Loading...

Home pages - full list (A-Z)

USD to NZD - Compare Exchange Rates

United States Dollar to New Zealand Dollar - Convert Compare Save

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

Compare USD/NZD Exchange Rates

The below table is a snapshot of the costs charged by FX specialists and banks for USD/NZD International Money Transfers. Costs are calculated against the amount when USD is converted to NZD at mid-rate.

Sending a LARGER foreign transfer? Request a Multi-Vendor Quote ▾
Foreign Transfer Providers
Ratings & Reviews
Receive NZD($)Exchange RateFee USDTotal CostTransfer ServicesTransfer SpeedDeal Links
 
OFX logo
14,734 NZD
Best Overall
1.47340^1.49%Bank Transfers - Online & Phone, Foreign Currency Accounts1-2 days
Wells Fargo Bank logo
14,428 NZD
306 NZD
1.4454183.54%Online, Branch, Bank Transfers2-3 days
HSBC logo
14,417 NZD
317 NZD
1.4439$153.61%Online, Branch, Bank Transfers2-3 days
Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo
14,329 NZD
405 NZD
1.4413154.2%Online, Branch, Bank Transfers2-3 days
Bank of America International Money Transfers
Bank of America logo
14,236 NZD
498 NZD
1.438$1004.82%Online, Branch, Bank Transfers2-3 days
U.S. Bank International Money Transfers
U.S. Bank logo
14,236 NZD
498 NZD
1.438$1004.82%Online, Branch, Bank Transfers2-3 days
 
OFX: Foreign Transfer USD→NZD
USD amount:$10,000 USD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:1.4734 (1.49% from mid-rate)
NZD amount:14,734 NZD
Total Cost:1.49%
Time:
Rate Fetched: Thu Apr 18 2019 22:02:31 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone, Foreign Currency Accounts
Rating:
 
: 4.8/5.0
Reviews:
 

Wells Fargo Bank logoWells Fargo Bank

Wells Fargo Bank: Foreign Transfer USD→NZD
USD amount:$10,000 USD
Fee:18
Exchange Rate:1.4454 (3.36% from mid-rate)
NZD amount:14,428 NZD
Total Cost:3.54%
Difference:
306 NZD less than using OFX
Time:0:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

HSBC logoHSBC

HSBC: Foreign Transfer USD→NZD
USD amount:$10,000 USD
Fee:$15 USD (.15%)
Exchange Rate:1.4439 (3.46% from mid-rate)
NZD amount:14,417 NZD
Total Cost:3.61%
Difference:
317 NZD less than using OFX
Time:0:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Foreign Transfer USD→NZD
USD amount:$10,000 USD
Fee:15
Exchange Rate:1.4351 (4.05% from mid-rate)
NZD amount:14,329 NZD
Total Cost:4.2%
Difference:
405 NZD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
 

Bank of America logoBank of America

Bank of America: Foreign Transfer USD→NZD
USD amount:$10,000 USD
Fee:$100 USD (1%)
Exchange Rate:1.4380 (3.86% from mid-rate)
NZD amount:14,236 NZD
Total Cost:4.82%
Difference:
498 NZD less than using OFX
Time:0:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

U.S. Bank logoU.S. Bank

U.S. Bank: Foreign Transfer USD→NZD
USD amount:$10,000 USD
Fee:$100 USD (1%)
Exchange Rate:1.4380 (3.86% from mid-rate)
NZD amount:14,236 NZD
Total Cost:4.82%
Difference:
498 NZD less than using OFX
Time:0:00 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

The below table shows a snapshot of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Sending a LARGER foreign transfer? Request a Multi-Vendor Quote ▾
Travel Money Providers
Ratings & Reviews
Amount NZD($)Exchange RateFee USDTotal CostCurrency ServicesDelivery/CollectDeal Links
U.S. Bank Foreign Currency
U.S. Bank logo
1,400 NZD
Compare
1.406.4%Branch-
Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo
1,386 NZD
14 NZD
1.4000$107.33%Branch-
Wells Fargo Bank logo
1,372 NZD
28 NZD
1.4$208.27%Branch-
 
Travelex Online US logo
1,335.3 NZD
65 NZD
1.33530^10.72%Online order, Branch pickup, Home delivery2-3 days
 

U.S. Bank logoU.S. Bank

U.S. Bank: Travel Money USD→NZD
USD amount:$1,000 USD
Fee:0
Exchange Rate:1.4000 (6.4% from mid-rate)
NZD amount:1,400 NZD
Total Cost:6.4%
Time:0:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate

Travel Money USD→NZD
USD amount:$1,000 USD
Fee:$10 USD (1%)
Exchange Rate:1.3087 (12.5% from mid-rate)
NZD amount:1,386 NZD
Total Cost:7.33%
Currency Services:Branch
Delivery/Collect:-
 

Wells Fargo Bank logoWells Fargo Bank

Wells Fargo Bank: Travel Money USD→NZD
USD amount:$1,000 USD
Fee:$20 USD (Minimum fee)
Exchange Rate:1.4000 (6.4% from mid-rate)
NZD amount:1,372 NZD
Total Cost:8.27%
Time:0:00 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
Travelex Online US: Travel Money USD→NZD
USD amount:$1,000 USD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:1.3353 (10.72% from mid-rate)
NZD amount:1,335.3 NZD
Total Cost:10.72%
Time:
Rate Fetched: Thu Apr 18 2019 22:15:04 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 

USD to NZD interbank exchange rate = 1.4961

Right now the USD/NZD interbank exchange rate is 1.4961. It’s also called the mid-market rate or just the mid-rate and is the rate that banks use when trading large amounts of foreign currencies with one another.

It's the reference rate we use to calculate how much you are being charged to convert New Zealand Dollar to United States Dollar.

This USD/NZD Converter calculates equivalent United States Dollar to New Zealand Dollar amounts at the market mid-rate. You can also enter your own rates to find out the percentage difference to the latest market rates you are being charged.

USD / NZD converter & margin calculator


$USD
$NZD
Mid-rates:
 

Foreign Transfers Travel Money

Compare how much you can save on
USD/NZD exchange rates for:

Foreign Transfers Travel Money

1 Week USD to NZD
Loading USD/NZD rates

United States Dollar

New Zealand Dollar

1 USD 1.4961 NZD
5 USD 7.4805 NZD
10 USD 14.96 NZD
20 USD 29.92 NZD
50 USD 74.81 NZD
100 USD 149.61 NZD
250 USD 374.03 NZD
500 USD 748.05 NZD
1,000 USD 1,496.10 NZD
2,000 USD 2,992.20 NZD
5,000 USD 7,480.50 NZD
10,000 USD 14,961.00 NZD
50,000 USD 74,805.00 NZD
100,000 USD 149,610.00 NZD
See more

United States Dollar

New Zealand Dollar

0.6684 USD 1 NZD
3.3420 USD 5 NZD
6.6840 USD 10 NZD
13.37 USD 20 NZD
33.42 USD 50 NZD
66.84 USD 100 NZD
167.10 USD 250 NZD
334.20 USD 500 NZD
668.40 USD 1,000 NZD
1,336.80 USD 2,000 NZD
3,342.00 USD 5,000 NZD
6,684.00 USD 10,000 NZD
33,420.00 USD 50,000 NZD
66,840.00 USD 100,000 NZD
See more

NZD Country Guides
New ZealandNew ZealandCook IslandsCook IslandsNiueNiue
PitcairnPitcairnTokelauTokelau

United States Dollar to New Zealand Dollar (USD-NZD) - 10 Year History

The below table shows the historic variation in the USD/NZD exchange rate over the last 10 years. The percentage change is the difference from the date shown to present. This lets you decide if the current rate is in your favour. You can also view our various charts of USD versus other currencies : USD historical charts.

DateExchange RatePeriodChange
18 Apr 20191.4982Latest
11 Apr 20191.48701 Week+0.75%
19 Mar 20191.45901 Month+2.69%
20 Oct 20181.51656 Months-1.21%
18 Apr 20181.36541 Year+9.73%
18 Apr 20171.41952 Years+5.54%
19 Apr 20141.16555 Years+28.55%
20 Apr 20091.799510 Years-16.74%

Why can't I just get the USD/NZD market rate I see on Google or in the Media?

The USD/NZD mid-rate is the rate you will see Quoted on Google or the News, nobody except the largest banks and businesses can get exchange rates close to this mid-rate. It is actually just the theoretical half-way point (hence mid-rate) between the last rate at which the USD / NZD was traded (bought or sold) in the international markets.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

The closer your final exchange rate is to the market USD/NZD midrate the better deal you are getting.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

The three things you need in order to get a good USD to NZD exchange rate

  1. Know the latest USD/NZD market mid-rate. The closer your final exchange rate is to this real market rate the better deal you are getting. You should also judge how the current rate compares to the historic rate over the past 10 years.
  2. Compare your Bank's transaction costs to several licensed FX providers, remember to compare the exchange rate margins as well as the various types of fees. We make that easy to do with our calculators for Foreign Transfers and Travel Money transactions.
  3. Review up-to-date Currency News and Forecasts for both the and currencies, if available.

Currency news and forecasts for United States Dollar and New Zealand Dollar

Whenever you are researching a particular exchange rate you are actually interested in two currencies as the value of a currency must always be quoted relative to a second currency.

So it follows that if you are determining the best time to transact, in this case the USD vs NZD, you should pay attention to both United States Dollar and New Zealand Dollar news and forecasts.

United States Dollar (USD) - Market news and forecasts

In the third week of April the Dollar Index was rallying strongly towards the mid-97s, slightly below major resistance at 97.70, a break of which would be massively positive for the greenback. The index was up 1.7 percent year-to-date.

The dollar’s strength comes in spite of a dovish surprise in March from the Federal Reserve, which ditched two interest rate hikes from its 2019 projections. Fortunately for dollar holders, the rest of the world has problems and other important central banks also turned dovish, removing much of the incentive for selling USD.

Bloomberg research warned in April of potential for a large upcoming move in the US dollar, up or down. Over the past quarter-century, three prominent troughs in the JPMorgan Global FX Volatility Index were followed by dollar moves over 6-month periods worth 10-15 percent. The index was trading in mid-April at a 5-year low.

New Zealand Dollar (NZD) - Market news and forecasts

Until the March-27 meeting of the RBNZ, the New Zealand dollar had been among the best performing major currencies of the year. After the RBNZ said in its statement that its next move on interest rates was likely to be a cut, the kiwi weakened to US$0.68, and then in the week that followed to a 7-week low of US$0.674. The kiwi was barely up on the year (+0.7 percent).

At the time of writing, NZD was particularly weak against the pound, at £0.514, and it was trading at a 7-week low against the Aussie dollar, at A$0.953.

Though other central banks also spoke dovishly in March, the RBNZ was the first to say it might go beyond merely maintaining rates and recommence with policy easing.

Post-RBNZ, banks began betting on NZD depreciation.

ANZ said that NZD would be vulnerable against Asian currencies, including the Chinese yuan and Singapore dollar.

For NZD/AUD, the RBNZ surprise is likely to mark the beginning of a move towards more neutral (lower) levels, perhaps as low as A$0.92, Societe Generale said.