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EUR/USD - Convert Compare Save

Euro to United States Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

This resource page for the Euro to United States Dollar exchange rate, has news, forecasts and EUR to USD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. You can also check an exchange rate margin with our Exchange Rate Checker.

EUR/USD Exchange Rates - How to Compare & Save

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for EUR/USD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 

EUR to USD International Money Transfers

  

Foreign Transfer ProvidersReceive USD($)Exchange RateFee EURTotal CostDeal Links
OFX logo
5,503 USD
Best Overall
1.10060 for BER users (normally $15)0.8%
HSBC logo
5,318.51 USD
184 USD
1.0653€7.54.13%
Deutsche Bank International Money Transfers
Deutsche Bank logo
5,268.29 USD
235 USD
1.0643€505.03%
Citibank International Money Transfers
Citibank logo
5,265.33 USD
238 USD
1.0556125.09%
Santander International Money Transfers
Santander logo
5,234.98 USD
268 USD
1.0512205.63%
Banks - Average Rate
Deutsche Bank logo Santander logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
5,209 USD
294 USD
1.0489126.1%
Bank of Ireland International Money Transfers
Bank of Ireland logo
5,203.44 USD
300 USD
1.0512€506.2%
BNP Paribas International Money Transfers
BNP Paribas logo
5,190.08 USD
313 USD
1.0485€506.44%
Crédit Agricole International Money Transfers
Crédit Agricole logo
5,165.82 USD
337 USD
1.0436€506.88%
AIB Bank International Money Transfers
AIB Bank logo
5,144.04 USD
359 USD
1.0392€507.27%
Sparkasse Bank International Money Transfers
Sparkasse Bank logo
5,091.68 USD
411 USD
1.0214158.22%
 
OFX: Foreign Transfer EUR→USD
EUR amount:€5,000 EUR
Fee:0 for BER users (normally $15)
Exchange Rate:1.1006 (0.8% from mid-rate)
USD amount:5,503 USD
Total Cost:0.8%
Time:
Rate Fetched: 6:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

HSBC logoHSBC

HSBC: Foreign Transfer EUR→USD
EUR amount:€5,000 EUR
Fee:€7.5 EUR (.15%)
Exchange Rate:1.0653 (3.98% from mid-rate)
USD amount:5,318.51 USD
Total Cost:4.13%
Difference:
184 USD less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Deutsche Bank logoDeutsche Bank

Deutsche Bank: Foreign Transfer EUR→USD
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:1.0643 (4.07% from mid-rate)
USD amount:5,268.29 USD
Total Cost:5.03%
Difference:
235 USD less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Citibank logoCitibank

Citibank: Foreign Transfer EUR→USD
EUR amount:€5,000 EUR
Fee:12
Exchange Rate:1.0556 (4.86% from mid-rate)
USD amount:5,265.33 USD
Total Cost:5.09%
Difference:
238 USD less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Santander logoSantander

Santander: Foreign Transfer EUR→USD
EUR amount:€5,000 EUR
Fee:20
Exchange Rate:1.0512 (5.25% from mid-rate)
USD amount:5,234.98 USD
Total Cost:5.63%
Difference:
268 USD less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer EUR→USD
EUR amount:€5,000 EUR
Fee:12
Exchange Rate:1.0479 (5.55% from mid-rate)
USD amount:5,209 USD
Total Cost:6.1%
Difference:
294 USD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of Ireland logoBank of Ireland

Bank of Ireland: Foreign Transfer EUR→USD
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:1.0512 (5.25% from mid-rate)
USD amount:5,203.44 USD
Total Cost:6.2%
Difference:
300 USD less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNP Paribas logoBNP Paribas

BNP Paribas: Foreign Transfer EUR→USD
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:1.0485 (5.5% from mid-rate)
USD amount:5,190.08 USD
Total Cost:6.44%
Difference:
313 USD less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Crédit Agricole logoCrédit Agricole

Crédit Agricole: Foreign Transfer EUR→USD
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:1.0436 (5.94% from mid-rate)
USD amount:5,165.82 USD
Total Cost:6.88%
Difference:
337 USD less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

AIB Bank logoAIB Bank

AIB Bank: Foreign Transfer EUR→USD
EUR amount:€5,000 EUR
Fee:€50 EUR (1%)
Exchange Rate:1.0392 (6.34% from mid-rate)
USD amount:5,144.04 USD
Total Cost:7.27%
Difference:
359 USD less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logoSparkasse Bank

Sparkasse Bank: Foreign Transfer EUR→USD
EUR amount:€5,000 EUR
Fee:15
Exchange Rate:1.0214 (7.94% from mid-rate)
USD amount:5,091.68 USD
Total Cost:8.22%
Difference:
411 USD less than using OFX
Time:6:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 08/17/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount USD($)Exchange RateFee EURTotal CostDeal Links
Travelex Online logo
1,061.2 USD
Best Overall
1.061204.35%
Deutsche Bank Foreign Currency
Deutsche Bank logo
1,017.7 USD
43 USD
1.0332€158.27%
BNP Paribas Foreign Currency
BNP Paribas logo
1,012.38 USD
49 USD
1.0278€158.75%
La Poste Foreign Currency
La Poste logo
1,012.38 USD
49 USD
1.0278€158.75%
Citibank Foreign Currency
Citibank logo
1,012.28 USD
49 USD
1.0225€108.76%
Banks - Average Rate
Deutsche Bank logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo La Poste logo
1,004 USD
57 USD
1.0149€109.55%
Crédit Agricole Foreign Currency
Crédit Agricole logo
1,001.84 USD
59 USD
1.0171€159.7%
Bank of Ireland Foreign Currency
Bank of Ireland logo
1,000.59 USD
61 USD
1.0107€109.82%
AIB Bank Foreign Currency
AIB Bank logo
998.51 USD
63 USD
1.0086€1010%
Sparkasse Bank Foreign Currency
Sparkasse Bank logo
991.09 USD
70 USD
1.0011€1010.67%
HSBC logo
985.00 USD
76 USD
0.985011.22%
Travelex Online: Travel Money EUR→USD
EUR amount:€1,000 EUR
Fee:undefined
Exchange Rate:1.0612 (4.35% from mid-rate)
USD amount:1,061.2 USD
Total Cost:4.35%
Time:
Rate Fetched: Sat Aug 17 2019 04:15:03 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Deutsche Bank logoDeutsche Bank

Deutsche Bank: Travel Money EUR→USD
EUR amount:€1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.0332 (6.88% from mid-rate)
USD amount:1,017.7 USD
Total Cost:8.27%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNP Paribas logoBNP Paribas

BNP Paribas: Travel Money EUR→USD
EUR amount:€1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.0278 (7.36% from mid-rate)
USD amount:1,012.38 USD
Total Cost:8.75%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

La Poste logoLa Poste

La Poste: Travel Money EUR→USD
EUR amount:€1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.0278 (7.36% from mid-rate)
USD amount:1,012.38 USD
Total Cost:8.75%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Citibank logoCitibank

Citibank: Travel Money EUR→USD
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:1.0225 (7.84% from mid-rate)
USD amount:1,012.28 USD
Total Cost:8.76%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money EUR→USD
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:0.9797 (11.7% from mid-rate)
USD amount:1,004 USD
Total Cost:9.55%
Currency Services:Branch
Delivery/Collect:-
 

Crédit Agricole logoCrédit Agricole

Crédit Agricole: Travel Money EUR→USD
EUR amount:€1,000 EUR
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.0171 (8.33% from mid-rate)
USD amount:1,001.84 USD
Total Cost:9.7%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Bank of Ireland logoBank of Ireland

Bank of Ireland: Travel Money EUR→USD
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:1.0107 (8.9% from mid-rate)
USD amount:1,000.59 USD
Total Cost:9.82%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

AIB Bank logoAIB Bank

AIB Bank: Travel Money EUR→USD
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:1.0086 (9.09% from mid-rate)
USD amount:998.51 USD
Total Cost:10%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logoSparkasse Bank

Sparkasse Bank: Travel Money EUR→USD
EUR amount:€1,000 EUR
Fee:€10 EUR (1%)
Exchange Rate:1.0011 (9.77% from mid-rate)
USD amount:991.09 USD
Total Cost:10.67%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
HSBC: Travel Money EUR→USD
EUR amount:€1,000 EUR
Fee:
Exchange Rate:0.9850 (11.22% from mid-rate)
USD amount:985.00 USD
Total Cost:11.22%
Time:6:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 08/17/2019 - See full table

EUR to USD interbank exchange rate = 1.1095

 
 

Exchange Rate Checker

If you have been offered/charged an exchange rate then enter it below to check the true cost to the latest interbank mid-rate.

 
   

Compare savings on EUR/USD exchange rates

Foreign Transfers Travel Money

Foreign Transfers Travel Money

   

EURUSD blended flags

EUR and USD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the EUR vs USD, you should pay attention to the recent market trends for both currencies.

 

Euro (EUR)

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar and British pound between mid-April and mid-June. Due to a stronger US dollar, EUR/USD was down 2 percent on the year at $1.12, close to long-term lows.

Read more in the article EUR Forecasts.

 

United States Dollar (USD)

The US dollar has held its value this year despite a serious escalation in US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others. After grim employment data on June-7, the Dollar Index was up 0.5 percent on the year (it had fallen 2 percent from May’s 2-year high).

As in other parts of the world, interest rate cuts are now expected in the US following a drastic shift in economic forecasts. At least two Fed cuts are expected this year, with the first most likely to come in July.

Taking the blame for the economic downturn is US President Donald Trump, whose trade policies have set a ball rolling that could wipe $455bn from global output according to the IMF.

Read more in the article USD Forecasts.

Why can't I just get the EUR/USD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the EUR / USD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

EURUSD blended flags

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all EUR Exchange Rates