The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.
USD to NZD Market Data
US dollar (USD) to New Zealand dollar (NZD) market data - latest interbank exchange rate, trend, chart & historic rates.
Bias
Range-bound, USD/NZD is near the 90-day average and sits in the lower half of its 3-month range. Tweet: USD/NZD near the 90-day avg and in the lower half of its 3-month range. Fed moving toward neutral easing vs RBNZ cuts widens USD yield edge; risk mood weighs on NZD. Watch US payrolls for near-term path.
Key drivers
- Rate gap: The US Fed is moving toward a neutral stance with easing expectations, while the RBNZ has begun cutting and could cut again, widening the USD’s yield advantage against the NZD.
- Risk appetite: Caution across markets tends to weigh on the NZD more than the USD.
- Macro factor: US payrolls and unemployment data in the near term could shift the Fed path and push USD higher or lower.
Range
Expect the pair to drift within the lower half of the 3-month range, with attempts to test the middle if risk mood stabilizes.
What could change it
- Upside risk: stronger US payrolls that keep the Fed on a slower easing path and support the dollar.
- Downside risk: softer US data or a faster NZ rate-cut path raising NZD and pushing USD/NZD lower
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USD to NZD Conversion: What Is Your Money Worth?
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in New Zealand dollar across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
What is the
best Send Money conversion rate for USD to NZD?
The best USD to NZD exchange rate is 1.7317 from OFX . This is -0.5% compared to the mid-market rate 1.7404.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
US dollar (USD) to New Zealand dollar (NZD) rates from different sources before making a conversion.
The above
Dollar to Kiwi comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
banks and other foreign exchange providers against the latest USD-NZD mid-rate and the possible savings of using various providers.
How do USD-NZD rates compare between providers?
Looking at the full
USD to NZD - Send Money comparison table the provider with the best USD to NZD exchange rate is OFX at 1.7317, -0.5% from the latest mid-market rate 1.7404.
The next best is XE at 1.73, -0.6% from the mid-rate.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.