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EUR to JPY - Rate Guide

Euro to Japanese Yen exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

EUR/JPY update & alerts

1 EUR = 122.18 JPY

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EUR to JPY - Trading Range (90 Day)
90-DAY HIGH (1d)
EUR/JPY at 122.17 is trading 1.1% above the 90-day average 120.83 with a range 117.33 to 122.67. There are no current rate alerts.
17-Jan-2020 16:NY 21:LON 08:SYD+1d

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EUR/JPY Exchange Rates and Providers Compared

This guide to the Euro to Japanese Yen exchange rate with 90-day chart & alerts, historic rates, forecasts and EUR to JPY comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our EUR/JPY Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for EUR/JPY International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

EUR to JPY International Money Transfers

  

Foreign Transfer ProvidersReceive JPY(¥)Exchange RateFee EURTotal CostDeal Links
WorldFirst logo
¥607,700
Best Overall
121.5400.5%
OFX logo
¥599,850
¥7,850 less
119.970 for BER users (normally $15)1.79%
TorFX logo
¥599,250
¥8,450 less
119.8501.89%
HSBC logo
¥587,268
¥20,432 less
117.63€7.53.85%
Deutsche Bank International Money Transfers
Deutsche Bank logo
¥581,675
¥26,025 less
117.51€504.77%
Citibank International Money Transfers
Citibank logo
¥581,351
¥26,349 less
116.55124.82%
Santander International Money Transfers
Santander logo
¥578,029
¥29,671 less
116.07205.36%
Banks - Average Rate
Deutsche Bank logo Santander logo Citibank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
¥576,581
¥31,119 less
116.16125.6%
Bank of Ireland International Money Transfers
Bank of Ireland logo
¥574,547
¥33,153 less
116.07€505.93%
BNP Paribas International Money Transfers
BNP Paribas logo
¥571,428
¥36,272 less
115.44€506.44%
Crédit Agricole International Money Transfers
Crédit Agricole logo
¥570,389
¥37,311 less
115.23€506.61%
AIB Bank International Money Transfers
AIB Bank logo
¥567,963
¥39,737 less
114.74€507.01%
 
WorldFirst logo
WorldFirst: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:
Exchange Rate:121.54 (0.5% from mid-rate)
To Amount (JPY) ¥607,700
Total Cost:0.5%
Time:18:05 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 
OFX logo
OFX: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:0 for BER users (normally $15)
Exchange Rate:119.97 (1.79% from mid-rate)
To Amount (JPY) ¥599,850
Total Cost:1.79%
Difference:
¥7,850 JPY less than using WorldFirst
Time:
Rate Fetched: Fri Jan 17 2020 17:11:59 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
TorFX logo
TorFX: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:0
Exchange Rate:119.85 (1.89% from mid-rate)
To Amount (JPY) ¥599,250
Total Cost:1.89%
Difference:
¥8,450 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 
HSBC logo
HSBC: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:€7.5 EUR (.15%)
Exchange Rate:117.63 (3.7% from mid-rate)
To Amount (JPY) ¥587,268
Total Cost:3.85%
Difference:
¥20,432 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Deutsche Bank logo
Deutsche Bank: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:117.51 (3.8% from mid-rate)
To Amount (JPY) ¥581,675
Total Cost:4.77%
Difference:
¥26,025 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Citibank logo
Citibank: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:12
Exchange Rate:116.55 (4.59% from mid-rate)
To Amount (JPY) ¥581,351
Total Cost:4.82%
Difference:
¥26,349 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Santander logo
Santander: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:20
Exchange Rate:116.07 (4.98% from mid-rate)
To Amount (JPY) ¥578,029
Total Cost:5.36%
Difference:
¥29,671 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:12
Exchange Rate:115.71 (5.28% from mid-rate)
To Amount (JPY) ¥576,581
Total Cost:5.6%
Difference:
¥31,119 JPY less than using WorldFirst
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
Bank of Ireland logo
Bank of Ireland: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:116.07 (4.98% from mid-rate)
To Amount (JPY) ¥574,547
Total Cost:5.93%
Difference:
¥33,153 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
BNP Paribas logo
BNP Paribas: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:115.44 (5.5% from mid-rate)
To Amount (JPY) ¥571,428
Total Cost:6.44%
Difference:
¥36,272 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Crédit Agricole logo
Crédit Agricole: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:115.23 (5.67% from mid-rate)
To Amount (JPY) ¥570,389
Total Cost:6.61%
Difference:
¥37,311 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
AIB Bank logo
AIB Bank: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:114.74 (6.07% from mid-rate)
To Amount (JPY) ¥567,963
Total Cost:7.01%
Difference:
¥39,737 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 01/17/2020 - See full table
  

EUR to JPY International Money Transfers

  

Foreign Transfer ProvidersReceive JPY(¥)Exchange RateFee EURTotal CostDeal Links
WorldFirst logo
¥607,700
Best Overall
121.5400.5%
OFX logo
¥599,850
¥7,850 less
119.970 for BER users (normally $15)1.79%
TorFX logo
¥599,250
¥8,450 less
119.8501.89%
HSBC logo
¥587,268
¥20,432 less
117.63€7.53.85%
Deutsche Bank International Money Transfers
Deutsche Bank logo
¥581,675
¥26,025 less
117.51€504.77%
Citibank International Money Transfers
Citibank logo
¥581,351
¥26,349 less
116.55124.82%
Santander International Money Transfers
Santander logo
¥578,029
¥29,671 less
116.07205.36%
Banks - Average Rate
Deutsche Bank logo Santander logo Citibank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
¥576,581
¥31,119 less
116.16125.6%
Bank of Ireland International Money Transfers
Bank of Ireland logo
¥574,547
¥33,153 less
116.07€505.93%
BNP Paribas International Money Transfers
BNP Paribas logo
¥571,428
¥36,272 less
115.44€506.44%
Crédit Agricole International Money Transfers
Crédit Agricole logo
¥570,389
¥37,311 less
115.23€506.61%
AIB Bank International Money Transfers
AIB Bank logo
¥567,963
¥39,737 less
114.74€507.01%
 
WorldFirst logo
WorldFirst: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:
Exchange Rate:121.54 (0.5% from mid-rate)
To Amount (JPY) ¥607,700
Total Cost:0.5%
Time:18:05 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 
OFX logo
OFX: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:0 for BER users (normally $15)
Exchange Rate:119.97 (1.79% from mid-rate)
To Amount (JPY) ¥599,850
Total Cost:1.79%
Difference:
¥7,850 JPY less than using WorldFirst
Time:
Rate Fetched: Fri Jan 17 2020 17:11:59 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
TorFX logo
TorFX: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:0
Exchange Rate:119.85 (1.89% from mid-rate)
To Amount (JPY) ¥599,250
Total Cost:1.89%
Difference:
¥8,450 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 
HSBC logo
HSBC: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:€7.5 EUR (.15%)
Exchange Rate:117.63 (3.7% from mid-rate)
To Amount (JPY) ¥587,268
Total Cost:3.85%
Difference:
¥20,432 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Deutsche Bank logo
Deutsche Bank: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:117.51 (3.8% from mid-rate)
To Amount (JPY) ¥581,675
Total Cost:4.77%
Difference:
¥26,025 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Citibank logo
Citibank: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:12
Exchange Rate:116.55 (4.59% from mid-rate)
To Amount (JPY) ¥581,351
Total Cost:4.82%
Difference:
¥26,349 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Santander logo
Santander: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:20
Exchange Rate:116.07 (4.98% from mid-rate)
To Amount (JPY) ¥578,029
Total Cost:5.36%
Difference:
¥29,671 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:12
Exchange Rate:115.71 (5.28% from mid-rate)
To Amount (JPY) ¥576,581
Total Cost:5.6%
Difference:
¥31,119 JPY less than using WorldFirst
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
Bank of Ireland logo
Bank of Ireland: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:116.07 (4.98% from mid-rate)
To Amount (JPY) ¥574,547
Total Cost:5.93%
Difference:
¥33,153 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
BNP Paribas logo
BNP Paribas: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:115.44 (5.5% from mid-rate)
To Amount (JPY) ¥571,428
Total Cost:6.44%
Difference:
¥36,272 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Crédit Agricole logo
Crédit Agricole: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:115.23 (5.67% from mid-rate)
To Amount (JPY) ¥570,389
Total Cost:6.61%
Difference:
¥37,311 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
AIB Bank logo
AIB Bank: Foreign Transfer EUR→JPY
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:114.74 (6.07% from mid-rate)
To Amount (JPY) ¥567,963
Total Cost:7.01%
Difference:
¥39,737 JPY less than using WorldFirst
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 01/17/2020 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

  

Japanese yen Travel Money

  

Travel Money ProvidersAmount JPY(¥)Exchange RateFee EURTotal CostDeal Links
Sparkasse Bank Foreign Currency
Sparkasse Bank logo
¥109,118
Compare
110.22€1010.67%
 
Sparkasse Bank logo
Sparkasse Bank: Travel Money EUR→JPY
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:110.22 (9.77% from mid-rate)
To Amount (JPY) ¥109,118
Total Cost:10.67%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 01/17/2020 - See full table

EUR and JPY in the Markets

When determining the best time to make a foreign exchange transaction, in this case the EUR vs JPY, you should pay attention to the recent market trends for both currencies.

Euro (EUR)

The Euro spent 2019 on a downwards trajectory, starting the year with highs at US1.1550 but then slid all year until October where it bottomed out at US$1.09 on Oct 1, close to long-term lows. Since then it has climbed back up towards the average rate for the year of US1.12, perhaps due to the less uncertainty around Brexit.

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar.

Read more in the article EUR Forecasts.

 

Japanese Yen (JPY)

The threat of proxy war between the US and Iran in Iraq has helped bring on the recent gains in the Japanese yen and US dollar plus currencies pegged to the greenback such as the Hong Kong dollar.

Last year, HSBC warned against thinking that yen-supporting safe-haven flows would soon stop, implying that the yen could have more upside potential in the near term. The bank highlighted the “desolation and destruction” (an exaggeration) present in many major economies and currencies. “You can never get too high,” the bank’s chief analyst said.

Read more in the article JPY Forecasts.

Why can't I just get the EUR/JPY market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the EUR / JPY was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all EUR Exchange Rates