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USD to PLN - Compare Exchange Rates

United States Dollar to Polish Zloty - Convert Compare Save

The total cost you are charged by your foreign exchange provider consists of the margin from the mid-rate offered plus any fixed or percentage fees. These margins and fees vary significantly for International Money Transfers and Travel Money transactions as shown below.


USD to PLN interbank exchange rate = 3.8094

Right now the USD/PLN interbank exchange rate is 3.8094. It’s also called the mid-market rate or just the mid-rate and is the rate that banks use when trading large amounts of foreign currencies with one another.

It's the reference rate we use to calculate how much you are being charged to convert Polish Zloty to United States Dollar.

This USD/PLN Converter calculates equivalent United States Dollar to Polish Zloty amounts at the market mid-rate. You can also enter your own rates to find out the percentage difference to the latest market rates you are being charged.

USD / PLN converter & margin calculator


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USD/PLN exchange rates for:

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United States Dollar

Polish Zloty

1 USD 3.8094 PLN
5 USD 19.05 PLN
10 USD 38.09 PLN
20 USD 76.19 PLN
50 USD 190.47 PLN
100 USD 380.94 PLN
250 USD 952.35 PLN
500 USD 1,904.70 PLN
1,000 USD 3,809.40 PLN
2,000 USD 7,618.80 PLN
5,000 USD 19,047.00 PLN
10,000 USD 38,094.00 PLN
50,000 USD 190,470.00 PLN
100,000 USD 380,940.00 PLN
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United States Dollar

Polish Zloty

0.2625 USD 1 PLN
1.3125 USD 5 PLN
2.6250 USD 10 PLN
5.2500 USD 20 PLN
13.13 USD 50 PLN
26.25 USD 100 PLN
65.63 USD 250 PLN
131.25 USD 500 PLN
262.50 USD 1,000 PLN
525.00 USD 2,000 PLN
1,312.50 USD 5,000 PLN
2,625.00 USD 10,000 PLN
13,125.00 USD 50,000 PLN
26,250.00 USD 100,000 PLN
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PLN Country Guides

United States Dollar to Polish Zloty (USD-PLN) - 10 Year History

The below table shows the historic variation in the USD/PLN exchange rate over the last 10 years. The percentage change is the difference from the date shown to present. This lets you decide if the current rate is in your favour. You can also view our various charts of USD versus other currencies : USD historical charts.

DateExchange RatePeriodChange
22 Apr 20193.8046Latest
15 Apr 20193.78191 Week+0.6%
23 Mar 20193.80381 Month+0.02%
24 Oct 20183.78226 Months+0.59%
22 Apr 20183.40231 Year+11.82%
22 Apr 20173.97462 Years-4.28%
23 Apr 20143.03145 Years+25.51%
24 Apr 20093.392210 Years+12.16%

Why can't I just get the USD/PLN market rate I see on Google or in the Media?

The USD/PLN mid-rate is the rate you will see Quoted on Google or the News, nobody except the largest banks and businesses can get exchange rates close to this mid-rate. It is actually just the theoretical half-way point (hence mid-rate) between the last rate at which the USD / PLN was traded (bought or sold) in the international markets.

Getting a good market rate is mainly about timing however the transaction margin you end up being charged can be considerably reduced by around a few percent (of total amount being exchanged) for travel money and possibly over 5% to 6% when sending money. The exact potential savings depends on the currencies being exchanged and the amount you are transferring and if you are willing to shop around.

The closer your final exchange rate is to the market USD/PLN midrate the better deal you are getting.

Our real-time foreign transfer and travel money/cards comparison calculators make shopping around easy and help you calculate how much you can save.

The three things you need in order to get a good USD to PLN exchange rate

  1. Know the latest USD/PLN market mid-rate. The closer your final exchange rate is to this real market rate the better deal you are getting. You should also judge how the current rate compares to the historic rate over the past 10 years.
  2. Compare your Bank's transaction costs to several licensed FX providers, remember to compare the exchange rate margins as well as the various types of fees. We make that easy to do with our calculators for Foreign Transfers and Travel Money transactions.
  3. Review up-to-date Currency News and Forecasts for both the and currencies, if available.

Currency news and forecasts for United States Dollar and Polish Zloty

Whenever you are researching a particular exchange rate you are actually interested in two currencies as the value of a currency must always be quoted relative to a second currency.

So it follows that if you are determining the best time to transact, in this case the USD vs PLN, you should pay attention to both United States Dollar and Polish Zloty news and forecasts.

United States Dollar (USD) - Market news and forecasts

In the third week of April the Dollar Index was rallying strongly towards the mid-97s, slightly below major resistance at 97.70, a break of which would be massively positive for the greenback. The index was up 1.7 percent year-to-date.

The dollar’s strength comes in spite of a dovish surprise in March from the Federal Reserve, which ditched two interest rate hikes from its 2019 projections. Fortunately for dollar holders, the rest of the world has problems and other important central banks also turned dovish, removing much of the incentive for selling USD.

Bloomberg research warned in April of potential for a large upcoming move in the US dollar, up or down. Over the past quarter-century, three prominent troughs in the JPMorgan Global FX Volatility Index were followed by dollar moves over 6-month periods worth 10-15 percent. The index was trading in mid-April at a 5-year low.

Polish Zloty (PLN) - Market news and forecasts

No recent Polish Zloty market updates.