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EUR/INR - Rate Guide

Euro to Indian Rupee exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

EUR/INR Exchange Rates and Providers Compared

This guide to the Euro to Indian Rupee exchange rate with 90-day chart & alerts, historic rates, forecasts and EUR to INR comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the EUR/INR Calculator.

Looking for INR travel money? Then it is important to note that the Indian Rupee is a closed currency. Which means that it is more difficult (but not impossible) to purchase the currency before departure and may need to buy it upon arrival. For more information and a full list of closed currencies read our guide: What is a closed currency?

A good solution for closed currencies is to use a pre-paid travel card to avoid carrying large amounts of cash and also minimise ATM fees. Compare Travel Cards

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EUR/INR - 90 Day Rate Alerts

1 EUR = 78.4669 INR

30-DAY LOWS 14-DAY LOWS
EUR/INR over the last 90 days

View EUR/INR - Interactive Chart

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for EUR/INR International Money Transfers. Costs are calculated against the current interbank mid-rate.

 

EUR to INR International Money Transfers

  

Foreign Transfer ProvidersReceive INR(₹)Exchange RateFee EURTotal CostDeal Links
WorldFirst logo
390,350 INR
Best Overall
78.0700.51%
OFX logo
380,150 INR
10,200 INR
76.030 for BER users (normally $15)3.11%
TorFX logo
379,800 INR
10,550 INR
75.9603.19%
HSBC logo
372,191 INR
18,159 INR
74.55€7.55.13%
Deutsche Bank International Money Transfers
Deutsche Bank logo
368,627 INR
21,723 INR
74.47€506.04%
Citibank International Money Transfers
Citibank logo
368,414 INR
21,936 INR
73.86126.1%
BNP Paribas International Money Transfers
BNP Paribas logo
367,043 INR
23,307 INR
74.15€506.45%
Santander International Money Transfers
Santander logo
366,329 INR
24,021 INR
73.56206.63%
Banks - Average Rate
Deutsche Bank logo Santander logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
365,362 INR
24,988 INR
73.57126.88%
Bank of Ireland International Money Transfers
Bank of Ireland logo
364,122 INR
26,228 INR
73.56€507.19%
Crédit Agricole International Money Transfers
Crédit Agricole logo
361,449 INR
28,901 INR
73.02€507.87%
Sparkasse Bank International Money Transfers
Sparkasse Bank logo
360,116 INR
30,234 INR
72.24158.21%
AIB Bank International Money Transfers
AIB Bank logo
359,964 INR
30,386 INR
72.72€508.25%
 

WorldFirst logo

WorldFirst: Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:
Exchange Rate:78.07 (0.51% from mid-rate)
To Amount:390,350 INR
Total Cost:0.51%
Time:6:02 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

OFX logo

OFX: Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:0 for BER users (normally $15)
Exchange Rate:76.03 (3.11% from mid-rate)
To Amount:380,150 INR
Total Cost:3.11%
Difference:
10,200 INR less than using WorldFirst
Time:
Rate Fetched: Sun Sep 22 2019 05:12:46 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

TorFX logo

TorFX: Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:0
Exchange Rate:75.96 (3.19% from mid-rate)
To Amount:379,800 INR
Total Cost:3.19%
Difference:
10,550 INR less than using WorldFirst
Time:6:02 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:€7.5 EUR (.15%)
Exchange Rate:74.55 (4.99% from mid-rate)
To Amount:372,191 INR
Total Cost:5.13%
Difference:
18,159 INR less than using WorldFirst
Time:6:02 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Deutsche Bank logo

Deutsche Bank: Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:74.47 (5.09% from mid-rate)
To Amount:368,627 INR
Total Cost:6.04%
Difference:
21,723 INR less than using WorldFirst
Time:6:02 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:12
Exchange Rate:73.86 (5.87% from mid-rate)
To Amount:368,414 INR
Total Cost:6.1%
Difference:
21,936 INR less than using WorldFirst
Time:6:02 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNP Paribas logo

BNP Paribas: Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:74.15 (5.5% from mid-rate)
To Amount:367,043 INR
Total Cost:6.45%
Difference:
23,307 INR less than using WorldFirst
Time:6:02 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Santander logo

Santander: Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:20
Exchange Rate:73.56 (6.25% from mid-rate)
To Amount:366,329 INR
Total Cost:6.63%
Difference:
24,021 INR less than using WorldFirst
Time:6:02 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:12
Exchange Rate:73.33 (6.55% from mid-rate)
To Amount:365,362 INR
Total Cost:6.88%
Difference:
24,988 INR less than using WorldFirst
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of Ireland logo

Bank of Ireland: Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:73.56 (6.25% from mid-rate)
To Amount:364,122 INR
Total Cost:7.19%
Difference:
26,228 INR less than using WorldFirst
Time:6:02 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Crédit Agricole logo

Crédit Agricole: Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:73.02 (6.94% from mid-rate)
To Amount:361,449 INR
Total Cost:7.87%
Difference:
28,901 INR less than using WorldFirst
Time:6:02 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logo

Sparkasse Bank: Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:15
Exchange Rate:72.24 (7.94% from mid-rate)
To Amount:360,116 INR
Total Cost:8.21%
Difference:
30,234 INR less than using WorldFirst
Time:6:02 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

AIB Bank logo

AIB Bank: Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:72.72 (7.32% from mid-rate)
To Amount:359,964 INR
Total Cost:8.25%
Difference:
30,386 INR less than using WorldFirst
Time:6:02 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount INR(₹)Exchange RateFee EURTotal CostDeal Links
Deutsche Bank Foreign Currency
Deutsche Bank logo
71,974 INR
Compare
73.07€158.27%
BNP Paribas Foreign Currency
BNP Paribas logo
71,600 INR
374 INR
72.69€158.75%
Citibank Foreign Currency
Citibank logo
71,587 INR
387 INR
72.31€108.77%
Banks - Average Rate
Deutsche Bank logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
70,893 INR
1,081 INR
71.66€109.65%
Crédit Agricole Foreign Currency
Crédit Agricole logo
70,851 INR
1,123 INR
71.93€159.71%
Bank of Ireland Foreign Currency
Bank of Ireland logo
70,765 INR
1,209 INR
71.48€109.82%
AIB Bank Foreign Currency
AIB Bank logo
70,617 INR
1,357 INR
71.33€1010%
Sparkasse Bank Foreign Currency
Sparkasse Bank logo
70,092 INR
1,882 INR
70.8€1010.67%
HSBC logo
69,660 INR
2,314 INR
69.66011.22%
Travelex Online logo
64,534 INR
7,440 INR
64.5335017.76%
 

Deutsche Bank logo

Deutsche Bank: Travel Money EUR→INR
From Amount:1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:73.07 (6.88% from mid-rate)
To Amount:71,974 INR
Total Cost:8.27%
Time:6:02 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNP Paribas logo

BNP Paribas: Travel Money EUR→INR
From Amount:1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:72.69 (7.36% from mid-rate)
To Amount:71,600 INR
Total Cost:8.75%
Time:6:02 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Travel Money EUR→INR
From Amount:1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:72.31 (7.85% from mid-rate)
To Amount:71,587 INR
Total Cost:8.77%
Time:6:02 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money EUR→INR
From Amount:1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:69.28 (11.71% from mid-rate)
To Amount:70,893 INR
Total Cost:9.65%
Currency Services:Branch
Delivery/Collect:-
 

Crédit Agricole logo

Crédit Agricole: Travel Money EUR→INR
From Amount:1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:71.93 (8.33% from mid-rate)
To Amount:70,851 INR
Total Cost:9.71%
Time:6:02 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Bank of Ireland logo

Bank of Ireland: Travel Money EUR→INR
From Amount:1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:71.48 (8.9% from mid-rate)
To Amount:70,765 INR
Total Cost:9.82%
Time:6:02 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

AIB Bank logo

AIB Bank: Travel Money EUR→INR
From Amount:1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:71.33 (9.1% from mid-rate)
To Amount:70,617 INR
Total Cost:10%
Time:6:02 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logo

Sparkasse Bank: Travel Money EUR→INR
From Amount:1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:70.8 (9.77% from mid-rate)
To Amount:70,092 INR
Total Cost:10.67%
Time:6:02 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Travel Money EUR→INR
From Amount:1,000 EUR
Fee:
Exchange Rate:69.66 (11.22% from mid-rate)
To Amount:69,660 INR
Total Cost:11.22%
Time:6:02 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Travelex Online logo

Travelex Online: Travel Money EUR→INR
From Amount:1,000 EUR
Fee:undefined
Exchange Rate:64.5335 (17.76% from mid-rate)
To Amount:64,534 INR
Total Cost:17.76%
Time:
Rate Fetched: Sun Sep 22 2019 06:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

EUR / INR converter & margin calculator

€EUR
₹INR
mid-rates

Compare how much you can save on EUR/INR exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

Euro

Indian Rupee

1 EUR 78.47 INR
5 EUR 392.33 INR
10 EUR 784.67 INR
20 EUR 1,569.34 INR
50 EUR 3,923.35 INR
100 EUR 7,846.69 INR
250 EUR 19,616.73 INR
500 EUR 39,233.45 INR
1,000 EUR 78,466.90 INR
2,000 EUR 156,933.80 INR
5,000 EUR 392,334.50 INR
10,000 EUR 784,669.00 INR
50,000 EUR 3,923,345.00 INR
100,000 EUR 7,846,690.00 INR
See more

Euro

Indian Rupee

0.0127 EUR 1 INR
0.0637 EUR 5 INR
0.1274 EUR 10 INR
0.2549 EUR 20 INR
0.6372 EUR 50 INR
1.2744 EUR 100 INR
3.1860 EUR 250 INR
6.3720 EUR 500 INR
12.74 EUR 1,000 INR
25.49 EUR 2,000 INR
63.72 EUR 5,000 INR
127.44 EUR 10,000 INR
637.20 EUR 50,000 INR
1,274.40 EUR 100,000 INR
See more
Country Guides (EUR & INR)
EurozoneEurozone (EUR)IndiaIndia (INR)Aaland IslandsAaland Islands (EUR)
AndorraAndorra (EUR)AustriaAustria (EUR)BelgiumBelgium (EUR)
CyprusCyprus (EUR)EstoniaEstonia (EUR)FinlandFinland (EUR)
FranceFrance (EUR)French GuineaFrench Guinea (EUR)French Southern TerritoriesFrench Southern Territories (EUR)
GermanyGermany (EUR)GreeceGreece (EUR)GuadeloupeGuadeloupe (EUR)
Vatican CityVatican City (EUR)IrelandIreland (EUR)ItalyItaly (EUR)
LuxembourgLuxembourg (EUR)MaltaMalta (EUR)MartiniqueMartinique (EUR)
MayotteMayotte (EUR)MonacoMonaco (EUR)MontenegroMontenegro (EUR)
NetherlandsNetherlands (EUR)PortugalPortugal (EUR)ReunionReunion (EUR)
Saint BarthélemySaint Barthélemy (EUR)Saint MartinSaint Martin (EUR)Saint Pierre And MiquelonSaint Pierre And Miquelon (EUR)
San MarinoSan Marino (EUR)SlovakiaSlovakia (EUR)SloveniaSlovenia (EUR)
SpainSpain (EUR)

EUR/INR - Historical Trends

This table shows historic rates and trends of Euro to Indian Rupee over periods upto 10 years.

PeriodChange*EUR/INRDate
1 Day-0.5%78.855419 Sep 2019
7 Day-0.7%79.055113 Sep 2019
30 Day-1%79.246221 Aug 2019
3 Month-1%79.227122 Jun 2019
1 Year-7.1%84.467520 Sep 2018
5 Year+0.5%78.104421 Sep 2014
10 Year+10.7%70.888722 Sep 2009

*For period to 20-Sep 21UTC when EUR/INR was 78.4669

You can use our EUR interactive charts to check EURINR historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

EUR and INR in the Markets

When determining the best time to make a foreign exchange transaction, in this case the EUR vs INR, you should pay attention to the recent market trends for both currencies.

 

Euro (EUR)

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar and British pound between mid-April and mid-June. Due to a stronger US dollar, EUR/USD was down 2 percent on the year at $1.12, close to long-term lows.

Read more in the article EUR Forecasts.

 

Indian Rupee (INR)

The rupee is doing remarkably well in what is normally a seasonally weak time of year and despite a 35 percent rise in the oil price this year (oil is India's largest import).

In early May, by the narrowest of margins, the rupee reached a 16-month high against the Australian dollar (₹48.4), before falling back slightly. It rose towards long-term highs against the euro (₹77.3) and was flat on the year against the US dollar (₹69.2), although it was 8 percent higher against the greenback than it had been in October of last year.

Read more in the article INR Forecasts.

Why can't I just get the EUR/INR market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the EUR / INR was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all EUR Exchange Rates