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EUR to USD - Rate Guide

Euro to United States Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

EUR/USD update & alerts

1 EUR = 1.1033 USD

EUR to USD - Trading Range (90 Day)
ALERT: 14-DAY LOWS đź”” |
At 1.1024 EUR/USD is trading near its 90-DAY average with range 1.0899 to 1.128. ALERT: EUR/USD has dropped to 14-DAY LOWS. Updated: 08:03-AEDT 21:03-GMT 16:03-EST

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EUR/USD Exchange Rates and Providers Compared

This guide to the Euro to United States Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and EUR to USD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. If you want to calculate equivalent amounts in foreign currencies or rate margins then use our EUR/USD Quick Calculator.

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for EUR/USD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

EUR to USD International Money Transfers

  

Foreign Transfer ProvidersReceive USD(U$)Exchange RateFee EURTotal CostDeal Links
TorFX logo
U$5,427.5
Best Overall
1.085501.67%
OFX logo
U$5,475.5
U$48 more
1.09510 for BER users (normally $15)0.8%
WorldFirst logo
U$5,492
U$65 more
1.098400.5%
HSBC logo
U$5,318.51
U$109 less
1.0653€7.53.64%
Deutsche Bank International Money Transfers
Deutsche Bank logo
U$5,268.29
U$159 less
1.0643€504.55%
Citibank International Money Transfers
Citibank logo
U$5,265.33
U$162 less
1.0556124.6%
Santander International Money Transfers
Santander logo
U$5,234.98
U$193 less
1.0512205.15%
Bank of Ireland International Money Transfers
Bank of Ireland logo
U$5,203.44
U$224 less
1.0512€505.73%
Banks - Average Rate
Deutsche Bank logo Santander logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo
U$5,203
U$224 less
1.0478125.73%
Crédit Agricole International Money Transfers
Crédit Agricole logo
U$5,165.82
U$262 less
1.0436€506.41%
BNP Paribas International Money Transfers
BNP Paribas logo
U$5,163.84
U$264 less
1.0432€506.44%
AIB Bank International Money Transfers
AIB Bank logo
U$5,144.04
U$283 less
1.0392€506.8%
Sparkasse Bank International Money Transfers
Sparkasse Bank logo
U$5,066.26
U$361 less
1.0163158.21%
 

TorFX logo

TorFX: Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:0
Exchange Rate:1.0855 (1.67% from mid-rate)
To Amount (USD) U$5,427.5
Total Cost:1.67%
Time:18:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.7/5.0
Reviews:
 

OFX logo

OFX: Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:0 for BER users (normally $15)
Exchange Rate:1.0951 (0.8% from mid-rate)
To Amount (USD) U$5,475.5
Total Cost:0.8%
Difference:
U$48 USD more than using TorFX
Time:
Rate Fetched: 18:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

WorldFirst logo

WorldFirst: Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:
Exchange Rate:1.0984 (0.5% from mid-rate)
To Amount (USD) U$5,492
Total Cost:0.5%
Difference:
U$65 USD more than using TorFX
Time:18:01 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.6/5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:€7.5 EUR (.15%)
Exchange Rate:1.0653 (3.5% from mid-rate)
To Amount (USD) U$5,318.51
Total Cost:3.64%
Difference:
U$109 USD less than using TorFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Deutsche Bank logo

Deutsche Bank: Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.0643 (3.59% from mid-rate)
To Amount (USD) U$5,268.29
Total Cost:4.55%
Difference:
U$159 USD less than using TorFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:12
Exchange Rate:1.0556 (4.38% from mid-rate)
To Amount (USD) U$5,265.33
Total Cost:4.6%
Difference:
U$162 USD less than using TorFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Santander logo

Santander: Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:20
Exchange Rate:1.0512 (4.77% from mid-rate)
To Amount (USD) U$5,234.98
Total Cost:5.15%
Difference:
U$193 USD less than using TorFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
 
: 2/5.0
Reviews:
 

Bank of Ireland logo

Bank of Ireland: Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.0512 (4.77% from mid-rate)
To Amount (USD) U$5,203.44
Total Cost:5.73%
Difference:
U$224 USD less than using TorFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:12
Exchange Rate:1.0479 (5.07% from mid-rate)
To Amount (USD) U$5,203
Total Cost:5.73%
Difference:
U$224 USD less than using TorFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Crédit Agricole logo

Crédit Agricole: Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.0436 (5.46% from mid-rate)
To Amount (USD) U$5,165.82
Total Cost:6.41%
Difference:
U$262 USD less than using TorFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

BNP Paribas logo

BNP Paribas: Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.0432 (5.5% from mid-rate)
To Amount (USD) U$5,163.84
Total Cost:6.44%
Difference:
U$264 USD less than using TorFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

AIB Bank logo

AIB Bank: Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:€50 EUR (1%)
Exchange Rate:1.0392 (5.86% from mid-rate)
To Amount (USD) U$5,144.04
Total Cost:6.8%
Difference:
U$283 USD less than using TorFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logo

Sparkasse Bank: Foreign Transfer EUR→USD
From Amount (EUR)€5,000
Fee:15
Exchange Rate:1.0163 (7.94% from mid-rate)
To Amount (USD) U$5,066.26
Total Cost:8.21%
Difference:
U$361 USD less than using TorFX
Time:18:01 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 11/11/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount USD(U$)Exchange RateFee EURTotal CostDeal Links
Travelex Online logo
U$1,053.5
Best Overall
1.053504.57%
Deutsche Bank Foreign Currency
Deutsche Bank logo
U$1,012.58
U$41 less
1.028€158.27%
BNP Paribas Foreign Currency
BNP Paribas logo
U$1,007.36
U$46 less
1.0227€158.75%
La Poste Foreign Currency
La Poste logo
U$1,007.36
U$46 less
1.0227€158.75%
Citibank Foreign Currency
Citibank logo
U$1,007.13
U$46 less
1.0173€108.77%
Banks - Average Rate
Deutsche Bank logo Citibank logo Sparkasse Bank logo HSBC logo Bank of Ireland logo Crédit Agricole logo AIB Bank logo BNP Paribas logo La Poste logo
U$998.48
U$55 less
1.0098€109.55%
Crédit Agricole Foreign Currency
Crédit Agricole logo
U$996.82
U$57 less
1.012€159.7%
Bank of Ireland Foreign Currency
Bank of Ireland logo
U$995.54
U$58 less
1.0056€109.82%
AIB Bank Foreign Currency
AIB Bank logo
U$993.47
U$60 less
1.0035€1010%
Sparkasse Bank Foreign Currency
Sparkasse Bank logo
U$986.04
U$67 less
0.996€1010.68%
HSBC logo
U$980.00
U$73 less
0.98011.22%
 

Travelex Online logo

Travelex Online: Travel Money EUR→USD
From Amount (EUR)€1,000
Fee:undefined
Exchange Rate:1.0535 (4.57% from mid-rate)
To Amount (USD) U$1,053.5
Total Cost:4.57%
Time:
Rate Fetched: Mon Nov 11 2019 18:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

Deutsche Bank logo

Deutsche Bank: Travel Money EUR→USD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.0280 (6.88% from mid-rate)
To Amount (USD) U$1,012.58
Total Cost:8.27%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

BNP Paribas logo

BNP Paribas: Travel Money EUR→USD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.0227 (7.36% from mid-rate)
To Amount (USD) U$1,007.36
Total Cost:8.75%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

La Poste logo

La Poste: Travel Money EUR→USD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.0227 (7.36% from mid-rate)
To Amount (USD) U$1,007.36
Total Cost:8.75%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Citibank logo

Citibank: Travel Money EUR→USD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.0173 (7.84% from mid-rate)
To Amount (USD) U$1,007.13
Total Cost:8.77%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money EUR→USD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:0.9747 (11.7% from mid-rate)
To Amount (USD) U$998.48
Total Cost:9.55%
Currency Services:Branch
Delivery/Collect:-
 

Crédit Agricole logo

Crédit Agricole: Travel Money EUR→USD
From Amount (EUR)€1,000
Fee:€15 EUR (Minimum fee)
Exchange Rate:1.0120 (8.33% from mid-rate)
To Amount (USD) U$996.82
Total Cost:9.7%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Bank of Ireland logo

Bank of Ireland: Travel Money EUR→USD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.0056 (8.9% from mid-rate)
To Amount (USD) U$995.54
Total Cost:9.82%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

AIB Bank logo

AIB Bank: Travel Money EUR→USD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:1.0035 (9.1% from mid-rate)
To Amount (USD) U$993.47
Total Cost:10%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Sparkasse Bank logo

Sparkasse Bank: Travel Money EUR→USD
From Amount (EUR)€1,000
Fee:€10 EUR (1%)
Exchange Rate:0.9960 (9.77% from mid-rate)
To Amount (USD) U$986.04
Total Cost:10.68%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Travel Money EUR→USD
From Amount (EUR)€1,000
Fee:
Exchange Rate:0.9800 (11.22% from mid-rate)
To Amount (USD) U$980.00
Total Cost:11.22%
Time:18:01 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 11/11/2019 - See full table

EURUSD blended flags

EUR and USD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the EUR vs USD, you should pay attention to the recent market trends for both currencies.

Euro (EUR)

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar and British pound between mid-April and mid-June. Due to a stronger US dollar, EUR/USD was down 2 percent on the year at $1.12, close to long-term lows.

Read more in the article EUR Forecasts.

 

United States Dollar (USD)

The US dollar has held its value this year despite a serious escalation in US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others. After grim employment data on June-7, the Dollar Index was up 0.5 percent on the year (it had fallen 2 percent from May’s 2-year high).

As in other parts of the world, interest rate cuts are now expected in the US following a drastic shift in economic forecasts. At least two Fed cuts are expected this year, with the first most likely to come in July.

Taking the blame for the economic downturn is US President Donald Trump, whose trade policies have set a ball rolling that could wipe $455bn from global output according to the IMF.

Read more in the article USD Forecasts.

Why can't I just get the EUR/USD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the EUR / USD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

EURUSD blended flags

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all EUR Exchange Rates