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USD to PLN Transfers Compared

USD-PLN Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 

Compare Exchange Rates & Fees - Save Time & Money

 

Sending money to Poland can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.

Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to Poland bank accounts or pay a Polish zloty invoice.

 
   

USD to PLN Market Data

US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy PLN
USD to PLN at 3.6319 is just below its 3-month average, having traded in a very stable 3.6% range from 3.5813 to 3.7114
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Tracker

Is the USD to PLN Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Polish zloty is to review how the USD/PLN rate has changed over time.

The table below shows the percentage change in the USD to PLN exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateUSD/PLNChangePeriod
24 Nov 2025
3.6763
1.3% 2 Week
09 Sep 2025
3.6334
0.1% 3 Month
08 Dec 2024
4.0392
10.1% 1 Year
09 Dec 2020
3.6682
1% 5 Year
11 Dec 2015
3.9703
8.6% 10 Year
13 Dec 2005
3.2117
13% 20 Year
USD/PLN historic rates & change to 08-Dec-2025
USD/PLN remains stable at 3.6319, slightly below its 3-month avg, indicating cautious trading. Analysts warn of pressures from both the US due to upcoming Fed rate cuts and Poland's recent NBP rate reduction, with potential weakness in the zloty ahead. Expect range-bound trading until clearer signals emerge

 

USD to PLN Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Polish zloty across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD PLN
$ 1 3.6303
$ 5 18.15
$ 10 36.30
$ 20 72.61
$ 50 181.52
$ 100 363.03
$ 250 907.58
$ 500 1,815
$ 1,000 3,630
$ 2,000 7,261
$ 5,000 18,152
$ 10,000 36,303
$ 20,000 72,606
$ 50,000 181,515
$ 100,000 363,030
USD PLN
$ 0.2755 zł 1
$ 1.3775 zł 5
$ 2.7550 zł 10
$ 5.5100 zł 20
$ 13.78 zł 50
$ 27.55 zł 100
$ 68.88 zł 250
$ 137.75 zł 500
$ 275.50 zł 1,000
$ 551.00 zł 2,000
$ 1,378 zł 5,000
$ 2,755 zł 10,000
$ 5,510 zł 20,000
$ 13,775 zł 50,000
$ 27,550 zł 100,000

More amounts

*Converted at the current USD-PLN interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for USD to PLN?

The best USD to PLN exchange rate is 3.6121 from OFX . This is -0.5% compared to the mid-market rate 3.6303.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Polish zloty (PLN) rates from different sources before making a conversion.

The above Dollar to Zloty comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-PLN mid-rate and the possible savings of using various providers. 

How do USD-PLN rates compare between providers?

Looking at the full USD to PLN - Send Money comparison table the provider with the best USD to PLN exchange rate is OFX at 3.6121, -0.5% from the latest mid-market rate 3.6303.

The next best is XE at 3.6085, -0.6% from the mid-rate.

Then Western Union at 3.594, which is -1% from the mid-rate.

Among the banks the Chase Bank rate is 3.3441 at -7.9% the Wells Fargo Bank rate is 3.3224 at -8.5% and the Citibank rate is 3.4893 at -3.9% compared to the mid-rate 3.6303.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

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