The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
USD to NZD Market Data
US dollar (USD) to New Zealand dollar (NZD) market data - latest interbank exchange rate, trend, chart & historic rates.
Is the USD to NZD Exchange Rate Likely to Improve?
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the New Zealand dollar is to review how the USD/NZD rate has changed over time.
The table below shows the percentage change in the USD to NZD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
Date
USD/NZD
Change
Period
21 Jul 2025
1.6753
0.8% ▲
2 Week
06 May 2025
1.6627
1.6% ▲
3 Month
04 Aug 2024
1.6816
0.4% ▲
1 Year
05 Aug 2020
1.5042
12.3% ▲
5 Year
07 Aug 2015
1.5100
11.9% ▲
10 Year
09 Aug 2005
1.4468
16.7% ▲
20 Year
USD/NZD historic rates & change to 04-Aug-2025
USD/NZD update: As of Aug 4, USD at 1.6907, gaining 1.2% over the last 3 months. Analysts predict a bearish outlook for USD due to weak US employment data, while NZD faces pressure from declining consumer confidence. Stay tuned for economic releases that may sway rates
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USD to NZD Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in New Zealand dollar across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
The standard OFX USD-NZD rate is 1.6632, -1.8% from the mid-rate. Visit OFX here to secure the better rate.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
US dollar (USD) to New Zealand dollar (NZD) rates from different sources before making a conversion.
The above
Dollar to Kiwi comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
banks and other foreign exchange providers against the latest USD-NZD mid-rate and the possible savings of using various providers.
How do USD-NZD rates compare between providers?
Looking at the full
USD to NZD - Send Money comparison table the provider with the best USD to NZD exchange rate is OFX at 1.6845, -0.5% from the latest mid-market rate 1.6930.
The next best is XE at 1.6829, -0.6% from the mid-rate.
Then Wise at 1.682, which is -0.65% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.