The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
NZD to USD Market Data
New Zealand dollar (NZD) to US dollar (USD) market data - latest interbank exchange rate, trend, chart & historic rates.
Is the NZD to USD Exchange Rate Likely to Improve?
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the New Zealand dollar against the US dollar is to review how the NZD/USD rate has changed over time.
The table below shows the percentage change in the NZD to USD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
Date
NZD/USD
Change
Period
03 Oct 2025
0.5833
1.9% ▼
2 Week
19 Jul 2025
0.5963
4% ▼
3 Month
17 Oct 2024
0.6060
5.6% ▼
1 Year
18 Oct 2020
0.6617
13.5% ▼
5 Year
20 Oct 2015
0.6752
15.2% ▼
10 Year
22 Oct 2005
0.7003
18.3% ▼
20 Year
NZD/USD historic rates & change to 17-Oct-2025
USD to NZD update: The exchange rate is currently at 1.7479, up 2.8% from its 3-month average. Analysts warn that dovish signals from the Fed may weaken the USD, while the NZD struggles post RBNZ’s 50 bps rate cut amidst economic concerns. Stay tuned for market developments
@bestfxrates
NZD to USD Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much New Zealand dollar are worth in US dollar across a range of amounts.
This gives a quick view of what you’d get when converting different NZD amounts at today’s rate * :
What is the
best Send Money conversion rate for NZD to USD?
The best NZD to USD exchange rate is 0.5713 from Wise. This is -0.17% compared to the mid-market rate 0.5723.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
New Zealand dollar (NZD) to US dollar (USD) rates from different sources before making a conversion.
The above
Kiwi to Dollar comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
banks and other foreign exchange providers against the latest NZD-USD mid-rate and the possible savings of using various providers.
How do NZD-USD rates compare between providers?
Looking at the full
NZD to USD - Send Money comparison table the provider with the best NZD to USD exchange rate is Wise at 0.5713, -0.17% from the latest mid-market rate 0.5723.
The next best is OFX at 0.5706, -0.3% from the mid-rate.
Then XE at 0.5689, which is -0.59% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.