Loading...

Home pages - full list (A-Z)

EUR to JPY - Rate Guide

Euro to Japanese Yen exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

EUR/JPY update & alerts

1 EUR = 120.08 JPY

Sell EUR - Buy JPY  Invert

EUR to JPY - Trading Range (90 Day)
14-DAY HIGH (1d)
90-DAY TREND: At 120.06 EUR/JPY is trading 0.5% above the average 119.5 with a range 116.25 to 121.37. There are no current alerts.
Update: 06-Dec 16:03-EST 21:03-GMT 08:03-AEDT(+1D)

More Charts

EUR/JPY Exchange Rates and Providers Compared

This guide to the Euro to Japanese Yen exchange rate with 90-day chart & alerts, historic rates, forecasts and EUR to JPY comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our EUR/JPY Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for EUR/JPY International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

EUR to JPY International Money Transfers

  

Foreign Transfer ProvidersReceive JPY(¥)Exchange RateFee EURTotal CostDeal Links
WorldFirst logo
¥597,400
Best Overall
119.4800.5%
OFX logo
¥586,650
¥10,750 less
117.330 for BER users (normally $15)2.29%
TorFX logo
¥586,050
¥11,350 less
117.2102.39%
HSBC logo
¥574,337
¥23,063 less
115.04€7.54.34%
Deutsche Bank International Money Transfers
Deutsche Bank logo
¥568,854
¥28,546 less
114.92€505.25%
Citibank International Money Transfers
Citibank logo
¥568,532
¥28,868 less
113.98125.31%
Santander International Money Transfers
Santander logo
¥565,280
¥32,120 less
113.51205.85%
Banks - Average Rate
Deutsche Bank logo Santander logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
¥562,767
¥34,633 less
113.32126.27%
Bank of Ireland International Money Transfers
Bank of Ireland logo
¥561,875
¥35,525 less
113.51€506.41%
BNP Paribas International Money Transfers
BNP Paribas logo
¥561,677
¥35,723 less
113.47€506.45%
Crédit Agricole International Money Transfers
Crédit Agricole logo
¥557,816
¥39,584 less
112.69€507.09%
AIB Bank International Money Transfers
AIB Bank logo
¥555,489
¥41,911 less
112.22€507.48%
Sparkasse Bank International Money Transfers
Sparkasse Bank logo
¥551,042
¥46,358 less
110.54158.22%
 

WorldFirst logo

WorldFirst: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:
Exchange Rate:119.48 (0.5% from mid-rate)
To Amount (JPY) ¥597,400
Total Cost:0.5%
Time:18:05 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

OFX logo

OFX: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:0 for BER users (normally $15)
Exchange Rate:117.33 (2.29% from mid-rate)
To Amount (JPY) ¥586,650
Total Cost:2.29%
Difference:
¥10,750 JPY less than using WorldFirst
Time:
Rate Fetched: Sat Dec 07 2019 17:12:01 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

TorFX logo

TorFX: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:0
Exchange Rate:117.21 (2.39% from mid-rate)
To Amount (JPY) ¥586,050
Total Cost:2.39%
Difference:
¥11,350 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:€7.5 EUR (.15%)
Exchange Rate:115.04 (4.19% from mid-rate)
To Amount (JPY) ¥574,337
Total Cost:4.34%
Difference:
¥23,063 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Deutsche Bank logo

Deutsche Bank: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:114.92 (4.29% from mid-rate)
To Amount (JPY) ¥568,854
Total Cost:5.25%
Difference:
¥28,546 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:12
Exchange Rate:113.98 (5.08% from mid-rate)
To Amount (JPY) ¥568,532
Total Cost:5.31%
Difference:
¥28,868 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Santander logo

Santander: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:20
Exchange Rate:113.51 (5.47% from mid-rate)
To Amount (JPY) ¥565,280
Total Cost:5.85%
Difference:
¥32,120 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:12
Exchange Rate:113.16 (5.76% from mid-rate)
To Amount (JPY) ¥562,767
Total Cost:6.27%
Difference:
¥34,633 JPY less than using WorldFirst
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of Ireland logo

Bank of Ireland: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:113.51 (5.47% from mid-rate)
To Amount (JPY) ¥561,875
Total Cost:6.41%
Difference:
¥35,525 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNP Paribas logo

BNP Paribas: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:113.47 (5.5% from mid-rate)
To Amount (JPY) ¥561,677
Total Cost:6.45%
Difference:
¥35,723 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Crédit Agricole logo

Crédit Agricole: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:112.69 (6.15% from mid-rate)
To Amount (JPY) ¥557,816
Total Cost:7.09%
Difference:
¥39,584 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

AIB Bank logo

AIB Bank: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:112.22 (6.54% from mid-rate)
To Amount (JPY) ¥555,489
Total Cost:7.48%
Difference:
¥41,911 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logo

Sparkasse Bank: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:15
Exchange Rate:110.54 (7.94% from mid-rate)
To Amount (JPY) ¥551,042
Total Cost:8.22%
Difference:
¥46,358 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 12/07/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

  

Japanese yen Travel Money

  

Travel Money ProvidersAmount JPY(¥)Exchange RateFee EURTotal CostDeal Links
Travelex Online logo
¥112,793
Best Overall
112.792806.07%
Deutsche Bank Foreign Currency
Deutsche Bank logo
¥110,143
¥2,650 less
111.82€158.27%
BNP Paribas Foreign Currency
BNP Paribas logo
¥109,571
¥3,222 less
111.24€158.75%
Citibank Foreign Currency
Citibank logo
¥109,553
¥3,240 less
110.66€108.76%
Banks - Average Rate
Deutsche Bank logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
¥108,489
¥4,304 less
109.66€109.65%
Crédit Agricole Foreign Currency
Crédit Agricole logo
¥108,429
¥4,364 less
110.08€159.7%
Bank of Ireland Foreign Currency
Bank of Ireland logo
¥108,296
¥4,497 less
109.39€109.81%
AIB Bank Foreign Currency
AIB Bank logo
¥108,059
¥4,734 less
109.15€1010.01%
Sparkasse Bank Foreign Currency
Sparkasse Bank logo
¥107,257
¥5,536 less
108.34€1010.68%
HSBC logo
¥106,600
¥6,193 less
106.6011.22%
 

Travelex Online logo

Travelex Online: Travel Money EUR→JPY
From Amount (EUR)€1,000
Fee:undefined
Exchange Rate:112.7928 (6.07% from mid-rate)
To Amount (JPY) ¥112,793
Total Cost:6.07%
Time:
Rate Fetched: Sat Dec 07 2019 18:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Deutsche Bank logo

Deutsche Bank: Travel Money EUR→JPY
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:111.82 (6.88% from mid-rate)
To Amount (JPY) ¥110,143
Total Cost:8.27%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNP Paribas logo

BNP Paribas: Travel Money EUR→JPY
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:111.24 (7.36% from mid-rate)
To Amount (JPY) ¥109,571
Total Cost:8.75%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Travel Money EUR→JPY
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:110.66 (7.84% from mid-rate)
To Amount (JPY) ¥109,553
Total Cost:8.76%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money EUR→JPY
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:106.03 (11.7% from mid-rate)
To Amount (JPY) ¥108,489
Total Cost:9.65%
Currency Services:Branch
Delivery/Collect:-
 

Crédit Agricole logo

Crédit Agricole: Travel Money EUR→JPY
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:110.08 (8.33% from mid-rate)
To Amount (JPY) ¥108,429
Total Cost:9.7%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Bank of Ireland logo

Bank of Ireland: Travel Money EUR→JPY
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:109.39 (8.9% from mid-rate)
To Amount (JPY) ¥108,296
Total Cost:9.81%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

AIB Bank logo

AIB Bank: Travel Money EUR→JPY
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:109.15 (9.1% from mid-rate)
To Amount (JPY) ¥108,059
Total Cost:10.01%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logo

Sparkasse Bank: Travel Money EUR→JPY
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:108.34 (9.77% from mid-rate)
To Amount (JPY) ¥107,257
Total Cost:10.68%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Travel Money EUR→JPY
From Amount (EUR)€1,000
Fee:
Exchange Rate:106.6 (11.22% from mid-rate)
To Amount (JPY) ¥106,600
Total Cost:11.22%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 12/07/2019 - See full table

EUR and JPY in the Markets

When determining the best time to make a foreign exchange transaction, in this case the EUR vs JPY, you should pay attention to the recent market trends for both currencies.

Euro (EUR)

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar and British pound between mid-April and mid-June. Due to a stronger US dollar, EUR/USD was down 2 percent on the year at $1.12, close to long-term lows.

Read more in the article EUR Forecasts.

 

Japanese Yen (JPY)

The yen was the star performer in the weeks leading up to this report (May-17), with appreciation driven by a flight to safety following a serious escalation in the US-China trade war. The benchmark yen rate, USD/JPY, was down in the mid-109s, having been as high as 112.4 in late April. Relatively speaking, against their April highs, other yen rates had fallen even more (NZD/JPY was down from 76 to 71.6).

In May, HSBC warned against thinking that yen-supporting safe-haven flows would soon stop, implying that the yen could have more upside potential in the near term. The bank highlighted the “desolation and destruction” (an exaggeration) present in many major economies and currencies. “You can never get too high,” the bank’s chief analyst said.

Read more in the article JPY Forecasts.

Why can't I just get the EUR/JPY market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the EUR / JPY was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all EUR Exchange Rates