The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your details and click ‘Get Rates’.
Save Money - Compare Exchange Rate Margins & Fees
Sending money to New Zealand can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.
Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to New Zealand bank accounts or pay a New Zealand dollar invoice.
USD to NZD Market Data
US dollar (USD) to New Zealand dollar (NZD) market data - latest interbank exchange rate, trend, chart & historic rates.
USD to NZD is at 90-day lows near 1.6546, 3.1% below its 3-month average of 1.7082, having traded in a fairly volatile 9.2% range from 1.6546 to 1.8068
Is the USD to NZD Exchange Rate Likely to Improve?
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the New Zealand dollar is to review how the USD/NZD rate has changed over time.
The table below shows the percentage change in the USD to NZD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
Date
USD/NZD
Change
Period
23 May 2025
1.6706
0.9% ▼
2 Week
08 Mar 2025
1.7518
5.5% ▼
3 Month
06 Jun 2024
1.6138
2.6% ▲
1 Year
07 Jun 2020
1.5306
8.1% ▲
5 Year
09 Jun 2015
1.4006
18.2% ▲
10 Year
11 Jun 2005
1.4115
17.3% ▲
20 Year
USD/NZD historic rates & change to 06-Jun-2025
#USD/NZD hits 90-day low of 1.6546, down 3.1% from 3-month avg. Weak US jobs data points to possible Fed rate cuts, pressuring USD further. Analysts eye Friday's NFP report as NZ dollar gains despite looming US tariff threats
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in New Zealand dollar across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
The standard OFX USD-NZD rate is 1.6319, -1.8% from the mid-rate. Visit OFX here to secure the better rate.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
US dollar (USD) to New Zealand dollar (NZD) rates from different sources before making a conversion.
The above
Dollar to Kiwi comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
banks and other foreign exchange providers against the latest USD-NZD mid-rate and the possible savings of using various providers.
How do USD-NZD rates compare between providers?
Looking at the
full comparison table
the best USD to NZD exchange rate is 1.6539 from OFX, -0.5% from the mid-market rate 1.6622. The next best rate is 1.6523 from XE, -0.6% from the mid-rate. Then Wise with 1.6514 is -0.65% from the mid-rate.
The Western Union rate is 1.6456 which is -1% from the mid-rate.
Among the banks the Chase Bank rate is 1.5405 at -7.3% the Wells Fargo Bank rate is 1.5305 at -7.9% and the Citibank rate is 1.607 at -3.3% compared to the mid-rate 1.6622.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.
View a full list of exchange rates by selecting your Base (from) currency: