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USD to NZD Calculator

United States Dollar to New Zealand Dollar - Convert Compare Save

USD to NZD mid-rate = 1.4695

Right now the USD/NZD market mid-rate is 1.4695 and represents ideally how many New Zealand Dollar you can get for one United States Dollar.

You can calculate equivalent United States Dollar to New Zealand Dollar currency amounts (at mid-rate) below. Then select the transaction type to compare the best exchange rates available for USD to NZD transfers or buying NZD travel money.

USD / NZD Converter


$USD


$NZD
1 United States Dollar equals
1.4695 New Zealand Dollar

Compare how much you can save on
USD/NZD exchange rates for:

Foreign Transfers Travel Cash/Cards

 
 
3 Month USD to NZD Chart
Loading USD/NZD rates

United States Dollar

New Zealand Dollar

1 USD 1.4695 NZD
5 USD 7.3475 NZD
10 USD 14.70 NZD
20 USD 29.39 NZD
50 USD 73.48 NZD
100 USD 146.95 NZD
250 USD 367.38 NZD
500 USD 734.75 NZD
1,000 USD 1,469.50 NZD
2,000 USD 2,939.00 NZD
5,000 USD 7,347.50 NZD
10,000 USD 14,695.00 NZD
50,000 USD 73,475.00 NZD
100,000 USD 146,950.00 NZD
See more

United States Dollar

New Zealand Dollar

0.6805 USD 1 NZD
3.4025 USD 5 NZD
6.8050 USD 10 NZD
13.61 USD 20 NZD
34.03 USD 50 NZD
68.05 USD 100 NZD
170.13 USD 250 NZD
340.25 USD 500 NZD
680.50 USD 1,000 NZD
1,361.00 USD 2,000 NZD
3,402.50 USD 5,000 NZD
6,805.00 USD 10,000 NZD
34,025.00 USD 50,000 NZD
68,050.00 USD 100,000 NZD
See more

NZD Country Guides
New ZealandNew ZealandCook IslandsCook IslandsNiueNiue
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United States Dollar to New Zealand Dollar (USD-NZD) - 10 Year History

The below table shows the historic variation in the USD/NZD exchange rate over the last 10 years. The percentage change is the difference from the date shown to present. This lets you decide if the current rate is in your favour. You can also view our various charts of USD versus other currencies : USD historical charts.

DateExchange RatePeriodChange
16 Dec 20181.4711Latest
09 Dec 20181.46161 Week+0.65%
16 Nov 20181.45371 Month+1.2%
19 Jun 20181.44846 Months+1.57%
16 Dec 20171.43051 Year+2.84%
16 Dec 20161.43542 Years+2.49%
17 Dec 20131.20895 Years+21.69%
18 Dec 20081.690610 Years-12.98%

Best Rates for USD/NZD Transfers and Travel Money

The total transaction cost you will be charged is the margin from the mid-rate offered by your foreign exchange provider plus any fixed or percentage fees. These margins and fees will vary significantly for International Money Transfers and Travel Money transactions.

You can see a sample of the margins from mid-rate in the table below which shows an example of the costs charged by FX specialist and the average bank rate when sending money transfers from USD to NZD.

Foreign Transfers - Exchange Rate Comparison

Foreign Transfer Providers
Ratings & Reviews
Amount NZD($)Exchange RateFee USDTotal CostTransfer ServicesTransfer SpeedDeal Links
 
OFX logo
14,564 NZD
Top Provider
1.45640^1.03%Bank Transfers - Online & Phone1-2 days
 
WorldFirst logo
14,657 NZD
$93 more
1.465700.4%Bank Transfers - Online & Phone1-2 days
Wells Fargo Bank logo
14,261 NZD
$303 less
1.4287183.09%Online, Branch, Bank Transfers2-3 days
HSBC logo
14,252 NZD
$312 less
1.4273$153.15%Online, Branch, Bank Transfers2-3 days
Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo
14,165 NZD
$399 less
1.4248153.75%Online, Branch, Bank Transfers2-3 days
Bank of America
Bank of America logo
14,073 NZD
$491 less
1.4215$1004.37%Online, Branch, Bank Transfers2-3 days
U.S. Bank
U.S. Bank logo
14,073 NZD
$491 less
1.4215$1004.37%Online, Branch, Bank Transfers2-3 days
 
OFX: Foreign Transfer USD→NZD
USD amount:$10,000 USD
Fee:0^ - No fees for BestExchangeRates users (normally $12 for smaller transfers)
Exchange Rate:1.4564 (1.03% from mid-rate)
NZD amount:14,564 NZD
Total Cost:1.03%
Time:
Rate Fetched: Mon Dec 17 2018 04:02:34 GMT+0000 (UTC)
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.8/5.0
Reviews:
WorldFirst: Foreign Transfer USD→NZD
USD amount:$10,000 USD
Fee:
Exchange Rate:1.4657 (0.4% from mid-rate)
NZD amount:14,657 NZD
Total Cost:0.4%
Difference:
$93 more than using OFX
Time:6:07 Local
Transfer Speed:1-2 days
Services:Bank Transfers - Online & Phone
Rating:
 
: 4.6/5.0
Reviews:
Wells Fargo Bank: Foreign Transfer USD→NZD
USD amount:$10,000 USD
Fee:18
Exchange Rate:1.4287 (2.92% from mid-rate)
NZD amount:14,261 NZD
Total Cost:3.09%
Difference:
$303 less than using OFX
Time:6:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
HSBC: Foreign Transfer USD→NZD
USD amount:$10,000 USD
Fee:$15 USD (.15%)
Exchange Rate:1.4273 (3.01% from mid-rate)
NZD amount:14,252 NZD
Total Cost:3.15%
Difference:
$312 less than using OFX
Time:6:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 

Banks - Average Rate
Bank of America logo U.S. Bank logo Wells Fargo Bank logo HSBC logo

Foreign Transfer USD→NZD
USD amount:$10,000 USD
Fee:15
Exchange Rate:1.4185 (3.61% from mid-rate)
NZD amount:14,165 NZD
Total Cost:3.75%
Difference:
$399 less than using OFX
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Bank of America: Foreign Transfer USD→NZD
USD amount:$10,000 USD
Fee:$100 USD (1%)
Exchange Rate:1.4215 (3.4% from mid-rate)
NZD amount:14,073 NZD
Total Cost:4.37%
Difference:
$491 less than using OFX
Time:6:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
U.S. Bank: Foreign Transfer USD→NZD
USD amount:$10,000 USD
Fee:$100 USD (1%)
Exchange Rate:1.4215 (3.4% from mid-rate)
NZD amount:14,073 NZD
Total Cost:4.37%
Difference:
$491 less than using OFX
Time:6:07 Local
Transfer Speed:2-3 days
Services:Online, Branch, Bank Transfers
Rating:
: /5.0
Reviews:
 
Sending a LARGER foreign transfer? Shop-around with multiple providers: Get Quotes
Rates @ 12/17/2018.
Total Cost = Fee + exchange rate margin vs USD/NZD mid-rate: 1.4716

The below table shows an example of the margins and possible savings when you order travel money online with a currency specialist versus the average bank, kiosk or post office rate to buy foreign cash.

Travel Money - Exchange Rate Comparison

Travel Money Providers
Ratings & Reviews
Amount NZD($)Exchange RateFee USDTotal CostCurrency ServicesDelivery SpeedDeal Links
Wells Fargo Bank logo
1,377.78 NZD
Top Provider
1.4059$206.38%Branch-
Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo
1,378 NZD
$0.22 more
1.3917$106.38%Branch-
U.S. Bank
U.S. Bank logo
1,377.5 NZD
$0.28 less
1.377506.39%Branch-
 
Travelex Online US logo
1,345.7 NZD
$32 less
1.34570^8.56%Online order, Branch pickup, Home delivery2-3 days
Wells Fargo Bank: Travel Money USD→NZD
USD amount:$1,000 USD
Fee:$20 USD (Minimum fee)
Exchange Rate:1.4059 (4.46% from mid-rate)
NZD amount:1,377.78 NZD
Total Cost:6.38%
Time:6:07 Local
Currency Services:Branch
Delivery Speed:-
Rating:
: /5.0
Reviews:
 

Banks - Average Rate
U.S. Bank logo Wells Fargo Bank logo

Travel Money USD→NZD
USD amount:$1,000 USD
Fee:$10 USD (1%)
Exchange Rate:1.2877 (12.5% from mid-rate)
NZD amount:1,378 NZD
Total Cost:6.38%
Currency Services:Branch
Delivery Speed:-
U.S. Bank: Travel Money USD→NZD
USD amount:$1,000 USD
Fee:0
Exchange Rate:1.3775 (6.39% from mid-rate)
NZD amount:1,377.5 NZD
Total Cost:6.39%
Time:6:07 Local
Currency Services:Branch
Delivery Speed:-
Rating:
: /5.0
Reviews:
Travelex Online US: Travel Money USD→NZD
USD amount:$1,000 USD
Fee:$0 - No fees for Debit & Credit Cards
Exchange Rate:1.3457 (8.56% from mid-rate)
NZD amount:1,345.7 NZD
Total Cost:8.56%
Time:
Rate Fetched: Mon Dec 17 2018 04:15:04 GMT+0000 (UTC)
Currency Services:Online order, Branch pickup, Home delivery
Delivery Speed:2-3 days
Rating:
 
: 4.3/5.0
Reviews:
 
Sending a LARGER foreign transfer? Shop-around with multiple providers: Get Quotes
Rates @ 12/17/2018.
Total Cost = Fee + exchange rate margin vs USD/NZD mid-rate: 1.4716

Why can't I just get the USD/NZD market rate I see on Google or in the Media?

The USD/NZD mid-rate is the rate you will see Quoted on Google or the News, nobody except the largest banks and businesses can get exchange rates close to this mid-rate. It is actually just the theoretical half-way point (hence mid-rate) between the last rate at which the USD / NZD was traded (bought or sold) in the international markets.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

The closer your final exchange rate is to the market USD/NZD midrate the better deal you are getting.

USD to NZD mid-rate on google

USD to NZD mid-rate on google search

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

The three things you need in order to get a good USD to NZD exchange rate

  1. Know the latest USD/NZD market mid-rate. The closer your final exchange rate is to this real market rate the better deal you are getting. You should also judge how the current rate compares to the historic rate over the past 10 years.
  2. Compare your Bank's transaction costs to several licensed FX providers, remember to compare the exchange rate margins as well as the various types of fees. We make that easy to do with our calculators for Foreign Transfers and Travel Money transactions.
  3. Review up-to-date Currency News and Forecasts for both the and currencies, if available.

Currency news and forecasts for United States Dollar and New Zealand Dollar

Whenever you are researching a particular exchange rate you are actually interested in two currencies as the value of a currency must always be quoted relative to a second currency.

So it follows that if you are determining the best time to transact, in this case the USD vs NZD, you should pay attention to both United States Dollar and New Zealand Dollar news and forecasts.

United States Dollar (USD) - Market news and forecasts

14-December-18: Against a basket of currencies, the US dollar struck an 18-month high in mid-December after negative political and economic developments weighed on rest-of-the-world currencies. At the time of writing, the dollar was showing trade-weighted appreciation of 6 percent for 2018 and was on course to gain in 10 of the year’s 12 months.

The dollar had strengthened to levels near $1.13 against the euro, which suffered due to disappointing eurozone economic data and Brexit-related uncertainties.

Brexit allowed the dollar to gain handsomely against the pound in 2018. On December-11, GBP/USD traded below 1.25 for the first time since early 2017.

The economic slowdown in China has also helped the dollar by creating safe haven flows into the US. The dollar has yet to reach the magic 7-yuan level but remains close to it, at levels near 6.9.

For 2019, JP Morgan and Morgan Stanley are both bearish the greenback. The banks remain skeptical over future Fed interest rate hikes and point to a possible US economic downturn in the second half of the year.

Scotiabank is forecasting EUR/USD at $1.30 by 2019 year-end, indicating a potential 13 percent decline in the dollar’s buying power.

New Zealand Dollar (NZD) - Market news and forecasts

In the weeks leading up to this report (15-Nov-18), the New Zealand dollar was among the best performing global currencies, helped by easing trade tensions between the US and China.

At 68.4 US cents, it remained down 8 percent on 2018 highs. The kiwi struck a 2-1/2-year low in October of just 64.25 cents. After falling to 55.77 euro cents, NZD recovered by the time of this report to buy 60 euro cents — a 10-month high.

Inaction on interest rates from the RBNZ has lended itself to lower NZD exchange rates throughout 2018 but this will likely change in the coming year. The inevitability of higher New Zealand interest rates should become a central narrative in mid-2019. Higher interest rates would add strong support to the kiwi, certainly relative to the currencies of the US, which has already normalized policy a great deal, and of Europe and the UK — these being areas that are likely to see lower interest rates for longer due to uncertainties surrounding Brexit.


 

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