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Best Exchange Rates

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USD to NZD - Compare Exchange Rates

United States Dollar to New Zealand Dollar - Convert Compare Save

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.

 

Compare USD/NZD Exchange Rates

The below table is a snapshot of the costs charged by FX specialists and banks when making an International Money Transfer from USD to NZD. The total costs are calculated against the latest mid-market rate.

Foreign Transfer Providers
Ratings & Reviews
Receive NZD($)Exchange RateFee USDTotal CostTransfer ServicesTransfer SpeedDeal Links
 
OFX logo
14,566 NZD
Best Overall
1.45660^0.9%Bank Transfers - Online & Phone1-2 days
Wells Fargo Bank logo
14,263 NZD
303 NZD less
1.4289182.96%Online, Branch, Bank Transfers2-3 days
HSBC logo
14,254 NZD
312 NZD less
1.4275$153.02%Online, Branch, Bank Transfers2-3 days
Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo
14,166 NZD
400 NZD less
1.4249153.62%Online, Branch, Bank Transfers2-3 days
Bank of America International Money Transfers
Bank of America logo
14,074 NZD
492 NZD less
1.4216$1004.25%Online, Branch, Bank Transfers2-3 days
U.S. Bank International Money Transfers
U.S. Bank logo
14,074 NZD
492 NZD less
1.4216$1004.25%Online, Branch, Bank Transfers2-3 days
 
Xoom logo
Your amount above the Xoom USD2999 maximum
NaN NZD less
 
OFX: Foreign Transfer USD→NZD
USD amount:$10,000 USD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:1.4566 (0.9% from mid-rate)
NZD amount:14,566 NZD
Total Cost:0.9%
Time:
Rate Fetched: Fri Feb 22 2019 10:02:32 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.8/5.0
Reviews:
Wells Fargo Bank: Foreign Transfer USD→NZD
USD amount:$10,000 USD
Fee:18
Exchange Rate:1.4289 (2.78% from mid-rate)
NZD amount:14,263 NZD
Total Cost:2.96%
Difference:
303 NZD less than using OFX
Time:12:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
HSBC: Foreign Transfer USD→NZD
USD amount:$10,000 USD
Fee:$15 USD (.15%)
Exchange Rate:1.4275 (2.88% from mid-rate)
NZD amount:14,254 NZD
Total Cost:3.02%
Difference:
312 NZD less than using OFX
Time:12:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo

Foreign Transfer USD→NZD
USD amount:$10,000 USD
Fee:15
Exchange Rate:1.4187 (3.48% from mid-rate)
NZD amount:14,166 NZD
Total Cost:3.62%
Difference:
400 NZD less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Bank of America: Foreign Transfer USD→NZD
USD amount:$10,000 USD
Fee:$100 USD (1%)
Exchange Rate:1.4216 (3.28% from mid-rate)
NZD amount:14,074 NZD
Total Cost:4.25%
Difference:
492 NZD less than using OFX
Time:12:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
U.S. Bank: Foreign Transfer USD→NZD
USD amount:$10,000 USD
Fee:$100 USD (1%)
Exchange Rate:1.4216 (3.28% from mid-rate)
NZD amount:14,074 NZD
Total Cost:4.25%
Difference:
492 NZD less than using OFX
Time:12:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
Xoom: Foreign Transfer USD→NZD
USD amount:$10,000 USD
Fee:
Transfer Speed:
Services:
Rating:
 
: 4.2/5.0
Reviews:
 
Sending a LARGER foreign transfer? Shop-around with multiple providers: Get Quotes
Note we do not compare every single provider in the market, we compare a selection of established, reputable foreign exchange providers & banks who are regulated in the US as licensed money transmitters. We may receive referral fees if you choose one of these providers however this will not affect the exchange rates or fees you are charged.
Rate snapshot: 02/22/2019

The below table shows a snapshot of the margins and possible savings when you order travel money online with a currency specialist rather than in-person from banks and currency kiosks.

Travel Money Providers
Ratings & Reviews
Amount NZD($)Exchange RateFee USDTotal CostCurrency ServicesDelivery/CollectDeal Links
Wells Fargo Bank logo
1,376.12 NZD
1.4042$206.37%Branch-
Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo
1,376 NZD
0.12 NZD less
1.3900$106.38%Branch-
U.S. Bank Foreign Currency
U.S. Bank logo
1,375.8 NZD
0.32 NZD less
1.375806.4%Branch-
 
Travelex Online US logo
1,340.2 NZD
36 NZD less
1.34020^8.82%Online order, Branch pickup, Home delivery2-3 days
Wells Fargo Bank: Travel Money USD→NZD
USD amount:$1,000 USD
Fee:$20 USD (Minimum fee)
Exchange Rate:1.4042 (4.46% from mid-rate)
NZD amount:1,376.12 NZD
Total Cost:6.37%
Time:12:07 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo

Travel Money USD→NZD
USD amount:$1,000 USD
Fee:$10 USD (1%)
Exchange Rate:1.2861 (12.5% from mid-rate)
NZD amount:1,376 NZD
Total Cost:6.38%
Currency Services:Branch
Delivery/Collect:-
U.S. Bank: Travel Money USD→NZD
USD amount:$1,000 USD
Fee:0
Exchange Rate:1.3758 (6.4% from mid-rate)
NZD amount:1,375.8 NZD
Total Cost:6.4%
Time:12:07 Local
Currency Services:Branch
Delivery/Collect:-
Rating:
: /5.0
Reviews:
Travelex Online US: Travel Money USD→NZD
USD amount:$1,000 USD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:1.3402 (8.82% from mid-rate)
NZD amount:1,340.2 NZD
Total Cost:8.82%
Time:
Rate Fetched: Fri Feb 22 2019 10:15:03 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery/Collect:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Sending a LARGER foreign transfer? Shop-around with multiple providers: Get Quotes
Note we do not compare every single provider in the market, we compare a selection of established, reputable foreign exchange providers & banks who are regulated in the US as licensed money transmitters. We may receive referral fees if you choose one of these providers however this will not affect the exchange rates or fees you are charged.
Rate snapshot: 02/22/2019

USD to NZD mid-rate = 1.4619

Right now the USD/NZD market mid-rate is 1.4619 and represents ideally how many New Zealand Dollar you can get for one United States Dollar.

This USD/NZD Converter calculates equivalent United States Dollar to New Zealand Dollar amounts at the market mid-rate:

USD / NZD mid-rate converter


$USD


$NZD
1 United States Dollar equals
1.4619 New Zealand Dollar

Compare how much you can save on
USD/NZD exchange rates for:

Foreign Transfers Travel Cash/Cards

 
 
1 Week USD to NZD Chart
Loading USD/NZD rates

United States Dollar

New Zealand Dollar

1 USD 1.4619 NZD
5 USD 7.3095 NZD
10 USD 14.62 NZD
20 USD 29.24 NZD
50 USD 73.10 NZD
100 USD 146.19 NZD
250 USD 365.48 NZD
500 USD 730.95 NZD
1,000 USD 1,461.90 NZD
2,000 USD 2,923.80 NZD
5,000 USD 7,309.50 NZD
10,000 USD 14,619.00 NZD
50,000 USD 73,095.00 NZD
100,000 USD 146,190.00 NZD
See more

United States Dollar

New Zealand Dollar

0.6841 USD 1 NZD
3.4205 USD 5 NZD
6.8410 USD 10 NZD
13.68 USD 20 NZD
34.21 USD 50 NZD
68.41 USD 100 NZD
171.03 USD 250 NZD
342.05 USD 500 NZD
684.10 USD 1,000 NZD
1,368.20 USD 2,000 NZD
3,420.50 USD 5,000 NZD
6,841.00 USD 10,000 NZD
34,205.00 USD 50,000 NZD
68,410.00 USD 100,000 NZD
See more

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United States Dollar to New Zealand Dollar (USD-NZD) - 10 Year History

The below table shows the historic variation in the USD/NZD exchange rate over the last 10 years. The percentage change is the difference from the date shown to present. This lets you decide if the current rate is in your favour. You can also view our various charts of USD versus other currencies : USD historical charts.

DateExchange RatePeriodChange
22 Feb 20191.4627Latest
15 Feb 20191.45651 Week+0.43%
23 Jan 20191.47221 Month-0.65%
26 Aug 20181.49256 Months-2%
22 Feb 20181.36591 Year+7.09%
22 Feb 20171.39272 Years+5.03%
23 Feb 20141.20855 Years+21.03%
24 Feb 20091.954810 Years-25.17%

Why can't I just get the USD/NZD market rate I see on Google or in the Media?

The USD/NZD mid-rate is the rate you will see Quoted on Google or the News, nobody except the largest banks and businesses can get exchange rates close to this mid-rate. It is actually just the theoretical half-way point (hence mid-rate) between the last rate at which the USD / NZD was traded (bought or sold) in the international markets.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

The closer your final exchange rate is to the market USD/NZD midrate the better deal you are getting.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

The three things you need in order to get a good USD to NZD exchange rate

  1. Know the latest USD/NZD market mid-rate. The closer your final exchange rate is to this real market rate the better deal you are getting. You should also judge how the current rate compares to the historic rate over the past 10 years.
  2. Compare your Bank's transaction costs to several licensed FX providers, remember to compare the exchange rate margins as well as the various types of fees. We make that easy to do with our calculators for Foreign Transfers and Travel Money transactions.
  3. Review up-to-date Currency News and Forecasts for both the and currencies, if available.

Currency news and forecasts for United States Dollar and New Zealand Dollar

Whenever you are researching a particular exchange rate you are actually interested in two currencies as the value of a currency must always be quoted relative to a second currency.

So it follows that if you are determining the best time to transact, in this case the USD vs NZD, you should pay attention to both United States Dollar and New Zealand Dollar news and forecasts.

United States Dollar (USD) - Market news and forecasts

26-January-19: 2018 was a reasonable year for the dollar. Measured by the US Dollar Index, the greenback appreciated by 4 percent, which was much better than 2017’s 10 percent loss. It was, though, something of a stuttering end to 2018 and the dollar has had mixed fortunes in early 2019.

In December, after lifting US interest rates to 2.25-2.5 percent, the Fed lowered its expectations for future hikes due to so-called “cross currents” (China, Brexit, trade wars etc.). Skepticism among analysts over future Fed hikes has for some time been the main reason for dollar pessimism for 2019, but now, there is also the prospect of a US economic slowdown to contend with.

“A slowdown in the economy is likely to weigh on USD particularly in the second half of this year,” a CIBC researcher said in January.

Of the same opinion was an expert at ING, who argued that the dollar is soon to “embark on a gradual long-term bearish trend.”

January’s extended US government shutdown also has dollar-negative ramifications. Not only is the shutdown likely to hit first-quarter GDP growth, disagreements within Congress bode poorly for the future of potentially inflationary fiscal spending.

New Zealand Dollar (NZD) - Market news and forecasts

28-January-19: The New Zealand dollar has begun 2019 well, with small gains against the US dollar ($0.683) and euro (€0.598). The kiwi remains, however, at relatively low levels by the standards of recent years: in percentage terms, it remains down double digits from 2017 highs relative to USD and EUR.

Several months ago, a good portion of analysts agreed that the kiwi was heading higher in 2019 but, as with the Australian dollar, things have changed. In recent months, investors have become increasingly certain that interest rates in New Zealand will stay at a record low of 1.75 percent for a prolonged period. Inaction on interest rates will force capital away from New Zealand and towards countries where rates are higher or are expected to increase.

Those with a need to consider seriously the future value (6-12 months) of New Zealand’s currency should not underestimate how highly correlated it is with the Australian dollar. Though they flex somewhat against each other, against other major currencies, the Antipodes usually move hand in hand. With that said, readers should be worried about a flurry of grim AUD forecasts coming in early 2019. Among such forecasts was that by a BNP Paribas analyst, who predicted that AUD would get “absolutely crucified,” and that by Capital Economics, which predicted a 16 percent AUD decline.

Currency News and Forecasts - United States Dollar

Japan Allows Fintech Payments Specialists to Compete with Banks
Pound at 2-Week High Ahead of May-Juncker Brexit Meeting
Euro to Strike 20-Month Low This Week; $1.12 Beckons
HSBC Cuts Australian Dollar Forecast; Aussie to Buy Only US66¢ at Year-End
China’s Ant Financial Acquires WorldFirst
New Zealand Dollar Jumps After RBNZ Says It Won’t Lower Interest Rates