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EUR/JPY - Convert Compare Save

Euro to Japanese Yen exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

This resource page for the Euro to Japanese Yen exchange rate, has news, forecasts and EUR to JPY comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. You can also check an exchange rate margin with our Exchange Rate Checker.

EUR/JPY Exchange Rates - How to Compare & Save

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for EUR/JPY International Money Transfers. Costs are calculated against the current interbank mid-rate.

 

EUR to JPY International Money Transfers

  

Foreign Transfer ProvidersReceive JPY(¥)Exchange RateFee EURTotal CostDeal Links
OFX logo
591,850 JPY
Best Overall
118.370 for BER users (normally $15)1.92%
HSBC logo
579,430 JPY
12,420 JPY
116.06€7.53.98%
Deutsche Bank International Money Transfers
Deutsche Bank logo
573,903 JPY
17,947 JPY
115.94€504.89%
Citibank International Money Transfers
Citibank logo
573,620 JPY
18,230 JPY
115124.94%
Santander International Money Transfers
Santander logo
570,310 JPY
21,540 JPY
114.52205.49%
Banks - Average Rate
Deutsche Bank logo Santander logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
567,303 JPY
24,547 JPY
114.23125.99%
Bank of Ireland International Money Transfers
Bank of Ireland logo
566,874 JPY
24,976 JPY
114.52€506.06%
BNP Paribas International Money Transfers
BNP Paribas logo
564,548 JPY
27,302 JPY
114.05€506.44%
Crédit Agricole International Money Transfers
Crédit Agricole logo
562,766 JPY
29,084 JPY
113.69€506.74%
AIB Bank International Money Transfers
AIB Bank logo
560,439 JPY
31,411 JPY
113.22€507.12%
Sparkasse Bank International Money Transfers
Sparkasse Bank logo
553,834 JPY
38,016 JPY
111.1158.22%
 
OFX: Foreign Transfer EUR→JPY
EUR amount:€5,000 EUR
Fee:0 for BER users (normally $15)
Exchange Rate:118.37 (1.92% from mid-rate)
JPY amount:591,850 JPY
Total Cost:1.92%
Time:
Rate Fetched: Tue Jul 23 2019 16:11:51 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

HSBC logoHSBC

HSBC: Foreign Transfer EUR→JPY
EUR amount:€5,000 EUR
Fee:€7.5 EUR (.15%)
Exchange Rate:116.06 (3.83% from mid-rate)
JPY amount:579,430 JPY
Total Cost:3.98%
Difference:
12,420 JPY less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Deutsche Bank logoDeutsche Bank

Deutsche Bank: Foreign Transfer EUR→JPY
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:115.94 (3.93% from mid-rate)
JPY amount:573,903 JPY
Total Cost:4.89%
Difference:
17,947 JPY less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Citibank logoCitibank

Citibank: Foreign Transfer EUR→JPY
EUR amount:€5,000 EUR
Fee:12
Exchange Rate:115 (4.71% from mid-rate)
JPY amount:573,620 JPY
Total Cost:4.94%
Difference:
18,230 JPY less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Santander logoSantander

Santander: Foreign Transfer EUR→JPY
EUR amount:€5,000 EUR
Fee:20
Exchange Rate:114.52 (5.11% from mid-rate)
JPY amount:570,310 JPY
Total Cost:5.49%
Difference:
21,540 JPY less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer EUR→JPY
EUR amount:€5,000 EUR
Fee:12
Exchange Rate:114.17 (5.4% from mid-rate)
JPY amount:567,303 JPY
Total Cost:5.99%
Difference:
24,547 JPY less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of Ireland logoBank of Ireland

Bank of Ireland: Foreign Transfer EUR→JPY
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:114.52 (5.11% from mid-rate)
JPY amount:566,874 JPY
Total Cost:6.06%
Difference:
24,976 JPY less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNP Paribas logoBNP Paribas

BNP Paribas: Foreign Transfer EUR→JPY
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:114.05 (5.5% from mid-rate)
JPY amount:564,548 JPY
Total Cost:6.44%
Difference:
27,302 JPY less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Crédit Agricole logoCrédit Agricole

Crédit Agricole: Foreign Transfer EUR→JPY
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:113.69 (5.8% from mid-rate)
JPY amount:562,766 JPY
Total Cost:6.74%
Difference:
29,084 JPY less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

AIB Bank logoAIB Bank

AIB Bank: Foreign Transfer EUR→JPY
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:113.22 (6.19% from mid-rate)
JPY amount:560,439 JPY
Total Cost:7.12%
Difference:
31,411 JPY less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logoSparkasse Bank

Sparkasse Bank: Foreign Transfer EUR→JPY
EUR amount:€5,000 EUR
Fee:15
Exchange Rate:111.1 (7.94% from mid-rate)
JPY amount:553,834 JPY
Total Cost:8.22%
Difference:
38,016 JPY less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 07/23/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount JPY(¥)Exchange RateFee EURTotal CostDeal Links
Travelex Online logo
113,759 JPY
Best Overall
113.758605.74%
Deutsche Bank Foreign Currency
Deutsche Bank logo
110,704 JPY
3,055 JPY
112.39€158.27%
BNP Paribas Foreign Currency
BNP Paribas logo
110,123 JPY
3,636 JPY
111.8€158.75%
Citibank Foreign Currency
Citibank logo
110,108 JPY
3,651 JPY
111.22€108.76%
Banks - Average Rate
Deutsche Bank logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
109,039 JPY
4,720 JPY
110.22€109.65%
Crédit Agricole Foreign Currency
Crédit Agricole logo
108,980 JPY
4,779 JPY
110.64€159.7%
Bank of Ireland Foreign Currency
Bank of Ireland logo
108,841 JPY
4,918 JPY
109.94€109.81%
AIB Bank Foreign Currency
AIB Bank logo
108,613 JPY
5,146 JPY
109.71€1010%
Sparkasse Bank Foreign Currency
Sparkasse Bank logo
107,801 JPY
5,958 JPY
108.89€1010.68%
HSBC logo
107,140 JPY
6,619 JPY
107.14011.22%
Travelex Online: Travel Money EUR→JPY
EUR amount:€1,000 EUR
Fee:undefined
Exchange Rate:113.7586 (5.74% from mid-rate)
JPY amount:113,759 JPY
Total Cost:5.74%
Time:
Rate Fetched: Tue Jul 23 2019 16:15:03 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Deutsche Bank logoDeutsche Bank

Deutsche Bank: Travel Money EUR→JPY
EUR amount:€1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:112.39 (6.87% from mid-rate)
JPY amount:110,704 JPY
Total Cost:8.27%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNP Paribas logoBNP Paribas

BNP Paribas: Travel Money EUR→JPY
EUR amount:€1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:111.8 (7.36% from mid-rate)
JPY amount:110,123 JPY
Total Cost:8.75%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Citibank logoCitibank

Citibank: Travel Money EUR→JPY
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:111.22 (7.84% from mid-rate)
JPY amount:110,108 JPY
Total Cost:8.76%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money EUR→JPY
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:106.56 (11.7% from mid-rate)
JPY amount:109,039 JPY
Total Cost:9.65%
Currency Services:Branch
Delivery/Collect:-
 

Crédit Agricole logoCrédit Agricole

Crédit Agricole: Travel Money EUR→JPY
EUR amount:€1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:110.64 (8.32% from mid-rate)
JPY amount:108,980 JPY
Total Cost:9.7%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Bank of Ireland logoBank of Ireland

Bank of Ireland: Travel Money EUR→JPY
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:109.94 (8.9% from mid-rate)
JPY amount:108,841 JPY
Total Cost:9.81%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

AIB Bank logoAIB Bank

AIB Bank: Travel Money EUR→JPY
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:109.71 (9.09% from mid-rate)
JPY amount:108,613 JPY
Total Cost:10%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logoSparkasse Bank

Sparkasse Bank: Travel Money EUR→JPY
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:108.89 (9.77% from mid-rate)
JPY amount:107,801 JPY
Total Cost:10.68%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
HSBC: Travel Money EUR→JPY
EUR amount:€1,000 EUR
Fee:
Exchange Rate:107.14 (11.22% from mid-rate)
JPY amount:107,140 JPY
Total Cost:11.22%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 07/23/2019 - See full table

EUR to JPY interbank exchange rate = 120.5935

 
 

Exchange Rate Checker

If you have been offered/charged an exchange rate then enter it below to check the true cost to the latest interbank mid-rate.

 
   

Compare savings on EUR/JPY exchange rates

Foreign Transfers Travel Money

Foreign Transfers Travel Money

   

EUR and JPY in the Markets

When determining the best time to make a foreign exchange transaction, in this case the EUR vs JPY, you should pay attention to the recent market trends for both currencies.

 

Euro (EUR)

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar and British pound between mid-April and mid-June. Due to a stronger US dollar, EUR/USD was down 2 percent on the year at $1.12, close to long-term lows.

Read more in the article EUR Forecasts.

 

Japanese Yen (JPY)

The yen was the star performer in the weeks leading up to this report (May-17), with appreciation driven by a flight to safety following a serious escalation in the US-China trade war. The benchmark yen rate, USD/JPY, was down in the mid-109s, having been as high as 112.4 in late April. Relatively speaking, against their April highs, other yen rates had fallen even more (NZD/JPY was down from 76 to 71.6).

In May, HSBC warned against thinking that yen-supporting safe-haven flows would soon stop, implying that the yen could have more upside potential in the near term. The bank highlighted the “desolation and destruction” (an exaggeration) present in many major economies and currencies. “You can never get too high,” the bank’s chief analyst said.

Read more in the article JPY Forecasts.

Why can't I just get the EUR/JPY market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the EUR / JPY was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all EUR Exchange Rates