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Understanding the Table:
The comparison table above helps you see the total cost of your BNZ Bank currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
New Zealand dollar (NZD) to US dollar (USD) market data - latest interbank exchange rate, trend, chart & historic rates.
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the New Zealand dollar against the US dollar is to review how the NZD/USD rate has changed over time.
The table below shows the percentage change in the NZD to USD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
| Date | NZD/USD | Change | Period |
|---|---|---|---|
04 Sep 2025 | 0.5851 | 1.3% ▲ | 2 Week |
20 Jun 2025 | 0.5973 | 0.8% ▼ | 3 Month |
18 Sep 2024 | 0.6210 | 4.5% ▼ | 1 Year |
19 Sep 2020 | 0.6763 | 12.3% ▼ | 5 Year |
21 Sep 2015 | 0.6323 | 6.2% ▼ | 10 Year |
23 Sep 2005 | 0.6883 | 13.9% ▼ | 20 Year |
To help you understand the real-world value of the current exchange rate, the table below shows how much New Zealand dollar are worth in US dollar across a range of amounts.
This gives a quick view of what you’d get when converting different NZD amounts at today’s rate * :
| NZD | USD |
|---|---|
| NZ$ 1,000 | $ 589.80 |
| NZ$ 5,000 | $ 2,949 |
| NZ$ 20,000 | $ 11,796 |
| NZ$ 100,000 | $ 58,980 |
More amounts
*Converted at the current NZD-USD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
The BNZ Bank NZD to USD exchange rate is 0.5628. This is -4.6% compared to the latest NZD-USD mid-market rate 0.5898.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare New Zealand dollar (NZD) to US dollar (USD) rates from different sources before making a conversion.
The above BNZ Bank - Kiwi to Dollar comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by BNZ Bank and other foreign exchange providers against the latest NZD-USD mid-rate and the possible savings of using various providers.
The next best is XE at 0.5863, -0.59% from the mid-rate.
Then Wise at 0.5857, which is -0.7% from the mid-rate.
Among the banks the ANZ Bank rate is 0.6119 at 3.7% the BNZ Bank rate is 0.5628 at -4.6% and the TSB Bank rate is 0.5593 at -5.2% compared to the mid-rate 0.5898.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks like BNZ Bank often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
View a full list of exchange rates by selecting your Base (from) currency:
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