The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
USD to NZD Market Data
US dollar (USD) to New Zealand dollar (NZD) market data - latest interbank exchange rate, trend, chart & historic rates.
Bias: Range-bound, as USDJPY sits above its 90-day average and near the upper end of the 3-month range, but policy signals are mixed due to diverging central bank paths.
Bias
USD/NZD stuck in a calm range around the 90-day avg; mild upside drift if US data stays firm as the Fed nears a neutral stance while NZ continues easing. Risk appetite could trim kiwi gains; payrolls and unemployment data will shape near-term moves.
Key drivers
- Rate gap: The US Federal Reserve is expected to ease toward a neutral stance in coming months, while the Reserve Bank of New Zealand has already begun easing; the growing policy gap tends to pull USD/NZD higher if US data remains firm.
- Macro factor: US payrolls and unemployment trends shape near-term USD strength; a stronger payrolls report can keep the dollar firm amid mixed signals.
- Risk appetite: A risk-on mood supports the kiwi more than the dollar, potentially trimming USD/NZD if risk appetite improves as markets stabilize.
Range
Movement is likely to stay inside the recent calm range, with a mild drift toward the upper part if US data stays firm and volumes stay light.
What could change it
- Upside risk: Unexpectedly strong US data or hawkish Fed signals that keep the USD firm.
- Downside risk: Softer US data or a dovish Fed tone that weighs on the USD
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USD to NZD Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in New Zealand dollar across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
What is the
best Send Money conversion rate for USD to NZD?
The best USD to NZD exchange rate is 1.7315 from OFX . This is -0.5% compared to the mid-market rate 1.7402.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
US dollar (USD) to New Zealand dollar (NZD) rates from different sources before making a conversion.
The above
Dollar to Kiwi comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
banks and other foreign exchange providers against the latest USD-NZD mid-rate and the possible savings of using various providers.
How do USD-NZD rates compare between providers?
Looking at the full
USD to NZD - Send Money comparison table the provider with the best USD to NZD exchange rate is OFX at 1.7315, -0.5% from the latest mid-market rate 1.7402.
The next best is XE at 1.7297, -0.6% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.