The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
NZD to USD Market Data
New Zealand dollar (NZD) to US dollar (USD) market data - latest interbank exchange rate, trend, chart & historic rates.
Is the NZD to USD Exchange Rate Likely to Improve?
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the New Zealand dollar against the US dollar is to review how the NZD/USD rate has changed over time.
The table below shows the percentage change in the NZD to USD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
The New Zealand dollar (NZD) has been facing challenges despite a recent strong GDP report, with market participants largely unaffected by the positive economic data.
The recent exchange rate dynamics for the New Zealand dollar (NZD) against the Japanese yen (JPY) reflect a complex interplay of domestic and international factors.
Current market bias: Bearish.
Key drivers:
- Interest rate differential is shifting as the Fed signals three potential rate cuts by mid-2026, likely weakening the USD.
- US inflation has dropped significantly, boosting speculation for more monetary easing.
- The NZD faces challenges despite strong GDP growth as investors await trade figures.
Near-term range: The USD to NZD exchange rate is expected to remain stable, consistent with recent trading patterns and currently sits slightly below its three-month average.
What could change it: An unexpected rise in consumer sentiment could strengthen the USD, while a further deterioration in global growth could increase selling pressure on the dollar and negatively impact the NZD.
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USD to NZD outlook is bearish as the Fed may cut rates three times by mid-2026. US inflation is down to 2.7%, raising easing expectations. Meanwhile, NZD struggles with awaiting trade figures despite strong GDP growth. Cautious trading ahead
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NZD to USD Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much New Zealand dollar are worth in US dollar across a range of amounts.
This gives a quick view of what you’d get when converting different NZD amounts at today’s rate * :
What is the
best Send Money conversion rate for NZD to USD?
The best NZD to USD exchange rate is 0.578 from OFX . This is -0.5% compared to the mid-market rate 0.5809.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
New Zealand dollar (NZD) to US dollar (USD) rates from different sources before making a conversion.
The above
Kiwi to Dollar comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
banks and other foreign exchange providers against the latest NZD-USD mid-rate and the possible savings of using various providers.
How do NZD-USD rates compare between providers?
Looking at the full
NZD to USD - Send Money comparison table the provider with the best NZD to USD exchange rate is OFX at 0.578, -0.5% from the latest mid-market rate 0.5809.
The next best is Wise at 0.5779, -0.52% from the mid-rate.
Then XE at 0.5774, which is -0.6% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.