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EUR/CHF - Rate Guide

Euro to Swiss Franc exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

EUR/CHF Exchange Rates and Providers Compared

This guide to the Euro to Swiss Franc exchange rate with 90-day chart & alerts, historic rates, forecasts and EUR to CHF comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the EUR/CHF Calculator.

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EUR/CHF - 90 Day Rate Alerts

1 EUR = 1.0886 CHF

NO ALERTS for EUR/CHF
EUR/CHF over the last 90 days

View EUR/CHF - Interactive Chart

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for EUR/CHF International Money Transfers. Costs are calculated against the current interbank mid-rate.

 

EUR to CHF International Money Transfers

  

Foreign Transfer ProvidersReceive CHF(Fr)Exchange RateFee EURTotal CostDeal Links
TorFX logo
5,332.5 CHF
Best Overall
1.066501.97%
OFX logo
5,338 CHF
5.5 CHF
1.06760 for BER users (normally $15)1.87%
WorldFirst logo
5,412.5 CHF
80 CHF
1.082500.5%
HSBC logo
5,225.65 CHF
107 CHF
1.0467€7.53.93%
Deutsche Bank International Money Transfers
Deutsche Bank logo
5,176.22 CHF
156 CHF
1.0457€504.84%
Citibank International Money Transfers
Citibank logo
5,173.05 CHF
159 CHF
1.0371124.9%
Santander International Money Transfers
Santander logo
5,143.34 CHF
189 CHF
1.0328205.44%
Banks - Average Rate
Deutsche Bank logo Santander logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
5,116 CHF
216 CHF
1.0301125.95%
Bank of Ireland International Money Transfers
Bank of Ireland logo
5,112.36 CHF
220 CHF
1.0328€506.01%
BNP Paribas International Money Transfers
BNP Paribas logo
5,089.1 CHF
243 CHF
1.0281€506.44%
Crédit Agricole International Money Transfers
Crédit Agricole logo
5,075.73 CHF
257 CHF
1.0254€506.69%
AIB Bank International Money Transfers
AIB Bank logo
5,054.45 CHF
278 CHF
1.0211€507.08%
Sparkasse Bank International Money Transfers
Sparkasse Bank logo
4,992.48 CHF
340 CHF
1.0015158.22%
 

TorFX logo

TorFX: Foreign Transfer EUR→CHF
From Amount:5,000 EUR
Fee:0
Exchange Rate:1.0665 (1.97% from mid-rate)
To Amount:5,332.5 CHF
Total Cost:1.97%
Time:18:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 

OFX logo

OFX: Foreign Transfer EUR→CHF
From Amount:5,000 EUR
Fee:0 for BER users (normally $15)
Exchange Rate:1.0676 (1.87% from mid-rate)
To Amount:5,338 CHF
Total Cost:1.87%
Difference:
5.5 CHF more than using TorFX
Time:
Rate Fetched: Mon Sep 23 2019 17:11:55 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

WorldFirst logo

WorldFirst: Foreign Transfer EUR→CHF
From Amount:5,000 EUR
Fee:
Exchange Rate:1.0825 (0.5% from mid-rate)
To Amount:5,412.5 CHF
Total Cost:0.5%
Difference:
80 CHF more than using TorFX
Time:18:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer EUR→CHF
From Amount:5,000 EUR
Fee:€7.5 EUR (.15%)
Exchange Rate:1.0467 (3.79% from mid-rate)
To Amount:5,225.65 CHF
Total Cost:3.93%
Difference:
107 CHF less than using TorFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Deutsche Bank logo

Deutsche Bank: Foreign Transfer EUR→CHF
From Amount:5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:1.0457 (3.88% from mid-rate)
To Amount:5,176.22 CHF
Total Cost:4.84%
Difference:
156 CHF less than using TorFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Foreign Transfer EUR→CHF
From Amount:5,000 EUR
Fee:12
Exchange Rate:1.0371 (4.67% from mid-rate)
To Amount:5,173.05 CHF
Total Cost:4.9%
Difference:
159 CHF less than using TorFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Santander logo

Santander: Foreign Transfer EUR→CHF
From Amount:5,000 EUR
Fee:20
Exchange Rate:1.0328 (5.06% from mid-rate)
To Amount:5,143.34 CHF
Total Cost:5.44%
Difference:
189 CHF less than using TorFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer EUR→CHF
From Amount:5,000 EUR
Fee:12
Exchange Rate:1.0296 (5.36% from mid-rate)
To Amount:5,116 CHF
Total Cost:5.95%
Difference:
216 CHF less than using TorFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of Ireland logo

Bank of Ireland: Foreign Transfer EUR→CHF
From Amount:5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:1.0328 (5.06% from mid-rate)
To Amount:5,112.36 CHF
Total Cost:6.01%
Difference:
220 CHF less than using TorFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNP Paribas logo

BNP Paribas: Foreign Transfer EUR→CHF
From Amount:5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:1.0281 (5.5% from mid-rate)
To Amount:5,089.1 CHF
Total Cost:6.44%
Difference:
243 CHF less than using TorFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Crédit Agricole logo

Crédit Agricole: Foreign Transfer EUR→CHF
From Amount:5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:1.0254 (5.75% from mid-rate)
To Amount:5,075.73 CHF
Total Cost:6.69%
Difference:
257 CHF less than using TorFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

AIB Bank logo

AIB Bank: Foreign Transfer EUR→CHF
From Amount:5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:1.0211 (6.14% from mid-rate)
To Amount:5,054.45 CHF
Total Cost:7.08%
Difference:
278 CHF less than using TorFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logo

Sparkasse Bank: Foreign Transfer EUR→CHF
From Amount:5,000 EUR
Fee:15
Exchange Rate:1.0015 (7.94% from mid-rate)
To Amount:4,992.48 CHF
Total Cost:8.22%
Difference:
340 CHF less than using TorFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 09/23/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount CHF(Fr)Exchange RateFee EURTotal CostDeal Links
Travelex Online logo
1,053 CHF
Best Overall
1.05303.21%
Deutsche Bank Foreign Currency
Deutsche Bank logo
997.90 CHF
55 CHF
1.0131€158.27%
BNP Paribas Foreign Currency
BNP Paribas logo
992.68 CHF
60 CHF
1.0078€158.75%
Citibank Foreign Currency
Citibank logo
992.57 CHF
60 CHF
1.0026€108.76%
Banks - Average Rate
Deutsche Bank logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
982.9 CHF
70 CHF
0.9935€109.65%
Crédit Agricole Foreign Currency
Crédit Agricole logo
982.34 CHF
71 CHF
0.9973€159.7%
Bank of Ireland Foreign Currency
Bank of Ireland logo
981.09 CHF
72 CHF
0.991€109.82%
AIB Bank Foreign Currency
AIB Bank logo
979.01 CHF
74 CHF
0.9889€1010.01%
Sparkasse Bank Foreign Currency
Sparkasse Bank logo
971.78 CHF
81 CHF
0.9816€1010.67%
HSBC logo
965.80 CHF
87 CHF
0.9658011.22%
 

Travelex Online logo

Travelex Online: Travel Money EUR→CHF
From Amount:1,000 EUR
Fee:undefined
Exchange Rate:1.053 (3.21% from mid-rate)
To Amount:1,053 CHF
Total Cost:3.21%
Time:
Rate Fetched: Mon Sep 23 2019 18:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Deutsche Bank logo

Deutsche Bank: Travel Money EUR→CHF
From Amount:1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.0131 (6.88% from mid-rate)
To Amount:997.90 CHF
Total Cost:8.27%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNP Paribas logo

BNP Paribas: Travel Money EUR→CHF
From Amount:1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.0078 (7.36% from mid-rate)
To Amount:992.68 CHF
Total Cost:8.75%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Travel Money EUR→CHF
From Amount:1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:1.0026 (7.84% from mid-rate)
To Amount:992.57 CHF
Total Cost:8.76%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money EUR→CHF
From Amount:1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:0.9606 (11.7% from mid-rate)
To Amount:982.9 CHF
Total Cost:9.65%
Currency Services:Branch
Delivery/Collect:-
 

Crédit Agricole logo

Crédit Agricole: Travel Money EUR→CHF
From Amount:1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:0.9973 (8.33% from mid-rate)
To Amount:982.34 CHF
Total Cost:9.7%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Bank of Ireland logo

Bank of Ireland: Travel Money EUR→CHF
From Amount:1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:0.9910 (8.91% from mid-rate)
To Amount:981.09 CHF
Total Cost:9.82%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

AIB Bank logo

AIB Bank: Travel Money EUR→CHF
From Amount:1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:0.9889 (9.1% from mid-rate)
To Amount:979.01 CHF
Total Cost:10.01%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logo

Sparkasse Bank: Travel Money EUR→CHF
From Amount:1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:0.9816 (9.77% from mid-rate)
To Amount:971.78 CHF
Total Cost:10.67%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Travel Money EUR→CHF
From Amount:1,000 EUR
Fee:
Exchange Rate:0.9658 (11.22% from mid-rate)
To Amount:965.80 CHF
Total Cost:11.22%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 09/23/2019 - See full table

EUR / CHF converter & margin calculator

€EUR
FrCHF
mid-rates

Compare how much you can save on EUR/CHF exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

Euro

Swiss Franc

1 EUR 1.0886 CHF
5 EUR 5.4430 CHF
10 EUR 10.89 CHF
20 EUR 21.77 CHF
50 EUR 54.43 CHF
100 EUR 108.86 CHF
250 EUR 272.15 CHF
500 EUR 544.30 CHF
1,000 EUR 1,088.60 CHF
2,000 EUR 2,177.20 CHF
5,000 EUR 5,443.00 CHF
10,000 EUR 10,886.00 CHF
50,000 EUR 54,430.00 CHF
100,000 EUR 108,860.00 CHF
See more

Euro

Swiss Franc

0.9186 EUR 1 CHF
4.5930 EUR 5 CHF
9.1860 EUR 10 CHF
18.37 EUR 20 CHF
45.93 EUR 50 CHF
91.86 EUR 100 CHF
229.65 EUR 250 CHF
459.30 EUR 500 CHF
918.60 EUR 1,000 CHF
1,837.20 EUR 2,000 CHF
4,593.00 EUR 5,000 CHF
9,186.00 EUR 10,000 CHF
45,930.00 EUR 50,000 CHF
91,860.00 EUR 100,000 CHF
See more
Country Guides (EUR & CHF)
EurozoneEurozone (EUR)SwitzerlandSwitzerland (CHF)Aaland IslandsAaland Islands (EUR)
AndorraAndorra (EUR)AustriaAustria (EUR)BelgiumBelgium (EUR)
CyprusCyprus (EUR)EstoniaEstonia (EUR)FinlandFinland (EUR)
FranceFrance (EUR)French GuineaFrench Guinea (EUR)French Southern TerritoriesFrench Southern Territories (EUR)
GermanyGermany (EUR)GreeceGreece (EUR)GuadeloupeGuadeloupe (EUR)
Vatican CityVatican City (EUR)IrelandIreland (EUR)ItalyItaly (EUR)
LiechtensteinLiechtenstein (CHF)LuxembourgLuxembourg (EUR)MaltaMalta (EUR)
MartiniqueMartinique (EUR)MayotteMayotte (EUR)MonacoMonaco (EUR)
MontenegroMontenegro (EUR)NetherlandsNetherlands (EUR)PortugalPortugal (EUR)
ReunionReunion (EUR)Saint BarthélemySaint Barthélemy (EUR)Saint MartinSaint Martin (EUR)
Saint Pierre And MiquelonSaint Pierre And Miquelon (EUR)San MarinoSan Marino (EUR)SlovakiaSlovakia (EUR)
SloveniaSlovenia (EUR)SpainSpain (EUR)

EUR/CHF - Historical Trends

This table shows historic rates and trends of Euro to Swiss Franc over periods upto 10 years.

PeriodChange*EUR/CHFDate
1 Day-0.4%1.096719 Sep 2019
7 Day-0.9%1.101813 Sep 2019
30 Day+0.2%1.089421 Aug 2019
3 Month-1.6%1.110322 Jun 2019
1 Year-3.3%1.129320 Sep 2018
5 Year-9.5%1.207221 Sep 2014
10 Year-27.9%1.515022 Sep 2009

*For period to 20-Sep 21UTC when EUR/CHF was 1.0921

You can use our EUR interactive charts to check EURCHF historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

EUR and CHF in the Markets

When determining the best time to make a foreign exchange transaction, in this case the EUR vs CHF, you should pay attention to the recent market trends for both currencies.

 

Euro (EUR)

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar and British pound between mid-April and mid-June. Due to a stronger US dollar, EUR/USD was down 2 percent on the year at $1.12, close to long-term lows.

Read more in the article EUR Forecasts.

 

Swiss Franc (CHF)

The Swiss National Bank continues to reaffirm its commitment to an ultra-loose monetary policy, which includes negative interest rates and a willingness to intervene in FX markets, as part of an effort to spark inflation in the economy.

The SNB will be unhappy, therefore, with the franc’s strength in May.

Between April-23 and May-24 (the day of this report), the franc was the best performing G10 currency; it gained 2.2 percent against the euro, taking EUR/CHF back towards Fr1.12 and close to long-term lows (franc highs).

May’s strength reflected worsening sentiment towards the global economy, driven by a significant escalation in US-China trade tensions. As a safe haven, the franc typically gains value during tough times and sinks when investors gain confidence.

Why can't I just get the EUR/CHF market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the EUR / CHF was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all EUR Exchange Rates