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USD/EUR - Rate Guide

United States Dollar to Euro exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

USD/EUR Exchange Rates and Providers Compared

This guide to the United States Dollar to Euro exchange rate with 90-day chart & alerts, historic rates, forecasts and USD to EUR comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the USD/EUR Calculator.

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USD/EUR - 90 Day Rate Alerts

1 USD = 0.9034 EUR

NO ALERTS for USD/EUR
USD/EUR over the last 90 days

View USD/EUR - Interactive Chart

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for USD/EUR International Money Transfers. Costs are calculated against the current interbank mid-rate.

 

USD to EUR International Money Transfers

  

Foreign Transfer ProvidersReceive EUR(€)Exchange RateFee USDTotal CostDeal Links
OFX logo
8,985 EUR
Best Overall
0.89850^0.79%
XE logo
8,944 EUR
41 EUR
0.894401.25%
Wells Fargo Bank logo
8,719.28 EUR
266 EUR
0.8735183.73%
HSBC logo
8,712.91 EUR
272 EUR
0.8726$153.8%
Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo
8,660 EUR
325 EUR
0.8710154.39%
Bank of America International Money Transfers
Bank of America logo
8,603.1 EUR
382 EUR
0.869$1005.01%
U.S. Bank International Money Transfers
U.S. Bank logo
8,603.1 EUR
382 EUR
0.869$1005.01%
 

OFX logo

OFX: Foreign Transfer USD→EUR
From Amount:10,000 USD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:0.8985 (0.79% from mid-rate)
To Amount:8,985 EUR
Total Cost:0.79%
Time:
Rate Fetched: 6:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

XE logo

XE: Foreign Transfer USD→EUR
From Amount:10,000 USD
Fee:
Exchange Rate:0.8944 (1.25% from mid-rate)
To Amount:8,944 EUR
Total Cost:1.25%
Difference:
41 EUR less than using OFX
Time:6:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 

Wells Fargo Bank logo

Wells Fargo Bank: Foreign Transfer USD→EUR
From Amount:10,000 USD
Fee:18
Exchange Rate:0.8735 (3.56% from mid-rate)
To Amount:8,719.28 EUR
Total Cost:3.73%
Difference:
266 EUR less than using OFX
Time:6:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer USD→EUR
From Amount:10,000 USD
Fee:$15 USD (.15%)
Exchange Rate:0.8726 (3.65% from mid-rate)
To Amount:8,712.91 EUR
Total Cost:3.8%
Difference:
272 EUR less than using OFX
Time:6:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer USD→EUR
From Amount:10,000 USD
Fee:15
Exchange Rate:0.8672 (4.25% from mid-rate)
To Amount:8,660 EUR
Total Cost:4.39%
Difference:
325 EUR less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of America logo

Bank of America: Foreign Transfer USD→EUR
From Amount:10,000 USD
Fee:$100 USD (1%)
Exchange Rate:0.8690 (4.05% from mid-rate)
To Amount:8,603.1 EUR
Total Cost:5.01%
Difference:
382 EUR less than using OFX
Time:6:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

U.S. Bank logo

U.S. Bank: Foreign Transfer USD→EUR
From Amount:10,000 USD
Fee:$100 USD (1%)
Exchange Rate:0.8690 (4.05% from mid-rate)
To Amount:8,603.1 EUR
Total Cost:5.01%
Difference:
382 EUR less than using OFX
Time:6:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 09/19/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount EUR(€)Exchange RateFee USDTotal CostDeal Links
U.S. Bank Foreign Currency
U.S. Bank logo
847.80 EUR
Compare
0.847806.39%
Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo
839.32 EUR
8.48 EUR
0.8478$107.33%
Wells Fargo Bank logo
830.84 EUR
17 EUR
0.8478$208.27%
Travelex Online US logo
823.40 EUR
24 EUR
0.82340^9.09%
 

U.S. Bank logo

U.S. Bank: Travel Money USD→EUR
From Amount:1,000 USD
Fee:0
Exchange Rate:0.8478 (6.39% from mid-rate)
To Amount:847.80 EUR
Total Cost:6.39%
Time:6:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money USD→EUR
From Amount:1,000 USD
Fee:$10 USD (1%)
Exchange Rate:0.7925 (12.5% from mid-rate)
To Amount:839.32 EUR
Total Cost:7.33%
Currency Services:Branch
Delivery/Collect:-
 

Wells Fargo Bank logo

Wells Fargo Bank: Travel Money USD→EUR
From Amount:1,000 USD
Fee:$20 USD (Minimum fee)
Exchange Rate:0.8478 (6.39% from mid-rate)
To Amount:830.84 EUR
Total Cost:8.27%
Time:6:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Travelex Online US logo

Travelex Online US: Travel Money USD→EUR
From Amount:1,000 USD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:0.8234 (9.09% from mid-rate)
To Amount:823.40 EUR
Total Cost:9.09%
Time:
Rate Fetched: Thu Sep 19 2019 06:00:04 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Snapshot 09/19/2019 - See full table

USD / EUR converter & margin calculator

$USD
€EUR
mid-rates

Compare how much you can save on USD/EUR exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

United States Dollar

Euro

1 USD 0.9034 EUR
5 USD 4.5170 EUR
10 USD 9.0340 EUR
20 USD 18.07 EUR
50 USD 45.17 EUR
100 USD 90.34 EUR
250 USD 225.85 EUR
500 USD 451.70 EUR
1,000 USD 903.40 EUR
2,000 USD 1,806.80 EUR
5,000 USD 4,517.00 EUR
10,000 USD 9,034.00 EUR
50,000 USD 45,170.00 EUR
100,000 USD 90,340.00 EUR
See more

United States Dollar

Euro

1.1069 USD 1 EUR
5.5345 USD 5 EUR
11.07 USD 10 EUR
22.14 USD 20 EUR
55.35 USD 50 EUR
110.69 USD 100 EUR
276.73 USD 250 EUR
553.45 USD 500 EUR
1,106.90 USD 1,000 EUR
2,213.80 USD 2,000 EUR
5,534.50 USD 5,000 EUR
11,069.00 USD 10,000 EUR
55,345.00 USD 50,000 EUR
110,690.00 USD 100,000 EUR
See more
Country Guides (USD & EUR)
United StatesUnited States (USD)EurozoneEurozone (EUR)Aaland IslandsAaland Islands (EUR)
AndorraAndorra (EUR)AustriaAustria (EUR)BelgiumBelgium (EUR)
CyprusCyprus (EUR)EstoniaEstonia (EUR)FinlandFinland (EUR)
FranceFrance (EUR)French GuineaFrench Guinea (EUR)French Southern TerritoriesFrench Southern Territories (EUR)
GermanyGermany (EUR)GreeceGreece (EUR)GuadeloupeGuadeloupe (EUR)
Vatican CityVatican City (EUR)IrelandIreland (EUR)ItalyItaly (EUR)
LuxembourgLuxembourg (EUR)MaltaMalta (EUR)MartiniqueMartinique (EUR)
MayotteMayotte (EUR)MonacoMonaco (EUR)MontenegroMontenegro (EUR)
NetherlandsNetherlands (EUR)PortugalPortugal (EUR)ReunionReunion (EUR)
Saint BarthélemySaint Barthélemy (EUR)Saint MartinSaint Martin (EUR)Saint Pierre And MiquelonSaint Pierre And Miquelon (EUR)
San MarinoSan Marino (EUR)SlovakiaSlovakia (EUR)SloveniaSlovenia (EUR)
SpainSpain (EUR)East TimorEast Timor (USD)EcuadorEcuador (USD)
El SalvadorEl Salvador (USD)British Virgin IslandsBritish Virgin Islands (USD)US Virgin IslandsUS Virgin Islands (USD)
Caribbean NetherlandsCaribbean Netherlands (USD)Turks And Caicos IslandsTurks And Caicos Islands (USD)ZimbabweZimbabwe (USD)

USD/EUR - Historical Trends

This table shows historic rates and trends of United States Dollar to Euro over periods upto 10 years.

PeriodChange*USD/EURDate
1 Day+0.4%0.903017 Sep 2019
7 Day-0.2%0.908011 Sep 2019
30 Day+0.4%0.902419 Aug 2019
3 Month+2.4%0.885420 Jun 2019
1 Year+5.8%0.856418 Sep 2018
5 Year+16.3%0.779419 Sep 2014
10 Year+33.4%0.679720 Sep 2009

*For period to 18-Sep 21UTC when USD/EUR was 0.9064

You can use our USD interactive charts to check USDEUR historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

USDEUR blended flags

USD and EUR in the Markets

When determining the best time to make a foreign exchange transaction, in this case the USD vs EUR, you should pay attention to the recent market trends for both currencies.

 

United States Dollar (USD)

The US dollar has held its value this year despite a serious escalation in US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others. After grim employment data on June-7, the Dollar Index was up 0.5 percent on the year (it had fallen 2 percent from May’s 2-year high).

As in other parts of the world, interest rate cuts are now expected in the US following a drastic shift in economic forecasts. At least two Fed cuts are expected this year, with the first most likely to come in July.

Taking the blame for the economic downturn is US President Donald Trump, whose trade policies have set a ball rolling that could wipe $455bn from global output according to the IMF.

Read more in the article USD Forecasts.

 

Euro (EUR)

Euro sentiment dipped in mid-June after the ECB, like other major central banks of the world, ramped up its dovish rhetoric. It said that there was “considerable room” for further quantitative easing and that it would consider negative interest rates. Ordinarily, this would spark an extended euro decline but since other major currencies are also wrestling with easier central bank policies, euro depreciation may be contained.

In spite of Brexit, a slowdown in economic growth, Italian risks and persistently weak inflation — an important measure of inflation expectations fell in June to a record low — the euro did fantastically well against the Australian dollar, New Zealand dollar and British pound between mid-April and mid-June. Due to a stronger US dollar, EUR/USD was down 2 percent on the year at $1.12, close to long-term lows.

Read more in the article EUR Forecasts.

Why can't I just get the USD/EUR market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the USD / EUR was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

USDEUR blended flags

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all USD Exchange Rates