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EUR to INR - Rate Guide

Euro to Indian Rupee exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

EUR/INR update & alerts

1 EUR = 78.85 INR

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EUR to INR - Trading Range (90 Day)
no alerts
90-DAY TREND: At 78.86 EUR/INR is trading near the average 78.7 with a range 77 to 79.75. There are no current alerts.
Update: 06-Dec 16:03-EST 21:03-GMT 08:03-AEDT(+1D)

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EUR/INR Exchange Rates and Providers Compared

This guide to the Euro to Indian Rupee exchange rate with 90-day chart & alerts, historic rates, forecasts and EUR to INR comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our EUR/INR Quick Calculator.

Looking for INR travel money? Then it is important to note that the Indian Rupee is a closed currency. Which means that it is more difficult (but not impossible) to purchase the currency before departure and may need to buy it upon arrival. For more information and a full list of closed currencies read our guide: What is a closed currency?

A good solution for closed currencies is to use a pre-paid travel card to avoid carrying large amounts of cash and also minimise ATM fees. Compare Travel Cards

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for EUR/INR International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

EUR to INR International Money Transfers

  

Foreign Transfer ProvidersReceive INR(₹)Exchange RateFee EURTotal CostDeal Links
OFX logo
382,650
Best Overall
76.530 for BER users (normally $15)2.94%
WorldFirst logo
392,250
₹9,600 more
78.4500.5%
TorFX logo
382,250
₹400 less
76.4503.04%
HSBC logo
374,637
₹8,013 less
75.04€7.54.97%
Deutsche Bank International Money Transfers
Deutsche Bank logo
371,052
₹11,598 less
74.96€505.88%
Citibank International Money Transfers
Citibank logo
370,858
₹11,792 less
74.35125.93%
BNP Paribas International Money Transfers
BNP Paribas logo
368,825
₹13,825 less
74.51€506.44%
Santander International Money Transfers
Santander logo
368,719
₹13,931 less
74.04206.47%
Banks - Average Rate
Deutsche Bank logo Santander logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
367,624
₹15,026 less
74.03126.75%
Bank of Ireland International Money Transfers
Bank of Ireland logo
366,498
₹16,152 less
74.04€507.03%
Crédit Agricole International Money Transfers
Crédit Agricole logo
363,825
₹18,825 less
73.5€507.71%
AIB Bank International Money Transfers
AIB Bank logo
362,340
₹20,310 less
73.2€508.09%
Sparkasse Bank International Money Transfers
Sparkasse Bank logo
361,861
₹20,789 less
72.59158.21%
 

OFX logo

OFX: Foreign Transfer EUR→INR
From Amount (EUR)€5,000
Fee:0 for BER users (normally $15)
Exchange Rate:76.53 (2.94% from mid-rate)
To Amount (INR)382,650
Total Cost:2.94%
Time:
Rate Fetched: Sat Dec 07 2019 17:12:50 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

WorldFirst logo

WorldFirst: Foreign Transfer EUR→INR
From Amount (EUR)€5,000
Fee:
Exchange Rate:78.45 (0.5% from mid-rate)
To Amount (INR)392,250
Total Cost:0.5%
Difference:
₹9,600 INR more than using OFX
Time:18:05 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

TorFX logo

TorFX: Foreign Transfer EUR→INR
From Amount (EUR)€5,000
Fee:0
Exchange Rate:76.45 (3.04% from mid-rate)
To Amount (INR)382,250
Total Cost:3.04%
Difference:
₹400 INR less than using OFX
Time:18:05 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer EUR→INR
From Amount (EUR)€5,000
Fee:€7.5 EUR (.15%)
Exchange Rate:75.04 (4.83% from mid-rate)
To Amount (INR)374,637
Total Cost:4.97%
Difference:
₹8,013 INR less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Deutsche Bank logo

Deutsche Bank: Foreign Transfer EUR→INR
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:74.96 (4.93% from mid-rate)
To Amount (INR)371,052
Total Cost:5.88%
Difference:
₹11,598 INR less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Foreign Transfer EUR→INR
From Amount (EUR)€5,000
Fee:12
Exchange Rate:74.35 (5.7% from mid-rate)
To Amount (INR)370,858
Total Cost:5.93%
Difference:
₹11,792 INR less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNP Paribas logo

BNP Paribas: Foreign Transfer EUR→INR
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:74.51 (5.5% from mid-rate)
To Amount (INR)368,825
Total Cost:6.44%
Difference:
₹13,825 INR less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Santander logo

Santander: Foreign Transfer EUR→INR
From Amount (EUR)€5,000
Fee:20
Exchange Rate:74.04 (6.09% from mid-rate)
To Amount (INR)368,719
Total Cost:6.47%
Difference:
₹13,931 INR less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer EUR→INR
From Amount (EUR)€5,000
Fee:12
Exchange Rate:73.81 (6.39% from mid-rate)
To Amount (INR)367,624
Total Cost:6.75%
Difference:
₹15,026 INR less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of Ireland logo

Bank of Ireland: Foreign Transfer EUR→INR
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:74.04 (6.09% from mid-rate)
To Amount (INR)366,498
Total Cost:7.03%
Difference:
₹16,152 INR less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Crédit Agricole logo

Crédit Agricole: Foreign Transfer EUR→INR
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:73.5 (6.78% from mid-rate)
To Amount (INR)363,825
Total Cost:7.71%
Difference:
₹18,825 INR less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

AIB Bank logo

AIB Bank: Foreign Transfer EUR→INR
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:73.2 (7.16% from mid-rate)
To Amount (INR)362,340
Total Cost:8.09%
Difference:
₹20,310 INR less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logo

Sparkasse Bank: Foreign Transfer EUR→INR
From Amount (EUR)€5,000
Fee:15
Exchange Rate:72.59 (7.93% from mid-rate)
To Amount (INR)361,861
Total Cost:8.21%
Difference:
₹20,789 INR less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 12/07/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

  

Indian rupee Travel Money

  

Travel Money ProvidersAmount INR(₹)Exchange RateFee EURTotal CostDeal Links
Deutsche Bank Foreign Currency
Deutsche Bank logo
72,319
Compare
73.42€158.28%
BNP Paribas Foreign Currency
BNP Paribas logo
71,944
₹375 less
73.04€158.75%
Citibank Foreign Currency
Citibank logo
71,933
₹386 less
72.66€108.77%
Banks - Average Rate
Deutsche Bank logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
71,236
₹1,083 less
72.01€109.65%
Crédit Agricole Foreign Currency
Crédit Agricole logo
71,196
₹1,123 less
72.28€159.7%
Bank of Ireland Foreign Currency
Bank of Ireland logo
71,112
₹1,207 less
71.83€109.81%
AIB Bank Foreign Currency
AIB Bank logo
70,953
₹1,366 less
71.67€1010.01%
Sparkasse Bank Foreign Currency
Sparkasse Bank logo
70,429
₹1,890 less
71.14€1010.68%
HSBC logo
70,000
₹2,319 less
70011.22%
Travelex Online logo
65,204
₹7,115 less
65.2043017.3%
 

Deutsche Bank logo

Deutsche Bank: Travel Money EUR→INR
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:73.42 (6.88% from mid-rate)
To Amount (INR)72,319
Total Cost:8.28%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNP Paribas logo

BNP Paribas: Travel Money EUR→INR
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:73.04 (7.36% from mid-rate)
To Amount (INR)71,944
Total Cost:8.75%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Travel Money EUR→INR
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:72.66 (7.85% from mid-rate)
To Amount (INR)71,933
Total Cost:8.77%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money EUR→INR
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:69.62 (11.7% from mid-rate)
To Amount (INR)71,236
Total Cost:9.65%
Currency Services:Branch
Delivery/Collect:-
 

Crédit Agricole logo

Crédit Agricole: Travel Money EUR→INR
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:72.28 (8.33% from mid-rate)
To Amount (INR)71,196
Total Cost:9.7%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Bank of Ireland logo

Bank of Ireland: Travel Money EUR→INR
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:71.83 (8.9% from mid-rate)
To Amount (INR)71,112
Total Cost:9.81%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

AIB Bank logo

AIB Bank: Travel Money EUR→INR
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:71.67 (9.1% from mid-rate)
To Amount (INR)70,953
Total Cost:10.01%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logo

Sparkasse Bank: Travel Money EUR→INR
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:71.14 (9.77% from mid-rate)
To Amount (INR)70,429
Total Cost:10.68%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Travel Money EUR→INR
From Amount (EUR)€1,000
Fee:
Exchange Rate:70 (11.22% from mid-rate)
To Amount (INR)70,000
Total Cost:11.22%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Travelex Online logo

Travelex Online: Travel Money EUR→INR
From Amount (EUR)€1,000
Fee:undefined
Exchange Rate:65.2043 (17.3% from mid-rate)
To Amount (INR)65,204
Total Cost:17.3%
Time:
Rate Fetched: Sat Dec 07 2019 18:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Snapshot 12/07/2019 - See full table

EUR and INR in the Markets

When determining the best time to make a foreign exchange transaction, in this case the EUR vs INR, you should pay attention to the recent market trends for both currencies.

Euro (EUR)

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar and British pound between mid-April and mid-June. Due to a stronger US dollar, EUR/USD was down 2 percent on the year at $1.12, close to long-term lows.

Read more in the article EUR Forecasts.

 

Indian Rupee (INR)

The rupee is doing remarkably well in what is normally a seasonally weak time of year and despite a 35 percent rise in the oil price this year (oil is India's largest import).

In early May, by the narrowest of margins, the rupee reached a 16-month high against the Australian dollar (₹48.4), before falling back slightly. It rose towards long-term highs against the euro (₹77.3) and was flat on the year against the US dollar (₹69.2), although it was 8 percent higher against the greenback than it had been in October of last year.

Read more in the article INR Forecasts.

Why can't I just get the EUR/INR market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the EUR / INR was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all EUR Exchange Rates