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USD/NZD - Rate Guide

United States Dollar to New Zealand Dollar exchange rates aren't all the same.

The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

USD/NZD Exchange Rates and Providers Compared

This guide to the United States Dollar to New Zealand Dollar exchange rate with 90-day chart & alerts, historic rates, forecasts and USD to NZD comparison tables for foreign transfers and travel money rates and fees on offer by banks and foreign exchange providers. Calculate amounts and rate margins with the USD/NZD Calculator.

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USD/NZD - 90 Day Rate Alerts

1 USD = 1.598 NZD

90-DAY HIGHS 60-DAY HIGHS 30-DAY HIGHS 14-DAY HIGHS 7-DAY UP 2.5% 1-DAY UP 1.6%
USD/NZD over the last 90 days

View USD/NZD - Interactive Chart

Exchange rates can vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for USD/NZD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
Foreign Transfer ProvidersReceive NZD($)Exchange RateFee USDTotal CostDeal Links
OFX logo
15,852 NZD
Best Overall
1.58520^0.8%
XE logo
15,780 NZD
72 NZD
1.57801.25%
Wells Fargo Bank logo
15,308 NZD
544 NZD
1.5336184.21%
HSBC logo
15,297 NZD
555 NZD
1.532$154.27%
Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo
15,204 NZD
648 NZD
1.5293154.86%
Bank of America International Money Transfers
Bank of America logo
15,105 NZD
747 NZD
1.5258$1005.48%
U.S. Bank International Money Transfers
U.S. Bank logo
15,105 NZD
747 NZD
1.5258$1005.48%
 

OFX logo

OFX: Foreign Transfer USD→NZD
From Amount:10,000 USD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:1.5852 (0.8% from mid-rate)
To Amount:15,852 NZD
Total Cost:0.8%
Time:
Rate Fetched: 12:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

XE logo

XE: Foreign Transfer USD→NZD
From Amount:10,000 USD
Fee:
Exchange Rate:1.5780 (1.25% from mid-rate)
To Amount:15,780 NZD
Total Cost:1.25%
Difference:
72 NZD less than using OFX
Time:12:00 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 

Wells Fargo Bank logo

Wells Fargo Bank: Foreign Transfer USD→NZD
From Amount:10,000 USD
Fee:18
Exchange Rate:1.5336 (4.03% from mid-rate)
To Amount:15,308 NZD
Total Cost:4.21%
Difference:
544 NZD less than using OFX
Time:12:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logo

HSBC: Foreign Transfer USD→NZD
From Amount:10,000 USD
Fee:$15 USD (.15%)
Exchange Rate:1.5320 (4.13% from mid-rate)
To Amount:15,297 NZD
Total Cost:4.27%
Difference:
555 NZD less than using OFX
Time:12:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer USD→NZD
From Amount:10,000 USD
Fee:15
Exchange Rate:1.5226 (4.72% from mid-rate)
To Amount:15,204 NZD
Total Cost:4.86%
Difference:
648 NZD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of America logo

Bank of America: Foreign Transfer USD→NZD
From Amount:10,000 USD
Fee:$100 USD (1%)
Exchange Rate:1.5258 (4.52% from mid-rate)
To Amount:15,105 NZD
Total Cost:5.48%
Difference:
747 NZD less than using OFX
Time:12:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

U.S. Bank logo

U.S. Bank: Foreign Transfer USD→NZD
From Amount:10,000 USD
Fee:$100 USD (1%)
Exchange Rate:1.5258 (4.52% from mid-rate)
To Amount:15,105 NZD
Total Cost:5.48%
Difference:
747 NZD less than using OFX
Time:12:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money ProvidersAmount NZD($)Exchange RateFee USDTotal CostDeal Links
U.S. Bank Foreign Currency
U.S. Bank logo
1,495.8 NZD
Compare
1.495806.4%
Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo
1,481 NZD
15 NZD
1.4958$107.33%
Wells Fargo Bank logo
1,465.88 NZD
30 NZD
1.4958$208.27%
Travelex Online US logo
1,424.9 NZD
71 NZD
1.42490^10.83%
 

U.S. Bank logo

U.S. Bank: Travel Money USD→NZD
From Amount:1,000 USD
Fee:0
Exchange Rate:1.4958 (6.4% from mid-rate)
To Amount:1,495.8 NZD
Total Cost:6.4%
Time:12:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money USD→NZD
From Amount:1,000 USD
Fee:$10 USD (1%)
Exchange Rate:1.3983 (12.5% from mid-rate)
To Amount:1,481 NZD
Total Cost:7.33%
Currency Services:Branch
Delivery/Collect:-
 

Wells Fargo Bank logo

Wells Fargo Bank: Travel Money USD→NZD
From Amount:1,000 USD
Fee:$20 USD (Minimum fee)
Exchange Rate:1.4958 (6.4% from mid-rate)
To Amount:1,465.88 NZD
Total Cost:8.27%
Time:12:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Travelex Online US logo

Travelex Online US: Travel Money USD→NZD
From Amount:1,000 USD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:1.4249 (10.83% from mid-rate)
To Amount:1,424.9 NZD
Total Cost:10.83%
Time:
Rate Fetched: Sun Sep 22 2019 12:00:05 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Snapshot 09/22/2019 - See full table

USD / NZD converter & margin calculator

$USD
$NZD
mid-rates

Compare how much you can save on USD/NZD exchange rates for:

Foreign Transfers Travel Money

Foreign Transfers Travel Money

United States Dollar

New Zealand Dollar

1 USD 1.5980 NZD
5 USD 7.9900 NZD
10 USD 15.98 NZD
20 USD 31.96 NZD
50 USD 79.90 NZD
100 USD 159.80 NZD
250 USD 399.50 NZD
500 USD 799.00 NZD
1,000 USD 1,598.00 NZD
2,000 USD 3,196.00 NZD
5,000 USD 7,990.00 NZD
10,000 USD 15,980.00 NZD
50,000 USD 79,900.00 NZD
100,000 USD 159,800.00 NZD
See more

United States Dollar

New Zealand Dollar

0.6258 USD 1 NZD
3.1290 USD 5 NZD
6.2580 USD 10 NZD
12.52 USD 20 NZD
31.29 USD 50 NZD
62.58 USD 100 NZD
156.45 USD 250 NZD
312.90 USD 500 NZD
625.80 USD 1,000 NZD
1,251.60 USD 2,000 NZD
3,129.00 USD 5,000 NZD
6,258.00 USD 10,000 NZD
31,290.00 USD 50,000 NZD
62,580.00 USD 100,000 NZD
See more
Country Guides (USD & NZD)
United StatesUnited States (USD)New ZealandNew Zealand (NZD)Cook IslandsCook Islands (NZD)
NiueNiue (NZD)PitcairnPitcairn (NZD)TokelauTokelau (NZD)
East TimorEast Timor (USD)EcuadorEcuador (USD)El SalvadorEl Salvador (USD)
British Virgin IslandsBritish Virgin Islands (USD)US Virgin IslandsUS Virgin Islands (USD)Caribbean NetherlandsCaribbean Netherlands (USD)
Turks And Caicos IslandsTurks And Caicos Islands (USD)ZimbabweZimbabwe (USD)

USD/NZD - Historical Trends

This table shows historic rates and trends of United States Dollar to New Zealand Dollar over periods upto 10 years.

PeriodChange*USD/NZDDate
1 Day+0.6%1.588919 Sep 2019
7 Day+1.9%1.568413 Sep 2019
30 Day+2.3%1.561421 Aug 2019
3 Month+5.3%1.517022 Jun 2019
1 Year+6.8%1.496820 Sep 2018
5 Year+30.2%1.227621 Sep 2014
10 Year+15.2%1.386722 Sep 2009

*For period to 20-Sep 21UTC when USD/NZD was 1.5980

You can use our USD interactive charts to check USDNZD historic trends.

Get a Better FX Deal when you Send and Spend Abroad.

 

USD and NZD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the USD vs NZD, you should pay attention to the recent market trends for both currencies.

 

United States Dollar (USD)

The US dollar has held its value this year despite a serious escalation in US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others. After grim employment data on June-7, the Dollar Index was up 0.5 percent on the year (it had fallen 2 percent from May’s 2-year high).

As in other parts of the world, interest rate cuts are now expected in the US following a drastic shift in economic forecasts. At least two Fed cuts are expected this year, with the first most likely to come in July.

Taking the blame for the economic downturn is US President Donald Trump, whose trade policies have set a ball rolling that could wipe $455bn from global output according to the IMF.

Read more in the article USD Forecasts.

 

New Zealand Dollar (NZD)

The New Zealand dollar weakened in June to a 7-month low against the euro, at rates below €0.58.

At US$0.65, the kiwi remained weak against the greenback, 6 percent lower than rates in March.

Against the Australian dollar, NZD has been steady in recent months, having spent much of its time between A$0.94 and A$0.95.

Robbing New Zealand's currency of gains in 2019 have been lower NZ interest rates, reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.

Why can't I just get the USD/NZD market rate I see online or in the media?

The mid-rate is the rate you will see quoted online or the news. It is actually just the half-way point (hence mid-rate) between the last rate at which the USD / NZD was traded (bought or sold) in the international markets.

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate). Some providers such as Transferwise will quote you the mid-rate (or close to) and charge a separate percentage fee.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

We help you Compare & Save Money on Exchange Rates.

 

View all USD Exchange Rates