
Comparing USD to CAD Exchange Rates
You should always check the total cost for any exchange rate you are provided by banks or FX specialists. These exchange rates almost always contain a margin from the wholesale USD/CAD rate ( interbank mid-rate) plus any fixed or percentage fees.
These margins and fees can vary significantly for USD to CAD International Money Transfers, Travel Money and prepaid multi-currency Travel Card transactions. Also the total cost will also vary depending on the total amount being exchanged.
US Dollar to Canadian Dollar - Quick Conversions
USD |
CAD |
U$ 1 |
C$ 1.2698 |
U$ 5 |
C$ 6.3490 |
U$ 10 |
C$ 12.70 |
U$ 20 |
C$ 25.40 |
U$ 50 |
C$ 63.49 |
U$ 100 |
C$ 126.98 |
U$ 250 |
C$ 317.45 |
U$ 500 |
C$ 634.90 |
U$ 1,000 |
C$ 1,270 |
U$ 2,000 |
C$ 2,540 |
U$ 5,000 |
C$ 6,349 |
U$ 10,000 |
C$ 12,698 |
U$ 50,000 |
C$ 63,490 |
U$ 100,000 |
C$ 126,980 |
More amounts |
USD |
CAD |
U$ 0.7876 |
C$ 1 |
U$ 3.9380 |
C$ 5 |
U$ 7.8760 |
C$ 10 |
U$ 15.75 |
C$ 20 |
U$ 39.38 |
C$ 50 |
U$ 78.76 |
C$ 100 |
U$ 196.90 |
C$ 250 |
U$ 393.80 |
C$ 500 |
U$ 787.60 |
C$ 1,000 |
U$ 1,575 |
C$ 2,000 |
U$ 3,938 |
C$ 5,000 |
U$ 7,876 |
C$ 10,000 |
U$ 39,380 |
C$ 50,000 |
U$ 78,760 |
C$ 100,000 |
More amounts |
Calculate other USD/CAD amounts (from or to) at mid-market with our
USD to CAD Calculator .

US Dollar to Canadian Dollar Forecasts
If risk sentiment continues to improve, the CAD is well placed to extend gains. In the longer term, there is a perception Canada will enjoy a renewed close trade relationship with the US, with Biden as US President.
Get more details in the article USD to CAD Forecasts.
Country Guides - Canadian Dollar
How to get Good USD to CAD Exchange Rates
There are two important ways to save on Foreign Exchange, the first is minimising unnecessary or excessive costs and fees, and the other is to transact when the exchange rate is in your favour.
Reduce Excessive costs and fees
All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for
travel money and possibly over 5% to 6% when sending money.
The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators
make shopping around easy and help you calculate how much you can save.
What is a good USD to CAD exchange rate?
This is always a difficult question as exchange rates are influenced by many factors, so a good method to consider the US Dollar vs Canadian Dollar current value is to look the USD/CAD historic rate and change over a range of periods.
The following table looks at the change in the USD to CAD exchange rate over periods from the previous week back to the last 10 years.
USD/CAD | Change | Period |
---|
1.2722 19 Jan 2021 | 0.2% ▼ | 1 Week |
1.2841 27 Dec 2020 | 1.2% ▼ | 30 Days |
1.3311 28 Oct 2020 | 4.6% ▼ | 90 Days |
1.3188 27 Jan 2020 | 3.8% ▼ | 1 Year |
1.4052 28 Jan 2016 | 9.7% ▼ | 5 Years |
0.9983 29 Jan 2011 | 27.1% ▲ | 10 Years |
USD/CAD 10 year historic rates & change to 26-Jan-2021 : 1.2693
Will the US Dollar rise against the Canadian Dollar?
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add USD/CAD to your BestExchangeRates My Rates Watchlist to track and benefit from currency movements.
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View My Alerts
Rather than requiring you to set a target rate, our FX Alerts work differently.
Once you add a currency pair to your watchlist we then start automatically checking the exchange rate for any HIGH or LOW event or significant UP or DOWN moves over a range of daily periods only as far back as 90 days.