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NZD to USD Transfers Compared

NZD-USD Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 

Compare Exchange Rates & Fees - Save Time & Money

 

Sending money to the United States can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.

Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to the United States bank accounts or pay a US dollar invoice.

 
   

NZD to USD Market Data

New Zealand dollar (NZD) to US dollar (USD) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell NZD   →   Buy USD
1 NZD = 0.5709 USD
90dLows
1d−0.5%
NZD to USD is at 90-day lows near 0.5717, 2.9% below its 3-month average of 0.589, having traded in a quite stable 5.8% range from 0.5717 to 0.6046
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Tracker

Is the NZD to USD Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the New Zealand dollar against the US dollar is to review how the NZD/USD rate has changed over time.

The table below shows the percentage change in the NZD to USD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateNZD/USDChangePeriod
29 Sep 2025
0.5780
0.7% 2 Week
15 Jul 2025
0.5954
3.6% 3 Month
13 Oct 2024
0.6109
6.1% 1 Year
14 Oct 2020
0.6656
13.8% 5 Year
16 Oct 2015
0.6816
15.8% 10 Year
18 Oct 2005
0.6952
17.5% 20 Year
NZD/USD historic rates & change to 13-Oct-2025
USD to NZD is currently near 1.7492, about 3% up from the 3-month avg. Factors like Fed's potential hawkish stance and RBNZ's recent 50bps cut add to the complexity. Experts advise monitoring trade policies and monetary shifts as they could impact further valuations

 

NZD to USD Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much New Zealand dollar are worth in US dollar across a range of amounts.

This gives a quick view of what you’d get when converting different NZD amounts at today’s rate * :

NZD USD
NZ$ 1 $ 0.5709
NZ$ 5 $ 2.8545
NZ$ 10 $ 5.7090
NZ$ 20 $ 11.42
NZ$ 50 $ 28.55
NZ$ 100 $ 57.09
NZ$ 250 $ 142.73
NZ$ 500 $ 285.45
NZ$ 1,000 $ 570.90
NZ$ 2,000 $ 1,142
NZ$ 5,000 $ 2,855
NZ$ 10,000 $ 5,709
NZ$ 20,000 $ 11,418
NZ$ 50,000 $ 28,545
NZ$ 100,000 $ 57,090
NZD USD
NZ$ 1.7517 $ 1
NZ$ 8.7585 $ 5
NZ$ 17.52 $ 10
NZ$ 35.03 $ 20
NZ$ 87.59 $ 50
NZ$ 175.17 $ 100
NZ$ 437.93 $ 250
NZ$ 875.85 $ 500
NZ$ 1,752 $ 1,000
NZ$ 3,503 $ 2,000
NZ$ 8,759 $ 5,000
NZ$ 17,517 $ 10,000
NZ$ 35,034 $ 20,000
NZ$ 87,585 $ 50,000
NZ$ 175,170 $ 100,000

More amounts

*Converted at the current NZD-USD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for NZD to USD?

The best NZD to USD exchange rate is 0.5692 from Wise. This is -0.3% compared to the mid-market rate 0.5709.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare New Zealand dollar (NZD) to US dollar (USD) rates from different sources before making a conversion.

The above Kiwi to Dollar comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest NZD-USD mid-rate and the possible savings of using various providers. 

How do NZD-USD rates compare between providers?

Looking at the full NZD to USD - Send Money comparison table the provider with the best NZD to USD exchange rate is Wise at 0.5692, -0.3% from the latest mid-market rate 0.5709.

The next best is OFX at 0.568, -0.51% from the mid-rate.

Then XE at 0.5675, which is -0.6% from the mid-rate.

Among the banks the ANZ Bank rate is 0.5519 at -3.3% the BNZ Bank rate is 0.5456 at -4.4% and the TSB Bank rate is 0.5422 at -5% compared to the mid-rate 0.5709.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

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