Switch .com Best Exchange Rates .com Best Exchange Rates .com Best Exchange Rates
BER

USD to PLN Exchange Rates & Currency Deals

USD-PLN Rate Calculator

 
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 
   

USD to PLN Market Data

US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy PLN
1 USD = 3.5866 PLN
1d−0.2%
14dHighs
USD to PLN at 3.5883 is 1.4% below its 3-month average of 3.6378, having traded in a very stable 3.7% range from 3.5790 to 3.7114
|
Tracker

Is the USD to PLN Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Polish zloty is to review how the USD/PLN rate has changed over time.

The table below shows the percentage change in the USD to PLN exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateUSD/PLNChangePeriod
19 Dec 2025
3.5915
0.2% 2 Week
04 Oct 2025
3.6231
1.1% 3 Month
02 Jan 2025
4.1633
13.9% 1 Year
03 Jan 2021
3.7249
3.8% 5 Year
05 Jan 2016
3.9943
10.3% 10 Year
07 Jan 2006
3.1512
13.7% 20 Year
USD/PLN historic rates & change to 02-Jan-2026

Currency Forecasts related to USD/PLN

USD to PLN 2026 Forecasts

The USD to PLN exchange rate remains range-bound, currently holding near the 14-day highs of approximately 3.5960.

Read forecast

USD to EUR 2026 Forecasts

The current market bias for the USD to EUR exchange rate is bearish.

Read forecast

USD to JPY 2026 Forecasts

The market bias for the USD to JPY exchange rate is range-bound. Key drivers include a declining interest rate outlook for the USD, as the Federal Reserve...

Read forecast

USD/PLN is currently range-bound with a slightly bearish outlook. Analysts expect the USD to weaken due to Fed rate cuts and positive global growth, while the PLN benefits from strong GDP and local rate cuts. Over the next 1-3 months, watch for potential range trading near current levels

 

USD to PLN Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Polish zloty across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD PLN
$ 1 3.5866
$ 5 17.93
$ 10 35.87
$ 20 71.73
$ 50 179.33
$ 100 358.66
$ 250 896.65
$ 500 1,793
$ 1,000 3,587
$ 2,000 7,173
$ 5,000 17,933
$ 10,000 35,866
$ 20,000 71,732
$ 50,000 179,330
$ 100,000 358,660
USD PLN
$ 0.2788 zł 1
$ 1.3940 zł 5
$ 2.7880 zł 10
$ 5.5760 zł 20
$ 13.94 zł 50
$ 27.88 zł 100
$ 69.70 zł 250
$ 139.40 zł 500
$ 278.80 zł 1,000
$ 557.60 zł 2,000
$ 1,394 zł 5,000
$ 2,788 zł 10,000
$ 5,576 zł 20,000
$ 13,940 zł 50,000
$ 27,880 zł 100,000

More amounts

*Converted at the current USD-PLN interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for USD to PLN?

The best USD to PLN exchange rate is 3.5687 from OFX . This is -0.5% compared to the mid-market rate 3.5866.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Polish zloty (PLN) rates from different sources before making a conversion.

The above Dollar to Zloty comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-PLN mid-rate and the possible savings of using various providers. 

How do USD-PLN rates compare between providers?

Looking at the full USD to PLN - Send Money comparison table the provider with the best USD to PLN exchange rate is OFX at 3.5687, -0.5% from the latest mid-market rate 3.5866.

The next best is XE at 3.5651, -0.6% from the mid-rate.

Then Western Union at 3.5507, which is -1% from the mid-rate.

Among the banks the Chase Bank rate is 3.3465 at -6.7% the Wells Fargo Bank rate is 3.325 at -7.3% and the Citibank rate is 3.49 at -2.7% compared to the mid-rate 3.5866.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

Compare USD to PLN Transfer Rates

   

View a full list of exchange rates by selecting your Base (from) currency: