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USD to NZD Exchange Rates & Currency Deals

USD-NZD Rate Calculator

 
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
   

USD to NZD Market Data

US dollar (USD) to New Zealand dollar (NZD) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy NZD
1 USD = 1.7432 NZD
1d−0.1%
USD to NZD at 1.7449 is 2.5% above its 3-month average of 1.7024, having traded in a quite stable 5.8% range from 1.6539 to 1.7498
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Tracker

Is the USD to NZD Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the New Zealand dollar is to review how the USD/NZD rate has changed over time.

The table below shows the percentage change in the USD to NZD exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateUSD/NZDChangePeriod
06 Oct 2025
1.7122
1.8% 2 Week
22 Jul 2025
1.6672
4.5% 3 Month
20 Oct 2024
1.6461
5.9% 1 Year
21 Oct 2020
1.5052
15.8% 5 Year
23 Oct 2015
1.4809
17.7% 10 Year
25 Oct 2005
1.4210
22.6% 20 Year
USD/NZD historic rates & change to 20-Oct-2025
USD to NZD hits 1.7449, up 2.5% from its 3-month average. Analysts link the uptick to positive US-China trade outlook while the NZD reacts to a 50bp RBNZ rate cut post-inflation data. Market sentiment remains mixed amid global uncertainties and evolving policies

 

USD to NZD Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in New Zealand dollar across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD NZD
$ 1 NZ$ 1.7432
$ 5 NZ$ 8.7160
$ 10 NZ$ 17.43
$ 20 NZ$ 34.86
$ 50 NZ$ 87.16
$ 100 NZ$ 174.32
$ 250 NZ$ 435.80
$ 500 NZ$ 871.60
$ 1,000 NZ$ 1,743
$ 2,000 NZ$ 3,486
$ 5,000 NZ$ 8,716
$ 10,000 NZ$ 17,432
$ 20,000 NZ$ 34,864
$ 50,000 NZ$ 87,160
$ 100,000 NZ$ 174,320
USD NZD
$ 0.5737 NZ$ 1
$ 2.8685 NZ$ 5
$ 5.7370 NZ$ 10
$ 11.47 NZ$ 20
$ 28.69 NZ$ 50
$ 57.37 NZ$ 100
$ 143.43 NZ$ 250
$ 286.85 NZ$ 500
$ 573.70 NZ$ 1,000
$ 1,147 NZ$ 2,000
$ 2,869 NZ$ 5,000
$ 5,737 NZ$ 10,000
$ 11,474 NZ$ 20,000
$ 28,685 NZ$ 50,000
$ 57,370 NZ$ 100,000

More amounts

*Converted at the current USD-NZD interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for USD to NZD?

The best USD to NZD exchange rate is 1.7369 from Wise. This is -0.36% compared to the mid-market rate 1.7432.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to New Zealand dollar (NZD) rates from different sources before making a conversion.

The above Dollar to Kiwi comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-NZD mid-rate and the possible savings of using various providers. 

How do USD-NZD rates compare between providers?

Looking at the full USD to NZD - Send Money comparison table the provider with the best USD to NZD exchange rate is Wise at 1.7369, -0.36% from the latest mid-market rate 1.7432.

The next best is OFX at 1.7345, -0.5% from the mid-rate.

Then XE at 1.7328, which is -0.6% from the mid-rate.

The Western Union rate is 1.7258 which is -1% from the mid-rate.

Among the banks the Chase Bank rate is 1.6028 at -8.1% the Wells Fargo Bank rate is 1.5924 at -8.7% and the Citibank rate is 1.6726 at -4.1% compared to the mid-rate 1.7432.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

Compare USD to NZD Transfer Rates

   

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View a full list of exchange rates by selecting your Base (from) currency: