Send Money to United States from Canada

Compare CAD to USD Money Transfers

We compare CAD to USD exchange rates from well established, regulated FX providers and banks to help you save when sending money or making an international payment from Canada to United States.

The FX providers listed below can help you with the whole process, provide useful advice, online tools and most importantly bank-beating exchange rates & low or zero fees.

Compare Transfer Rates : Send C$10,000 CAD → Receive USD

Provider	Receive USD	CAD/USD Rate	Cost
OFX Trusted brand in Foreign Exchange. Online & Phone. Helpful Dealers & support. Lock in an Exchange Rate with Spot & Forward Deals. 0.5%	10,000 CAD = 7,796 USD Up to 516 USD more See more	0.7796	0.5%	Visit OFX Best Value BER 0.5% Special Rate
Xoom Xoom offers a fast way to send money, reload phones, and pay bills around the world. Xoom is owned by PayPal. 2.41%	10,000 CAD = 7,646 USD Get $150 less See more	0.7646	2.41%	Compare Rate
Royal Bank of Canada RBC's profit margin is generally 4 - 8% depending on currencies and amounts. 2.43%	10,000 CAD = 7,645 USD Get $151 less See more	0.7656	2.43%	Compare Rate On top of the FX margin RBC also has an additional flat-fee of $13.50 for all transfers from Canada
Scotiabank Scotiabank's profit margin is generally 4 - 8% depending on currencies and amounts. 2.73%	10,000 CAD = 7,621 USD Get $175 less See more	0.7623	2.73%	Compare Rate
TD Bank TD's profit margin is generally 4 - 8% depending on currencies and amounts. 3.42%	10,000 CAD = 7,567 USD Get $229 less See more	0.7605	3.42%	Compare Rate On top of the FX margin TD has additional $50 fee to send foreign transfers from Canada.
Bank of Montreal BMO's profit margin is around 4 - 8% depending on amounts and currencies. 3.55%	10,000 CAD = 7,557 USD Get $239 less See more	0.7568	3.55%	Compare Rate
Desjardins Desjardins's profit margin is generally 4 - 8% depending on currencies and amounts. 3.74%	10,000 CAD = 7,542 USD Get $254 less See more	0.7553	3.74%	Compare Rate
HSBC HSBC's profit margin is generally 2.5%-7% depending on currencies and amounts. 4.19%	10,000 CAD = 7,507 USD Get $289 less See more	0.7522	4.19%	Compare Rate
Paypal The cost of sending money with PayPal is a fixed percentage (between 4 to 7 percent) of the amount being sent. 4.2%	10,000 CAD = 7,506 USD Get $290 less See more	0.7506	4.2%	Compare Rate
Rate: 0.7623 Click for details Rate: 0.7605 Click for details Rate: 0.7656 Click for details Rate: 0.7484 Click for details Rate: 0.7522 Click for details Rate: 0.7561 Click for details Rate: 0.7553 Click for details Rate: 0.7368 Click for details Rate: 0.7568 Click for details Rate: 0.7291 Click for details SHOW ALL 4.22%	10,000 CAD = 7,505 USD Get $291 less	0.7523	4.22%	Average Bank Rate
Coast Capital Savings 4.46%	10,000 CAD = 7,485 USD Get $311 less See more	0.7561	4.46%	Compare Rate
Citibank Citibank's profit margin is generally 3 - 7% depending on currencies and amounts. 4.59%	10,000 CAD = 7,475 USD Get $321 less See more	0.7484	4.59%	Compare Rate
CIBC CIBC's profit margin is generally 4 - 8% depending on currencies and amounts. 5.96%	10,000 CAD = 7,368 USD Get $428 less See more	0.7368	5.96%	Compare Rate
Chase Bank Chase Bank's FX wire charge is generally 3.5% - 8.0% of your amount depending on the receive currency plus a fixed fee of $0-$50. 7.08%	10,000 CAD = 7,280 USD Get $516 less See more	0.7291	7.08%	Compare Rate To receive international wire transfers, Chase may charge an additional fee of $15 per transfer.

 

Provider	OFX
FX Type	Foreign Transfer CAD→USD
From Amount (CAD)	C$10,000
To Amount (USD)	$7,796
Exchange Rate	1CAD = 0.7796 USD (1USD = 1.2827CAD)
Rate Margin	0.5%
Other Fees	C$0
Total Cost (Rate Margin + Fees)	0.5%
Transfer Speed	1-2 days
Rate Retrieved	10:00 Local - BER

BER 0.5% Special Rate

Trusted brand in Foreign Exchange. Online & Phone. Helpful Dealers & support. Lock in an Exchange Rate with Spot & Forward Deals.

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Provider	Xoom
FX Type	Foreign Transfer CAD→USD
From Amount (CAD)	C$10,000
To Amount (USD)	$7,646
Exchange Rate	1CAD = 0.7646 USD (1USD = 1.3079CAD)
Rate Margin	2.41%
Total Cost (Rate Margin + Fees)	2.41%
Difference	Get $150 USD less than withOFX
Transfer Speed	1-2 days
BER Rating	4.2/5.0
Rate Retrieved	10:00 Local - BER

Xoom offers a fast way to send money, reload phones, and pay bills around the world. Xoom is owned by PayPal.

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Provider	Royal Bank of Canada
FX Type	Foreign Transfer CAD→USD
From Amount (CAD)	C$10,000
To Amount (USD)	$7,645
Exchange Rate	1CAD = 0.7656 USD (1USD = 1.3062CAD)
Rate Margin	2.28%
Other Fees	C$15
Total Cost (Rate Margin + Fees)	2.43%
Difference	Get $151 USD less than withOFX
Transfer Speed	2-3 days
BER Rating	1/5.0
Rate Retrieved	2022-08-11T10:00:06+0000

On top of the FX margin RBC also has an additional flat-fee of $13.50 for all transfers from Canada

RBC's profit margin is generally 4 - 8% depending on currencies and amounts.

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Provider	Scotiabank
FX Type	Foreign Transfer CAD→USD
From Amount (CAD)	C$10,000
To Amount (USD)	$7,621
Exchange Rate	1CAD = 0.7623 USD (1USD = 1.3118CAD)
Rate Margin	2.71%
Other Fees	C$1.99
Total Cost (Rate Margin + Fees)	2.73%
Difference	Get $175 USD less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	2022-08-11T10:00:04+0000

Scotiabank's profit margin is generally 4 - 8% depending on currencies and amounts.

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Provider	TD Bank
FX Type	Foreign Transfer CAD→USD
From Amount (CAD)	C$10,000
To Amount (USD)	$7,567
Exchange Rate	1CAD = 0.7605 USD (1USD = 1.3149CAD)
Rate Margin	2.94%
Other Fees	C$50
Total Cost (Rate Margin + Fees)	3.42%
Difference	Get $229 USD less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	2022-08-11T10:00:04+0000

On top of the FX margin TD has additional $50 fee to send foreign transfers from Canada.

TD's profit margin is generally 4 - 8% depending on currencies and amounts.

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Provider	Bank of Montreal
FX Type	Foreign Transfer CAD→USD
From Amount (CAD)	C$10,000
To Amount (USD)	$7,557
Exchange Rate	1CAD = 0.7568 USD (1USD = 1.3214CAD)
Rate Margin	3.41%
Other Fees	C$15
Total Cost (Rate Margin + Fees)	3.55%
Difference	Get $239 USD less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	10:00 Local - BER

BMO's profit margin is around 4 - 8% depending on amounts and currencies.

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Provider	Desjardins
FX Type	Foreign Transfer CAD→USD
From Amount (CAD)	C$10,000
To Amount (USD)	$7,542
Exchange Rate	1CAD = 0.7553 USD (1USD = 1.3240CAD)
Rate Margin	3.6%
Other Fees	C$15
Total Cost (Rate Margin + Fees)	3.74%
Difference	Get $254 USD less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	10:00 Local - BER

Desjardins's profit margin is generally 4 - 8% depending on currencies and amounts.

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Provider	HSBC
FX Type	Foreign Transfer CAD→USD
From Amount (CAD)	C$10,000
To Amount (USD)	$7,507
Exchange Rate	1CAD = 0.7522 USD (1USD = 1.3294CAD)
Rate Margin	3.99%
Other Fees	C$20
Total Cost (Rate Margin + Fees)	4.19%
Difference	Get $289 USD less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	10:00 Local - BER

HSBC's profit margin is generally 2.5%-7% depending on currencies and amounts.

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Provider	Paypal
FX Type	Foreign Transfer CAD→USD
From Amount (CAD)	C$10,000
To Amount (USD)	$7,506
Exchange Rate	1CAD = 0.7506 USD (1USD = 1.3323CAD)
Rate Margin	4.2%
Other Fees	C$0
Total Cost (Rate Margin + Fees)	4.2%
Difference	Get $290 USD less than withOFX
Transfer Speed	1-2 days
BER Rating	2/5.0
Rate Retrieved	10:00 Local - BER

The cost of sending money with PayPal is a fixed percentage (between 4 to 7 percent) of the amount being sent.

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Provider	Comparison Rate
FX Type	Foreign Transfer CAD→USD
From Amount (CAD)	C$10,000
To Amount (USD)	$7,505
Exchange Rate	1CAD = 0.7638 USD (1USD = 1.3092CAD)
Rate Margin	2.51%
Total Cost (Rate Margin + Fees)	4.22%
Difference	Get $291 USD less than withOFX

 

Provider	Coast Capital Savings
FX Type	Foreign Transfer CAD→USD
From Amount (CAD)	C$10,000
To Amount (USD)	$7,485
Exchange Rate	1CAD = 0.7561 USD (1USD = 1.3226CAD)
Rate Margin	3.5%
Other Fees	C$100.00 CAD (1%)
Total Cost (Rate Margin + Fees)	4.46%
Difference	Get $311 USD less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	10:00 Local - BER

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Provider	Citibank
FX Type	Foreign Transfer CAD→USD
From Amount (CAD)	C$10,000
To Amount (USD)	$7,475
Exchange Rate	1CAD = 0.7484 USD (1USD = 1.3362CAD)
Rate Margin	4.48%
Other Fees	C$12
Total Cost (Rate Margin + Fees)	4.59%
Difference	Get $321 USD less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	10:00 Local - BER

Citibank's profit margin is generally 3 - 7% depending on currencies and amounts.

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Provider	CIBC
FX Type	Foreign Transfer CAD→USD
From Amount (CAD)	C$10,000
To Amount (USD)	$7,368
Exchange Rate	1CAD = 0.7368 USD (1USD = 1.3572CAD)
Rate Margin	5.96%
Other Fees	C$0
Total Cost (Rate Margin + Fees)	5.96%
Difference	Get $428 USD less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	10:00 Local - BER

CIBC's profit margin is generally 4 - 8% depending on currencies and amounts.

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Provider	Chase Bank
FX Type	Foreign Transfer CAD→USD
From Amount (CAD)	C$10,000
To Amount (USD)	$7,280
Exchange Rate	1CAD = 0.7291 USD (1USD = 1.3716CAD)
Rate Margin	6.94%
Other Fees	C$15
Total Cost (Rate Margin + Fees)	7.08%
Difference	Get $516 USD less than withOFX
Transfer Speed	2-3 days
Rate Retrieved	10:00 Local - BER

To receive international wire transfers, Chase may charge an additional fee of $15 per transfer.

Chase Bank's FX wire charge is generally 3.5% - 8.0% of your amount depending on the receive currency plus a fixed fee of $0-$50.

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Cost % is Provider Rate Margin vs Mid-rate + Fees

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Transfers - Canada to United States

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* This table compares FX rates & fees of selected FX specialists and banks for CAD to USD International Money Transfers. Providers must be well established, reputable and regulated in Canada with FINTRAC. We DO NOT compare every provider in the market. We may receive referral fees if you choose one of these providers however this will not affect the savings, exchange rates or fees you are charged by the provider.

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