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NZD to HKD - Rate Guide

New Zealand Dollar to Hong Kong Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

NZD/HKD update & alerts

1 NZD = 5.1426 HKD

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NZD to HKD - Trading Range (90 Day)
14-DAY LOW (2d)
NZD/HKD at 5.1404 is trading 1.3% above the 90-day average 5.0726 with a range 4.9355 to 5.2458. There are no current rate alerts.
19-Jan-2020 16:NY 21:LON 08:SYD+1d

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NZD/HKD Exchange Rates and Providers Compared

This guide to the New Zealand Dollar to Hong Kong Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and NZD to HKD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our NZD/HKD Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for NZD/HKD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer ProvidersReceive HKD(HK$)Exchange RateFee NZDTotal CostDeal Links
XE logo
HK$51,059
Best Overall
5.105900.58%
OFX logo
HK$50,068
HK$991 less
5.00680^2.51%
WorldFirst logo
HK$51,100
HK$41 more
5.1100.5%
ASB Bank International Money Transfers
ASB Bank logo
HK$49,067
HK$1,992 less
4.919254.46%
HSBC logo
HK$49,016
HK$2,043 less
4.909NZ$154.56%
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo ASB Bank logo TSB Bank logo
HK$48,618
HK$2,441 less
4.8869225.33%
ANZ Bank logo
HK$48,601
HK$2,458 less
4.8689185.37%
TSB Bank International Money Transfers
TSB Bank logo
HK$48,301
HK$2,758 less
4.8789NZ$1005.95%
BNZ Bank International Money Transfers
BNZ Bank logo
HK$48,103
HK$2,956 less
4.8589NZ$1006.34%
 
XE logo
XE: Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:0
Exchange Rate:5.1059 (0.58% from mid-rate)
To Amount (HKD) HK$51,059
Total Cost:0.58%
Time:18:08 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 
OFX logo
OFX: Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:5.0068 (2.51% from mid-rate)
To Amount (HKD) HK$50,068
Total Cost:2.51%
Difference:
HK$991 HKD less than using XE
Time:
Rate Fetched: Sun Jan 19 2020 18:07:27 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
WorldFirst logo
WorldFirst: Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:
Exchange Rate:5.1100 (0.5% from mid-rate)
To Amount (HKD) HK$51,100
Total Cost:0.5%
Difference:
HK$41 HKD more than using XE
Time:18:08 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 
ASB Bank logo
ASB Bank: Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:25
Exchange Rate:4.9190 (4.22% from mid-rate)
To Amount (HKD) HK$49,067
Total Cost:4.46%
Difference:
HK$1,992 HKD less than using XE
Time:18:08 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
HSBC logo
HSBC: Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:NZ$15 NZD (.15%)
Exchange Rate:4.9090 (4.41% from mid-rate)
To Amount (HKD) HK$49,016
Total Cost:4.56%
Difference:
HK$2,043 HKD less than using XE
Time:18:08 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:22
Exchange Rate:4.8789 (5% from mid-rate)
To Amount (HKD) HK$48,618
Total Cost:5.33%
Difference:
HK$2,441 HKD less than using XE
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
ANZ Bank logo
ANZ Bank: Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:18
Exchange Rate:4.8689 (5.2% from mid-rate)
To Amount (HKD) HK$48,601
Total Cost:5.37%
Difference:
HK$2,458 HKD less than using XE
Time:18:08 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 
TSB Bank logo
TSB Bank: Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:4.8789 (5% from mid-rate)
To Amount (HKD) HK$48,301
Total Cost:5.95%
Difference:
HK$2,758 HKD less than using XE
Time:18:08 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
BNZ Bank logo
BNZ Bank: Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:4.8589 (5.39% from mid-rate)
To Amount (HKD) HK$48,103
Total Cost:6.34%
Difference:
HK$2,956 HKD less than using XE
Time:18:08 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 01/19/2020 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount HKD(HK$)Exchange RateFee NZDTotal CostDeal Links
ASB Bank Foreign Currency
ASB Bank logo
HK$4,881
Compare
4.9303NZ$104.96%
 
ASB Bank logo
ASB Bank: Travel Money NZD→HKD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:4.9303 (4% from mid-rate)
To Amount (HKD) HK$4,881
Total Cost:4.96%
Time:18:08 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 01/19/2020 - See full table

NZD and HKD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the NZD vs HKD, you should pay attention to the recent market trends for both currencies.

New Zealand Dollar (NZD)

The threat of proxy war between the US and Iran in Iraq has pared back some of the gains the Kiwi had made coming into the New Year.

In December the New Zealand dollar has climbed back to US$0.66 it's highest value since July.

Against the Australian dollar, jumped to A$0.96 after being as low as A$0.92 in early November before starting a strong recovery upto current levels above A$0.95.

Robbing New Zealand's currency of better gains in 2019 have been reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

For more details read the full article NZ dollar news and forecasts.

Read more in the article NZD Forecasts.

 

Hong Kong Dollar (HKD)

The Hong Kong dollar has gained value in 2019 despite the recent protests and also serious escalation in US-China trade tensions, mainly because the US dollar, to which HKD is pegged, is attracting safe-haven inflows. By May-17, against a basket of important currencies, HKD was worth 2 percent more year-to-date, and was only 0.5 percent away from making a 2-year high.

HKD was doing particularly well against the Australian dollar. It was, at the time of writing, valued 18 percent higher than 2018 lows against AUD and needed only a further 2.3 percent to reach a 10-year high. Though HKD was meeting significant resistance in mid-May at the 5.4 per AUD level, a break of this could spark significant appreciation.

Read more in the article HKD Forecasts.

Why can't I just get the NZD/HKD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the NZD / HKD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all NZD Exchange Rates