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USD to NZD - Exchange Rates

US Dollar to NZ Dollar exchange rates aren't all the same. The total cost you are charged by your bank or foreign exchange provider consists of a margin from the interbank mid-rate plus fees.

Foreign Exchange margins and fees vary significantly for International Money Transfers and Travel Money/Card transactions as shown below.

 

1 USD = 1.6832 NZD

   Sell USD / Buy NZD  Switch

USD to NZD 90-Day Trend
ALERT:1-DAY1.4% 🔔|
USD/NZD at 1.6827 was trading 6.5% above AVG:1.5795 with LO:1.4855 and HI:1.7626 (90 days). ALERT: Today USD/NZD is DOWN 1.4%
06-APR 9PM-NY 07-APR 2AM-LON 9AM-HK 11AM-SYD

Convert USD to NZD More Charts


Quick Conversions from US Dollar to NZ Dollar

USD NZD
U$ 1 NZ$ 1.6832
U$ 5 NZ$ 8.4160
U$ 10 NZ$ 16.83
U$ 20 NZ$ 33.66
U$ 50 NZ$ 84.16
U$ 100 NZ$ 168.32
U$ 250 NZ$ 420.80
U$ 500 NZ$ 841.60
U$ 1,000 NZ$ 1,683
U$ 2,000 NZ$ 3,366
U$ 5,000 NZ$ 8,416
U$ 10,000 NZ$ 16,832
U$ 50,000 NZ$ 84,160
U$ 100,000 NZ$ 168,320
More amounts
USD NZD
U$ 0.5941 NZ$ 1
U$ 2.9705 NZ$ 5
U$ 5.9410 NZ$ 10
U$ 11.88 NZ$ 20
U$ 29.71 NZ$ 50
U$ 59.41 NZ$ 100
U$ 148.53 NZ$ 250
U$ 297.05 NZ$ 500
U$ 594.10 NZ$ 1,000
U$ 1,188 NZ$ 2,000
U$ 2,971 NZ$ 5,000
U$ 5,941 NZ$ 10,000
U$ 29,705 NZ$ 50,000
U$ 59,410 NZ$ 100,000
More amounts

To calculate your own USD/NZD amounts use our Convert USD to NZD quick calculator.


Comparing Foreign Exchange Providers

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers, Travel Money and prepaid multi-currency Travel Card transactions.

The Exchange rate you are offered can also vary significantly depending on the transaction type (transfer, cash or card), currency pair and amount. The below table shows an example of total costs charged by FX specialists and banks for USD/NZD International Money Transfers. Costs are calculated against the current interbank mid-rate.

 
  

USD to NZD International Money Transfers

  

Foreign Transfer Provider Receive NZD(NZ$) Exchange RateFee USDDeal Links
XE logo
NZ$16,629
1.25%
Best Overall
1.66290
OFX logo
NZ$16,704
0.8%
NZ$75 more
1.67040^
Wells Fargo Bank logo
NZ$16,206
3.76%
NZ$423 less
1.623518
HSBC logo
NZ$16,194
3.83%
NZ$435 less
1.6218U$15
Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo
NZ$16,095
4.42%
NZ$534 less
1.618915
Bank of America International Money Transfers
Bank of America logo
NZ$15,990
5.04%
NZ$639 less
1.6152U$100
U.S. Bank International Money Transfers
U.S. Bank logo
NZ$15,990
5.04%
NZ$639 less
1.6152U$100
 
XE logo
XE: Foreign Transfer USD→NZD
From Amount (USD)U$10,000
Fee:
Exchange Rate:1.6629 (1.25% from mid-rate)
To Amount (NZD) NZ$16,629
Total Cost:1.25%
Time:18:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 3.5/5.0
Reviews:
 
OFX logo
OFX: Foreign Transfer USD→NZD
From Amount (USD)U$10,000
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:1.6704 (0.8% from mid-rate)
To Amount (NZD) NZ$16,704
Total Cost:0.8%
Difference:
NZ$75 NZD more than using XE
Time:
Rate Fetched: 18:04 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 
Wells Fargo Bank logo
Wells Fargo Bank: Foreign Transfer USD→NZD
From Amount (USD)U$10,000
Fee:18
Exchange Rate:1.6235 (3.59% from mid-rate)
To Amount (NZD) NZ$16,206
Total Cost:3.76%
Difference:
NZ$423 NZD less than using XE
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
HSBC logo
HSBC: Foreign Transfer USD→NZD
From Amount (USD)U$10,000
Fee:U$15 USD (.15%)
Exchange Rate:1.6218 (3.69% from mid-rate)
To Amount (NZD) NZ$16,194
Total Cost:3.83%
Difference:
NZ$435 NZD less than using XE
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Foreign Transfer USD→NZD
From Amount (USD)U$10,000
Fee:15
Exchange Rate:1.6119 (4.28% from mid-rate)
To Amount (NZD) NZ$16,095
Total Cost:4.42%
Difference:
NZ$534 NZD less than using XE
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 
Bank of America logo
Bank of America: Foreign Transfer USD→NZD
From Amount (USD)U$10,000
Fee:U$100 USD (1%)
Exchange Rate:1.6152 (4.08% from mid-rate)
To Amount (NZD) NZ$15,990
Total Cost:5.04%
Difference:
NZ$639 NZD less than using XE
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
U.S. Bank logo
U.S. Bank: Foreign Transfer USD→NZD
From Amount (USD)U$10,000
Fee:U$100 USD (1%)
Exchange Rate:1.6152 (4.08% from mid-rate)
To Amount (NZD) NZ$15,990
Total Cost:5.04%
Difference:
NZ$639 NZD less than using XE
Time:18:04 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Snapshot 04/06/2020 - View latest rates
 

Example of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money Provider Amount NZD(NZ$) Exchange RateFee USDDeal Links
Travelex Online US logo
NZ$1,506.5
10.54%
Best Overall
1.50650^
U.S. Bank Foreign Currency
U.S. Bank logo
NZ$1,461.3
13.22%
NZ$45 less
1.46130
Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo
NZ$1,447
14.09%
NZ$59 less
1.4613U$10
Wells Fargo Bank logo
NZ$1,432.07
14.96%
NZ$74 less
1.4613U$20
 
Travelex Online US logo
Travelex Online US: Travel Money USD→NZD
From Amount (USD)U$1,000
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:1.5065 (10.54% from mid-rate)
To Amount (NZD) NZ$1,506.5
Total Cost:10.54%
Time:
Rate Fetched: Mon Apr 06 2020 18:00:06 GMT+0000 (UTC)
Currency Services:FREE Home delivery & Branch pickup
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
U.S. Bank logo
U.S. Bank: Travel Money USD→NZD
From Amount (USD)U$1,000
Fee:0
Exchange Rate:1.4613 (13.22% from mid-rate)
To Amount (NZD) NZ$1,461.3
Total Cost:13.22%
Time:18:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Banks - Average Rate
Travel Money USD→NZD
From Amount (USD)U$1,000
Fee:U$10 USD (1%)
Exchange Rate:1.4734 (12.5% from mid-rate)
To Amount (NZD) NZ$1,447
Total Cost:14.09%
Currency Services:Branch
Delivery/Collect:-
 
Wells Fargo Bank logo
Wells Fargo Bank: Travel Money USD→NZD
From Amount (USD)U$1,000
Fee:U$20 USD (Minimum fee)
Exchange Rate:1.4613 (13.22% from mid-rate)
To Amount (NZD) NZ$1,432.07
Total Cost:14.96%
Time:18:04 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 
Snapshot 04/06/2020 - View latest rates
 

Country Guides (USD & NZD)

United StatesUnited States (USD)New ZealandNew Zealand (NZD)Cook IslandsCook Islands (NZD)
NiueNiue (NZD)PitcairnPitcairn (NZD)TokelauTokelau (NZD)
East TimorEast Timor (USD)EcuadorEcuador (USD)El SalvadorEl Salvador (USD)
British Virgin IslandsBritish Virgin Islands (USD)US Virgin IslandsUS Virgin Islands (USD)Caribbean NetherlandsCaribbean Netherlands (USD)
Turks and Caicos IslandsTurks and Caicos Islands (USD)ZimbabweZimbabwe (USD)

USD and NZD in the Markets

When determining the best time to make a foreign exchange transaction, in this case the USD vs NZD, you should pay attention to the recent market trends for both currencies.

US Dollar (USD)

Growing fears of the coronavirus outbreak has moved the market into safer currencies such as the USD and away from AUD, NZD and CAD.

The US dollar held its value in 2019 despite a serious escalation in US-China trade tensions, mainly because the greenback is still considered a safer currency to own than most others.

At its October meeting the Federal Reserve cut the target range for the federal funds rate to 1.5-1.75 percent, the third rate cut so far this year, amid soft inflation indicators and general worries about the economy. However the central bank also signaled a pause in the easing cycle.

Taking the blame for the economic downturn is US President Donald Trump, whose trade war policies have set a ball rolling that could wipe $455bn from global output according to the IMF.

Read more in the article USD Forecasts.

 

NZ Dollar (NZD)

Growing fears of the coronavirus outbreak has moved the market into safer currencies such as the USD and away from AUD, NZD and CAD.

The threat of proxy war between the US and Iran in Iraq also pared back some of the gains the Kiwi had made coming into the New Year.

In December the New Zealand dollar has climbed back to US$0.66 it's highest value since July.

Against the Australian dollar, jumped to A$0.96 after being as low as A$0.92 in early November before starting a strong recovery upto current levels above A$0.95.

Robbing New Zealand's currency of better gains in 2019 have been reduced risk appetite spurred on by an escalation in the US-China trade standoff, and high correlations with other weak currencies, including the Australian dollar and yuan.

Read more in the article NZD Forecasts.


How to get Best USD to NZD Exchange Rates

All foreign exchange providers charge a fee for providing their service and this fee is usually contained within the exchange rate margin (or difference to the mid-rate).

The transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

What is a good USD to NZD exchange rate?

This is a difficult question and the answer really depends on many factors. The best way to consider an exchange rate's relative value is to look at the rate's history.

The following table looks at the change in the USD to NZD exchange rate to the present day for periods going back upto 10 years.

PeriodChange*USD/NZDDate
1 Day-1.3%1.708505 Apr 2020
7 Day+1.3%1.664530 Mar 2020
30 Day+7.1%1.574107 Mar 2020
3 Month+11.8%1.508107 Jan 2020
1 Year+13.4%1.485807 Apr 2019
5 Year+27.3%1.323908 Apr 2015
10 Year+20.4%1.400009 Apr 2010

*For period to 06-Apr 21UTC when USD/NZD was 1.6855

When is the best time to exchange USD to NZD?

Getting a good market rate is all about timing to help with this you can use BER Smart Alerts to make the most of currency movements.

Rather than requiring you to set a target rate, our rate alerts work differently. We check for daily high/lows and changes (up/down) over a range of periods up to 90 days rather than requiring you to set target rates.

Setup BER.me FX Alerts

We help you Save Money on Exchange Rates.

 

View all USD Exchange Rates