The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.
To see a full list of available providers, simply enter your transaction type, details and click ‘Get Rates’.
Compare Exchange Rates & Fees - Save Time & Money
Sending money to Poland can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.
Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to Poland bank accounts or pay a Polish zloty invoice.
USD to PLN Market Data
US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.
USD to PLN is at 30-day lows near 3.6945, 2.6% below its 3-month average of 3.7916, having traded in a quite volatile 11.0% range from 3.5425 to 3.9339
Is the USD to PLN Exchange Rate Likely to Improve?
Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Polish zloty is to review how the USD/PLN rate has changed over time.
The table below shows the percentage change in the USD to PLN exchange rate across various timeframes—from the past 2 weeks to the last 20 years:
Date
USD/PLN
Change
Period
29 May 2025
3.7282
1% ▼
2 Week
14 Mar 2025
3.8424
4% ▼
3 Month
12 Jun 2024
4.0073
7.9% ▼
1 Year
13 Jun 2020
3.9485
6.5% ▼
5 Year
15 Jun 2015
3.6848
0.2% ▲
10 Year
17 Jun 2005
3.3289
10.9% ▲
20 Year
USD/PLN historic rates & change to 12-Jun-2025
#FX Update: USD/PLN near 30-day lows at 3.6945, down 2.6% from 3-month avg. Weak US inflation data (2.4% vs exp 2.5%) fuels July Fed rate cut talk. Analysts see continued pressure on USD while PLN struggles amid NBP rate cuts & German recession fears
To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Polish zloty across a range of amounts.
This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :
The standard OFX USD-PLN rate is 3.6224, -1.7% from the mid-rate. Visit OFX here to secure the better rate.
As exchange rates can vary
significantly between banks and also between currency exchange providers,
it's therefore important to carefully compare
US dollar (USD) to Polish zloty (PLN) rates from different sources before making a conversion.
The above
Dollar to Zloty comparison table
makes it easy to compare the Total Fees (both variable and fixed) you are being charged by
banks and other foreign exchange providers against the latest USD-PLN mid-rate and the possible savings of using various providers.
How do USD-PLN rates compare between providers?
Looking at the
full comparison table
the best USD to PLN exchange rate is 3.6662 from OFX, -0.5% from the mid-market rate 3.6846. The next best rate is 3.6625 from XE, -0.6% from the mid-rate. Then Wise with 3.6606 is -0.65% from the mid-rate.
The Western Union rate is 3.6477 which is -1% from the mid-rate.
Among the banks the Chase Bank rate is 3.4197 at -7.2% the Wells Fargo Bank rate is 3.3976 at -7.8% and the Citibank rate is 3.5671 at -3.2% compared to the mid-rate 3.6846.
It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally,
banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate.
For more competitive rates, you might consider using a specialized currency exchange service
or platforms that offer rates closer to the mid-market rate.