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NZD to HKD - Rate Guide

New Zealand Dollar to Hong Kong Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

NZD/HKD trend & alerts

1 NZD = 4.902 HKD

NZD/HKD is trading well below the 90 day average 5.0375 with a range from LOW 4.8969 to HIGH 5.3018. There are currently no alerts.

View NZD/HKD - Interactive Chart

NZD/HKD Exchange Rates and Providers Compared

This guide to the New Zealand Dollar to Hong Kong Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and NZD to HKD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the NZD/HKD Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for NZD/HKD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer ProvidersReceive HKD(HK$)Exchange RateFee NZDTotal CostDeal Links
XE logo
HK$48,931
Best Overall
4.893100.58%
OFX logo
HK$48,180
HK$751 less
4.8180^2.11%
WorldFirst logo
HK$48,970
HK$39 more
4.89700.5%
ASB Bank International Money Transfers
ASB Bank logo
HK$47,217
HK$1,714 less
4.7335254.06%
HSBC logo
HK$47,168
HK$1,763 less
4.7239NZ$154.16%
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo ASB Bank logo TSB Bank logo
HK$46,784
HK$2,147 less
4.7026224.94%
ANZ Bank logo
HK$46,769
HK$2,162 less
4.6853184.97%
TSB Bank International Money Transfers
TSB Bank logo
HK$46,480
HK$2,451 less
4.6949NZ$1005.56%
BNZ Bank International Money Transfers
BNZ Bank logo
HK$46,288
HK$2,643 less
4.6756NZ$1005.95%
 

XE logo

XE: Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:0
Exchange Rate:4.8931 (0.58% from mid-rate)
To Amount (HKD) HK$48,931
Total Cost:0.58%
Time:6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 

OFX logo

OFX: Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:4.8180 (2.11% from mid-rate)
To Amount (HKD) HK$48,180
Total Cost:2.11%
Difference:
HK$751 HKD less than using XE
Time:
Rate Fetched: Wed Oct 16 2019 05:07:18 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

WorldFirst logo

WorldFirst: Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:
Exchange Rate:4.8970 (0.5% from mid-rate)
To Amount (HKD) HK$48,970
Total Cost:0.5%
Difference:
HK$39 HKD more than using XE
Time:6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

ASB Bank logo

ASB Bank: Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:25
Exchange Rate:4.7335 (3.82% from mid-rate)
To Amount (HKD) HK$47,217
Total Cost:4.06%
Difference:
HK$1,714 HKD less than using XE
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:NZ$15 NZD (.15%)
Exchange Rate:4.7239 (4.02% from mid-rate)
To Amount (HKD) HK$47,168
Total Cost:4.16%
Difference:
HK$1,763 HKD less than using XE
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:22
Exchange Rate:4.6755 (5% from mid-rate)
To Amount (HKD) HK$46,784
Total Cost:4.94%
Difference:
HK$2,147 HKD less than using XE
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

ANZ Bank logo

ANZ Bank: Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:18
Exchange Rate:4.6853 (4.8% from mid-rate)
To Amount (HKD) HK$46,769
Total Cost:4.97%
Difference:
HK$2,162 HKD less than using XE
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

TSB Bank logo

TSB Bank: Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:4.6949 (4.61% from mid-rate)
To Amount (HKD) HK$46,480
Total Cost:5.56%
Difference:
HK$2,451 HKD less than using XE
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNZ Bank logo

BNZ Bank: Foreign Transfer NZD→HKD
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:4.6756 (5% from mid-rate)
To Amount (HKD) HK$46,288
Total Cost:5.95%
Difference:
HK$2,643 HKD less than using XE
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 10/16/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount HKD(HK$)Exchange RateFee NZDTotal CostDeal Links
ASB Bank Foreign Currency
ASB Bank logo
HK$4,677.45
Compare
4.7247NZ$104.96%
Travelex Online NZ logo
HK$4,655.5
HK$22 less
4.65550^5.41%
Banks - Average Rate
BNZ Bank logo ASB Bank logo TSB Bank logo
HK$4,598
HK$79 less
4.6525NZ$106.57%
TSB Bank Foreign Currency
TSB Bank logo
HK$4,574.89
HK$103 less
4.6211NZ$107.04%
BNZ Bank Foreign Currency
BNZ Bank logo
HK$4,542.43
HK$135 less
4.6116NZ$157.7%
 

ASB Bank logo

ASB Bank: Travel Money NZD→HKD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:4.7247 (4% from mid-rate)
To Amount (HKD) HK$4,677.45
Total Cost:4.96%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Travelex Online NZ logo

Travelex Online NZ: Travel Money NZD→HKD
From Amount (NZD)NZ$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:4.6555 (5.41% from mid-rate)
To Amount (HKD) HK$4,655.5
Total Cost:5.41%
Time:
Rate Fetched: Wed Oct 16 2019 06:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Banks - Average Rate

Travel Money NZD→HKD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:4.6781 (4.95% from mid-rate)
To Amount (HKD) HK$4,598
Total Cost:6.57%
Currency Services:Branch
Delivery/Collect:-
 

TSB Bank logo

TSB Bank: Travel Money NZD→HKD
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:4.6211 (6.11% from mid-rate)
To Amount (HKD) HK$4,574.89
Total Cost:7.04%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNZ Bank logo

BNZ Bank: Travel Money NZD→HKD
From Amount (NZD)NZ$1,000
Fee:NZ$15 NZD (Minimum fee)
Exchange Rate:4.6116 (6.3% from mid-rate)
To Amount (HKD) HK$4,542.43
Total Cost:7.7%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 10/16/2019 - See full table

NZD / HKD converter & margin calculator

NZ$NZD
HK$HKD
mid-rates

Compare how much you can save on NZD/HKD exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

New Zealand Dollar

Hong Kong Dollar

1 NZD 4.9020 HKD
5 NZD 24.51 HKD
10 NZD 49.02 HKD
20 NZD 98.04 HKD
50 NZD 245.10 HKD
100 NZD 490.20 HKD
250 NZD 1,225.50 HKD
500 NZD 2,451.00 HKD
1,000 NZD 4,902.00 HKD
2,000 NZD 9,804.00 HKD
5,000 NZD 24,510.00 HKD
10,000 NZD 49,020.00 HKD
50,000 NZD 245,100.00 HKD
100,000 NZD 490,200.00 HKD
See more

New Zealand Dollar

Hong Kong Dollar

0.2040 NZD 1 HKD
1.0200 NZD 5 HKD
2.0400 NZD 10 HKD
4.0800 NZD 20 HKD
10.20 NZD 50 HKD
20.40 NZD 100 HKD
51.00 NZD 250 HKD
102.00 NZD 500 HKD
204.00 NZD 1,000 HKD
408.00 NZD 2,000 HKD
1,020.00 NZD 5,000 HKD
2,040.00 NZD 10,000 HKD
10,200.00 NZD 50,000 HKD
20,400.00 NZD 100,000 HKD
See more
Country Guides (NZD & HKD)
New ZealandNew Zealand (NZD)Cook IslandsCook Islands (NZD)Hong KongHong Kong (HKD)
NiueNiue (NZD)PitcairnPitcairn (NZD)TokelauTokelau (NZD)

NZD/HKD - Historical Trends

This table shows historic rates and trends of New Zealand Dollar to Hong Kong Dollar over periods upto 10 years.

PeriodChange*NZD/HKDDate
1 Day-0.2%4.945714 Oct 2019
7 Day0%4.939308 Oct 2019
30 Day-1.2%4.996015 Sep 2019
3 Month-6.1%5.260017 Jul 2019
1 Year-4.1%5.149515 Oct 2018
5 Year-19.7%6.146216 Oct 2014
10 Year-13.8%5.727817 Oct 2009

*For period to 15-Oct 21UTC when NZD/HKD was 4.9381

You can use our NZD interactive charts to check NZDHKD historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

NZD and HKD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the NZD vs HKD, you should pay attention to the recent market trends for both currencies.

New Zealand Dollar (NZD)

The New Zealand dollar weakened in June to a 7-month low against the euro, at rates below €0.58.

At US$0.65, the kiwi remained weak against the greenback, 6 percent lower than rates in March.

Against the Australian dollar, NZD has been steady in recent months, having spent much of its time between A$0.94 and A$0.95.

Robbing New Zealand's currency of gains in 2019 have been lower NZ interest rates, reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

 

Hong Kong Dollar (HKD)

The Hong Kong dollar has gained value in 2019 despite the recent protests and also serious escalation in US-China trade tensions, mainly because the US dollar, to which HKD is pegged, is attracting safe-haven inflows. By May-17, against a basket of important currencies, HKD was worth 2 percent more year-to-date, and was only 0.5 percent away from making a 2-year high.

HKD was doing particularly well against the Australian dollar. It was, at the time of writing, valued 18 percent higher than 2018 lows against AUD and needed only a further 2.3 percent to reach a 10-year high. Though HKD was meeting significant resistance in mid-May at the 5.4 per AUD level, a break of this could spark significant appreciation.

Read more in the article HKD Forecasts.

Why can't I just get the NZD/HKD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the NZD / HKD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all NZD Exchange Rates