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USD to PHP Travel Money Compared

USD-PHP Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
   

USD to PHP Market Data

US dollar (USD) to Philippine peso (PHP) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy PHP
1 USD = 59.46 PHP
1d+0.1%
30dHighs
USD to PHP at 59.50 is 1.1% above its 3-month average of 58.86, having traded in a very stable 2.6% range from 58.05 to 59.54
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Tracker

Currency Forecasts related to USD/PHP

USD to PHP 2026 Forecasts

Bias: range-bound, current level sits in the upper half of the 3-month range, with the 90-day average not clearly higher.

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USD to EUR 2026 Forecasts

Bias: Range-bound, because the pair sits near the 90-day average and in the middle of the three-month range.

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USD to JPY 2026 Forecasts

Bias: Range-bound, as USDJPY sits above its 90-day average and near the upper end of the 3-month range, but policy signals are mixed due to diverging central bank paths.

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Bias USD-PHP remains range-bound near the upper end of a 3-month band. The rate gap narrows as US policy eases toward neutral and BSP eases gradually, backed by MUFG's view of easing inflation and more infrastructure investment. Recent USDPHP moves show the pair hovering near the upper band without a breakout. Key drivers - Rate gap: US policy is expected to ease toward neutral, while the BSP also plans to ease later, narrowing the gap. - One macro factor: MUFG sees the peso supported by easing inflation and more infrastructure investment, with the BSP likely to ease gradually. Range likely to drift within the recent band, with a tilt toward the upper end. What could change it - Upside risk: hawkish Fed signals or stronger US data that keep USD firm against PHP. - Downside risk: softer US data or dovish Fed commentary that reduces USD demand and allows PHP to strengthen

 

USD to PHP Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Philippine peso across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD PHP
$ 1 59.46
$ 5 297.30
$ 10 594.60
$ 20 1,189
$ 50 2,973
$ 100 5,946
$ 250 14,865
$ 500 29,730
$ 1,000 59,460
$ 2,000 118,920
$ 5,000 297,300
$ 10,000 594,600
$ 20,000 1,189,200
$ 50,000 2,973,000
$ 100,000 5,946,000
USD PHP
$ 0.0168 ₱ 1
$ 0.0841 ₱ 5
$ 0.1682 ₱ 10
$ 0.3364 ₱ 20
$ 0.8410 ₱ 50
$ 1.6819 ₱ 100
$ 4.2048 ₱ 250
$ 8.4095 ₱ 500
$ 16.82 ₱ 1,000
$ 33.64 ₱ 2,000
$ 84.10 ₱ 5,000
$ 168.19 ₱ 10,000
$ 336.38 ₱ 20,000
$ 840.95 ₱ 50,000
$ 1,682 ₱ 100,000

More amounts

*Converted at the current USD-PHP interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
   

Everyday Costs in in Philippines

How much does it really cost to live, work, or travel in ? Here's what to expect for daily expenses and expat living.

Currency Guide for the Philippines (ISO Code: PH)

When planning a one-week mid-range stay in the Philippines, travelers should budget around 25,000 to 35,000 PHP (approximately $440 to $615 USD). This amount can provide a comfortable experience, factoring in meals, accommodations, transportation, and activities. Here’s a rough breakdown of typical daily expenses:

  • 🍽️ Meal at a local restaurant: 200-400 PHP
  • ☕ Coffee: 50-150 PHP
  • 🚌 Public transport fare: 20-50 PHP
  • 📱 Prepaid SIM card: 300-700 PHP
  • 🏨 Budget hotel or Airbnb: 1,200-2,500 PHP

In general, the Philippines is considered an affordable travel destination compared to the United States, where a similar mid-range experience would often cost 30% more. Compared to the UK, the cost of living in the Philippines is significantly lower as well. Travelers will find that their money stretches further here, allowing for a richer experience without breaking the bank.

Living Costs and Money Tips for Expats

For expats moving to the Philippines, typical monthly living costs can range from 30,000 to 60,000 PHP ($530 to $1,060 USD), depending on lifestyle choices and location. This estimate covers rent, utilities, food, and transportation. In major urban areas like Manila or Cebu, you may encounter higher costs, while rural areas offer significantly cheaper living.

When it comes to managing your finances, using a combination of local banking and card usage is advisable. Many banks offer services specifically catering to expats, and using international cards like Visa and Mastercard is common. However, be wary of ATM fees. For sending and receiving money, online transfer services such as Wise or OFX often provide better exchange rates and lower fees compared to traditional banks or currency exchange services. In highly touristy areas, you may get slightly better rates by exchanging money locally, but it’s generally safer and more efficient to use an online transfer service to avoid fluctuating rates and additional fees.

 

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