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EUR to USD - Exchange Rates

Euro to US Dollar exchange rates aren't all the same. The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees.

Foreign Exchange margins and fees vary significantly for International Money Transfers and Travel Money/Card transactions as shown below.

 

1 EUR = 1.094 USD

   Sell EUR / Buy USD  Switch

EUR to USD 90-Day Trend
ALERT:1-DAY0.8% 🔔|
EUR/USD at 1.0941 was trading 0.7% below AVG:1.1023 with LO:1.066 and HI:1.1443 (90 days). ALERT: Today EUR/USD is UP 0.8%
10-APR 2AM-NY 7AM-LON 2PM-HK 4PM-SYD

Convert EUR to USD More Charts


Quick Conversions from Euro to US Dollar

EUR USD
€ 1 U$ 1.0940
€ 5 U$ 5.4700
€ 10 U$ 10.94
€ 20 U$ 21.88
€ 50 U$ 54.70
€ 100 U$ 109.40
€ 250 U$ 273.50
€ 500 U$ 547.00
€ 1,000 U$ 1,094
€ 2,000 U$ 2,188
€ 5,000 U$ 5,470
€ 10,000 U$ 10,940
€ 50,000 U$ 54,700
€ 100,000 U$ 109,400
More amounts
EUR USD
0.9141 U$ 1
4.5705 U$ 5
9.1410 U$ 10
18.28 U$ 20
45.71 U$ 50
91.41 U$ 100
228.53 U$ 250
457.05 U$ 500
914.10 U$ 1,000
1,828 U$ 2,000
4,571 U$ 5,000
9,141 U$ 10,000
45,705 U$ 50,000
91,410 U$ 100,000
More amounts

To calculate your own EUR/USD amounts use our Convert EUR to USD quick calculator.


Comparing Foreign Exchange Providers

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers, Travel Money and prepaid multi-currency Travel Card transactions.

The Exchange rate you are offered can also vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for EUR/USD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

EUR to USD International Money Transfers

  

Foreign Transfer Provider Receive USD(U$) Exchange RateFee EURDeal Links
WorldFirst logo
U$5,442.5
0.5%
Best Overall
1.08850
OFX logo
U$5,426
0.8%
U$16 less
1.08520 for BER users (normally $15)
TorFX logo
U$5,375.5
1.73%
U$67 less
1.07510
HSBC logo
U$5,252.11
3.98%
U$190 less
1.052€7.5
Deutsche Bank International Money Transfers
Deutsche Bank logo
U$5,202.45
4.89%
U$240 less
1.051€50
Citibank International Money Transfers
Citibank logo
U$5,199.49
4.95%
U$243 less
1.042412
Santander International Money Transfers
Santander logo
U$5,169.74
5.49%
U$273 less
1.038120
Banks - Average Rate
Citibank logo Santander logo HSBC logo Sparkasse Bank logo Deutsche Bank logo AIB Bank logo Bank of Ireland logo BNP Paribas logo Crédit Agricole logo
U$5,142
5.99%
U$300 less
1.035512
Bank of Ireland International Money Transfers
Bank of Ireland logo
U$5,138.6
6.06%
U$304 less
1.0381€50
BNP Paribas International Money Transfers
BNP Paribas logo
U$5,117.31
6.45%
U$325 less
1.0338€50
Crédit Agricole International Money Transfers
Crédit Agricole logo
U$5,100.98
6.75%
U$342 less
1.0305€50
AIB Bank International Money Transfers
AIB Bank logo
U$5,079.69
7.14%
U$363 less
1.0262€50
Sparkasse Bank International Money Transfers
Sparkasse Bank logo
U$5,020.39
8.22%
U$422 less
1.007115
 
WorldFirst: Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:
Exchange Rate:1.0885 (0.5% from mid-rate)
To Amount (USD) U$5,442.5
Total Cost:0.5%
Time:6:03 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 
OFX: Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:0 for BER users (normally $15)
Exchange Rate:1.0852 (0.8% from mid-rate)
To Amount (USD) U$5,426
Total Cost:0.8%
Difference:
U$16 USD less than using WorldFirst
Time:
Rate Fetched: 6:03 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
TorFX: Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:0
Exchange Rate:1.0751 (1.73% from mid-rate)
To Amount (USD) U$5,375.5
Total Cost:1.73%
Difference:
U$67 USD less than using WorldFirst
Time:6:03 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 
HSBC logo
HSBC: Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:€7.5 EUR (.15%)
Exchange Rate:1.0520 (3.84% from mid-rate)
To Amount (USD) U$5,252.11
Total Cost:3.98%
Difference:
U$190 USD less than using WorldFirst
Time:6:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Deutsche Bank logo
Deutsche Bank: Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.0510 (3.93% from mid-rate)
To Amount (USD) U$5,202.45
Total Cost:4.89%
Difference:
U$240 USD less than using WorldFirst
Time:6:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Citibank logo
Citibank: Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:12
Exchange Rate:1.0424 (4.72% from mid-rate)
To Amount (USD) U$5,199.49
Total Cost:4.95%
Difference:
U$243 USD less than using WorldFirst
Time:6:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Santander logo
Santander: Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:20
Exchange Rate:1.0381 (5.11% from mid-rate)
To Amount (USD) U$5,169.74
Total Cost:5.49%
Difference:
U$273 USD less than using WorldFirst
Time:6:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:12
Exchange Rate:1.0348 (5.41% from mid-rate)
To Amount (USD) U$5,142
Total Cost:5.99%
Difference:
U$300 USD less than using WorldFirst
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
Bank of Ireland logo
Bank of Ireland: Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.0381 (5.11% from mid-rate)
To Amount (USD) U$5,138.6
Total Cost:6.06%
Difference:
U$304 USD less than using WorldFirst
Time:6:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
BNP Paribas logo
BNP Paribas: Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.0338 (5.5% from mid-rate)
To Amount (USD) U$5,117.31
Total Cost:6.45%
Difference:
U$325 USD less than using WorldFirst
Time:6:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Crédit Agricole logo
Crédit Agricole: Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.0305 (5.8% from mid-rate)
To Amount (USD) U$5,100.98
Total Cost:6.75%
Difference:
U$342 USD less than using WorldFirst
Time:6:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
AIB Bank logo
AIB Bank: Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.0262 (6.2% from mid-rate)
To Amount (USD) U$5,079.69
Total Cost:7.14%
Difference:
U$363 USD less than using WorldFirst
Time:6:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Sparkasse Bank logo
Sparkasse Bank: Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:15
Exchange Rate:1.0071 (7.94% from mid-rate)
To Amount (USD) U$5,020.39
Total Cost:8.22%
Difference:
U$422 USD less than using WorldFirst
Time:6:03 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 04/10/2020 - View latest rates
 

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money Provider Amount USD(U$) Exchange RateFee EURDeal Links
Travelex Online logo
U$1,037.3
5.18%
Best Overall
1.03730
Deutsche Bank Foreign Currency
Deutsche Bank logo
U$1,003.52
8.27%
U$34 less
1.0188€15
BNP Paribas Foreign Currency
BNP Paribas logo
U$998.30
8.75%
U$39 less
1.0135€15
La Poste Foreign Currency
La Poste logo
U$998.30
8.75%
U$39 less
1.0135€15
Citibank Foreign Currency
Citibank logo
U$998.12
8.76%
U$39 less
1.0082€10
Banks - Average Rate
Citibank logo HSBC logo Sparkasse Bank logo Deutsche Bank logo AIB Bank logo Bank of Ireland logo BNP Paribas logo Crédit Agricole logo La Poste logo
U$989.54
9.55%
U$48 less
1.0007€10
Crédit Agricole Foreign Currency
Crédit Agricole logo
U$987.86
9.7%
U$49 less
1.0029€15
Bank of Ireland Foreign Currency
Bank of Ireland logo
U$986.63
9.81%
U$51 less
0.9966€10
AIB Bank Foreign Currency
AIB Bank logo
U$984.56
10%
U$53 less
0.9945€10
Sparkasse Bank Foreign Currency
Sparkasse Bank logo
U$977.23
10.67%
U$60 less
0.9871€10
HSBC logo
U$971.30
11.22%
U$66 less
0.97130
 
Travelex Online: Travel Money EUR→USD
From Amount (EUR)€1,000
Fee:undefined
Exchange Rate:1.0373 (5.18% from mid-rate)
To Amount (USD) U$1,037.3
Total Cost:5.18%
Time:
Rate Fetched: Fri Apr 10 2020 06:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Deutsche Bank logo
Deutsche Bank: Travel Money EUR→USD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.0188 (6.87% from mid-rate)
To Amount (USD) U$1,003.52
Total Cost:8.27%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
BNP Paribas logo
BNP Paribas: Travel Money EUR→USD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.0135 (7.36% from mid-rate)
To Amount (USD) U$998.30
Total Cost:8.75%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
La Poste logo
La Poste: Travel Money EUR→USD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.0135 (7.36% from mid-rate)
To Amount (USD) U$998.30
Total Cost:8.75%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Citibank logo
Citibank: Travel Money EUR→USD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.0082 (7.84% from mid-rate)
To Amount (USD) U$998.12
Total Cost:8.76%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Travel Money EUR→USD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:0.9660 (11.7% from mid-rate)
To Amount (USD) U$989.54
Total Cost:9.55%
Currency Services:Branch
Delivery/Collect:-
 
Crédit Agricole logo
Crédit Agricole: Travel Money EUR→USD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.0029 (8.33% from mid-rate)
To Amount (USD) U$987.86
Total Cost:9.7%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Bank of Ireland logo
Bank of Ireland: Travel Money EUR→USD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:0.9966 (8.9% from mid-rate)
To Amount (USD) U$986.63
Total Cost:9.81%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
AIB Bank logo
AIB Bank: Travel Money EUR→USD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:0.9945 (9.1% from mid-rate)
To Amount (USD) U$984.56
Total Cost:10%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Sparkasse Bank logo
Sparkasse Bank: Travel Money EUR→USD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:0.9871 (9.77% from mid-rate)
To Amount (USD) U$977.23
Total Cost:10.67%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
HSBC: Travel Money EUR→USD
From Amount (EUR)€1,000
Fee:
Exchange Rate:0.9713 (11.22% from mid-rate)
To Amount (USD) U$971.30
Total Cost:11.22%
Time:6:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 04/10/2020 - View latest rates
 

Also here is a comparison table of the exchange rates and fees on some popular prepaid multi-currency debit cards.

Travel Card Provider Amount USD(U$) Exchange RateFee EURDeal Links
U$1,092.1
0.05%
Best Overall
1.09210
U$1,087.1
0.5%
U$5 less
1.08710
U$1,037.3
5.06%
U$55 less
1.03730
 
Revolut: Travel Card EUR→USD
From Amount (EUR)€1,000
Fee:0
Exchange Rate:1.0921 (-0.05% from mid-rate)
To Amount (USD) U$1,092.1
Total Cost:0.05%
Card Facts/Fees:
See our Reviews for the different fee structures for Standard (Free), Premium and Metal account subscriptions.
Time:0:00 Local
Currency Services:Physical or Virtual cards
Delivery/Collect:Card delivery 3-5 days
Rating:
 
: 4/5.0
Reviews:
 
TransferWise: Travel Card EUR→USD
From Amount (EUR)€1,000
Fee:
Exchange Rate:1.0871 (-0.5% from mid-rate)
To Amount (USD) U$1,087.1
Total Cost:0.5%
Card Facts/Fees:
Time:0:00 Local
Currency Services:Multi-currency debit card with linked foreign bank accounts
Delivery/Collect:5-7 days
Rating:
 
: 4.6/5.0
Reviews:
 
Travelex Money Card: Travel Card EUR→USD
From Amount (EUR)€1,000
Fee:undefined
Exchange Rate:1.0373 (-5.06% from mid-rate)
To Amount (USD) U$1,037.3
Total Cost:5.06%
Card Facts/Fees:
10 Load Currencies: AUD USD EUR GBP NZD HKD SGD CAD JPY THB.
Overseas ATM withdrawal fee: FREE
Card Purchase Fee: $5.00
Maximum Load Amount: $100,000
Monthly Fee : $4 (after 12 months inactive)
Currency Conversion: 5.95% (when you withdraw
a currency not loaded on your card)
Offers 24/7 Global Emergency Assistance service with fee free emergency funds up to the available balance on the card
Time:
Rate Fetched: Fri Apr 10 2020 00:00:06 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Snapshot 04/09/2020 - View latest rates
 

Country Guides (EUR & USD)

United StatesUnited States (USD)EurozoneEurozone (EUR)Aaland IslandsAaland Islands (EUR)
AndorraAndorra (EUR)AustriaAustria (EUR)BelgiumBelgium (EUR)
CyprusCyprus (EUR)EstoniaEstonia (EUR)FinlandFinland (EUR)
FranceFrance (EUR)French GuineaFrench Guinea (EUR)French Southern TerritoriesFrench Southern Territories (EUR)
GermanyGermany (EUR)GreeceGreece (EUR)GuadeloupeGuadeloupe (EUR)
Vatican CityVatican City (EUR)IrelandIreland (EUR)ItalyItaly (EUR)
LuxembourgLuxembourg (EUR)MaltaMalta (EUR)MartiniqueMartinique (EUR)
MayotteMayotte (EUR)MonacoMonaco (EUR)MontenegroMontenegro (EUR)
NetherlandsNetherlands (EUR)PortugalPortugal (EUR)ReunionReunion (EUR)
Saint BarthélemySaint Barthélemy (EUR)Saint MartinSaint Martin (EUR)Saint Pierre and MiquelonSaint Pierre and Miquelon (EUR)
San MarinoSan Marino (EUR)SlovakiaSlovakia (EUR)SloveniaSlovenia (EUR)
SpainSpain (EUR)East TimorEast Timor (USD)EcuadorEcuador (USD)
El SalvadorEl Salvador (USD)British Virgin IslandsBritish Virgin Islands (USD)US Virgin IslandsUS Virgin Islands (USD)
Caribbean NetherlandsCaribbean Netherlands (USD)Turks and Caicos IslandsTurks and Caicos Islands (USD)ZimbabweZimbabwe (USD)

EURUSD blended flags

EUR and USD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the EUR vs USD, you should pay attention to the recent market trends for both currencies.

Euro (EUR)

Rabobank told Bloomberg TV in early April that they see the Euro holding its value in an otherwise difficult virus affected year for most currencies.

The Euro spent 2019 on a downwards trajectory, starting the year with highs at US1.1550 but then slid all year until October where it bottomed out at US$1.09 on Oct 1, close to long-term lows. Since then it has climbed back up towards the average rate for the year of US1.12, perhaps due to the less uncertainty around Brexit.

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar.

Read more in the article EUR Forecasts.

 

US Dollar (USD)

Growing fears of the coronavirus outbreak has moved the market into safer currencies such as the USD and away from AUD, NZD and CAD.

The US dollar held its value in 2019 despite a serious escalation in US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others.

At its October meeting the Federal Reserve cut the target range for the federal funds rate to 1.5-1.75 percent, the third rate cut so far this year, amid soft inflation indicators and general worries about the economy. However the central bank also signaled a pause in the easing cycle.

Taking the blame for the economic downturn is US President Donald Trump, whose trade war policies have set a ball rolling that could wipe $455bn from global output according to the IMF.

Read more in the article USD Forecasts.


How to get Best EUR to USD Exchange Rates

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

What is a good EUR to USD exchange rate?

This is a difficult question and the answer really depends on many factors. The best way to consider an exchange rate's relative value is to look at the rate's history.

The following table looks at the change in the EUR to USD exchange rate to the present day for periods going back upto 10 years.

PeriodChange*EUR/USDDate
1 Day+0.6%1.086008 Apr 2020
7 Day+0.8%1.084602 Apr 2020
30 Day-3.4%1.131410 Mar 2020
3 Month-1.7%1.112110 Jan 2020
1 Year-3.1%1.127610 Apr 2019
5 Year+3.1%1.060011 Apr 2015
10 Year-19.5%1.358412 Apr 2010

*For period to 09-Apr 21UTC when EUR/USD was 1.0929

When is the best time to exchange EUR to USD?

Getting a good market rate is all about timing to help with this you can use BER Smart Alerts to make the most of currency movements.

Rather than requiring you to set a target rate, our rate alerts work differently. We check for daily high/lows and changes (up/down) over a range of periods up to 90 days rather than requiring you to set target rates.

Setup BER.me FX Alerts

We help you Save Money on Exchange Rates.

 

View all EUR Exchange Rates