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  1. Exchange Rates
  2. U.S. dollar (USD)
  3. New Zealand dollar (NZD)

Convert USD to NZD at Best Exchange Rates

Use this two-way calculator and chart to calculate amounts in either U.S. dollar or 1000 using the real-time USD/NZD market mid-rate. Then choose your transaction type Foreign Transfer Travel Money to see the available exchange rates and reviews for our leading foreign exchange providers.

USD to NZD mid-rate calculator

$
$
1 USD equals
NZD 1USD=NZD


Compare rates for: Foreign Transfers    Travel Money

Get fee-free global money transfers with our partners OFX

Loading USD/NZD Chart

There are three important types of information that you need to know if you are to have any chance of getting the best possible USD / NZD rate :

  1. Market USD to NZD mid-rate - the starting point.
  2. Transaction costs, these include exchange rate margins plus various types of fees. These margin and fee costs vary for Foreign Transfers and Travel Money transactions.
  3. Up-to-date Currency News, Research and Forecasts for U.S. dollar and New Zealand dollar.

1. Market USD/NZD mid-rate

Right now the USD/NZD market rate is and represents how many New Zealand dollar you can get for one U.S. dollar.

The USD/NZD mid-rate is the rate you will see Quoted on Google or the News, nobody except the largest banks and businesses can get exchange rates close to this mid-rate. It is actually just the theoretical half-way point (hence mid-rate) between the last rate at which the USD / NZD was traded (bought or sold) in the international markets.

1 U.S. dollar equals
New Zealand dollar 1=

You can calculate with the current mid-rate using our USD to NZD calculator below but note the rate will most likely be quite different by the time you make you currency exchange.


2. Transaction Costs - Margins and Fees for USD/NZD Foreign Exchange

The transaction margin from the mid-rate you will be charged by your bank or foreign exchange provider plus any fixed or percentage fees. These margins and fees will vary significantly for International Money Transfers and Travel Money transactions.

USD to NZD Foreign Transfer - Costs Compared

You can see a sample of the margins from mid-rate in the table below which shows an example of the costs charged by FX specialist and the average bank rate when sending money transfers from USD to NZD.

Sending a LARGER international money transfer? Request a Free Multi-Vendor Quote

Compare Foreign Transfers

Sending USD 10,000 to NZD

 OFX (prev. USForex)
1USD=1.3579NZD
$13,579 NZD (2.13%)
Book & track your foreign transfers online (24/7) with industry best rates for all your deals - not just the first one! Lock in exchange rates with Spot & Forward Deals. BestExchangeRates users get the transfer fees waived.
Price Details
Receive: $13,579 NZD
Exchange Rate: 1.3579
(Inverse 1NZD=USD 0.7364)
Fees: USD 0
Total Cost : 2.13% (from mid-rate: 1.3874)
This is the amount of money that could be received by your transfer at rate USD/NZD=1.3579 and inclusive of the fee of USD 0.
Rate timestamp : Sun Apr 22 2018 02:03:25 GMT+0000 (UTC)
Bank Rates - Average
1USD=1.3212NZD
$13,192 NZD (4.92%)
This is the average USD to NZD International Transfer exchange rate and fees from multiple banks for FX rates available over the counter and also via Internet Banking.

 
Price Details
Receive: $13,192 NZD
Exchange Rate: 1.3212
(Inverse 1NZD=USD 0.7569)
Fees: USD 15
Total Cost : 4.92% (from mid-rate: 1.3874)
Receive NZD $387 less than with   OFX
This is the amount of money that could be received by your transfer at rate USD/NZD=1.3212 and inclusive of the fee of USD 15.

Travel Money USD to NZD - Costs Compared

The below table shows an example of the margins and possible savings when you order travel money online with a currency specialist versus the average bank, kiosk or post office rate to buy foreign cash.

Travel Money Exchange Rates Compared

Buying NZD Cash with USD 1,000

 Travelex Online
1USD=1.2377NZD
$1237.70 NZD (10.79%)
Free Home Delivery when you Buy Online Travel Money & Cards with $0 commission and great exchange rates only available from Travelex Online. Zero cost for Home Delivery or pickup your foreign cash at your local Travelex store or at the airport on departure day. * Home deliveries can only be made to the registered billing address of your chosen payment method.
Price Details
Receive: $1237.70 NZD
Exchange Rate: 1.2377
(Inverse 1NZD=USD 0.8080)
Fees: USD 0
Total Cost : 10.79% (from mid-rate: 1.3874)
Amount of money that could be received by your currency exchange at rate USD/NZD=1.2377 and inclusive of the fee of USD 0.
Rate timestamp : Sun Apr 22 2018 02:00:02 GMT+0000 (UTC)
Bank Rates - Average
1USD=1.214NZD
$1201.86 NZD (13.37%)
This is the average USD to NZD Buy Foreign Cash exchange rate from multiple banks, exchange kiosks and post-offices, available over the counter and via the internet.

 
Price Details
Receive: $1201.86 NZD
Exchange Rate: 1.2140
(Inverse 1NZD=USD 0.8237)
Fees: USD 10 (1%)
Total Cost : 13.37% (from mid-rate: 1.3874)
Receive NZD $36 less than with   Travelex Online
Amount of money that could be received by your currency exchange at rate USD/NZD=1.214 and inclusive of the fee of USD 10 (1%).
Rates snapshot: 04/22/2018

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

Our real-time comparison calculators make shopping around easy and help you calculate how much you can save.

Why can't I just get the same USD/NZD market rate I see on Google or in the Media?

When you look up the current U.S. dollar to New Zealand dollar exchange rate on the web the figure you find quoted on sites like google or mentioned on TV is commonly referred to as the mid-market rate.

USD to NZD mid-rate on google

USD to NZD mid-rate on google search

Getting a great USD to NZD mid-market rate is all about timing, so unless you are able to wait, watch and time the market this is largely beyond your control. This rate will go up and down with varying amounts of volatility depending on the currency pair.

This mid-market rate is really only a reference and is just the starting point for calculating the actual rate you will get for your transaction, luckily we can also use this same rate to determine how good a deal a rate that a provider offers you actually is.

You can use the below USD to NZD calculator to convert currency amounts using the latest mid-market exchange rates. Then choose your transaction type for specific U.S. dollar cross rates and reviews of leading foreign exchange providers versus the Banks.


3. Currency News, Research and Forecasts for U.S. dollar and New Zealand dollar

Whenever you are interested in an exchange rate you are actually interested in two currencies due to the fact that the value of a currency is always determined quoted in comparison to another currency.

So it follows that if you are determining the best time to transact, in this case the USD vs NZD, you should pay attention to both U.S. dollar and New Zealand dollar news and forecasts.

U.S. dollar (USD) - Market news and forecasts

Against a basket of currencies, the U.S. dollar held steady in February and March – a welcome change considering the currency’s 15% fall in the preceding 13 months. However, any boost the greenback might receive from higher U.S. interest rates (the Fed hiked again in March) is likely to be offset by the longer-term consequences of U.S. trade tariffs, thinks a growing number of FX analysts. The latest round of tariffs include those on steel and aluminium imports and on $60 billion worth of Chinese goods, all aimed at boosting U.S. manufacturers.

The question of whether China in particular would take retaliatory steps on trade was a hot topic approaching the end of March. Analysts at Bank of America Merrill Lynch, BK Asset Management and Lloyds all said that the dollar would weaken on any escalation of trade tensions. In March, Lloyds reduced its dollar-euro year-end forecast to 0.8 (EUR/USD 1.25), from 0.82.

With trade on everyone’s lips and with traders uninspired by U.S. economic prospects, it is not surprising that the dollar’s trajectory has decoupled in 2018 from that of U.S. interest rate expectations. Despite yields climbing steadily this year, the dollar has sunk.

“It’s easy to see the weak-dollar story persisting,” said ING in February. The bank has forecast dollar-euro at just 0.77 at year-end (EUR/USD 1.3).

New Zealand dollar (NZD) - Market news and forecasts

The New Zealand dollar gained handsomely against the Australian dollar between October and mid-April, strengthening by 7% to fetch 0.95 AUD, although the kiwi remains within the central portion of its 2014-2018 trading range against AUD.

Against the US dollar, the New Zealand dollar had rallied at the time of this report to 0.738 and continues to climb steadily towards the highs of its current cycle, roughly between 0.745 and 0.755.

In April, analysts at Saxo Bank questioned whether NZD had the legs to threaten cycle highs given likely unfavourable changes to the NZ-US interest rate differential. US benchmark interest rates have already risen to match New Zealand’s and are expected to overtake them this year. While further US hikes are expected in 2018, no rate hike in New Zealand is expected until mid-2019. Accounting and consulting firm PwC described the NZ-US differential in April as a “massive change in market conditions” that offered a “disincentive to invest in the New Zealand dollar.”

Other threats to the New Zealand dollar include the potential for a US-China trade war, which would threaten global trade and consequently weigh on growth-sensitive currencies like NZD. The kiwi got a boost in the second week of April after Chinese Premier Xi Jinping declined from speaking harshly on Washington’s trade policies at the Boao Forum (“Asia’s Davos”).

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