Understanding the Table:
The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
Zambian kwacha (ZMW) to US dollar (USD) market data - latest interbank exchange rate, trend, chart & historic rates.
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the Zambian kwacha against the US dollar is to review how the ZMW/USD rate has changed over time.
The table below shows the percentage change in the ZMW to USD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
| Date | ZMW/USD | Period |
|---|---|---|
23 Nov 2025 | 0.0434 | 2 Week |
08 Sep 2025 | 0.0418 | 3 Month |
07 Dec 2024 | 0.0367 | 1 Year |
08 Dec 2020 | 0.0476 | 5 Year |
10 Dec 2015 | 0.0917 | 10 Year |
To help you understand the real-world value of the current exchange rate, the table below shows how much Zambian kwacha are worth in US dollar across a range of amounts.
This gives a quick view of what you’d get when converting different ZMW amounts at today’s rate * :
*Converted at the current ZMW-USD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.
As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare Zambian kwacha (ZMW) to US dollar (USD) rates from different sources before making a conversion.
The above Kwacha to Dollar comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest ZMW-USD mid-rate and the possible savings of using various providers.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.
View a full list of exchange rates by selecting your Base (from) currency:
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