The XE USD to NZD rate is 1.6727. This is -0.6% below the mid-rate. Compare XE currency conversion rates - Reduce FX costs.
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The XE USD to NZD exchange rate is 1.6727. This is -0.6% compared to the latest USD-NZD mid-market rate 1.6828.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to New Zealand dollar (NZD) rates from different sources before making a conversion.
The XE Dollar to Kiwi comparison table above makes it easy to compare the Total Fees (both variable and fixed) you are being charged by XE and other foreign exchange providers against the latest USD-NZD mid-rate (see Market Data below ) and the possible savings of using various providers.
XE Money Transfer is a reputable and well-established international money transfer provider with a long history of providing reliable and secure services to its customers. Here are some key factors that contribute to XE Money Transfer's overall quality:
1. Competitive exchange rates: XE offers competitive exchange rates for its international money transfers, which can help you save money when sending funds overseas.
2. No fees: XE does not charge any extra fixed fees for its international money transfer services, which means you can send money without having to worry about additional charges.
3. Security: XE uses advanced encryption and security measures to protect its customers' personal and financial information, ensuring that your transactions are safe and secure.
4. Fast transfers: XE offers fast international money transfers, transfers can be booked online or over the phone and most are processed within a single working day.
5. Customer service: XE has a dedicated customer service team that is available to answer any questions or concerns you may have about your money transfer.
XE has partnered with BestExchangeRates to offer you better deals, read our full list of active XE & BestExchangeRates Deals & Promotions.
US dollar (USD) to New Zealand dollar (NZD) market data - latest interbank exchange rate, trend, chart & historic rates.
| Date | USD/NZD | Change | Period |
|---|---|---|---|
07 May 2025 | 1.6835 | 0.1% ▼ | 2 Week |
20 Feb 2025 | 1.7348 | 3% ▼ | 3 Month |
21 May 2024 | 1.6413 | 2.5% ▲ | 1 Year |
22 May 2020 | 1.6395 | 2.6% ▲ | 5 Year |
24 May 2015 | 1.3682 | 22.9% ▲ | 10 Year |
26 May 2005 | 1.4054 | 19.7% ▲ | 20 Year |
Here are some popular conversion amounts for USD to NZD (US dollar to New Zealand dollar)*.
| USD | NZD |
|---|---|
| $ 594.20 | NZ$ 1,000 |
| $ 2,971 | NZ$ 5,000 |
| $ 11,884 | NZ$ 20,000 |
| $ 59,420 | NZ$ 100,000 |
More amounts
*Converted at the current USDNZD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
The USD to NZD exchange rate remains under pressure as analysts observe the effects of recent economic developments and geopolitical events. The US dollar has faced challenges, particularly following the credit downgrade by Moody’s, which has led to a subdued performance. While there were attempts at a modest recovery, ongoing concerns regarding the US economy, especially in light of President Trump's recent trade agreements and tariffs, continue to weigh heavily on the currency's value.
Read our full review of recent USD to NZD forecasts.
There are several ways to save on exchange rates when converting US dollar to New Zealand dollar:
Generally speaking, if you are buying New Zealand dollar with US dollar, then it's better for the USD/NZD exchange rate to be higher.
However working against you are the fees all foreign exchange providers charge for providing their service. These fees is usually contained within the exchange rate margin (or difference to the mid-rate).
The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.
Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.
Read our Currency guide to New Zealand — a practical currency and money guide to travel in New Zealand plus living and doing business with the New Zealand dollar.
It's worth noting that while these tips can help you save on exchange rates, it's important to be aware that no single method is guaranteed to provide the best exchange rate in every situation, and it may require some research and comparison-shopping to find the best option for your specific needs.
It is almost impossible to predict what an exchange rate will do in the future, the best approach is to monitor the currency markets and transact when an exchange rate moves in your favour.
To help with this you can add USD/NZD to your personalised Rate Tracker to track and benefit from currency movements.
Rather than requiring you to set a target rate, our Rate Alerts keep you informed of recent trends and movements of currency pairs.
Add rates to your Rate Tracker and select to receive an daily email (mon-fri) or when a rate is trending
| United States (USD) | New Zealand (NZD) |  Cook Islands (NZD) |
 Niue (NZD) |  Pitcairn (NZD) |  Tokelau (NZD) |
The cost of living in New Zealand can vary depending on the location and lifestyle of the individual, however, it is generally considered to be relatively expensive compared to some other countries.
It is worth noting that the cost of living in New Zealand can vary depending on the region and lifestyle you choose to live. Some smaller towns and rural areas might have more affordable cost of living than the big cities.
The cost of housing, particularly in larger cities such as Auckland and Wellington, can be high.
Food and transportation costs are also relatively high, although prices for some goods and services such as clothing and electronics may be lower than in other developed countries.
Additionally, wages in New Zealand tend to be lower than in some other developed countries, which can make it more difficult for some people to afford the cost of living.
The cost of living in New Zealand varies depending on which city you live in, but overall it is relatively expensive. The most expensive city in New Zealand is Auckland, followed by Wellington and Christchurch.
Expat life in New Zealand is very good. The people are friendly and welcoming, and there are many opportunities to meet other expats. There is a strong expat community in New Zealand, and many events and activities are organized specifically for expats.
There are several laws in New Zealand that foreigners should be aware of. These laws include the Immigration Act 2009, the Customs and Excise Act 1996, and the Biosecurity Act 1993.
The business environment in New Zealand is generally quite good. The country ranks highly in the World Bank's "ease of doing business" rankings, and there is a strong culture of entrepreneurship and innovation. However, there are some challenges that businesses may face, such as a relatively high cost of living and a small domestic market.
The economy in New Zealand is growing at a steady pace, with low unemployment and inflation. However, there are concerns about the high level of household debt and the housing market.
Read more at our New Zealand (NZD) country guide
Forecasts disclaimer: Please be advised that the forecasts and analysis of market data presented on BestExchangeRates.com are solely a review and compilation of forecasts from various market experts and economists. These forecasts are not meant to reflect the opinions or views of BestExchangeRates.com or its affiliates, nor should they be construed as a recommendation or advice to engage in any financial transactions. Read more
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