The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
USD to CAD Market Data
US dollar (USD) to Canadian dollar (CAD) market data - latest interbank exchange rate, trend, chart & historic rates.
Is the USD to CAD Exchange Rate Likely to Improve?
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Canadian dollar is to review how the USD/CAD rate has changed over time.
The table below shows the percentage change in the USD to CAD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
Date
USD/CAD
Change
Period
01 Jul 2025
1.3645
0.4% ▲
2 Week
16 Apr 2025
1.3858
1.1% ▼
3 Month
15 Jul 2024
1.3678
0.2% ▲
1 Year
16 Jul 2020
1.3573
0.9% ▲
5 Year
18 Jul 2015
1.2973
5.6% ▲
10 Year
20 Jul 2005
1.2196
12.3% ▲
20 Year
USD/CAD historic rates & change to 15-Jul-2025
USD to CAD update: As of 15 Jul 2025, USD trades at ~1.3707 CAD, reflecting a stable trend amid mixed market signals. Analysts cite safe-haven flows and reduced Fed cut expectations bolstering the USD, while CAD struggles with slow U.S.-Canada trade talks and commodity price fluctuations. Monitor ongoing developments for currency strategy
@bestfxrates
USD to CAD Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Canadian dollar across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
The standard OFX USD-CAD rate is 1.3481, -1.7% from the mid-rate. Visit OFX here to secure the better rate.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
US dollar (USD) to Canadian dollar (CAD) rates from different sources before making a conversion.
The above
Dollar to Loonie comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
banks and other foreign exchange providers against the latest USD-CAD mid-rate and the possible savings of using various providers.
How do USD-CAD rates compare between providers?
Looking at the full
USD to CAD - Send Money comparison table the provider with the best USD to CAD exchange rate is OFX at 1.3652, -0.5% from the latest mid-market rate 1.3721.
The next best is XE at 1.3639, -0.6% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.