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NZD to HKD - Rate Guide

New Zealand Dollar to Hong Kong Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

NZD/HKD update & alerts

1 NZD = 5.121 HKD

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NZD to HKD - Trading Range (90 Day)
90-DAY HIGH (3d)
NZD/HKD 90-DAY TREND: At 5.1296 NZD to HKD is trading 2.7% above the average 4.9953 with a range 4.8969 to 5.1437. There are no current alerts.
09 Dec, 2019 16:01-EST 21:01-GMT 08:01-AEDT(+1D)

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NZD/HKD Exchange Rates and Providers Compared

This guide to the New Zealand Dollar to Hong Kong Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and NZD to HKD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our NZD/HKD Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for NZD/HKD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer ProvidersReceive HKD(HK$)Exchange RateFee NZDTotal CostDeal Links
WorldFirst logo
HK$51,104
Best Overall
5.110400.5%
OFX logo
HK$50,293
HK$811 less
5.02930^2.08%
XE logo
HK$51,063
HK$41 less
5.106300.58%
ASB Bank International Money Transfers
ASB Bank logo
HK$49,288
HK$1,816 less
4.9412254.04%
HSBC logo
HK$49,237
HK$1,867 less
4.9311NZ$154.14%
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo ASB Bank logo TSB Bank logo
HK$48,837
HK$2,267 less
4.9090224.91%
ANZ Bank logo
HK$48,820
HK$2,284 less
4.8908184.95%
TSB Bank International Money Transfers
TSB Bank logo
HK$48,519
HK$2,585 less
4.9009NZ$1005.53%
BNZ Bank International Money Transfers
BNZ Bank logo
HK$48,320
HK$2,784 less
4.8808NZ$1005.92%
 
WorldFirst logo
WorldFirst: Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:
Exchange Rate:5.1104 (0.5% from mid-rate)
To Amount (HKD) HK$51,104
Total Cost:0.5%
Time:6:08 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 
OFX logo
OFX: Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:5.0293 (2.08% from mid-rate)
To Amount (HKD) HK$50,293
Total Cost:2.08%
Difference:
HK$811 HKD less than using WorldFirst
Time:
Rate Fetched: Tue Dec 10 2019 06:07:22 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
XE logo
XE: Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:0
Exchange Rate:5.1063 (0.58% from mid-rate)
To Amount (HKD) HK$51,063
Total Cost:0.58%
Difference:
HK$41 HKD less than using WorldFirst
Time:6:08 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 
ASB Bank logo
ASB Bank: Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:25
Exchange Rate:4.9412 (3.79% from mid-rate)
To Amount (HKD) HK$49,288
Total Cost:4.04%
Difference:
HK$1,816 HKD less than using WorldFirst
Time:6:08 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
HSBC logo
HSBC: Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:NZ$15 NZD (.15%)
Exchange Rate:4.9311 (3.99% from mid-rate)
To Amount (HKD) HK$49,237
Total Cost:4.14%
Difference:
HK$1,867 HKD less than using WorldFirst
Time:6:08 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:22
Exchange Rate:4.8793 (5% from mid-rate)
To Amount (HKD) HK$48,837
Total Cost:4.91%
Difference:
HK$2,267 HKD less than using WorldFirst
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
ANZ Bank logo
ANZ Bank: Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:18
Exchange Rate:4.8908 (4.78% from mid-rate)
To Amount (HKD) HK$48,820
Total Cost:4.95%
Difference:
HK$2,284 HKD less than using WorldFirst
Time:6:08 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 
TSB Bank logo
TSB Bank: Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:4.9009 (4.58% from mid-rate)
To Amount (HKD) HK$48,519
Total Cost:5.53%
Difference:
HK$2,585 HKD less than using WorldFirst
Time:6:08 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
BNZ Bank logo
BNZ Bank: Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:4.8808 (4.97% from mid-rate)
To Amount (HKD) HK$48,320
Total Cost:5.92%
Difference:
HK$2,784 HKD less than using WorldFirst
Time:6:08 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 12/10/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount HKD(HK$)Exchange RateFee NZDTotal CostDeal Links
ASB Bank Foreign Currency
ASB Bank logo
HK$4,881.39
Compare
4.9307NZ$104.96%
Travelex Online NZ logo
HK$4,847.2
HK$34 less
4.84720^5.62%
Banks - Average Rate
BNZ Bank logo ASB Bank logo TSB Bank logo
HK$4,799
HK$82 less
4.8553NZ$106.57%
TSB Bank Foreign Currency
TSB Bank logo
HK$4,774.27
HK$107 less
4.8225NZ$107.04%
BNZ Bank Foreign Currency
BNZ Bank logo
HK$4,740.41
HK$141 less
4.8126NZ$157.7%
 
ASB Bank logo
ASB Bank: Travel Money NZD→HKD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:4.9307 (4% from mid-rate)
To Amount (HKD) HK$4,881.39
Total Cost:4.96%
Time:6:08 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Travelex Online NZ logo
Travelex Online NZ: Travel Money NZD→HKD
From Amount (NZD)NZ$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:4.8472 (5.62% from mid-rate)
To Amount (HKD) HK$4,847.2
Total Cost:5.62%
Time:
Rate Fetched: Tue Dec 10 2019 06:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Banks - Average Rate
Travel Money NZD→HKD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:4.8820 (4.95% from mid-rate)
To Amount (HKD) HK$4,799
Total Cost:6.57%
Currency Services:Branch
Delivery/Collect:-
 
TSB Bank logo
TSB Bank: Travel Money NZD→HKD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:4.8225 (6.11% from mid-rate)
To Amount (HKD) HK$4,774.27
Total Cost:7.04%
Time:6:08 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
BNZ Bank logo
BNZ Bank: Travel Money NZD→HKD
From Amount (NZD)NZ$1,000
Fee:NZ$15 NZD (Minimum fee)
Exchange Rate:4.8126 (6.3% from mid-rate)
To Amount (HKD) HK$4,740.41
Total Cost:7.7%
Time:6:08 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 12/10/2019 - See full table

NZD and HKD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the NZD vs HKD, you should pay attention to the recent market trends for both currencies.

New Zealand Dollar (NZD)

The New Zealand dollar weakened in June to a 7-month low against the euro, at rates below €0.58.

At US$0.65, the kiwi remained weak against the greenback, 6 percent lower than rates in March.

Against the Australian dollar, NZD has been steady in recent months, having spent much of its time between A$0.94 and A$0.95.

Robbing New Zealand's currency of gains in 2019 have been lower NZ interest rates, reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

For more details read the full article NZ dollar news and forecasts.

Read more in the article NZD Forecasts.

 

Hong Kong Dollar (HKD)

The Hong Kong dollar has gained value in 2019 despite the recent protests and also serious escalation in US-China trade tensions, mainly because the US dollar, to which HKD is pegged, is attracting safe-haven inflows. By May-17, against a basket of important currencies, HKD was worth 2 percent more year-to-date, and was only 0.5 percent away from making a 2-year high.

HKD was doing particularly well against the Australian dollar. It was, at the time of writing, valued 18 percent higher than 2018 lows against AUD and needed only a further 2.3 percent to reach a 10-year high. Though HKD was meeting significant resistance in mid-May at the 5.4 per AUD level, a break of this could spark significant appreciation.

Read more in the article HKD Forecasts.

Why can't I just get the NZD/HKD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the NZD / HKD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all NZD Exchange Rates