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EUR to NZD - Rate Guide

Euro to New Zealand Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

EUR/NZD update & alerts

1 EUR = 1.6842 NZD

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EUR to NZD - Trading Range (90 Day)
ALERT: 90-DAY LOWS 🔔 |
90-DAY TREND: At 1.6834 EUR/NZD is trading 2.9% below the average 1.7336 with a range 1.6834 to 1.7609. ALERT: EUR/NZD has dropped to 90-DAY LOWS.
Update: 06-Dec 16:03-EST 21:03-GMT 08:03-AEDT(+1D)

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EUR/NZD Exchange Rates and Providers Compared

This guide to the Euro to New Zealand Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and EUR to NZD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our EUR/NZD Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for EUR/NZD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

EUR to NZD International Money Transfers

  

Foreign Transfer ProvidersReceive NZD(NZ$)Exchange RateFee EURTotal CostDeal Links
OFX logo
NZ$8,353.5
Best Overall
1.67070 for BER users (normally $15)0.8%
WorldFirst logo
NZ$8,379
NZ$26 more
1.675800.5%
TorFX logo
NZ$8,233
NZ$120 less
1.646602.23%
HSBC logo
NZ$8,067.88
NZ$286 less
1.616€7.54.19%
Deutsche Bank International Money Transfers
Deutsche Bank logo
NZ$7,991.28
NZ$362 less
1.6144€505.1%
Citibank International Money Transfers
Citibank logo
NZ$7,986.79
NZ$367 less
1.6012125.16%
Santander International Money Transfers
Santander logo
NZ$7,941.11
NZ$412 less
1.5946205.7%
Banks - Average Rate
Deutsche Bank logo Santander logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
NZ$7,903
NZ$450 less
1.5914126.15%
Bank of Ireland International Money Transfers
Bank of Ireland logo
NZ$7,893.27
NZ$460 less
1.5946€506.27%
BNP Paribas International Money Transfers
BNP Paribas logo
NZ$7,878.42
NZ$475 less
1.5916€506.44%
Crédit Agricole International Money Transfers
Crédit Agricole logo
NZ$7,835.85
NZ$518 less
1.583€506.95%
AIB Bank International Money Transfers
AIB Bank logo
NZ$7,803.18
NZ$550 less
1.5764€507.34%
Sparkasse Bank International Money Transfers
Sparkasse Bank logo
NZ$7,729.24
NZ$624 less
1.5505158.21%
 

OFX logo

OFX: Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:0 for BER users (normally $15)
Exchange Rate:1.6707 (0.8% from mid-rate)
To Amount (NZD) NZ$8,353.5
Total Cost:0.8%
Time:
Rate Fetched: 18:05 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

WorldFirst logo

WorldFirst: Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:
Exchange Rate:1.6758 (0.5% from mid-rate)
To Amount (NZD) NZ$8,379
Total Cost:0.5%
Difference:
NZ$26 NZD more than using OFX
Time:18:05 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

TorFX logo

TorFX: Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:0
Exchange Rate:1.6466 (2.23% from mid-rate)
To Amount (NZD) NZ$8,233
Total Cost:2.23%
Difference:
NZ$120 NZD less than using OFX
Time:18:05 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:€7.5 EUR (.15%)
Exchange Rate:1.6160 (4.05% from mid-rate)
To Amount (NZD) NZ$8,067.88
Total Cost:4.19%
Difference:
NZ$286 NZD less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Deutsche Bank logo

Deutsche Bank: Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.6144 (4.14% from mid-rate)
To Amount (NZD) NZ$7,991.28
Total Cost:5.1%
Difference:
NZ$362 NZD less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:12
Exchange Rate:1.6012 (4.93% from mid-rate)
To Amount (NZD) NZ$7,986.79
Total Cost:5.16%
Difference:
NZ$367 NZD less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Santander logo

Santander: Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:20
Exchange Rate:1.5946 (5.32% from mid-rate)
To Amount (NZD) NZ$7,941.11
Total Cost:5.7%
Difference:
NZ$412 NZD less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:12
Exchange Rate:1.5896 (5.62% from mid-rate)
To Amount (NZD) NZ$7,903
Total Cost:6.15%
Difference:
NZ$450 NZD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of Ireland logo

Bank of Ireland: Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.5946 (5.32% from mid-rate)
To Amount (NZD) NZ$7,893.27
Total Cost:6.27%
Difference:
NZ$460 NZD less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNP Paribas logo

BNP Paribas: Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.5916 (5.5% from mid-rate)
To Amount (NZD) NZ$7,878.42
Total Cost:6.44%
Difference:
NZ$475 NZD less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Crédit Agricole logo

Crédit Agricole: Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.5830 (6.01% from mid-rate)
To Amount (NZD) NZ$7,835.85
Total Cost:6.95%
Difference:
NZ$518 NZD less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

AIB Bank logo

AIB Bank: Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.5764 (6.4% from mid-rate)
To Amount (NZD) NZ$7,803.18
Total Cost:7.34%
Difference:
NZ$550 NZD less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logo

Sparkasse Bank: Foreign Transfer EUR→NZD
From Amount (EUR)€5,000
Fee:15
Exchange Rate:1.5505 (7.94% from mid-rate)
To Amount (NZD) NZ$7,729.24
Total Cost:8.21%
Difference:
NZ$624 NZD less than using OFX
Time:18:05 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 12/07/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

  

New Zealand dollar Travel Money

  

Travel Money ProvidersAmount NZD(NZ$)Exchange RateFee EURTotal CostDeal Links
Travelex Online logo
NZ$1,581.6
Best Overall
1.581606.09%
Deutsche Bank Foreign Currency
Deutsche Bank logo
NZ$1,544.87
NZ$37 less
1.5684€158.27%
BNP Paribas Foreign Currency
BNP Paribas logo
NZ$1,536.8
NZ$45 less
1.5602€158.75%
La Poste Foreign Currency
La Poste logo
NZ$1,536.8
NZ$45 less
1.5602€158.75%
Citibank Foreign Currency
Citibank logo
NZ$1,536.58
NZ$45 less
1.5521€108.76%
Banks - Average Rate
Deutsche Bank logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo La Poste logo
NZ$1,523
NZ$59 less
1.5405€109.55%
Crédit Agricole Foreign Currency
Crédit Agricole logo
NZ$1,520.84
NZ$61 less
1.544€159.7%
Bank of Ireland Foreign Currency
Bank of Ireland logo
NZ$1,518.86
NZ$63 less
1.5342€109.82%
AIB Bank Foreign Currency
AIB Bank logo
NZ$1,515.69
NZ$66 less
1.531€1010.01%
Sparkasse Bank Foreign Currency
Sparkasse Bank logo
NZ$1,504.4
NZ$77 less
1.5196€1010.68%
HSBC logo
NZ$1,495.2
NZ$86 less
1.4952011.22%
 

Travelex Online logo

Travelex Online: Travel Money EUR→NZD
From Amount (EUR)€1,000
Fee:undefined
Exchange Rate:1.5816 (6.09% from mid-rate)
To Amount (NZD) NZ$1,581.6
Total Cost:6.09%
Time:
Rate Fetched: Sat Dec 07 2019 18:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Deutsche Bank logo

Deutsche Bank: Travel Money EUR→NZD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.5684 (6.88% from mid-rate)
To Amount (NZD) NZ$1,544.87
Total Cost:8.27%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNP Paribas logo

BNP Paribas: Travel Money EUR→NZD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.5602 (7.36% from mid-rate)
To Amount (NZD) NZ$1,536.8
Total Cost:8.75%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

La Poste logo

La Poste: Travel Money EUR→NZD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.5602 (7.36% from mid-rate)
To Amount (NZD) NZ$1,536.8
Total Cost:8.75%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Travel Money EUR→NZD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.5521 (7.84% from mid-rate)
To Amount (NZD) NZ$1,536.58
Total Cost:8.76%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money EUR→NZD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.4871 (11.7% from mid-rate)
To Amount (NZD) NZ$1,523
Total Cost:9.55%
Currency Services:Branch
Delivery/Collect:-
 

Crédit Agricole logo

Crédit Agricole: Travel Money EUR→NZD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.5440 (8.32% from mid-rate)
To Amount (NZD) NZ$1,520.84
Total Cost:9.7%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Bank of Ireland logo

Bank of Ireland: Travel Money EUR→NZD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.5342 (8.91% from mid-rate)
To Amount (NZD) NZ$1,518.86
Total Cost:9.82%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

AIB Bank logo

AIB Bank: Travel Money EUR→NZD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.5310 (9.1% from mid-rate)
To Amount (NZD) NZ$1,515.69
Total Cost:10.01%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logo

Sparkasse Bank: Travel Money EUR→NZD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.5196 (9.77% from mid-rate)
To Amount (NZD) NZ$1,504.4
Total Cost:10.68%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Travel Money EUR→NZD
From Amount (EUR)€1,000
Fee:
Exchange Rate:1.4952 (11.22% from mid-rate)
To Amount (NZD) NZ$1,495.2
Total Cost:11.22%
Time:18:05 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 12/07/2019 - See full table

EUR and NZD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the EUR vs NZD, you should pay attention to the recent market trends for both currencies.

Euro (EUR)

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar and British pound between mid-April and mid-June. Due to a stronger US dollar, EUR/USD was down 2 percent on the year at $1.12, close to long-term lows.

Read more in the article EUR Forecasts.

 

New Zealand Dollar (NZD)

The New Zealand dollar weakened in June to a 7-month low against the euro, at rates below €0.58.

At US$0.65, the kiwi remained weak against the greenback, 6 percent lower than rates in March.

Against the Australian dollar, NZD has been steady in recent months, having spent much of its time between A$0.94 and A$0.95.

Robbing New Zealand's currency of gains in 2019 have been lower NZ interest rates, reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

Why can't I just get the EUR/NZD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the EUR / NZD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all EUR Exchange Rates