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USD to PLN Transfers Compared

USD-PLN Rate Calculator

 
   
   
   
   
 
   

Understanding the Table:

The comparison table above helps you see the total cost of your currency transaction by showing the exchange rates offered by different providers. It also makes it easy to spot potential savings from market-leading FX services compared to bank rates.

To see a full list of available providers, simply enter your transaction type, details and click ‘GET RATES’.

 
 

Compare Exchange Rates & Fees - Save Time & Money

 

Sending money to Poland can be an expensive business, more so if you aren’t even aware of all the hidden fees. Money transfer companies and banks profit by charging you fees and a normally hidden margin on the exchange rate.

Using your Bank to make international wire transfers to India can be especially expensive – often 5% to 10% worse than using a foreign exchange specialist to send to Poland bank accounts or pay a Polish zloty invoice.

 
   

USD to PLN Market Data

US dollar (USD) to Polish zloty (PLN) market data - latest interbank exchange rate, trend, chart & historic rates.

 
Sell USD   →   Buy PLN
1 USD = 3.6167 PLN
+0.3% since yesterday
60d-lows
USD to PLN at 3.6128 is 3.6% below its 3-month average of 3.7472, having traded in a quite volatile 11.0% range from 3.5425 to 3.9339
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Tracker

Is the USD to PLN Exchange Rate Likely to Improve?

Predicting exchange rate movements is always challenging, as they’re influenced by a wide range of economic and geopolitical factors. One useful way to assess the current value of the US dollar against the Polish zloty is to review how the USD/PLN rate has changed over time.

The table below shows the percentage change in the USD to PLN exchange rate across various timeframes—from the past 2 weeks to the last 20 years:

DateUSD/PLNChangePeriod
19 Jun 2025
3.7138
2.6% 2 Week
04 Apr 2025
3.8905
7.1% 3 Month
03 Jul 2024
3.9850
9.3% 1 Year
04 Jul 2020
3.9678
8.9% 5 Year
06 Jul 2015
3.7979
4.8% 10 Year
08 Jul 2005
3.4212
5.7% 20 Year
USD/PLN historic rates & change to 03-Jul-2025
USD/PLN has seen notable volatility, currently at 3.6128, down 3.6% from the 3-month average. Recent U.S. economic signals, including a rise in job openings, may support the dollar, yet the PLN struggles post-NBP's rate cut amid recession fears in Germany. Eyes on U.S. and Polish economic data for further direction

 

USD to PLN Conversion: What Is Your Money Worth?

To help you understand the real-world value of the current exchange rate, the table below shows how much US dollar are worth in Polish zloty across a range of amounts.

This gives a quick view of what you’d get when converting different USD amounts at today’s rate * :

USD PLN
$ 1 3.6167
$ 5 18.08
$ 10 36.17
$ 20 72.33
$ 50 180.84
$ 100 361.67
$ 250 904.18
$ 500 1,808
$ 1,000 3,617
$ 2,000 7,233
$ 5,000 18,084
$ 10,000 36,167
$ 20,000 72,334
$ 50,000 180,835
$ 100,000 361,670
USD PLN
$ 0.2765 zł 1
$ 1.3825 zł 5
$ 2.7650 zł 10
$ 5.5300 zł 20
$ 13.83 zł 50
$ 27.65 zł 100
$ 69.13 zł 250
$ 138.25 zł 500
$ 276.50 zł 1,000
$ 553.00 zł 2,000
$ 1,383 zł 5,000
$ 2,765 zł 10,000
$ 5,530 zł 20,000
$ 13,825 zł 50,000
$ 27,650 zł 100,000

More amounts

*Converted at the current USD-PLN interbank exchange rate. Calculate actual payout amounts for Send Money and Travel Money exchange rates.

 
 

What is the best Send Money conversion rate for USD to PLN?

The best USD to PLN exchange rate is our partner deal rate of 3.5986 from OFX . This is -0.5% compared to the mid-market rate 3.6167.

The standard OFX USD-PLN rate is 3.5491, -1.9% from the mid-rate. Visit OFX here to secure the better rate.

As exchange rates can vary significantly between banks and also between currency exchange providers, it's therefore important to carefully compare US dollar (USD) to Polish zloty (PLN) rates from different sources before making a conversion.

The above Dollar to Zloty comparison table makes it easy to compare the Total Fees (both variable and fixed) you are being charged by banks and other foreign exchange providers against the latest USD-PLN mid-rate and the possible savings of using various providers. 

How do USD-PLN rates compare between providers?

Looking at the full USD to PLN - Send Money comparison table the provider with the best USD to PLN exchange rate is OFX at 3.5986, -0.5% from the latest mid-market rate 3.6167.

The next best is XE at 3.595, -0.6% from the mid-rate.

Then Wise at 3.5931, which is -0.65% from the mid-rate.

The Western Union rate is 3.5805 which is -1% from the mid-rate.

Among the banks the Chase Bank rate is 3.3502 at -7.4% the Wells Fargo Bank rate is 3.3285 at -8% and the Citibank rate is 3.4949 at -3.4% compared to the mid-rate 3.6167.

It's important to note that exchange rates also fluctuate frequently due to market conditions. Additionally, banks and foreign exchange providers often apply a margin to the exchange rate, resulting in a less favorable rate for customers compared to the mid-market rate. For more competitive rates, you might consider using a specialized currency exchange service or platforms that offer rates closer to the mid-market rate.

 

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