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EUR to CHF - Rate Guide

Euro to Swiss Franc exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

EUR/CHF update & alerts

1 EUR = 1.0953 CHF

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EUR to CHF - Trading Range (90 Day)
14-DAY LOW (3d)
90-DAY TREND: At 1.0948 EUR/CHF is trading near the average 1.0956 with a range 1.0825 to 1.1045. There are no current alerts.
Update: 06-Dec 16:03-EST 21:03-GMT 08:03-AEDT(+1D)

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EUR/CHF Exchange Rates and Providers Compared

This guide to the Euro to Swiss Franc exchange rate with 90-day chart & alerts, historic rates, forecasts and EUR to CHF comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our EUR/CHF Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for EUR/CHF International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

EUR to CHF International Money Transfers

  

Foreign Transfer ProvidersReceive CHF(Fr)Exchange RateFee EURTotal CostDeal Links
TorFX logo
Fr5,344.5
Best Overall
1.068902.41%
OFX logo
Fr5,350
Fr5.5 more
1.070 for BER users (normally $15)2.31%
WorldFirst logo
Fr5,449
Fr105 more
1.089800.5%
HSBC logo
Fr5,237.63
Fr107 less
1.0491€7.54.36%
Deutsche Bank International Money Transfers
Deutsche Bank logo
Fr5,187.6
Fr157 less
1.048€505.28%
Citibank International Money Transfers
Citibank logo
Fr5,185.03
Fr159 less
1.0395125.32%
Santander International Money Transfers
Santander logo
Fr5,155.3
Fr189 less
1.0352205.87%
Banks - Average Rate
Deutsche Bank logo Santander logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
Fr5,133
Fr211 less
1.0335126.28%
Bank of Ireland International Money Transfers
Bank of Ireland logo
Fr5,124.24
Fr220 less
1.0352€506.43%
BNP Paribas International Money Transfers
BNP Paribas logo
Fr5,123.75
Fr221 less
1.0351€506.44%
Crédit Agricole International Money Transfers
Crédit Agricole logo
Fr5,087.12
Fr257 less
1.0277€507.11%
AIB Bank International Money Transfers
AIB Bank logo
Fr5,065.83
Fr279 less
1.0234€507.5%
Sparkasse Bank International Money Transfers
Sparkasse Bank logo
Fr5,026.38
Fr318 less
1.0083158.22%
 

TorFX logo

TorFX: Foreign Transfer EUR→CHF
From Amount (EUR)€5,000
Fee:0
Exchange Rate:1.0689 (2.41% from mid-rate)
To Amount (CHF) Fr5,344.5
Total Cost:2.41%
Time:18:05 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 

OFX logo

OFX: Foreign Transfer EUR→CHF
From Amount (EUR)€5,000
Fee:0 for BER users (normally $15)
Exchange Rate:1.0700 (2.31% from mid-rate)
To Amount (CHF) Fr5,350
Total Cost:2.31%
Difference:
Fr5.5 CHF more than using TorFX
Time:
Rate Fetched: Sat Dec 07 2019 17:11:55 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

WorldFirst logo

WorldFirst: Foreign Transfer EUR→CHF
From Amount (EUR)€5,000
Fee:
Exchange Rate:1.0898 (0.5% from mid-rate)
To Amount (CHF) Fr5,449
Total Cost:0.5%
Difference:
Fr105 CHF more than using TorFX
Time:18:05 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer EUR→CHF
From Amount (EUR)€5,000
Fee:€7.5 EUR (.15%)
Exchange Rate:1.0491 (4.22% from mid-rate)
To Amount (CHF) Fr5,237.63
Total Cost:4.36%
Difference:
Fr107 CHF less than using TorFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Deutsche Bank logo

Deutsche Bank: Foreign Transfer EUR→CHF
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.0480 (4.32% from mid-rate)
To Amount (CHF) Fr5,187.6
Total Cost:5.28%
Difference:
Fr157 CHF less than using TorFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Foreign Transfer EUR→CHF
From Amount (EUR)€5,000
Fee:12
Exchange Rate:1.0395 (5.09% from mid-rate)
To Amount (CHF) Fr5,185.03
Total Cost:5.32%
Difference:
Fr159 CHF less than using TorFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Santander logo

Santander: Foreign Transfer EUR→CHF
From Amount (EUR)€5,000
Fee:20
Exchange Rate:1.0352 (5.49% from mid-rate)
To Amount (CHF) Fr5,155.3
Total Cost:5.87%
Difference:
Fr189 CHF less than using TorFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer EUR→CHF
From Amount (EUR)€5,000
Fee:12
Exchange Rate:1.0320 (5.78% from mid-rate)
To Amount (CHF) Fr5,133
Total Cost:6.28%
Difference:
Fr211 CHF less than using TorFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of Ireland logo

Bank of Ireland: Foreign Transfer EUR→CHF
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.0352 (5.49% from mid-rate)
To Amount (CHF) Fr5,124.24
Total Cost:6.43%
Difference:
Fr220 CHF less than using TorFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNP Paribas logo

BNP Paribas: Foreign Transfer EUR→CHF
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.0351 (5.5% from mid-rate)
To Amount (CHF) Fr5,123.75
Total Cost:6.44%
Difference:
Fr221 CHF less than using TorFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Crédit Agricole logo

Crédit Agricole: Foreign Transfer EUR→CHF
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.0277 (6.17% from mid-rate)
To Amount (CHF) Fr5,087.12
Total Cost:7.11%
Difference:
Fr257 CHF less than using TorFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

AIB Bank logo

AIB Bank: Foreign Transfer EUR→CHF
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.0234 (6.56% from mid-rate)
To Amount (CHF) Fr5,065.83
Total Cost:7.5%
Difference:
Fr279 CHF less than using TorFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logo

Sparkasse Bank: Foreign Transfer EUR→CHF
From Amount (EUR)€5,000
Fee:15
Exchange Rate:1.0083 (7.94% from mid-rate)
To Amount (CHF) Fr5,026.38
Total Cost:8.22%
Difference:
Fr318 CHF less than using TorFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 12/07/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

  

Swiss franc Travel Money

  

Travel Money ProvidersAmount CHF(Fr)Exchange RateFee EURTotal CostDeal Links
Travelex Online logo
Fr1,062.7
Best Overall
1.062702.98%
Deutsche Bank Foreign Currency
Deutsche Bank logo
Fr1,004.7
Fr58 less
1.02€158.27%
BNP Paribas Foreign Currency
BNP Paribas logo
Fr999.48
Fr63 less
1.0147€158.75%
Citibank Foreign Currency
Citibank logo
Fr999.31
Fr63 less
1.0094€108.76%
Banks - Average Rate
Deutsche Bank logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
Fr989.61
Fr73 less
1.0003€109.65%
Crédit Agricole Foreign Currency
Crédit Agricole logo
Fr989.04
Fr74 less
1.0041€159.7%
Bank of Ireland Foreign Currency
Bank of Ireland logo
Fr987.82
Fr75 less
0.9978€109.81%
AIB Bank Foreign Currency
AIB Bank logo
Fr985.74
Fr77 less
0.9957€1010%
Sparkasse Bank Foreign Currency
Sparkasse Bank logo
Fr978.42
Fr84 less
0.9883€1010.67%
HSBC logo
Fr972.40
Fr90 less
0.9724011.22%
 

Travelex Online logo

Travelex Online: Travel Money EUR→CHF
From Amount (EUR)€1,000
Fee:undefined
Exchange Rate:1.0627 (2.98% from mid-rate)
To Amount (CHF) Fr1,062.7
Total Cost:2.98%
Time:
Rate Fetched: Sat Dec 07 2019 18:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Deutsche Bank logo

Deutsche Bank: Travel Money EUR→CHF
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.0200 (6.87% from mid-rate)
To Amount (CHF) Fr1,004.7
Total Cost:8.27%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNP Paribas logo

BNP Paribas: Travel Money EUR→CHF
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.0147 (7.36% from mid-rate)
To Amount (CHF) Fr999.48
Total Cost:8.75%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Travel Money EUR→CHF
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.0094 (7.84% from mid-rate)
To Amount (CHF) Fr999.31
Total Cost:8.76%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money EUR→CHF
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:0.9671 (11.7% from mid-rate)
To Amount (CHF) Fr989.61
Total Cost:9.65%
Currency Services:Branch
Delivery/Collect:-
 

Crédit Agricole logo

Crédit Agricole: Travel Money EUR→CHF
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.0041 (8.33% from mid-rate)
To Amount (CHF) Fr989.04
Total Cost:9.7%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Bank of Ireland logo

Bank of Ireland: Travel Money EUR→CHF
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:0.9978 (8.9% from mid-rate)
To Amount (CHF) Fr987.82
Total Cost:9.81%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

AIB Bank logo

AIB Bank: Travel Money EUR→CHF
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:0.9957 (9.09% from mid-rate)
To Amount (CHF) Fr985.74
Total Cost:10%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logo

Sparkasse Bank: Travel Money EUR→CHF
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:0.9883 (9.77% from mid-rate)
To Amount (CHF) Fr978.42
Total Cost:10.67%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Travel Money EUR→CHF
From Amount (EUR)€1,000
Fee:
Exchange Rate:0.9724 (11.22% from mid-rate)
To Amount (CHF) Fr972.40
Total Cost:11.22%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 12/07/2019 - See full table

EUR and CHF in the Markets

When determining the best time to make a foreign exchange transaction, in this case the EUR vs CHF, you should pay attention to the recent market trends for both currencies.

Euro (EUR)

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar and British pound between mid-April and mid-June. Due to a stronger US dollar, EUR/USD was down 2 percent on the year at $1.12, close to long-term lows.

Read more in the article EUR Forecasts.

 

Swiss Franc (CHF)

The Swiss National Bank continues to reaffirm its commitment to an ultra-loose monetary policy, which includes negative interest rates and a willingness to intervene in FX markets, as part of an effort to spark inflation in the economy.

The SNB will be unhappy, therefore, with the franc’s strength in May.

Between April-23 and May-24 (the day of this report), the franc was the best performing G10 currency; it gained 2.2 percent against the euro, taking EUR/CHF back towards Fr1.12 and close to long-term lows (franc highs).

May’s strength reflected worsening sentiment towards the global economy, driven by a significant escalation in US-China trade tensions. As a safe haven, the franc typically gains value during tough times and sinks when investors gain confidence.

Why can't I just get the EUR/CHF market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the EUR / CHF was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all EUR Exchange Rates