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NZD/HKD - Convert Compare Save

New Zealand Dollar to Hong Kong Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

This resource page for the New Zealand Dollar to Hong Kong Dollar exchange rate, has news, forecasts and NZD to HKD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. You can also check an exchange rate margin with our Exchange Rate Checker.

NZD/HKD Exchange Rates - How to Compare & Save

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for NZD/HKD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer ProvidersReceive HKD($)Exchange RateFee NZDTotal CostDeal Links
OFX logo
49,322 HKD
Best Overall
4.93220^2.09%
ASB Bank International Money Transfers
ASB Bank logo
48,336 HKD
986 HKD
4.8457254.04%
HSBC logo
48,286 HKD
1,036 HKD
4.8359$154.14%
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo ASB Bank logo TSB Bank logo
47,893 HKD
1,429 HKD
4.8141224.92%
ANZ Bank logo
47,878 HKD
1,444 HKD
4.7964184.95%
TSB Bank International Money Transfers
TSB Bank logo
47,581 HKD
1,741 HKD
4.8062$1005.54%
BNZ Bank International Money Transfers
BNZ Bank logo
47,386 HKD
1,936 HKD
4.7865$1005.93%
 
OFX: Foreign Transfer NZD→HKD
NZD amount:$10,000 NZD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:4.9322 (2.09% from mid-rate)
HKD amount:49,322 HKD
Total Cost:2.09%
Time:
Rate Fetched: Mon Aug 19 2019 04:07:17 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

ASB Bank logoASB Bank

ASB Bank: Foreign Transfer NZD→HKD
NZD amount:$10,000 NZD
Fee:25
Exchange Rate:4.8457 (3.8% from mid-rate)
HKD amount:48,336 HKD
Total Cost:4.04%
Difference:
986 HKD less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logoHSBC

HSBC: Foreign Transfer NZD→HKD
NZD amount:$10,000 NZD
Fee:$15 NZD (.15%)
Exchange Rate:4.8359 (4% from mid-rate)
HKD amount:48,286 HKD
Total Cost:4.14%
Difference:
1,036 HKD less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer NZD→HKD
NZD amount:$10,000 NZD
Fee:22
Exchange Rate:4.7854 (5% from mid-rate)
HKD amount:47,893 HKD
Total Cost:4.92%
Difference:
1,429 HKD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
ANZ Bank: Foreign Transfer NZD→HKD
NZD amount:$10,000 NZD
Fee:18
Exchange Rate:4.7964 (4.78% from mid-rate)
HKD amount:47,878 HKD
Total Cost:4.95%
Difference:
1,444 HKD less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

TSB Bank logoTSB Bank

TSB Bank: Foreign Transfer NZD→HKD
NZD amount:$10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:4.8062 (4.59% from mid-rate)
HKD amount:47,581 HKD
Total Cost:5.54%
Difference:
1,741 HKD less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNZ Bank logoBNZ Bank

BNZ Bank: Foreign Transfer NZD→HKD
NZD amount:$10,000 NZD
Fee:$100 NZD (1%)
Exchange Rate:4.7865 (4.98% from mid-rate)
HKD amount:47,386 HKD
Total Cost:5.93%
Difference:
1,936 HKD less than using OFX
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 08/19/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount HKD($)Exchange RateFee NZDTotal CostDeal Links
ASB Bank Foreign Currency
ASB Bank logo
4,787.44 HKD
Compare
4.8358$104.96%
Travelex Online NZ logo
4,759.3 HKD
28 HKD
4.75930^5.52%
Banks - Average Rate
BNZ Bank logo ASB Bank logo TSB Bank logo
4,706 HKD
81 HKD
4.7618$106.57%
TSB Bank Foreign Currency
TSB Bank logo
4,682.4 HKD
105 HKD
4.7297$107.05%
BNZ Bank Foreign Currency
BNZ Bank logo
4,649.2 HKD
138 HKD
4.72$157.7%
 

ASB Bank logoASB Bank

ASB Bank: Travel Money NZD→HKD
NZD amount:$1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:4.8358 (4% from mid-rate)
HKD amount:4,787.44 HKD
Total Cost:4.96%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
Travelex Online NZ: Travel Money NZD→HKD
NZD amount:$1,000 NZD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:4.7593 (5.52% from mid-rate)
HKD amount:4,759.3 HKD
Total Cost:5.52%
Time:
Rate Fetched: Mon Aug 19 2019 04:45:03 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Banks - Average Rate

Travel Money NZD→HKD
NZD amount:$1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:4.7881 (4.95% from mid-rate)
HKD amount:4,706 HKD
Total Cost:6.57%
Currency Services:Branch
Delivery/Collect:-
 

TSB Bank logoTSB Bank

TSB Bank: Travel Money NZD→HKD
NZD amount:$1,000 NZD
Fee:$10 NZD (1%)
Exchange Rate:4.7297 (6.11% from mid-rate)
HKD amount:4,682.4 HKD
Total Cost:7.05%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNZ Bank logoBNZ Bank

BNZ Bank: Travel Money NZD→HKD
NZD amount:$1,000 NZD
Fee:$15 NZD (Minimum fee)
Exchange Rate:4.7200 (6.3% from mid-rate)
HKD amount:4,649.2 HKD
Total Cost:7.7%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 08/19/2019 - See full table

NZD to HKD interbank exchange rate = 5.0409

 
 

Exchange Rate Checker

If you have been offered/charged an exchange rate then enter it below to check the true cost to the latest interbank mid-rate.

 
   

Compare savings on NZD/HKD exchange rates

Foreign Transfers Travel Money

Foreign Transfers Travel Money

   

NZD and HKD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the NZD vs HKD, you should pay attention to the recent market trends for both currencies.

 

New Zealand Dollar (NZD)

The New Zealand dollar weakened in June to a 7-month low against the euro, at rates below €0.58.

At US$0.65, the kiwi remained weak against the greenback, 6 percent lower than rates in March.

Against the Australian dollar, NZD has been steady in recent months, having spent much of its time between A$0.94 and A$0.95.

Robbing New Zealand's currency of gains in 2019 have been lower NZ interest rates, reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

 

Hong Kong Dollar (HKD)

The Hong Kong dollar has gained value in 2019 despite a serious escalation in US-China trade tensions, mainly because the US dollar, to which HKD is pegged, is attracting safe-haven inflows. By May-17, against a basket of important currencies, HKD was worth 2 percent more year-to-date, and was only 0.5 percent away from making a 2-year high.

HKD was doing particularly well against the Australian dollar. It was, at the time of writing, valued 18 percent higher than 2018 lows against AUD and needed only a further 2.3 percent to reach a 10-year high. Though HKD was meeting significant resistance in mid-May at the 5.4 per AUD level, a break of this could spark significant appreciation.

Read more in the article HKD Forecasts.

Why can't I just get the NZD/HKD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the NZD / HKD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all NZD Exchange Rates