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EUR/INR - Rate Guide

Euro to Indian Rupee exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

EUR/INR Exchange Rates and Providers Compared

This guide to the Euro to Indian Rupee exchange rate with 90-day chart & alerts, historic rates, forecasts and EUR to INR comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the EUR/INR Calculator.

Looking for INR travel money? Then it is important to note that the Indian Rupee is a closed currency. Which means that it is more difficult (but not impossible) to purchase the currency before departure and may need to buy it upon arrival. For more information and a full list of closed currencies read our guide: What is a closed currency?

A good solution for closed currencies is to use a pre-paid travel card to avoid carrying large amounts of cash and also minimise ATM fees. Compare Travel Cards

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EUR/INR - 90 Day Rate Alerts

1 EUR = 77.8704 INR

30-DAY LOWS 14-DAY LOWS
EUR/INR over the last 90 days

View EUR/INR - Interactive Chart

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for EUR/INR International Money Transfers. Costs are calculated against the current interbank mid-rate.

 

EUR to INR International Money Transfers

  

Foreign Transfer ProvidersReceive INR(₹)Exchange RateFee EURTotal CostDeal Links
WorldFirst logo
387,250 INR
Best Overall
77.4500.5%
OFX logo
378,650 INR
8,600 INR
75.730 for BER users (normally $15)2.71%
TorFX logo
378,250 INR
9,000 INR
75.6502.81%
HSBC logo
370,693 INR
16,557 INR
74.25€7.54.75%
Deutsche Bank International Money Transfers
Deutsche Bank logo
367,191 INR
20,059 INR
74.18€505.65%
Citibank International Money Transfers
Citibank logo
366,967 INR
20,283 INR
73.57125.71%
Santander International Money Transfers
Santander logo
364,885 INR
22,365 INR
73.27206.25%
BNP Paribas International Money Transfers
BNP Paribas logo
364,122 INR
23,128 INR
73.56€506.44%
Banks - Average Rate
Deutsche Bank logo Santander logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
363,590 INR
23,660 INR
73.21126.58%
Bank of Ireland International Money Transfers
Bank of Ireland logo
362,687 INR
24,563 INR
73.27€506.81%
Crédit Agricole International Money Transfers
Crédit Agricole logo
360,014 INR
27,236 INR
72.73€507.5%
AIB Bank International Money Transfers
AIB Bank logo
358,529 INR
28,721 INR
72.43€507.88%
Sparkasse Bank International Money Transfers
Sparkasse Bank logo
357,225 INR
30,025 INR
71.66158.21%
 

WorldFirst logo

WorldFirst: Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:
Exchange Rate:77.45 (0.5% from mid-rate)
To Amount:387,250 INR
Total Cost:0.5%
Time:18:02 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

OFX logo

OFX: Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:0 for BER users (normally $15)
Exchange Rate:75.73 (2.71% from mid-rate)
To Amount:378,650 INR
Total Cost:2.71%
Difference:
8,600 INR less than using WorldFirst
Time:
Rate Fetched: Mon Sep 23 2019 17:12:50 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

TorFX logo

TorFX: Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:0
Exchange Rate:75.65 (2.81% from mid-rate)
To Amount:378,250 INR
Total Cost:2.81%
Difference:
9,000 INR less than using WorldFirst
Time:18:02 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:€7.5 EUR (.15%)
Exchange Rate:74.25 (4.61% from mid-rate)
To Amount:370,693 INR
Total Cost:4.75%
Difference:
16,557 INR less than using WorldFirst
Time:18:02 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Deutsche Bank logo

Deutsche Bank: Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:74.18 (4.7% from mid-rate)
To Amount:367,191 INR
Total Cost:5.65%
Difference:
20,059 INR less than using WorldFirst
Time:18:02 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:12
Exchange Rate:73.57 (5.48% from mid-rate)
To Amount:366,967 INR
Total Cost:5.71%
Difference:
20,283 INR less than using WorldFirst
Time:18:02 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Santander logo

Santander: Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:20
Exchange Rate:73.27 (5.87% from mid-rate)
To Amount:364,885 INR
Total Cost:6.25%
Difference:
22,365 INR less than using WorldFirst
Time:18:02 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 

BNP Paribas logo

BNP Paribas: Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:73.56 (5.5% from mid-rate)
To Amount:364,122 INR
Total Cost:6.44%
Difference:
23,128 INR less than using WorldFirst
Time:18:02 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:12
Exchange Rate:73.04 (6.17% from mid-rate)
To Amount:363,590 INR
Total Cost:6.58%
Difference:
23,660 INR less than using WorldFirst
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of Ireland logo

Bank of Ireland: Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:73.27 (5.87% from mid-rate)
To Amount:362,687 INR
Total Cost:6.81%
Difference:
24,563 INR less than using WorldFirst
Time:18:02 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Crédit Agricole logo

Crédit Agricole: Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:72.73 (6.56% from mid-rate)
To Amount:360,014 INR
Total Cost:7.5%
Difference:
27,236 INR less than using WorldFirst
Time:18:02 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

AIB Bank logo

AIB Bank: Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:72.43 (6.95% from mid-rate)
To Amount:358,529 INR
Total Cost:7.88%
Difference:
28,721 INR less than using WorldFirst
Time:18:02 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logo

Sparkasse Bank: Foreign Transfer EUR→INR
From Amount:5,000 EUR
Fee:15
Exchange Rate:71.66 (7.94% from mid-rate)
To Amount:357,225 INR
Total Cost:8.21%
Difference:
30,025 INR less than using WorldFirst
Time:18:02 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 09/23/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount INR(₹)Exchange RateFee EURTotal CostDeal Links
Deutsche Bank Foreign Currency
Deutsche Bank logo
71,403 INR
Compare
72.49€158.27%
BNP Paribas Foreign Currency
BNP Paribas logo
71,028 INR
375 INR
72.11€158.75%
Citibank Foreign Currency
Citibank logo
71,013 INR
390 INR
71.73€108.77%
Banks - Average Rate
Deutsche Bank logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
70,328 INR
1,075 INR
71.09€109.65%
Crédit Agricole Foreign Currency
Crédit Agricole logo
70,290 INR
1,113 INR
71.36€159.7%
Bank of Ireland Foreign Currency
Bank of Ireland logo
70,201 INR
1,202 INR
70.91€109.81%
AIB Bank Foreign Currency
AIB Bank logo
70,052 INR
1,351 INR
70.76€1010%
Sparkasse Bank Foreign Currency
Sparkasse Bank logo
69,528 INR
1,875 INR
70.23€1010.68%
HSBC logo
69,110 INR
2,293 INR
69.11011.21%
Travelex Online logo
64,383 INR
7,020 INR
64.383017.29%
 

Deutsche Bank logo

Deutsche Bank: Travel Money EUR→INR
From Amount:1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:72.49 (6.87% from mid-rate)
To Amount:71,403 INR
Total Cost:8.27%
Time:18:02 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNP Paribas logo

BNP Paribas: Travel Money EUR→INR
From Amount:1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:72.11 (7.36% from mid-rate)
To Amount:71,028 INR
Total Cost:8.75%
Time:18:02 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Travel Money EUR→INR
From Amount:1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:71.73 (7.85% from mid-rate)
To Amount:71,013 INR
Total Cost:8.77%
Time:18:02 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money EUR→INR
From Amount:1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:68.73 (11.7% from mid-rate)
To Amount:70,328 INR
Total Cost:9.65%
Currency Services:Branch
Delivery/Collect:-
 

Crédit Agricole logo

Crédit Agricole: Travel Money EUR→INR
From Amount:1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:71.36 (8.32% from mid-rate)
To Amount:70,290 INR
Total Cost:9.7%
Time:18:02 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Bank of Ireland logo

Bank of Ireland: Travel Money EUR→INR
From Amount:1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:70.91 (8.9% from mid-rate)
To Amount:70,201 INR
Total Cost:9.81%
Time:18:02 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

AIB Bank logo

AIB Bank: Travel Money EUR→INR
From Amount:1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:70.76 (9.09% from mid-rate)
To Amount:70,052 INR
Total Cost:10%
Time:18:02 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logo

Sparkasse Bank: Travel Money EUR→INR
From Amount:1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:70.23 (9.78% from mid-rate)
To Amount:69,528 INR
Total Cost:10.68%
Time:18:02 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Travel Money EUR→INR
From Amount:1,000 EUR
Fee:
Exchange Rate:69.11 (11.21% from mid-rate)
To Amount:69,110 INR
Total Cost:11.21%
Time:18:02 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Travelex Online logo

Travelex Online: Travel Money EUR→INR
From Amount:1,000 EUR
Fee:undefined
Exchange Rate:64.383 (17.29% from mid-rate)
To Amount:64,383 INR
Total Cost:17.29%
Time:
Rate Fetched: Mon Sep 23 2019 18:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Snapshot 09/23/2019 - See full table

EUR / INR converter & margin calculator

€EUR
₹INR
mid-rates

Compare how much you can save on EUR/INR exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

Euro

Indian Rupee

1 EUR 77.87 INR
5 EUR 389.35 INR
10 EUR 778.70 INR
20 EUR 1,557.41 INR
50 EUR 3,893.52 INR
100 EUR 7,787.04 INR
250 EUR 19,467.60 INR
500 EUR 38,935.20 INR
1,000 EUR 77,870.40 INR
2,000 EUR 155,740.80 INR
5,000 EUR 389,352.00 INR
10,000 EUR 778,704.00 INR
50,000 EUR 3,893,520.00 INR
100,000 EUR 7,787,040.00 INR
See more

Euro

Indian Rupee

0.0128 EUR 1 INR
0.0642 EUR 5 INR
0.1284 EUR 10 INR
0.2568 EUR 20 INR
0.6421 EUR 50 INR
1.2842 EUR 100 INR
3.2105 EUR 250 INR
6.4210 EUR 500 INR
12.84 EUR 1,000 INR
25.68 EUR 2,000 INR
64.21 EUR 5,000 INR
128.42 EUR 10,000 INR
642.10 EUR 50,000 INR
1,284.20 EUR 100,000 INR
See more
Country Guides (EUR & INR)
EurozoneEurozone (EUR)IndiaIndia (INR)Aaland IslandsAaland Islands (EUR)
AndorraAndorra (EUR)AustriaAustria (EUR)BelgiumBelgium (EUR)
CyprusCyprus (EUR)EstoniaEstonia (EUR)FinlandFinland (EUR)
FranceFrance (EUR)French GuineaFrench Guinea (EUR)French Southern TerritoriesFrench Southern Territories (EUR)
GermanyGermany (EUR)GreeceGreece (EUR)GuadeloupeGuadeloupe (EUR)
Vatican CityVatican City (EUR)IrelandIreland (EUR)ItalyItaly (EUR)
LuxembourgLuxembourg (EUR)MaltaMalta (EUR)MartiniqueMartinique (EUR)
MayotteMayotte (EUR)MonacoMonaco (EUR)MontenegroMontenegro (EUR)
NetherlandsNetherlands (EUR)PortugalPortugal (EUR)ReunionReunion (EUR)
Saint BarthélemySaint Barthélemy (EUR)Saint MartinSaint Martin (EUR)Saint Pierre And MiquelonSaint Pierre And Miquelon (EUR)
San MarinoSan Marino (EUR)SlovakiaSlovakia (EUR)SloveniaSlovenia (EUR)
SpainSpain (EUR)

EUR/INR - Historical Trends

This table shows historic rates and trends of Euro to Indian Rupee over periods upto 10 years.

PeriodChange*EUR/INRDate
1 Day-0.5%78.855419 Sep 2019
7 Day-0.7%79.055113 Sep 2019
30 Day-1%79.246221 Aug 2019
3 Month-1%79.227122 Jun 2019
1 Year-7.1%84.467520 Sep 2018
5 Year+0.5%78.104421 Sep 2014
10 Year+10.7%70.888722 Sep 2009

*For period to 20-Sep 21UTC when EUR/INR was 78.4669

You can use our EUR interactive charts to check EURINR historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

EUR and INR in the Markets

When determining the best time to make a foreign exchange transaction, in this case the EUR vs INR, you should pay attention to the recent market trends for both currencies.

 

Euro (EUR)

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar and British pound between mid-April and mid-June. Due to a stronger US dollar, EUR/USD was down 2 percent on the year at $1.12, close to long-term lows.

Read more in the article EUR Forecasts.

 

Indian Rupee (INR)

The rupee is doing remarkably well in what is normally a seasonally weak time of year and despite a 35 percent rise in the oil price this year (oil is India's largest import).

In early May, by the narrowest of margins, the rupee reached a 16-month high against the Australian dollar (₹48.4), before falling back slightly. It rose towards long-term highs against the euro (₹77.3) and was flat on the year against the US dollar (₹69.2), although it was 8 percent higher against the greenback than it had been in October of last year.

Read more in the article INR Forecasts.

Why can't I just get the EUR/INR market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the EUR / INR was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all EUR Exchange Rates