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Commonwealth Bank AUD to WST Travel Money Compared

AUD-WST Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your Commonwealth Bank currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 

Commonwealth Bank - AUD Rate Margin Analysis

The average AUD rate margin offered by Commonwealth Bank is 4.9%.

This average is based on individual AUD 10K transfer rates in the currency pairs from Commonwealth Bank that we monitor.

 

Commonwealth Bank - Best and Worst Value Rates

The tables below show the best and worst exchange rate margins offered by Commonwealth Bank for Australian dollar (AUD 10K) transactions. Margins show the percentage difference from the mid-market rate.

Commonwealth Bank Best Value Rates (Lowest Margins)

Currency Pair Commonwealth Bank Rate Mid Market Rate Margin
AUD/USD 0.6255 0.6476 3.4%
AUD/EUR 0.5412 0.5612 3.6%
AUD/GBP 0.4757 0.4933 3.6%
AUD/NZD 1.1084 1.1508 3.7%
AUD/FJD 1.4210 1.4806 4.0%

Commonwealth Bank Worst Value Rates (Highest Margins)

Currency Pair Commonwealth Bank Rate Mid Market Rate Margin
AUD/XPF 62.23 66.96 7.1%
AUD/LKR 183.87 197.42 6.9%
AUD/PHP 35.69 38.23 6.6%
AUD/VND 15,950.70 17,047.54 6.4%
AUD/KWD 0.1862 0.1988 6.3%
 
 

Comparing CBA exchange rates

Overall these are the main points to consider when comparing CBA exchange rates:

  • CBA provides extensive foreign exchange services, FX Specialists provide more additional services and generally speaking a higher level of expertise;
  • CBA products are available both in-branch and online via their online banking platform NetBank. FX Specialists for foreign transfers are on-line but you can speak to them on the phone, and in some cases you will have an account manager;
  • Commonwealth Bank exchange rates for foreign transfers are generally poor compared to using an FX specialist.
  • Commonwealth Bank exchange rates for travel money are comparable to those of the other Australian banks but you will, more likely than not, get less for your dollar than if you ordered your foreign currency and travel money online through providers such as Travelex.
  • Average to poor exchange rates need to be weighed up against convenience of using a familiar internet banking platform.
 
     
Samoa

Everyday Costs in in Samoa

How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.

Currency Guide: Samoa (ISO Code WS)

For travelers planning a week-long mid-range stay in Samoa, a budget of about 1,500 to 2,000 WST (Samoan Tala) is advisable. This estimation covers accommodations, meals, transportation, and some leisure activities. Here’s a glimpse of typical daily expenses in WST:

  • 🍽️ Meal at a local restaurant: 40–75 WST
  • ☕ Coffee: 7–15 WST
  • 🚍 Public transport fare: 5 WST
  • 📶 Prepaid SIM card: 25–40 WST
  • 🏨 Budget hotel or Airbnb: 150–300 WST per night

In comparison to the United States, Samoa tends to be slightly cheaper in terms of dining and local transportation, but housing options can be more expensive depending on your location. When compared to Australia, travelers might find that Samoa offers a more affordable experience overall, especially when it comes to enjoying local cuisine and engaging in outdoor activities.

Living Costs for Expats in Samoa

For expats relocating to Samoa, typical monthly living costs can range between 3,000 to 4,500 WST, depending on lifestyle choices. This includes rent, utilities, groceries, and dining out. It's wise for expats to familiarize themselves with the local banking system, as many international card providers are accepted within major towns. However, for larger expenses or regular payments, utilizing online transfer services like Wise or OFX may prove more economical, given favorable exchange rates and lower fees compared to traditional banks. When it comes to exchanging money, local options can be reliable, but expats might find they save more by transferring funds through established online services, especially if they're regularly sending money home.

In summary, Samoa combines a laid-back lifestyle with reasonable living costs, making it an attractive destination for both travelers and expats alike.

 

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