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NZD to JPY - Rate Guide

New Zealand Dollar to Japanese Yen exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

NZD/JPY update & alerts

1 NZD = 69.62 JPY

NZD to JPY - Trading Range (90 Day)
14-DAY HIGH (2d)
90-DAY TREND: At 69.53 NZD/JPY is trading 1.5% above the average 68.48 with a range 66.95 to 69.82. There are no current alerts. Updated: 08:01-AEDT 21:01-GMT 16:01-EST

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NZD/JPY Exchange Rates and Providers Compared

This guide to the New Zealand Dollar to Japanese Yen exchange rate with 90-day chart & alerts, historic rates, forecasts and NZD to JPY comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our NZD/JPY Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for NZD/JPY International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

NZD to JPY International Money Transfers

  

Foreign Transfer ProvidersReceive JPY(¥)Exchange RateFee NZDTotal CostDeal Links
XE logo
¥691,900
Best Overall
69.1900.58%
OFX logo
¥683,200
¥8,700 less
68.320^1.83%
WorldFirst logo
¥692,500
¥600 more
69.2500.5%
HSBC logo
¥668,895
¥23,005 less
66.99NZ$153.89%
ANZ Bank logo
¥663,204
¥28,696 less
66.44184.71%
Banks - Average Rate
ANZ Bank logo HSBC logo BNZ Bank logo TSB Bank logo
¥661,903
¥29,997 less
66.58224.89%
TSB Bank International Money Transfers
TSB Bank logo
¥659,142
¥32,758 less
66.58NZ$1005.29%
BNZ Bank International Money Transfers
BNZ Bank logo
¥656,370
¥35,530 less
66.3NZ$1005.69%
 

XE logo

XE: Foreign Transfer NZD→JPY
From Amount (NZD)NZ$10,000
Fee:0
Exchange Rate:69.19 (0.58% from mid-rate)
To Amount (JPY) ¥691,900
Total Cost:0.58%
Time:6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 

OFX logo

OFX: Foreign Transfer NZD→JPY
From Amount (NZD)NZ$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:68.32 (1.83% from mid-rate)
To Amount (JPY) ¥683,200
Total Cost:1.83%
Difference:
¥8,700 JPY less than using XE
Time:
Rate Fetched: Fri Nov 22 2019 05:07:16 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

WorldFirst logo

WorldFirst: Foreign Transfer NZD→JPY
From Amount (NZD)NZ$10,000
Fee:
Exchange Rate:69.25 (0.5% from mid-rate)
To Amount (JPY) ¥692,500
Total Cost:0.5%
Difference:
¥600 JPY more than using XE
Time:6:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer NZD→JPY
From Amount (NZD)NZ$10,000
Fee:NZ$15 NZD (.15%)
Exchange Rate:66.99 (3.74% from mid-rate)
To Amount (JPY) ¥668,895
Total Cost:3.89%
Difference:
¥23,005 JPY less than using XE
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

ANZ Bank logo

ANZ Bank: Foreign Transfer NZD→JPY
From Amount (NZD)NZ$10,000
Fee:18
Exchange Rate:66.44 (4.53% from mid-rate)
To Amount (JPY) ¥663,204
Total Cost:4.71%
Difference:
¥28,696 JPY less than using XE
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 3/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer NZD→JPY
From Amount (NZD)NZ$10,000
Fee:22
Exchange Rate:66.12 (4.99% from mid-rate)
To Amount (JPY) ¥661,903
Total Cost:4.89%
Difference:
¥29,997 JPY less than using XE
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

TSB Bank logo

TSB Bank: Foreign Transfer NZD→JPY
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:66.58 (4.33% from mid-rate)
To Amount (JPY) ¥659,142
Total Cost:5.29%
Difference:
¥32,758 JPY less than using XE
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNZ Bank logo

BNZ Bank: Foreign Transfer NZD→JPY
From Amount (NZD)NZ$10,000
Fee:NZ$100 NZD (1%)
Exchange Rate:66.3 (4.74% from mid-rate)
To Amount (JPY) ¥656,370
Total Cost:5.69%
Difference:
¥35,530 JPY less than using XE
Time:6:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 11/22/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount JPY(¥)Exchange RateFee NZDTotal CostDeal Links
Travelex Online NZ logo
¥66,989
Best Overall
66.98850^3.75%
TSB Bank Foreign Currency
TSB Bank logo
¥64,697
¥2,292 less
65.35NZ$107.04%
Banks - Average Rate
BNZ Bank logo TSB Bank logo
¥64,465
¥2,524 less
65.28NZ$107.37%
BNZ Bank Foreign Currency
BNZ Bank logo
¥64,232
¥2,757 less
65.21NZ$157.71%
 

Travelex Online NZ logo

Travelex Online NZ: Travel Money NZD→JPY
From Amount (NZD)NZ$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:66.9885 (3.75% from mid-rate)
To Amount (JPY) ¥66,989
Total Cost:3.75%
Time:
Rate Fetched: Fri Nov 22 2019 06:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

TSB Bank logo

TSB Bank: Travel Money NZD→JPY
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:65.35 (6.1% from mid-rate)
To Amount (JPY) ¥64,697
Total Cost:7.04%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money NZD→JPY
From Amount (NZD)NZ$1,000
Fee:NZ$10 NZD (1%)
Exchange Rate:66.15 (4.95% from mid-rate)
To Amount (JPY) ¥64,465
Total Cost:7.37%
Currency Services:Branch
Delivery/Collect:-
 

BNZ Bank logo

BNZ Bank: Travel Money NZD→JPY
From Amount (NZD)NZ$1,000
Fee:NZ$15 NZD (Minimum fee)
Exchange Rate:65.21 (6.3% from mid-rate)
To Amount (JPY) ¥64,232
Total Cost:7.71%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 11/22/2019 - See full table

NZD and JPY in the Markets

When determining the best time to make a foreign exchange transaction, in this case the NZD vs JPY, you should pay attention to the recent market trends for both currencies.

New Zealand Dollar (NZD)

The New Zealand dollar weakened in June to a 7-month low against the euro, at rates below €0.58.

At US$0.65, the kiwi remained weak against the greenback, 6 percent lower than rates in March.

Against the Australian dollar, NZD has been steady in recent months, having spent much of its time between A$0.94 and A$0.95.

Robbing New Zealand's currency of gains in 2019 have been lower NZ interest rates, reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

 

Japanese Yen (JPY)

The yen was the star performer in the weeks leading up to this report (May-17), with appreciation driven by a flight to safety following a serious escalation in the US-China trade war. The benchmark yen rate, USD/JPY, was down in the mid-109s, having been as high as 112.4 in late April. Relatively speaking, against their April highs, other yen rates had fallen even more (NZD/JPY was down from 76 to 71.6).

In May, HSBC warned against thinking that yen-supporting safe-haven flows would soon stop, implying that the yen could have more upside potential in the near term. The bank highlighted the “desolation and destruction” (an exaggeration) present in many major economies and currencies. “You can never get too high,” the bank’s chief analyst said.

Read more in the article JPY Forecasts.

Why can't I just get the NZD/JPY market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the NZD / JPY was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all NZD Exchange Rates