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EUR/NZD - Convert Compare Save

Euro to New Zealand Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

This resource page for the Euro to New Zealand Dollar exchange rate, has news, forecasts and EUR to NZD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. You can also check an exchange rate margin with our Exchange Rate Checker.

EUR/NZD Exchange Rates - How to Compare & Save

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for EUR/NZD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 

EUR to NZD International Money Transfers

  

Foreign Transfer ProvidersReceive NZD($)Exchange RateFee EURTotal CostDeal Links
OFX logo
8,220 NZD
Best Overall
1.6440 for BER users (normally $15)0.8%
HSBC logo
7,975.52 NZD
244 NZD
1.5975€7.53.75%
Deutsche Bank International Money Transfers
Deutsche Bank logo
7,899.71 NZD
320 NZD
1.5959€504.67%
Citibank International Money Transfers
Citibank logo
7,895.01 NZD
325 NZD
1.5828124.72%
Santander International Money Transfers
Santander logo
7,849.97 NZD
370 NZD
1.5763205.27%
Banks - Average Rate
Deutsche Bank logo Santander logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
7,805 NZD
415 NZD
1.5715125.82%
Bank of Ireland International Money Transfers
Bank of Ireland logo
7,802.69 NZD
417 NZD
1.5763€505.84%
BNP Paribas International Money Transfers
BNP Paribas logo
7,752.2 NZD
468 NZD
1.5661€506.45%
Crédit Agricole International Money Transfers
Crédit Agricole logo
7,746.26 NZD
474 NZD
1.5649€506.52%
AIB Bank International Money Transfers
AIB Bank logo
7,714.08 NZD
506 NZD
1.5584€506.91%
Sparkasse Bank International Money Transfers
Sparkasse Bank logo
7,605.61 NZD
614 NZD
1.5257158.22%
 
OFX: Foreign Transfer EUR→NZD
EUR amount:€5,000 EUR
Fee:0 for BER users (normally $15)
Exchange Rate:1.6440 (0.8% from mid-rate)
NZD amount:8,220 NZD
Total Cost:0.8%
Time:
Rate Fetched: 18:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

HSBC logoHSBC

HSBC: Foreign Transfer EUR→NZD
EUR amount:€5,000 EUR
Fee:€7.5 EUR (.15%)
Exchange Rate:1.5975 (3.61% from mid-rate)
NZD amount:7,975.52 NZD
Total Cost:3.75%
Difference:
244 NZD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Deutsche Bank logoDeutsche Bank

Deutsche Bank: Foreign Transfer EUR→NZD
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:1.5959 (3.7% from mid-rate)
NZD amount:7,899.71 NZD
Total Cost:4.67%
Difference:
320 NZD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Citibank logoCitibank

Citibank: Foreign Transfer EUR→NZD
EUR amount:€5,000 EUR
Fee:12
Exchange Rate:1.5828 (4.5% from mid-rate)
NZD amount:7,895.01 NZD
Total Cost:4.72%
Difference:
325 NZD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Santander logoSantander

Santander: Foreign Transfer EUR→NZD
EUR amount:€5,000 EUR
Fee:20
Exchange Rate:1.5763 (4.89% from mid-rate)
NZD amount:7,849.97 NZD
Total Cost:5.27%
Difference:
370 NZD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer EUR→NZD
EUR amount:€5,000 EUR
Fee:12
Exchange Rate:1.5714 (5.18% from mid-rate)
NZD amount:7,805 NZD
Total Cost:5.82%
Difference:
415 NZD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of Ireland logoBank of Ireland

Bank of Ireland: Foreign Transfer EUR→NZD
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:1.5763 (4.89% from mid-rate)
NZD amount:7,802.69 NZD
Total Cost:5.84%
Difference:
417 NZD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNP Paribas logoBNP Paribas

BNP Paribas: Foreign Transfer EUR→NZD
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:1.5661 (5.5% from mid-rate)
NZD amount:7,752.2 NZD
Total Cost:6.45%
Difference:
468 NZD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Crédit Agricole logoCrédit Agricole

Crédit Agricole: Foreign Transfer EUR→NZD
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:1.5649 (5.58% from mid-rate)
NZD amount:7,746.26 NZD
Total Cost:6.52%
Difference:
474 NZD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

AIB Bank logoAIB Bank

AIB Bank: Foreign Transfer EUR→NZD
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:1.5584 (5.97% from mid-rate)
NZD amount:7,714.08 NZD
Total Cost:6.91%
Difference:
506 NZD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logoSparkasse Bank

Sparkasse Bank: Foreign Transfer EUR→NZD
EUR amount:€5,000 EUR
Fee:15
Exchange Rate:1.5257 (7.94% from mid-rate)
NZD amount:7,605.61 NZD
Total Cost:8.22%
Difference:
614 NZD less than using OFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 07/19/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount NZD($)Exchange RateFee EURTotal CostDeal Links
Travelex Online logo
1,560.1 NZD
Best Overall
1.560105.86%
Deutsche Bank Foreign Currency
Deutsche Bank logo
1,520.15 NZD
40 NZD
1.5433€158.28%
BNP Paribas Foreign Currency
BNP Paribas logo
1,512.27 NZD
48 NZD
1.5353€158.75%
La Poste Foreign Currency
La Poste logo
1,512.27 NZD
48 NZD
1.5353€158.75%
Citibank Foreign Currency
Citibank logo
1,512.03 NZD
48 NZD
1.5273€108.77%
Banks - Average Rate
Deutsche Bank logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo La Poste logo
1,499 NZD
61 NZD
1.5159€109.55%
Crédit Agricole Foreign Currency
Crédit Agricole logo
1,496.51 NZD
64 NZD
1.5193€159.7%
Bank of Ireland Foreign Currency
Bank of Ireland logo
1,494.6 NZD
65 NZD
1.5097€109.82%
AIB Bank Foreign Currency
AIB Bank logo
1,491.44 NZD
69 NZD
1.5065€1010.01%
Sparkasse Bank Foreign Currency
Sparkasse Bank logo
1,480.35 NZD
80 NZD
1.4953€1010.68%
HSBC logo
1,471.4 NZD
89 NZD
1.4714011.22%
Travelex Online: Travel Money EUR→NZD
EUR amount:€1,000 EUR
Fee:undefined
Exchange Rate:1.5601 (5.86% from mid-rate)
NZD amount:1,560.1 NZD
Total Cost:5.86%
Time:
Rate Fetched: Fri Jul 19 2019 16:15:03 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Deutsche Bank logoDeutsche Bank

Deutsche Bank: Travel Money EUR→NZD
EUR amount:€1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.5433 (6.88% from mid-rate)
NZD amount:1,520.15 NZD
Total Cost:8.28%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNP Paribas logoBNP Paribas

BNP Paribas: Travel Money EUR→NZD
EUR amount:€1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.5353 (7.36% from mid-rate)
NZD amount:1,512.27 NZD
Total Cost:8.75%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

La Poste logoLa Poste

La Poste: Travel Money EUR→NZD
EUR amount:€1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.5353 (7.36% from mid-rate)
NZD amount:1,512.27 NZD
Total Cost:8.75%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Citibank logoCitibank

Citibank: Travel Money EUR→NZD
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:1.5273 (7.84% from mid-rate)
NZD amount:1,512.03 NZD
Total Cost:8.77%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money EUR→NZD
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:1.4634 (11.7% from mid-rate)
NZD amount:1,499 NZD
Total Cost:9.55%
Currency Services:Branch
Delivery/Collect:-
 

Crédit Agricole logoCrédit Agricole

Crédit Agricole: Travel Money EUR→NZD
EUR amount:€1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.5193 (8.33% from mid-rate)
NZD amount:1,496.51 NZD
Total Cost:9.7%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Bank of Ireland logoBank of Ireland

Bank of Ireland: Travel Money EUR→NZD
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:1.5097 (8.91% from mid-rate)
NZD amount:1,494.6 NZD
Total Cost:9.82%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

AIB Bank logoAIB Bank

AIB Bank: Travel Money EUR→NZD
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:1.5065 (9.1% from mid-rate)
NZD amount:1,491.44 NZD
Total Cost:10.01%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logoSparkasse Bank

Sparkasse Bank: Travel Money EUR→NZD
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:1.4953 (9.77% from mid-rate)
NZD amount:1,480.35 NZD
Total Cost:10.68%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
HSBC: Travel Money EUR→NZD
EUR amount:€1,000 EUR
Fee:
Exchange Rate:1.4714 (11.22% from mid-rate)
NZD amount:1,471.4 NZD
Total Cost:11.22%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 07/19/2019 - See full table

EUR to NZD interbank exchange rate = 1.6601

 
 

Exchange Rate Checker

If you have been offered/charged an exchange rate then enter it below to check the true cost to the latest interbank mid-rate.

 
   

Compare savings on EUR/NZD exchange rates

Foreign Transfers Travel Money

Foreign Transfers Travel Money

   

EUR and NZD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the EUR vs NZD, you should pay attention to the recent market trends for both currencies.

 

Euro (EUR)

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar and British pound between mid-April and mid-June. Due to a stronger US dollar, EUR/USD was down 2 percent on the year at $1.12, close to long-term lows.

Read more in the article EUR Forecasts.

 

New Zealand Dollar (NZD)

The New Zealand dollar weakened in June to a 7-month low against the euro, at rates below €0.58.

At US$0.65, the kiwi remained weak against the greenback, 6 percent lower than rates in March.

Against the Australian dollar, NZD has been steady in recent months, having spent much of its time between A$0.94 and A$0.95.

Robbing New Zealand's currency of gains in 2019 have been lower NZ interest rates, reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

Why can't I just get the EUR/NZD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the EUR / NZD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all EUR Exchange Rates