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EUR/CHF - Convert Compare Save

Euro to Swiss Franc exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

This resource page for the Euro to Swiss Franc exchange rate, has news, forecasts and EUR to CHF comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. You can also check an exchange rate margin with our Exchange Rate Checker.

EUR/CHF Exchange Rates - How to Compare & Save

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for EUR/CHF International Money Transfers. Costs are calculated against the current interbank mid-rate.

 

EUR to CHF International Money Transfers

  

Foreign Transfer ProvidersReceive CHF(Fr)Exchange RateFee EURTotal CostDeal Links
OFX logo
5,333 CHF
Best Overall
1.06660 for BER users (normally $15)1.87%
HSBC logo
5,221.16 CHF
112 CHF
1.0458€7.53.93%
Deutsche Bank International Money Transfers
Deutsche Bank logo
5,171.27 CHF
162 CHF
1.0447€504.84%
Citibank International Money Transfers
Citibank logo
5,168.57 CHF
164 CHF
1.0362124.89%
Santander International Money Transfers
Santander logo
5,138.86 CHF
194 CHF
1.0319205.44%
Banks - Average Rate
Deutsche Bank logo Santander logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
5,111 CHF
222 CHF
1.0292125.95%
Bank of Ireland International Money Transfers
Bank of Ireland logo
5,107.91 CHF
225 CHF
1.0319€506.01%
BNP Paribas International Money Transfers
BNP Paribas logo
5,084.15 CHF
249 CHF
1.0271€506.45%
Crédit Agricole International Money Transfers
Crédit Agricole logo
5,070.78 CHF
262 CHF
1.0244€506.69%
AIB Bank International Money Transfers
AIB Bank logo
5,049.5 CHF
283 CHF
1.0201€507.08%
Sparkasse Bank International Money Transfers
Sparkasse Bank logo
4,987.99 CHF
345 CHF
1.0006158.22%
 
OFX: Foreign Transfer EUR→CHF
EUR amount:€5,000 EUR
Fee:0 for BER users (normally $15)
Exchange Rate:1.0666 (1.87% from mid-rate)
CHF amount:5,333 CHF
Total Cost:1.87%
Time:
Rate Fetched: Mon Aug 19 2019 04:11:47 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

HSBC logoHSBC

HSBC: Foreign Transfer EUR→CHF
EUR amount:€5,000 EUR
Fee:€7.5 EUR (.15%)
Exchange Rate:1.0458 (3.78% from mid-rate)
CHF amount:5,221.16 CHF
Total Cost:3.93%
Difference:
112 CHF less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Deutsche Bank logoDeutsche Bank

Deutsche Bank: Foreign Transfer EUR→CHF
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:1.0447 (3.88% from mid-rate)
CHF amount:5,171.27 CHF
Total Cost:4.84%
Difference:
162 CHF less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Citibank logoCitibank

Citibank: Foreign Transfer EUR→CHF
EUR amount:€5,000 EUR
Fee:12
Exchange Rate:1.0362 (4.66% from mid-rate)
CHF amount:5,168.57 CHF
Total Cost:4.89%
Difference:
164 CHF less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Santander logoSantander

Santander: Foreign Transfer EUR→CHF
EUR amount:€5,000 EUR
Fee:20
Exchange Rate:1.0319 (5.06% from mid-rate)
CHF amount:5,138.86 CHF
Total Cost:5.44%
Difference:
194 CHF less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer EUR→CHF
EUR amount:€5,000 EUR
Fee:12
Exchange Rate:1.0287 (5.35% from mid-rate)
CHF amount:5,111 CHF
Total Cost:5.95%
Difference:
222 CHF less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of Ireland logoBank of Ireland

Bank of Ireland: Foreign Transfer EUR→CHF
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:1.0319 (5.06% from mid-rate)
CHF amount:5,107.91 CHF
Total Cost:6.01%
Difference:
225 CHF less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNP Paribas logoBNP Paribas

BNP Paribas: Foreign Transfer EUR→CHF
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:1.0271 (5.5% from mid-rate)
CHF amount:5,084.15 CHF
Total Cost:6.45%
Difference:
249 CHF less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Crédit Agricole logoCrédit Agricole

Crédit Agricole: Foreign Transfer EUR→CHF
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:1.0244 (5.75% from mid-rate)
CHF amount:5,070.78 CHF
Total Cost:6.69%
Difference:
262 CHF less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

AIB Bank logoAIB Bank

AIB Bank: Foreign Transfer EUR→CHF
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:1.0201 (6.15% from mid-rate)
CHF amount:5,049.5 CHF
Total Cost:7.08%
Difference:
283 CHF less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logoSparkasse Bank

Sparkasse Bank: Foreign Transfer EUR→CHF
EUR amount:€5,000 EUR
Fee:15
Exchange Rate:1.0006 (7.94% from mid-rate)
CHF amount:4,987.99 CHF
Total Cost:8.22%
Difference:
345 CHF less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 08/19/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount CHF(Fr)Exchange RateFee EURTotal CostDeal Links
Travelex Online logo
1,052.6 CHF
Best Overall
1.052603.16%
Deutsche Bank Foreign Currency
Deutsche Bank logo
996.92 CHF
56 CHF
1.0121€158.28%
BNP Paribas Foreign Currency
BNP Paribas logo
991.80 CHF
61 CHF
1.0069€158.75%
Citibank Foreign Currency
Citibank logo
991.68 CHF
61 CHF
1.0017€108.76%
Banks - Average Rate
Deutsche Bank logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
982 CHF
71 CHF
0.9926€109.65%
Crédit Agricole Foreign Currency
Crédit Agricole logo
981.45 CHF
71 CHF
0.9964€159.7%
Bank of Ireland Foreign Currency
Bank of Ireland logo
980.20 CHF
72 CHF
0.9901€109.82%
AIB Bank Foreign Currency
AIB Bank logo
978.12 CHF
74 CHF
0.988€1010.01%
Sparkasse Bank Foreign Currency
Sparkasse Bank logo
970.89 CHF
82 CHF
0.9807€1010.67%
HSBC logo
964.90 CHF
88 CHF
0.9649011.22%
Travelex Online: Travel Money EUR→CHF
EUR amount:€1,000 EUR
Fee:undefined
Exchange Rate:1.0526 (3.16% from mid-rate)
CHF amount:1,052.6 CHF
Total Cost:3.16%
Time:
Rate Fetched: Mon Aug 19 2019 04:15:03 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Deutsche Bank logoDeutsche Bank

Deutsche Bank: Travel Money EUR→CHF
EUR amount:€1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.0121 (6.88% from mid-rate)
CHF amount:996.92 CHF
Total Cost:8.28%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNP Paribas logoBNP Paribas

BNP Paribas: Travel Money EUR→CHF
EUR amount:€1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.0069 (7.36% from mid-rate)
CHF amount:991.80 CHF
Total Cost:8.75%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Citibank logoCitibank

Citibank: Travel Money EUR→CHF
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:1.0017 (7.84% from mid-rate)
CHF amount:991.68 CHF
Total Cost:8.76%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money EUR→CHF
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:0.9597 (11.7% from mid-rate)
CHF amount:982 CHF
Total Cost:9.65%
Currency Services:Branch
Delivery/Collect:-
 

Crédit Agricole logoCrédit Agricole

Crédit Agricole: Travel Money EUR→CHF
EUR amount:€1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:0.9964 (8.33% from mid-rate)
CHF amount:981.45 CHF
Total Cost:9.7%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Bank of Ireland logoBank of Ireland

Bank of Ireland: Travel Money EUR→CHF
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:0.9901 (8.91% from mid-rate)
CHF amount:980.20 CHF
Total Cost:9.82%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

AIB Bank logoAIB Bank

AIB Bank: Travel Money EUR→CHF
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:0.9880 (9.1% from mid-rate)
CHF amount:978.12 CHF
Total Cost:10.01%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logoSparkasse Bank

Sparkasse Bank: Travel Money EUR→CHF
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:0.9807 (9.77% from mid-rate)
CHF amount:970.89 CHF
Total Cost:10.67%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
HSBC: Travel Money EUR→CHF
EUR amount:€1,000 EUR
Fee:
Exchange Rate:0.9649 (11.22% from mid-rate)
CHF amount:964.90 CHF
Total Cost:11.22%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 08/19/2019 - See full table

EUR to CHF interbank exchange rate = 1.0887

 
 

Exchange Rate Checker

If you have been offered/charged an exchange rate then enter it below to check the true cost to the latest interbank mid-rate.

 
   

Compare savings on EUR/CHF exchange rates

Foreign Transfers Travel Money

Foreign Transfers Travel Money

   

EUR and CHF in the Markets

When determining the best time to make a foreign exchange transaction, in this case the EUR vs CHF, you should pay attention to the recent market trends for both currencies.

 

Euro (EUR)

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar and British pound between mid-April and mid-June. Due to a stronger US dollar, EUR/USD was down 2 percent on the year at $1.12, close to long-term lows.

Read more in the article EUR Forecasts.

 

Swiss Franc (CHF)

The Swiss National Bank continues to reaffirm its commitment to an ultra-loose monetary policy, which includes negative interest rates and a willingness to intervene in FX markets, as part of an effort to spark inflation in the economy.

The SNB will be unhappy, therefore, with the franc’s strength in May.

Between April-23 and May-24 (the day of this report), the franc was the best performing G10 currency; it gained 2.2 percent against the euro, taking EUR/CHF back towards Fr1.12 and close to long-term lows (franc highs).

May’s strength reflected worsening sentiment towards the global economy, driven by a significant escalation in US-China trade tensions. As a safe haven, the franc typically gains value during tough times and sinks when investors gain confidence.

Why can't I just get the EUR/CHF market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the EUR / CHF was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all EUR Exchange Rates