8063 (11.71% from mid-rate)
GBP amount:825.99 GBP
Total Cost:9.55%
Currency Services:Branch
Delivery/Collect:-
 

Crédit Agricole logoCrédit Agricole

Crédit Agricole: Travel Money EUR→GBP
EUR amount:€1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:0.8372 (8.32% from mid-rate)
GBP amount:824.64 GBP
Total Cost:9.7%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Bank of Ireland logoBank of Ireland

Bank of Ireland: Travel Money EUR→GBP
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:0.8319 (8.9% from mid-rate)
GBP amount:823.58 GBP
Total Cost:9.81%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

AIB Bank logoAIB Bank

AIB Bank: Travel Money EUR→GBP
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:0.8301 (9.1% from mid-rate)
GBP amount:821.80 GBP
Total Cost:10.01%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logoSparkasse Bank

Sparkasse Bank: Travel Money EUR→GBP
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:0.8240 (9.77% from mid-rate)
GBP amount:815.76 GBP
Total Cost:10.67%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
HSBC: Travel Money EUR→GBP
EUR amount:€1,000 EUR
Fee:
Exchange Rate:0.8107 (11.22% from mid-rate)
GBP amount:810.70 GBP
Total Cost:11.22%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 08/17/2019 - See full table

EUR to GBP interbank exchange rate = 0.9132

 
 

Exchange Rate Checker

If you have been offered/charged an exchange rate then enter it below to check the true cost to the latest interbank mid-rate.

 
   

Compare savings on EUR/GBP exchange rates

Foreign Transfers Travel Money

Foreign Transfers Travel Money

   

EURGBP blended flags

EUR and GBP in the Markets

When determining the best time to make a foreign exchange transaction, in this case the EUR vs GBP, you should pay attention to the recent market trends for both currencies.

 

Euro (EUR)

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar and British pound between mid-April and mid-June. Due to a stronger US dollar, EUR/USD was down 2 percent on the year at $1.12, close to long-term lows.

Read more in the article EUR Forecasts.

 

British Pound Sterling (GBP)

By some margin, the pound was the worst-performing major currency in the second quarter. It slipped in late June to multi-month lows against a number of important currencies, including the Australian dollar, New Zealand dollar, euro, Canadian dollar and Swiss franc.

Pound valuations will continue to fluctuate based on No-deal, Deal and Remain probabilities. No-deal prospects may increase if, as is widely expected, ardent Brexiteer Boris Johnson becomes the UK’s next prime minister. However, some banks argue that Johnson’s appointment would make little difference to no-deal or remain probabilities.

The pound is unlikely to receive much in the way of meaningful respite until November, analysts say, when hopefully the UK-EU Brexit arrangement, or lack thereof, is known (Boris Johnson insists that the UK will not seek any further Article 50 extensions beyond the October-31 deadline).

The pound would be doing far worse if it weren't receiving some support from the Bank of England which, surprisingly, is the only major central bank still considering higher interest rates in 2019.

Read more in the article GBP Forecasts.

Why can't I just get the EUR/GBP market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the EUR / GBP was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

EURGBP blended flags

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all EUR Exchange Rates